₦airaland Forum

Nadingo:
Be grateful to God for the one you have as you strive for something better. A lot of Nigerians would literally kill to have your 130k 9-5 job

I knew someone would come here and say this. This is our problem as nigerians, we usually settle for less and its the reason we keep been exploited with the midset that "if they want to go let them go, there are people out there that will kill to get this 30k job". Our mentality as nigerians is so messed up. You're earning $165 monthly snd you're comfortable?

Na wah o. When person go get this FG job like this. See people calling figures when I'm here still suffering with my 130k per month private job. 8:30 to 5pm Monday to Friday. At the end of the month transport will gulp more than half of the salary now weytin con remain. I just dey always think of when I'll build house, buy car and do the many good things of life. I am fed up.

jamesversion:
DonBachi, I thought you sell market in Onitsha.

You dey mind that wannabe liar? A woman paid 8 million into your account just like that?

bikefab:
This one is coming here to ask us if he's a ghost or have somewhat possessed some spiritual invisible powers whereas hes simply a thief who have purposely failed to pay his fare all those times. Werey de disguise

Bike fab.. you're probably an okada man . Make I sha no do mistake enter your bike coz if you forget to collect money me I nor go remind you.

Money wey I don use chop goat meat and chilled Heineken. Make una dey there dey wan die ontop another person matter.

GodWrites:
You are just lucky. But remember that luck runs out pretty fast. You are nothing but a thief. Even if the conductor forgot, can't you just pay your fare? What goes around comes around.

Same conductors wey dey carry gun Rob people for night nahim you dey pity?

donbachi:
God just tested you and you failed.

My own story.
Some years back.i and a friend ran into a businessman,we talked business and my friend adviced we disappear with the cash.i turned him down.same year,a woman paid in 8 million into my account, another friend gave me same advice.toward the end of same year.i met another man that came back from germany.we talked business and he left 6 cars in my care for sale.i sold all and sent him his cash.....so I began car business with that man.made millions,got an American connect on cars,made more millions.naso I take cross.sincerity pays

Lol.. this one na clown.

taylor89:
If he forgets his change will conductor call him back?

You dey mind the mumu? Infact conductors will hoard change and tell you they don't have yet just to make you forget.

For the past few months, I've been entering danfo and conductor will forget to collect money. Today makes it the 4th time its happening this month alone. I entered bus from mowe to oshodi and the conductor totally forgot. Tfare of almost 1,500. As a sharp guy I no dey talk coz in this lagos, its either you cheat or be cheated. But it's getting scary coz it's happening almost everytime to the extent that I begin to think, am I a ghost? Abi I don die and I no know...abi I don mistakenly chop jazz I'm not aware of?

@ MrFollowFollow I also experienced same .

I borrowed on the 25th lf April and the loan was a month tenor with easemoni. On the 24th of May, they were already disturbing me threatening fire and brimstone. I contemplated borrowing from another loan app just to pay them but from my little knowledge of economics, its a trap. Taking a loan to repay another loan is the begining of your troubles. Then on the 25th the next day I decided that i borrowed money from a friend instead just to pay these guys. It was with the hopes that after paying up, then I can re-borrow a lesser amount that will last me till when salary arrives on the 30th or there abouts. I was disappointed when my loan was declined. Now think of what ran through my mind, definitely if I had known I shouldn't have paid on time and hold on till month end.

MrFollowFollow:
So you think the people who manage these loan providers are fools?

The reason why some of these people rush to pay up is so they can win the trust of the loan company so that they can borrow a larger amount of money at their next attempt.

If the loan provider is foolish and gives them a larger amount that is when the stupid borrower will now show his true colour by defaulting repeatedly

Okay.

If this is your point then I don't blame people for borrowing and refusing to pay. It is justified. Someone had an emergency cash with him, loan is also due next day. In order to maintain a good credit score and avoid embarrassing calls and messages, he used the emergency cash to pay up the loan so he could borrow again. That way, he has bought more time and also, he used a stone to kill two birds.
After paying up, he tried borrowing and they declined. Now think of it, won't he be regretting that if he had known, he wouldn't have paid the money?

Same scenario happens with people who have been owing these loan apps for long. It's not that they don't want to pay, they must have defaulted intially because they had little and now that they manage to raise some change, they know that if pay up with all the accumulated interest, the laon app won't borrow them again. So instead of losing on two sides let them kuku keep their money. These loan apps are the onese doing themselves.

Easemoni and okash, once you borrow from them and pay up even before due date, they will just suddenly stop borrowing . Many people complain about this tactics of theirs.

I borrowed money from okash last month. About a day before the due date of the loan , small change entered my account and I was like let me just use the mo ey to pay up my okash loan so that they won't disturb me . Then I can borrow again. That way I will use one stone to kill two birds. My dear friends I paid up the okash loan and when I tried borrowing again , they declined. I nearly ran mad coz that was my last cash. I was like if I had known I wouldn't have paid them self. I went to their Facebook page and discovered many people complaining about such tactics of theirs. Just ridiculous

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budaatum:
I'd expect they would, if the defaulter gave them your contact details when they took the loan.

https://restofworld.org/2022/nigeria-loan-apps-reputation/

Hmm

I got some ridiculous texts concerning a friend that borrowed from one of these loan apps. He claimed he doesn't know the particular one that sent the defaming message as he had borrowed from multiple apps. One of them including easemoni.


Does easemoni message or call contacts of defaulters?

Lagos was far ahead of other cities. Most parts of ogun state for example was just Bush and dense forest. Today its totally different

I remember running home after 3 o'clock closing hour so as not to miss my favorite cartoons on TV

There was nothing like satellite TV which meant we watched more contents on local TV. You go to school the following day to gist with friends about the episodes.

Christmas was much fun, we visited friends and families on Christmas day and eat to your satisfaction

There was nothing like phone so whenever my dad goes to work , I stay outside all night till he comes back. Make I no lie anytime its getting so late around 10pm and he's not back I start thinking of bad things like he was kidnapped or had an accident . The more it gets late, the more i get worried and when i finally see his peageot 504 headlamp shining from afar, there js this relief thay engolfs me instantly.. May his gentle soul rest in peace, he passed on last year.

Teachers and parents beat the hell out of you, they were more ruthless than what we have now.

Our soldiers (army) back then used to be very skinny infact na khaki dey wear them no be them dey wear khaki but the fear they commanded back then is far more than what we have today.

Oh did I forget Mr biggs toilets? When you enter Mr biggs toilet, you find phone numbers painted on the wall. They obviously belong to people looking for love.