₦airaland Forum

yemmit90:
I dont think this MSME of a thing real or even been started as claimed by cbn. Till this moment, some banks are still claim ignorant of the whole stuffs.
For instance, i have a very strong bankable plan with Diamond, Access, skye and Stanbic banks. To my utmost surprise, only in the Stanbic bank that they gave me a good response(the bank i dont even expect they know watup compare to the previous 3 i used). A guy from Stanbic bank advised me to keep making use of my account with meaningful transactions for at least 6 months in order to quaulify. I opened an account with them immediately, makes sure i had nothing less than #2m (inflow and outflow) each month.
But seem now that the hope of getting the said loan is gradually heading to Sambisa forest reserve as the guy make a U-tune the last time i checked his office upstaire that the CBN is not yet authorize or starts approving requests from aspiring enterpreneurs.
Am i missing something here"Gurus in the house"? 8% interest on 10m loan will be so sweet. make una say something abeg.

mrlycan:
You think I'm lying. This is a 1 month and 13 days account, All though Xmas,I was working,when others dey chop chicken.I am not taking any more orders for now. I need to sort this one out before I get neckache

akagson:
Gerout

Kajiang02:
I'm trying to quote all those in favor of the Keke business which i'll also love to be a part of.
Don't you think we could all come together and make arrangements for one group shipping.
We could make OP reference/contact point in handling this while we hustle for funding based on agreed arrangement by all concerned.

CC:
Sincere9jerian, naughtysite, tugrow, olaide721, icekeeng, oshikes, gap2020, topsnet, lymelyte, millionboi, ymodulus,

kayce19:
whats the issue with the car and why is there no plate number since its registered

beautycrush24:
I have an update on this issue. I finally caught d fool and he has started paying back d money in installments.
Thanks to you all for your prayers. It worked.

banjicom:
Lies everywhere!!!
Smh

Those who really make $1000 dollars per month will not come to nairaland and start bragging, only the poor ones do that.

oya

Ymodulus:
[size=18pt]Keke Napep Business[/size]

The first Business I did for the year 2015 was the keke Napep Business.

How I got into this Business

I had this conversation with a keke driver who was complaining that day bitterly of how the union seized his bike and collected N2,000 from him. He accepted he was at fault. Later he was caught again. I know the officer who caught him due to my job as a reporter in one of Nigeria's leading newspapers. I knew some force officers as I interviewed them in some case.

Discussion led to discussion and we started discussing about the keke napep business. He told me all there was to it l. I then replied him that I needed a driver he said he can get one for me.

I got the first Keke Napep from someone closed and hired the same man as my driver. How the business goes.

The Keke Business Proper
This business is an interesting one I must confess. However to go into it there are 3 principles which must be settled.

1. Location
2. Method of Remmitance
3. New or second Hand Keke


1. New or second Hand Keke. Which is best ?
I will advice you that if you want to go into the keke Napep business please get second Hand Keke Napeps not New one. Believe me it's best to buy something new good. But getting a good second Hand Keke Napeps is around 110 - 140k and the person will pay you double.

In Lagos you can easily make your money in 2 months 1week ( exact time frame my friend used to get hers back ).

There are good keke Napeps second hands.
Once more go for good second hand and not new ones. Many may decieve you that new are best, yes they are good am not disputing this. But me and you need sharp good fast money then second hand is the way.


2. Method of Remittance
The period of complete returns on a keke depends on two things :
1. the status of the Keke at time of purchase ( I.e New or second hand )
2. Does your driver work on Saturdays and Sundays ? ( Some people set any return from those days mostly Sunday as maintenance money. Some don't )
3. Agreed fee of return by driver.

There are generally two ways of paying a keke Driver.
1. Hire purchase
2. Daily Balance

I believe the two need no explanation just little extra tips.
I will never advice you to give your keke napep based on returns of Daily Balance. It's a No no. So help you whatever you believe in.

In transportation business drivers can be A pain in the house, don't even trust your brother and Lagos for that reason my brother you have to be wary.
Hire purchase is the best. In the North , Higher Purchase is what is mostly done and in the South East mostly daily Balance.

Daily return vary according to
1. Your state or Location
2. Status of Keke Napepe ( new or old )

In Niger , Katsina for example daily returns are N2000 and N3000 respectively for a new keke napep. And for second hand it is based on negotiation. But in Niger it is roughly N1500-1700/1800.

Note all the price can be subject to negotiation. However am giving you standard normal price.

In Lagos it is N4000 - N4500 ( for those plying Computer Village route ).
Note don't let anyone decieve you for the poster know what he his saying.

Now on the amount to return. There are two ways of paying back Hire Purchase.

1. Negotiated ( you and driver agrees that you bought keke marwa for say N400 and he will pay N700 )
2. Standard ( pay x2 the price. Takes place mostly in North and for second hand marwa ).


Note: payment on hire purchase is all based on negotiations.


3. Brand of Keke Napep to Buy
I can only speak for Kaduna, Kano, Kastina and Niger. TVS keke Napep is the best type, the parts are readily available and cheap. Also cost efficient.

4. Import a New Keke or Buy Here in Nigeria

If you have the know how to import, I will advice you import keke Napeps. Keke napeps are produced in India. But you can get from china wholesalers wholesalers.

Keke Napeps spare parts are produced by Chinese and are more cheaper. Most importers import the spare part from china. In fact All keke spare parts are Chinese, Chinese sell the clone cheap better than India.

22Keke Napep will make 1 20ft Container. It cost approximately 98k to bring in on the average per one ( tax and government expenses + custom clearance + cost of getting form m and all).

Note: there are cheaper ways to bring in keke napep far way cheaper than what Nigerian wholesalers sell.

I can show you ways to bring in keke napeps at flat rate of 35k per piece. It's possible. Everything is legal.

The keke business is a sweet business if you know your way and I advice students to run this type of business.

Below is a second hand keke Napep I got some time back.


www.nairaland.com/attachments/2856999_img20150914160740_jpegbe925ea15476351e01868bfe12064ff1


5. Cost of New Keke Napep
1. TVS ( N420,000 ) ** I imported this myself 11pcs but I got it way cheaper and sold back at N375k there around . if you know custom you know your way **
2. Michindra (435,000) as at Last Month November

Note! The above price is obtainable in Niger, Kaduna Kano wholesalers.

In Lagos, TVS is now 440K, Azubike Tricycles ( he sight dollar rate as reason for hike.)



5. Cost of Second Hand Keke Napep
You can get good grade 1 brand at N140,000 or N150,000.
But the general rate is N110-150,000 ( For good ones in good conditions ).




Thanks
Ymodulus

Ymodulus:
Was going through some stuff at a friends place, and I saw this book.

I was so excited, cause I remember reading years back.


Cc :
Harbioollah ,

nne4:
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Ngasky:
Solar /wind Only on paper. the entire europe and west are on nuclear not solar /wind. It is a propaganda

skyfall:
100% in agreement with you. We need modular power plants rather than the old school national grid system. I even think that each state should have its own grid.