This is a summary of an article titled Who is Herbert Wigwe | Education, Career and Networth


Born in 1966, Herbert Wigwe's journey began in Port Harcourt, Nigeria. Driven by a thirst for knowledge, he earned a degree in Accounting from the University of Nigeria, Nsukka. His ambition led him further, securing a British Council Scholarship for a Master's in Banking and Finance at the University College of North Wales. He later added a Master's in Financial Economics from the University of London and honed his leadership skills at Harvard Business School.

Banking Career:

Wigwe's career kicked off at Coopers & Lybrand, quickly transitioning to Guaranty Trust Bank (GTB), where he rose to become an Executive Director at the young age of 32. His talent was undeniable, marked by his expertise in managing finances for large corporates and multinationals.

Transformation at Access Bank:

In 2002, Wigwe embarked on a defining chapter by co-leading the transformation of Access Bank. His vision and strategic acumen were instrumental in propelling the bank from a regional player to a national powerhouse, ultimately becoming one of Nigeria's top five banking institutions.

Leadership and Legacy:

As Group Managing Director/CEO of Access Bank from 2014 to 2022, Wigwe's leadership was transformative. He championed innovation, embracing digital technologies and expanding the bank's reach. His commitment to sustainability earned him recognition as a "champion of green finance" by UNEP FI.

Beyond banking, Wigwe was a philanthropist, establishing the Herbert Wigwe Foundation to empower young Nigerians through scholarships and mentorship. He was also deeply involved in economic development initiatives, serving on numerous boards and committees.

Sudden Passing and Lasting Impact:

Sadly, Wigwe passed away in February 2024, leaving behind a legacy of immense impact. He is remembered as a visionary leader who reshaped the Nigerian banking landscape, a committed philanthropist, and a true advocate for progress. His story serves as an inspiration to aspiring entrepreneurs and young Nigerians, reminding them that with dedication and vision, dreams can turn into reality.

Note: This biography is based on publicly available information as of February 11, 2024. It is important to be mindful of the recent nature of Mr. Wigwe's passing when writing about his life and accomplishments.

investing money in Nigeria offers various options and potential benefits, but it comes with risks, including get-rich-quick schemes and potential fraud. Let's explore where you can invest your money in Nigeria and some essential tips before diving into any investment.

One option is mutual funds, which involve pooling money from multiple investors and having it professionally managed. This strategy provides diversification, professional management, liquidity, and convenience. It's great for short-term or long-term safekeeping.

There are high-yield mutual funds in Nigeria like Stanbic IBTC Nigeria Equity Fund or AXA Mansard Equity Income Fund, offering strong historical performance.

Rental properties are another option. They can provide protection against inflation, passive income, and a tangible asset. However, they require a high initial investment, lack liquidity, and are influenced by economic fluctuations.
Way to invest in real estate in Nigeria

Agriculture is also promising in Nigeria due to its climate and fertile soil. Businesses like tomatoes farming, poultry feed production, or catfish farming offer high returns, but they demand infrastructure, substantial capital, and may face security concerns.

Dividend stocks involve shares from companies distributing profits to shareholders. Vitafoam Nigeria Plc or Zenith Bank Plc are examples of high-dividend-paying stocks in Nigeria. To invest, understand the market, open a brokerage account, research stocks, and diversify your portfolio.
Best Investment Apps in Nigeria

Cryptocurrency presents high returns and accessibility but is known for its volatility and security risks. Before investing, assess your financial situation and risk tolerance.

Other investment options include Treasury Bills, Savings Bonds, Fixed Deposits, and Corporate Bonds, each offering varying levels of security and returns.

Inflation in Nigeria is rising fast, eroding purchasing power. Investing money instead of letting it sit in the bank can help counteract the effects of rising prices.

Remember, each investment avenue has its pros and cons. Research thoroughly, seek advice if needed, and consider your goals and risk tolerance before making any investment decisions. Feel free to drop any questions or reach out for further guidance.

investing in Nigerian real estate offers multiple avenues for creating passive income and building long-term wealth. Here's a breakdown of different investment options:

1. Rental Properties: Considered a solid choice, rental properties can either involve constructing new units or buying existing ones to lease out. They generate a consistent income stream as the property appreciates.

- Commercial Rentals: Leasing properties to businesses like office buildings, warehouses, halls, or retail spaces.
- Residential Buildings: Investments in private homes, multifamily housing, apartments, and hotels.

2. Commercial Real Estate: Designed for business purposes, these properties require substantial capital but offer lucrative returns. Partnering with other investors can ease the financial burden.

- Profitable Options:Hotels, malls, restaurants, apartments, industrial complexes, retail stores, and even farmlands.

3. House and Land Flipping: Purchasing properties at lower prices, waiting for appreciation, and then selling for profit. Requires deep market understanding and substantial capital.

4. Shareholder in Real Estate Companies: Buying into real estate companies allows you to earn dividends without managing properties directly. Research reputable companies before investing.

5. Buy and Hold Strategy: Purchase a property and hold onto it for a longer duration (typically around five years) to benefit from gradual appreciation and rental income.

6. Fix and Flip Strategy: Buy undervalued properties, renovate them, and sell at higher prices. Requires significant capital and expertise.

7. Real Estate Investment Trusts (REITs): These investment vehicles pool funds to acquire and manage real estate. Investing in REITs offers high dividends and liquidity.

Investing in Nigerian real estate can safeguard wealth against inflation and diversify investment portfolios.

Can foreigners invest? Yes, they can, either by partnering with locals or investing in existing companies. Consulting a Nigerian lawyer can help navigate local regulations. Collaborating with a Nigerian can ease the complexities of starting a real estate venture in Nigeria.

This is a summary of an article titled; Top real estate companies in Lagos, Nigeria

Lagos, Nigeria, pulsates with life and opportunities, making it a dynamic real estate market. For those diving into this world—be it buying, renting, or investing—there's an array of top-tier real estate companies in the city.

CW Real Estate is a luxury agency dealing in high-end properties in Lagos and Abuja. They guide individuals to find ideal spaces and smart investments, boasting over 3000 listings and $250 million in transactions since their 2018 inception.

KGL Realty Pro, founded in 2015, offers diverse real estate services and prides itself on its experienced agents' passion for client success. They cater to property needs, valuations, marketing, sales, rentals, and investments.

Aimart Realtors stands out in property sales, rentals, management, and development. Their diverse offerings include mortgage finance solutions and portfolio management.

Landwey Investment Limited, established in 2016, specializes in land acquisition, property development, sales, management, and financing. Their customer-centric approach ensures quality service and innovation.

Adron Homes and Property focuses on affordable housing, delivering over 30 estates, including prestigious projects in Lagos and Abuja. Their numerous awards reflect excellence in the industry.

Primewaterview Limited (PWV) excels in luxurious residential properties in Lagos since 2005, offering various services from sales to facility management.

Zylus Group International, established in 2019, has gained recognition for its real estate development, investment, and property sales, along with consultancy and valuation services.

Gtext Homes, established in 2016, specializes in eco-friendly and smart homes across Nigeria, emphasizing sustainability and innovative technology.

DPKay Homes and Property Ltd, led by Prince Dele Akinola, has completed over 14 projects across Lagos in just four years, offering various real estate services.

Brains & Hammers Limited focuses on mid-high-end luxury properties, ensuring quality construction and sustainability since 2006.

Country Hill Limited specializes in affordable luxury homes and land across Lagos, Ogun, and Oyo states, emphasizing quality construction and customer satisfaction.

Primrose Development Company (PDC) has a three-decade history in real estate development and investment, known for crafting high-quality properties in Nigeria and Ghana.

Crystal Tee Square Limited emphasizes customer satisfaction in delivering affordable housing, having developed properties in Lagos and Ogun State.

To choose the right company:
- Seek recommendations from friends, family, and online reviews.
- Interview multiple companies and get all agreements in writing.

If you're eyeing a property in Lagos, reach out to these companies for expert assistance in navigating the vibrant real estate market!

If you have any questions or need further help, feel free to ask!

This is a summary of an article titled: ways to make money as a student in Nigeria

If you're a student in Nigeria looking to earn some extra cash, there are several legit ways you can do it. One option is freelancing, which allows you to work on your own schedule, perfect for juggling studies and making money.

The freelance world is growing, and there's a big demand for various skills. Platforms like LinkedIn offer a range of remote job opportunities across different industries. You can dive into high-demand skills like graphic designing, data entry, content writing, copywriting, proofreading, or video and picture editing. There are tons of resources online, like YouTube tutorials and tools like Canva or Grammarly, to help you get started.
How to Become a freelancer in Nigeria

Another great option is tutoring other students. Freshmen often struggle with concepts and are willing to pay for extra help. If you're knowledgeable about a subject, offering tutorials could be a profitable gig.

Also, consider doing assignments or project work for others. Some students are willing to pay for assistance, especially if you're reliable and academically skilled. Building a good relationship with your Course Rep could lead to more opportunities.

Blogging is another avenue. Various platforms are on the lookout for content writers. You can find these jobs on LinkedIn or specific blogging portals. It's a flexible way to earn while managing your study schedule.
How to make money writing article

If you have a knack for photography, that's a viable option too. Events usually happen on weekends, leaving room to balance studies and photography gigs. Starting with a good smartphone and learning through free YouTube tutorials can get you going without a big initial investment.

Barbering is another skill you can develop. With rechargeable clippers, you can start offering services right from your hostel. Word-of-mouth recommendations will help you expand your client base.

In the content creation world, platforms like Instagram, TikTok, and YouTube offer avenues for making money through sponsored content, ad revenue, or affiliate marketing. Collaboration with brands seeking video content creators is also a lucrative option.

Remember, as a student in Nigeria, it's empowering to earn your own money for things you want or to support your family. I've tried some of these methods myself, and I know people who've succeeded in others. So, give these ideas a shot and see what works best for you!

This is a summary of an article titled how to borrow money from Opay

If you're looking to borrow money using Opay, you're in luck! Opay, a popular mobile banking app in Nigeria, doesn't directly provide loans, but it partners with trusted loan apps like Easemoni and Okash to make borrowing easy.

To get started, you'll need to have a few things ready: you must be at least 18 years old, have a valid phone number, a government-issued ID, and your BVN. These loan apps typically require a working bank account for the money to be deposited.

Once you've got these in place, using Opay to access these loans is straightforward. Simply download the Opay app if you haven't already, create an account (which takes just a minute), set up your transaction PIN, and then navigate to the 'Finance' section in the app.

From there, you'll find options for 'Savings' and 'Loans'; choose 'Loans' to access the third-party loan services like Okash and Easemoni. Click on one of these services, set up an account with them, and link it to your Opay account.

The benefits? These loans offer quick disbursement—sometimes within 6 hours—and the application process is quite hassle-free if you meet the requirements. Plus, the good news is you typically don't need collateral to secure these loans, just your basic details.

As for the interest rates, they're set by the respective loan apps (Okash and Easemoni) and vary. Okash offers flexible repayment periods with interest rates ranging from 0.1% to 1% daily, resulting in an APR between 36.5% to 360%. Meanwhile, Easemoni offers rates from 5% to 10% per month, leading to an APR of 60% to 120%.

But remember, to access these loans through Opay, having a verified BVN is a must. Opay doesn't issue the loans directly; it acts as a platform to connect you with these loan services.

And hey, if Opay isn't your cup of tea, there are other loan apps like Fairmoney, Palmcredit, Carbon, and more available in Nigeria. But just a heads up, BVN verification is a common requirement across these platforms too.

Hope this helps you navigate borrowing through Opay or other loan apps in Nigeria!

This is a summary of an article from Nexusflow Media titled High Income Skills Worth learning in Nigeria that can make you a millionaire

Looking to boost your income in Nigeria? Acquiring in-demand skills can be your ticket to success. These high-income skills are not just trendy; they're in high demand because few possess these valuable abilities.

Why are they called high-income skills? It's simple economics – high demand, limited supply, leading to higher pay. Here's a rundown of some top-notch skills that could make you a millionaire in Nigeria:

Content Creation:
The content industry is booming, especially with platforms like YouTube and TikTok. Businesses worldwide seek content creators to expand their reach.

Website Design and Development:
In today's digital age, a great website is crucial. Designing exceptional sites can earn you up to ₦500k annually.

Software Development:
Crafting software is more than coding; it's about problem-solving and creation. A software developer in Nigeria can earn over ₦1 million yearly.

UI/UX Designing:
Crafting user-friendly interfaces is in high demand globally. As a UI/UX designer, you could earn over ₦1 million annually.

SEO Expert:
Businesses want better online visibility. SEO experts help them achieve this, earning potentially high incomes.

Blockchain Technology:
This tech extends beyond cryptocurrencies and has applications in various industries. Expertise in Blockchain can earn you over ₦3 million annually.

Cybersecurity:
With the rise of online businesses, the demand for cybersecurity experts is immense. You could earn over ₦5 million annually.

Machine Learning:
It's complex, but in high demand across industries. Earn over ₦10 million annually working in this field.

App Development:
Almost every industry wants an app. Proficiency can earn you between ₦500k to over ₦2 million annually.

Content Writing:
Businesses constantly need engaging content. As a content writer, you could earn about ₦500k per year.

Digital Marketing:
With the surge in online businesses, digital marketers are sought after. Earnings can reach around ₦500k annually.

Forex and Crypto Trading:
It's lucrative, but success demands knowledge, discipline, and risk management.

Public Speaking:
Mastering this skill opens doors to lucrative speaking engagements and boosts your overall communication abilities.

Cloud Computing:
The increasing adoption of cloud computing makes it a lucrative skill. You could earn up to ₦10 million per year.

Data Science:
Analyzing vast amounts of data is crucial for businesses. Data scientists can earn around ₦1 million yearly.

Where to learn these skills?
Online courses from platforms like Coursera and Udemy offer certificates upon completion. Specific platforms like Grow with Google, Udacity, Pluralsight, and DataCamp focus on niche skills. YouTube and bootcamps are also valuable resources.

In Nigeria, possessing high-income skills opens a world of opportunities. From lucrative jobs to freelance gigs or even starting your business, the potential is vast. Share these insights to help others tap into these valuable skills.

Finding reliable platforms for remote jobs in Nigeria can be tough. Many people looking for online work struggle to find trustworthy websites and often end up on platforms with fake job listings, wasting time and effort.

Let's explore some trustworthy sites to find online remote jobs in Nigeria:

LinkedIn:
It's not just a professional networking site but a hub for job listings, both remote and on-site. You'll find various opportunities like SEO writing, graphic design, and data entry.

Flexjobs:
This platform handpicks legitimate online jobs, making it a safer bet. Its search filters help you find the exact kind of job you're looking for.

Remote.co:
Hosting a global database of remote jobs, Nigerians can find diverse roles like data entry or software design. The screening process ensures job legitimacy.

Indeed:
A leading job portal where you can find millions of job listings, including remote positions. Easy signup with diverse job types available.

Remotive:
It offers various remote jobs from software engineering to customer support. Nigerians are welcomed, but some jobs might have specific requirements.

Fiverr:
A virtual marketplace connecting skilled individuals with clients globally. Nigerians benefit from partnered payment solutions for international transactions.

We Work Remotely (WWR):
Offers jobs across industries and experience levels, handpicking quality listings for remote work.

NoDesk:
Another platform connecting skilled individuals with remote job opportunities. Easy signup process for Nigerians.

Just Remote:
Offers over 1,285+ diverse remote job opportunities. Its advanced filters help tailor job searches effectively.

Toptal:
Renowned for elite remote jobs, particularly in tech. However, the entry process can be challenging, and international payment methods are necessary for Nigerians.

Each platform has its perks, but always remember to check job requirements before applying, especially regarding payment methods. These platforms offer a wide range of remote job opportunities for Nigerians to explore and apply to, aligning with their skills and preferences.

This is a summary from a blog post from NexusFlow Media titled Sites to find Remote Jobs In Nigeria

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If you are looking to start poultry farming in the I found a blog post covering everything you need to know.

📌How to start a Poultry farming business in Nigeria

step-by-step guide on starting a blog in Nigeria:

Pick your blog's niche.
Choose a topic you're passionate about or have expertise in. Next, dive into learning about SEO (Search Engine Optimization). This helps your blog rank better on search engines and get noticed.

Purchase a Domain name
After that, it's time to secure your online presence by buying a domain. This is your blog's unique web address. Then, grab a hosting plan. It's like renting space on the internet to build your blog.

Set up your blog website.
Many platforms like WordPress make this process user-friendly. Once your site is ready, craft and publish your first content. This could be an introductory post or something that showcases your niche.

Promotion is key
Share your blog on social media, engage with other bloggers, and join relevant communities. Lastly, consider monetizing your blog. This could involve ads, affiliate marketing, or selling products/services related to your niche.

By following these steps, you'll be well on your way to launching and growing a successful blog in Nigeria.
For more information read How to start a blogging in Nigeria

Top 10 Real Estate companies in Lagos, Nigeria

CW Real Estate
KGL Realty Pro
AIMART REALTORS
Landwey Investment Limited
Adron Homes and Property
Prime Water View Limited
Zylus Group International
Gtext Homes
Dpkay Homes and Property Limited
Brains & Hammers Ltd
Country Hill
Primrose Development Company
Crystal Tee Square Limited
CW Real Estate


Read this blog for information and Contact details
https://nexusflow.media/real-estate-companies-in-lagos/