₦airaland Forum

PrettyPacy:
Yes i did. Will mention this to him on Monday. Thank you
And please do you have an idea what the current interest rate is ?

mayo47:
Yes, i can with my financial standing. No plans to buy together

PMKeirStarmerer:
I don’t want to bring in more Walking People into the world. If you add the fact that I don’t know what is a woman, then you understand why SNIP-ping is very important

PMKeirStarmerer:
Talking about Snips.
I’ve been reasoning that thing ohhh.
Can I get it on the NHS?
Is it very expensive?

But I would like to freeze some of my tadpoles before the snip (just in case). Anyone knows how expensive (or cheap) it is to freeze my sperm, please?

PrettyPacy:
Thank you. This is soul lifting for me.

PrettyPacy:
Good morning everyone just a little rant or missed feeling and I need some counselling from elders here, is this feeling normal? I’m not so excited about the purchase of the property. The house is a 5year old building with 3 spacious bedrooms 2bathrooms and a WC downstairs . Medium size kitchen and a long sitting room, a large garden and a garage. The deposit is not an issue at all but I’m not excited is this normal ?
Rant ends

kwakudtraveller:
You could call them and ask for a 5-10% discount. I got a level 3 survey for £560 and it was money well spent.

@ Ticha, thank you very much for your advice, you are a gem on this forum. I got the seller to cut off £10,000 from the property after the survey. My Iyawo is very happy to be getting her dream home. 🙏🏿

Taal17:
. It only disconnects were sperm passes into the peenis. It's tiny tubes no nerves whatsoever

Nothing else, nothing to do with erecshun at all

Let's be clear .it's sperm you need to have children not an erecshun.

Or are people here truly planning to have kids till 80? Men continuously produce sperm.

dustydee:
In missjekyll's voice, you are part of the top 10%. You should pay your fair share of tax.


Baba enjoy yasef. Nothing go happen.

justwise:
He should listen to his bank balance first before madam

Lexusgs430:
They are gently squeezing the other half of your fresh lemons........ 😂😜😁

deept:
It is the one not on the payslip wey dey fear me pass, anyways Wednesday around the corner.

missjekyll:
Nigel Farage is still in the US as we speak. Going with Trumps logic he shouldn't be there.

Volunteers from either parties have been helping in elections since forever. Labour did not send then. Anything I do on my leave is nobodies business but mine. They paid all their expenses. Abi na so your work trips dey be? Pay all your own bills?

missjekyll:
Jitters? She was trying to irritate Trump and trigger an international incident. To gain what I don't know.

She said defence wasn't in the brief. It was mentioned 5 times. Said starmer was reading from a script while reading from a script. After she Sat down, Labour Mps took it in turns to tear tear her cloth.

She had better come prepared next time. Gosh. Yesterday Jenrick asked labour why prisoners were being released early. The sheer cheek of it...

Cyberknight:
Said market is not able to afford much these days, unfortunately. Purchasing power eroded. Less attractiveness as a market.

Lexusgs430:
Unfortunately, Nigeria in it's present form, leadership and economical/political structures..... Got NOTHING to offer the world..... We are simply a very small dot, in a very big circle......⭕

All we have to offer, is labour....... 😜😁

missjekyll:
I found this great article which sets out the implications for Africa. Many of the cases also apply to Nigeria. Do have a read. Let me know what you think.

We do have the population . Sadly most of our people are not literate. They would only be suitable for low paid unskilled labour. If we are to harness our superpower as the only part of the world with a high population , Education needs to become a priority,I think.

www.bbc.co.uk/news/articles/c4gz29yn00no

In other news, anybody watch Bad Enochs first Prime Ministers Questions? I thought she was terrible ,unprepared and snarky? Your thoughts?

justwise:
lol..pls don't start..penny Reeves will not see, sale and move the money to stock isa

justwise:
lol..no comment.

Election have consequences and with American election its global. Everyone 'collect'

Cyberknight:
The Scandinavian countries (Norway and its oil possibly excepted) seem to have made the combo of high-tax and excellent public services as well as a prosperous economy work....

ReesheesuKnack:
Okay oh.
Do you think I will be sad if Labour succeeds? Far from it. If Labour turns the UK around for good, you think I will not benefit? Of course I will.

Lexusgs430:
I honestly NEVER check deductions...... My heart is too fragile...... 💔😁

Lexusgs430:
Or else, be prepared to pay another application fee...... 😉😂

bluntjudge:
Please I need clarification. Someone that got spouse visa recently is confused that the validity says from 02/11/2024 to 31/01/2025. That's barely 3 months validity. The plan is to go join the spouse over there..

Please is this normal?

Ticha:
😅😅 @ students
Kwakwudtraveller - we did a L3 survey then got a builder to price up what needed doing in particular sorting 2 damp outside walls and the foundations to the part of the house adjoining the garage. Part of the roof also needed redoing.
We had a budget for the renovations and essentially asked for a reduction in price for the costs above our allocated budget. It was approx £30k ish I think.

We went back to the agent (never met the owner) and sent over the relevant parts of the survey plus the builder quote and asked for the full amount off. After a few back and forth - through the agent - the seller agreed to discount the price. We essentially were prepared to walk away and the previous buyer had walked away due to the survey.

In the end we also pulled out of that purchase, much to my regret now as today we would not in our wildest dreams be able to buy that house! It was in a fantastic area of Bath but was very poorly looked after. The seller came back to us and asked us if we could give him the survey. We sold it to him for exactly how much we paid for it.

kwakudtraveller:
@ Ticha, You once mentioned that you got a large amount deducted from the asking price on a property after a survey report. How did this happen, did your solicitor renegotiate the price for you with their solicitor or did you have to go back to the estate agent?

PrettyPacy:
Good afternoon everyone, am about to start my mortgage process so I reached out to my bank Lloyd bank and they insist their mortgage criteria is ILR and I’m just 2years here. Can I be advised how to go about this please, I am heartbroken.

deept:
[/quote][quote author=RalphJean post=131515037]Please, skip if this question seem a no-brainer.
I have $1000 to send to mama at home.
Should I change it to £, then convert to naira (via LemFi or Azimo or Moneygram or Nala - other BDCs exist) and send to her.
Or
Do I put the $ in an envelope, send through a friend travelling. Then mama can go to Aboki Mallam and change the $?

I would send through lemfi if the exchange rate is decent compared to what about will offer for peace of mind.

Which one offers more value for money please?

I would send through lemfi if the exchange rate is decent compared to what about will offer for peace of mind, eliminate all the risks associated with all the middlemen.

Thank you.☺️

claremont:
“Top 15% of earners globally”. On circa £5000/year?

I disagree.