₦airaland Forum

Mpeace:
WAPCO wey no want move. If only I put the money I invested in wapco for FBNH, I for don hammer.

After you take loss from Wapco run to FBNH. everything will reverse, Wapco will start rallying, FBNH will then start ranging.....

onegentleguy:
Again ETI is a strong BUY @ the current mkt price !!

The stock is currently playing out the statement in italics;

"When u see an asset of VALUE where the plausible rate of return/REWARD(MoS against potential ROI in view) has run @ a much faster pace than(@ premium to) the SUM OF its PRICE and surrounding RISK, RUN IN, because PRICE 'is ready' to chase VALUE !!

That coy can well return near 130%(ROI) from the current price level.

Enough said.

Ignition, Engine, Typical................

Ignition systems are for Engines, Typical analysis shows that nature provides all information we seek, but it does not come in a well arranged manner.
Just like the hint herein.....
We owe ourselves the responsibility of statistical harmony that synergism requires to deliver our targeted amorphous ends.
This stock is street wise.....

OakPearl:
Just negodu the hand of market makers in Flourmill.
As high as it traded yesterday, they ensured it closed back at N16.25, yet it remains on full bid.
They are waiting to move funds there after milking other stocks.
If you are still in cash (unlike me wey don cherry-pick finish), accumulate by any chance.
I remember when it was trading at N100/share.

N/B:
I hold FMN in my portfolio.

After the DUST, comes the rain.....

fxuser:
FUGAZ performance = AUFGZ

Who wan challenge letter A for its rightful place?
The rest can keep overtaking themselves behind......

fxuser:
FO
- bullish engulfing week forms , ff FM for back
(price breaking above highest weekly close in d past 14 weeks range ..um)

Charts don't lie.
An explosive eruption forming, the longer the delay, the unluckier the Seismometer......

DeRuggedProf:
When you see FBNH ahead of ETI, know that ETI will soon be traveling by flight......

The drama is loading......

lancee:
UBA Btw 7.76-770 now ..not bad ..was 7.05 yester at beginning of tradng
I think so for Access

And you think the journey has even started? Just taxing around the airport, seeking clearance from control room....

onegentleguy:
I laugh when I see the price of CORNERSTONE INSURANCE trading for 70k and AIICO @ 73k.
...when the later is suppose to trading at near 3x(3 times) the former !!
While the former could be rising for other unknown reason, the latter has NO business trading at current price level.

A similar thing is playing out btw JAIZ BANK and WEMA.
...but we understand what is going on.(usual gimmicks in play)

Well those who know and understand, know what they need to continue to do.
Money shall be made by the smart fellows !!

Time shall later put things in their right perspective.
We are here !!

When you see FBNH ahead of ETI, know that ETI will soon be traveling by flight......

Mcy56:
Zee cant still be trusted yet. Fear of the big guy.

At a point, I felt that guy made several duplicates of the units he was bringing to the market....

TraDeRR:
Reminds you of Stanbic I no fit laugh oo

Is it that people are this blind? HABA!!!

nna777:
that was how I use my phone the other day. I thought I clicked on WEMA for buy order. Was after my eye clear, I con see say na WAPIC I buy. thank God no be volume I buy, na lamentations I for dey na

The Devil is a liar.

A strange thought dropped in my heart of Zenith thinking of inorganic growth.
The pattern of trading on it for some weeks now is highly suspicious to me.......
It looks like a company whose insiders are hiding something.....

NB: Just a figment of my imagination.

mendes911:
MTN Nigeria.

After all the hype, N21 to listing price (that's about 21%).

It is well!

FBNH don vex.....

2:15pm gang getting ready.....

Coscharis Vs ..........

aremso:
you cant trade online well without a computer or laptop, get a computer

I trade with my phone in a ranging market , but immediately abandon it in bullish markets....
Can't mistake 3 for 8 and hand over my cash to Oracle....

The wise fish does not swallow the bait, but bites it in bits until there is no dust left.....

lancee:
Neva reach that level ..once he reach then start getting ready to ....

Jaaaaaaaaaaa.............

Dangcem should just do N130 today, N117 tomorrow.
I don't have money for liposuction, I get them slim.....

lancee:
53 Guest ..or am I wrong .. You re all welcome

If you spot my Barber among them, tell me let me know what to do. I cant shout.....

Mcy56:
No need to create unnecessary panic Prof. It did over 100% for those that bought around 35k and 80% or thereabout for those that entered at 40k.
It wouldnt continue to go on straight line just like that nah.
Afterall, your access was also on full offer yesterday before the money bag came to its rescue.
As for me, na pull back I dey wait for.

I am having only 7 units of ACCESS....
Wetin dey worry me pass Access....
Na cry I no wan come hear here for empty can carriers, you know that the wind carries empty cans higher.
Time to switch, after being lifted high enough, transfer into a CHOPPER....

Faulty oyel, conned oyel calleth thee.....

DOLLARTEX:
Jazz going back home.

It will meet a deserted home (FULL OFFER) and continue searching.....

Time for thou to go to the mountain to fast draweth nigh....

rebekah2011:
AMCON is the largest shareholder. AMCON = FGN = CBN. The day CBN will pull the rug off remaining retail investors. God willing we will be here.

CBN can only try that IF we divide and become two countries.
Every rule has an exception, the reason why this national microfinance bank will always be there...
They can even create NEXT-LEVEL AMCON to keep it alive...
I rest my case!

mendes911:
Bull go fetch water yesterday but Oracle talk say e dey return today.

He said 'TOMORROW'....

rationalmind:
I don't need to log on to the exchange to know what's going on. The number of comments on this thread tells me all I need to know

Elijah is dealing with the prophets of Baal.....

onegentleguy:
Imagine someone asserting that UNITY bank could pay a dividend in the near term and even comparing it to WEMA !! ...a bank(WEMA) that performed even better than a few banks(including one 1st tier bank) in one of its KEY efficiency line.
Pls lets always remember that someone, somewhere, might innocently act on what we put out here, so it's important to always season our post with FACTS.

Looking at the coys spate of financial print, UNITY should've long been a distressed entity !!

1st off, the banks OHLSONS O-SCORE shows that there is an extremely high risk of default(distress risk in view)
...current score shows that the bank should have gone under.
Infact, JAPAUL(@ its current state) and the 'late' SKYE BANK(before it was bridged) are better off than UNITY.
I dare say that if UNITY is still in existence, then SKYE should 'naturally' not have been bridged !!

Again the coys ALTMAN Z-SCORE points to a high credit risk weighting with a wide negative value drive behind the current price.
The only reason why this bank haven't gone into extinction is probably because of the influence of what I call the political gladiators(mainly from the north) behind it.
Perhaps the bank is used as a medium to 'play out and achieve other things' for them.
The other day, I saw what looked like an abandoned mosque as a branch of the bank in one of the highbrow areas of the city of PH. ...and further checks after going in(a sought of fact behind the figures) paints a perturbing situation.

Now let me reveal a few shocking lines from their last financial print(Q3 in view)

...a brief;

Assuming a run rate of their reported PAT(approx N1.48B) is grown by that margin YoY, it will take the bank near 23 yrs to offset its RE position and start issuing a dividend.
...and assuming the same run rate(pat growth) is maintained and a share reorganization exercise(similar to the WEMA style) is carried out, then it will take the bank over 8 yrs to pay a dividend !!
So perhaps the expectation of a dividend(as cashflow reward) should be for one's kids should they decide to align with UNITY as a dividend growth stock now.

Again the liabilities line shows that UNITY is on a life line.
When u see issued debt/borrowed fund and inter bank debt growing @ 5x and over 2x the rate from that of deposit pool, it describes a grossly distressed bank !!
It's clear that the CBN is...
It also clearly looks like when u do some math(add and subtract a few figures), u'll get an interpretative line that highlights the high risk of even banking with UNITY.(deposit pool in view)
The interpretation of this is that it's even dangerous to associate with UNITY as a cus*****, much less the situation as a shareholder !!

Elsewhere, the anatomy of the banks cashflow statement shows a 'messed up' entity.
Wouldn't want to say much so I wouldn't appear to be demarketing the bank... but there are quite a few very worrying RED FLAGS.
The only possibility of a swift turnaround would be if an investor comes in to pick up the 'carcasses' and bail out the bank.
I think the bank should look to temporarily give up on its national banking licence and adopt a regional banking one as a way of optimizing(cutting) cost. ...and then reorganize and restrategize on their target market to begin a fresh growth from the grassroot.
Kind of adopt the WEMA approach.
Along that line, Management must have to be very efficient(with been innovative) if they truly desire any meaningful turnaround !!

Bottom line: UNITY should be avoided !!
While u might probably make money speculating on it, u could possibly lose more !!
Remember;

"When a company within the stock market wants to quickly dispose of 'a building without a foundation', it auctions it to a SPECULATOR.
An INVESTOR stays far away... a TRADER watches on... but it is the SPECULATOR who eventually buys the auction."
~Sinclair

"The danger with SPECULATING in the stock market is that it is an adversary to any clear Investing STRATEGY.
...and often times, 'it is neither here nor there'
With 90% of the act, it is just like attempting to invent an idea that is already obsolete."
~Sinclair

NOTE: NOT a recommendation. When in doubt, do well to seek the services of a reputable investment manager for advise.
My advise: Just follow ur instinct.

Hope you paid 7.5% VAT for this thesis.....
I will soon report you to Edward Altman.
Why try to test the bankruptcy status of OUR bank....

WATCH OUT!
1. UTC N5
2. JAPAUL N9.5
3. REDSTAR N8
4. UNION HOMES N9.0
5. IPWA N5
6. VITAFOAM N11
7. DEAPCAP N8.7


NB: I stumbled on my May 2008 watch-out list. This life ehn.......
See why my fingers were thoroughly burnt?
Most have joined Ezekiel in the valley of bones....
I no get energy for UNITY.....

DeRuggedProf:
Can our Elders shine their torch on IB today?
Any form of analysis on it is permitted and appreciated.
An analysis of one company per day can help us here.
TTT ( Tempted To Touch).....

Thanks in advance.

https://www.proshareng.com/news/STOCK%20&%20ANALYST%20UPDATES/International-Breweries-Plc--Poor-Performance-Extends-Into-Q3-2019/47724

https://www.proshareng.com/news/INTBREW-Shareholders-Approve-Proposed-Rights-Issue--Price-Put-At-N9-00-Proshare/INTBREW-Shareholders-Approve-Proposed-Rights-Issue--Price-Put-At-N9-00-Proshare/47510

Cc: VCV ....

currentprice:
dont know y u no settle down inside ikeja hotel wey u pass the exam. the stock is better than cham. it was fully available on offer d day u pass d test last week easy to get ur 100% than cham

Village people were on her case that time.....