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Dgitrader's Posts

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Politics / Re: £4.2m Ibori Loot Paid To Delta State Government – Accountant General by dgitrader(m): 1:46pm On May 25, 2021
The only reasonable thing to do. Justified√

The cabal wouldn't like it though, am sure they had no choice.
Thank You Femi Falana for your selfless advocacy. Many governors are dumb.

111 Likes 11 Shares

Health / Re: Cholera Outbreak Kills 20 In Bauchi by dgitrader(m): 1:39pm On May 25, 2021
Normal thing during water scarcity in north. No big deal

RIP to the dead.
Plateau and Gombe health officials won't take any proactive steps now, until the numbers start going regional.

1 Like 1 Share

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by dgitrader(m): 12:47pm On May 22, 2021
I am presently
30% NSE(...80percent banks and financial institutions)
30% NYSE
20% commodities
10% crypto/blockchain
10% cash

All markets are important and have there good and bad decades. There's no bases for comparison. Money rotates, value rotates, euphoria rotates. Investing is though. In the long run, 90% of us won't beat the sp500 index. We are just trying.

4 Likes

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by dgitrader(m): 12:19pm On May 22, 2021
jedisco:


I'm not cherry picking...

I've attached the total crypt0 market capitalisation since 2015. If you look you'd see it closely mimics the bitc0in chart... That is because at virtually any point, bitc0in contributes 40-70% of that market cap. Bitc0in is representative of the market, and where new money flows into... There was a crash simply because bitc0in crashed... If there was an NSE stock that fulfilled such criteria, I'm happy to use it

Before this crash, bitc0in was about the least performing crypt0 asset of the last 3 months. If I wanted to cherry pick, it wouldn't be bitc0in I'd use. Infact, even with the crash, the top other 3 crypt0 assets (eith, ada and bnb) have outperformed bitc0in by at least 2 times over the past year... If I wanted to wow folks, some no name coins have done insane numbers but I stuck to the fundamentals.

I selected bitc0in to be fair as it's representative of the market, controls the market and where most smart money goes to.

But then, people are still not contented with the good profitability of bitc0in and move to other stuff cos they want to build a house from 100naira investment.
No one who invested in crypt0 will tell you that if all they wanted was a modest 20% per annum, they would have got it easy... Folks know it's their mistakes that made them have losses.

BTW, I wholly agree that this crash was nasty and a proper shakeout... But thats the price to pay with crypt0. After green months on end comes a proper correction


Words of wisdom. Rare simplicity.

2 Likes

Investment / Re: Us Stocks Pick Alert by dgitrader(m): 12:11pm On May 22, 2021
@coolcash1
Indeed Tesla is presently overvalued in the sector, but 100dollar? What valuation metrics do you use? Remember Tesla isn't about EVs alone. It's a disruptive AI, smartEnergy, blockchain, insurance, and Service(subscription based) business.
Investment / Re: Us Stocks Pick Alert by dgitrader(m): 4:02pm On May 20, 2021
Lexusgs430:



I have some HMC shares, but don't forget!!!

Honda too got full EV vehicle(s) Honda E ......... cheesy
True to it.
They are testing FSD EVs in Japan presently. Lots going on in the closet. HODL
Investment / Re: Us Stocks Pick Alert by dgitrader(m): 11:11am On May 19, 2021
so much hype about overvalued EV stocks, has anyone taken a look at the books of HMC(honda motors)?
invest in profitable companies! and speculate in hypes!

1 Like 1 Share

Politics / Re: Should We Not Use Block Chain Technology For Our Election? by dgitrader(m): 11:15am On May 17, 2021
Blockchain is advanced, effecient, disruptive, transparent and decentralised.
Anything with such attributes is perceived as anti-north and vehemently opposed!

1 Like

Politics / Re: Zamfara 2023: Citizens Shine Your Eyes! by dgitrader(m): 10:54am On May 17, 2021
Cow analysis!
Why not Use your leftover energy to highlight the insecurity, environmental degradation, excruciating poverty and ethnic genocides ravaging what is left of your state. Waste of mb
Religion / Re: 2 Others Who Killed Lion In The Bible Apart From Samson by dgitrader(m): 10:03am On May 16, 2021
Sskynet:
@ Op, u said two others who killed a lion apart from Samson, I'm only reading about David here. Who is the second person incase i missed it pls?

its up there

2 Samuel 23: 20 " And Be- naíah the son of Jehoi' a- da, the son of a valiant man, of Kab' ze- el, who had executed many acts, he sleep two lionlike men of Mo' ab: he went down also and slew a Lion in the midst of a pot in time of snow: "
Autos / Re: Is BMW 328i 2008 Model Expensive To Maintain? by dgitrader(m): 8:02pm On May 11, 2021
Virginkpekus:

Is it that bad?
It's a sophisticated car, even for the U.S technicians, despite all their modern diagnostic tools. Google before you leap.
Millionaires in the US that drive BMW's mostly lease it, not buying it. Them get sense pass us for many reasons
Autos / Re: Is BMW 328i 2008 Model Expensive To Maintain? by dgitrader(m): 12:48pm On May 11, 2021
The ultimate driving machine!
Go for it, it's maximum fun to drive. Also Make sure you live near a very good auto-electrician, because you and your car will likely be spending many weekends at his workshop.

2 Likes

Romance / Re: MARRIED And Still Getting Infected with Std's And Sti's by dgitrader(m): 4:43pm On May 09, 2021
Why not Tell us all what your doctor friend told you. Let's start from there!
Investment / Re: How Can I Invest Into Crypto With 500k At The Moment by dgitrader(m): 1:18pm On Apr 26, 2021
Deposit the money into binance
Divide into 3 parts
1.Use one part to buy like 5 altcoins now(leave btc for now, it can't double this year)

2.Use another part to stake into yearnfinance($yfi) it's not simple, but you must learn it ..

3. Finally, keep the last part as reserve, whether coins fall or rise further after two months, use it to dollar-average it into more altcoins.

Good luck.

NB. Only invest capital you can afford to ignore for years.
Politics / Re: President Idress Deby Of Chad Is Dead, Killed By Rebels On Battlefield by dgitrader(m): 6:45pm On Apr 20, 2021
I don't believe the cause of death. It's a cabal script for power grab.
Crime / Re: Police Officers Extort ₦100,000 From A Man In Ekiti (Photo Of Bank Transaction) by dgitrader(m): 8:46pm On Apr 16, 2021
Waoo
Goodness ojomah the POS shop, don go viral, courtesy of Sergent bulus

3 Likes

Investment / Re: Nigerian Stock Exchange Market Pick Alerts by dgitrader(m): 11:44am On Mar 22, 2021
VOLUME SPIKE! who can explain this and its possible effects on the broad market?

Politics / Re: Boko-Haram Gunmen Kill 12 At Wedding Party.... DEAD HUMANS [PHOTO] by dgitrader(m): 11:05am On Mar 22, 2021
halfdutch:
Qur’an: “So, when you meet (infight-Jihad in Allah’s Cause)

I received this astonishing and heartwrenching interview in my mailbox! MUST READ!!!!!!!!!!!!!!!
Interview with a former BOKO,HARAM Leader Sheik Sani Haliru a former Muslim Jihadist
hardliner!

Question: Who are you and where are you from?
Answer: My name is Sheik Sani Haliru. I am from Niger Republic, but my mother is
from Bornu State of Nigeria and I grew up in Wulari, Maiduguri, (Northern Nigeria)
where I was trained.
Q: Trained as what and under whose tutelage?
A: I was trained as an Almajiri, after four years, at the age of 14, I was sent to Kano
City, Kano State where I was trained in the Sheik Abubakar Gummi School of Arabic
studies.
Q: So you know Sheik Abubakar Gummi?
A: Yes, and I also know his children and obeyed all the teachings he laid down before
he died.
Q: So who tutored you and who is your mentor?
A: Sheik Abubakar Gummi tutored me. My mentor was Osama bin Laden, and until my
conversion from Islam to the Christian faith, my dreams and aspirations in life was to
do more than Osama bin Laden did before he died on Sunday, May 1, 2011.
Q: You said that your mentor was Osama bin Laden. Is he still your mentor?
A: I am now a changed person. The Sheik Sani Haliru is now a new creature, old things
have passed away because I now have Jesus Christ that I hated and persecuted for 44 years.

Q: Tell me about your past and how many countries of the World you have been to?
A: I cannot tell all about my past because it will take several days to tell my story and
about my conversion experience to Christianity. I have been to eight countries.
Q: Can you please name them?
A: I have been to Sudan, Pakistan, Saudi Arabia, Yemen, Libya, Somalia, Egypt and of
course to my own country Niger Republic.
Q: Where did you receive your training and as what?
A: I received my training in Libya and Pakistan as an Attack Strategist. I was trained
along side with some highly placed Nigerians and other foreign Nationals who were
marked (he showed me the proof of his mark with a sign) in the form of a sword in the
hand to fight and kill for Allah.
Q: Can you give me some of the names of your colleagues with whom you received
training in Libya and Pakistan?
A: They are scattered all over the country and we were not too many then.
Q: Just mention but a few names.
A: Ali Baba Nur, Asari Dokubo, Jasper Akinbo, Mohammed Yusuf, Salisu Maigari,
Danlami Abubakar, Cletus Okar, Ali Qaqa, Maigari Haliru and Asabe Dantala to
mention but a few.
Q: Which of the Asari’s do you mean?
A: The Niger Delta war king. He was a year ahead of me in Benghazi training camp in
Libya.
Q: Who financed your training in Libya and Pakistan?
A: You will not believe me and only God will judge the Chief sponsor of terrorism in
Nigeria whose name I will not mention because he is so powerful and even the president
of Nigeria, Goodluck Jonathan, is so much afraid of the man.
Q: If you really know the Christ in you, why are you afraid to tell me the name of the
man who sponsored you and the date or approximate period he sponsored you.
A: I am not afraid because he knows me and he cannot deny it if he sees me face to
face.
Q: Then tell me, who is this powerful man?
A: The man is no other person than the man they call IBB now as I am talking to you,
General Ibrahim Badamosi Babangida has more than 600 men and women Jihadists
who are under his pay role. They are scattered all over the Country and he (IBB) can
use them to destroy Nigeria.
Q: Did you say six hundred?
A: Yes 600 + IBB’s agents of destruction are in the Nigeria Army (NA), Nigeria Police
Force (NPF), Navy, Air Force, Oil and Gas sectors, even in the finance home such as in
top level positions of CBN (Central Bank of Nigeria) and other banks. You find them in
politics, in the Senate, National Assembly, in the media both print and electronic and
even in Aso Rock, Abuja (Nigeria’s capital).
Q: How do you mean by this statement “and even in the finance…”?
A: Yes, I mean every word I say; even the Islamic bank champion was planted by IBB
to help in Islamizing Nigeria.
Q: So how can you describe IBB?
A: IBB is a “green snake” in green grass. He is the main problem of Nigeria along with
members of the Cabal.
Q: Have you forwarded any of these evidence(s) to Aso Rock or to SSS (State Security
Services)?
A: I attempted to do so a few weeks ago and I was arrested and detained for two days
because IBB’S men are so many in SSS (State Security Services) as well. After I was
released by the grace of God, they (the Police) warned me never to blow up the polity or
provoke violence and I should keep my so-called-born-again with me or else I will go to
jail.
Q: So you were a key member and a registered jihadist hardliner.
A: Yes, I was.
Q: Under what group?
A: I was a Boko Haramist. But Boko Haram is just a cover name to give it a name. I
have my identity as a founding member of the dreaded jama’aful Ahlul sunna wal
Liddawati wal Jihad, aka Boko Haram.
Q: Apart from IBB, who are the other top sponsors of terrorism in this country?
A: They are many, but IBB is the major financier. He introduced the suicide bombing
that started when he killed Dele Giwa. I have the names of six traditional rulers and
seven present & ex-Governors as well as several top military and security officers who
are co-sponsoring the so called Boko Haram. That apart, I have documented evidences
to prove that General Mohammadu Buhari, Alhaji Abubaka Atiku and other top
politicians and traditional rulers are some of the people behind Boko Haram. Very soon,
nemesis will catch up with them.
Q: What if I use my influence to guarantee you safety, can you brief the press to expose
IBB (General Ibrahim Badamosi Babangida) with all these documents that I am seeing
with you right now.
A: Only God can guarantee my safety. He did so on that fateful day when the SSS and
police wanted to secretly kill me because of what I unveiled. I would have been a dead
man by now if not for a man of God who came as an “Angel” to quietly free me. Right
now, I am wanted dead or alive by IBB and his agents of destruction in high places. The
SSS are busy hunting for me up & down and arresting and torturing innocent people
because of me.
Q: What if I connect you to a man of God by the name of Brother Mike Ejiofor, who is
a lawyer, a professional negotiator and a mediator who was the Director of SSS until
October 2010?
A: I only wish to be connected to God.
Q: So how can you describe this country?
A: Nigeria is sifting under an Islamic barbaric bomb (IBB). Only God can rescue this
nation because 75% of Christians are prayer less. Why? Because they are in their own
comfort zone. They do not know what the Christians in Northern Nigeria are passing
through and they ignorantly are thinking that the Allah of the Muslims is the same as
the God of Christians in the Holy Bible who says: “Thou shalt not kill”.
Q: What does the Qur’an say about Islam being referred to as a religion of peace by
numerous Muslim scholars?
A: Let me tell you in a very clear language that Islam is not a religion of peace, but it is
of violence, of killers and fighters as already stated in their so called “Holy” Qur’an
which I ignorantly followed all these years when I was spiritually blinded as a Muslim.
Q: Can you prove these statements from the Qur’an?
A: [Sani Haliru, who is now known as Solomon Haliru (Paul Haliru’s brother)] brought
out two copies of the original Qur’an in the Arabic & English translation. He gave me
one, and told me to open the book to Surah Al- baqarah chapter 2 vs 216. It says, “Holy
fighting is ordained (prescribed) for all muslims, whether they like it or not, as far as it
is good and approved by Allah through his prophet Mohammed.”
Q: Where is it in the Qur’an that killing is also permitted by Allah?
A: Look at Surah Al-baqarah chapter 2 vs 191 “And kill them wherever you find them,
and turn them out from where they have turned you out. An Al-Fitnah is worse than
killing. And fight not with them at Al-Masjid-Al-Haram (the sanctuary at Makkah),
unless they (first) fight you there. But if they attack you, then kill them. Such is the
recompense of the disbelievers.” Muslims are told to kill and fight in the cause of Allah.
Q: Does it mean that IBB and all these Muslim traditional rulers and Governors that are
sponsoring Boko Haram to kill Christians and burn our churches in the North are not
aware of the passage in the Qur’an that says there must not be compulsion in Islam as
Mohammadu Buhari asserted in a widely publicized interview on Saturday, the 21st of
April, 2011?
A: I have worked so closely with Mohammadu Buahri for five years, and I can prove it
that General Buhari is the most notable outspoken jihadist hardliner in Nigeria who is
also strategically sponsoring Boko Haram.
Q: General Buhari told a group of pressmen in April 2011 that there is no compulsion in
Islam and it is a religion of peace. He quoted Surah Al-Baqarah Chapter 2:225. What
can you say to that?
A: What I can say to that is General Buhari, like all other true Muslims, is a hypocrite
who is shying away from the fact.
Q: How do you mean by saying that most Muslim millionaires and highly placed
Muslims are “pretenders and shying away from the fact”?
A: What I mean is that they (Muslims-both rich and poor) are told to use their position
of wealth (or otherwise) to promote Islam or else they will face destruction from Allah.
Q: Where can you find this in the Qu’ran?
A: Open Surah Al-Baqarah Chapter 2:195, it is written here that you must use your
wealth to champion Jihad of all kinds or else destruction is waiting for such a person on
the last day.
“And spend in the Cause of Allah (i.e. Jihad of all kinds) and do not throw yourselves
into destruction (by not spending your wealth in the Cause of Allah), and do good.
Truly, Allah loves Al-Muhsinun (the good-doers).”
Q: Have you ever been detained or arrested?
A: Nobody could arrest me until the year 2009 soon after my immediate boss
Mohammed Yusuf was killed. About 23 of us were arrested in one of our hideouts in
Bauchi. But when Governor Isa Yagiuda heard about it, he immediately arranged for me
to be free. Even before his official broadcast in 2010 that he was using his position as
the executive Governor of Bauchi State (Northern Nigeria) to free 28 prisoners from
Bauchi Central Prison, I was already a free man along with several of my colleagues.
Q: Now can you tell me some of the horrible crimes that you committed and how you
got born again and became converted.
A: Old things have passed away and I don’t want to talk about the past, because like
Apostle Paul said, we need to press forward in Christ Jesus, the author and finisher of
our faith.
Q: Just mention a few to assist some of us who are making efforts to unravel the
mystery of the menace called Boko Haram which you have renounced.
A: I took part in the Kaduna riot of 1992 and in several northern states of Nigeria, but
the state I operated more from was Bornu (northern Nigeria) where I was the State
Commander/Chief Strategist.
Q: So as Chief Attack Strategist, what crimes have or did you commit before you
renounced the deadly sect?
A: In the early months of May 1986, I was among the 36 Jihadist hardliners, who went
on a rampage to attack Christian students of the University of Sokoto (Sokoto State in
northern Nigeria). In that same week, the Federal Government of Nigeria under the
brutal leadership of IBB mobilized us and provided some military vans and Army
uniforms which our men used and started killing innocent and defenseless Christians all
over the Northern states. I and the son of the Emir of Kano, who is now a Christian by
name Rev. Paul Ado Bayero, were among the Muslim fanatics who razed down the
sculpture of Jesus at the University of Ibadan (Oyo State in western Nigeria).
The following year, March 5, 1987 to be very precise, the “Evil Genius” General
Ibrahim Badamosi Babangida secretly armed us through one of his close aids by the
name of Captain Hassan Abubakar (now a Pastor with a fast growing church in Lagos).
We went to go and kill some targeted Christians including Rev. Nuhu Kure (Throne
room founder) after the destruction we committed at the College of Education in
Kafanchan, Kaduna State (North Central Nigeria). And of recent, I was the leader of the
team of soldiers of Allah that destroyed Church buildings and properties in Bornu State
(northern Nigeria).
Q: Can you name some of the buildings and Churches you and your Boko Haramists
destroyed?
A: There are many, but our main targets which we succeeded in destroying included:
Goodnews & ECWA Church, Damboa Road, Maiduguri E.Y.N.L.C.C. Wulari, National
Evangelical Mission Inc. Divisional Headquarters Wulari, Elijah Apostolic Christ
Church, Oke Ayo Celestial Church of Christ, Deeper Life Bible Church, the Lord’s
Chosen and six others in Railway Area and all over Wulari in Maiduguri, Borno State.
Other church buildings we destroyed and looted include the Aposotic Church, COCIN
Church, Evangelical Church/Mission Headquarters, Anglican Church, Baptist
Church/Mission, Redeemed Christian Church of God, El-Shaddai Parish, Watchman
Charismatic and several others.
Q: Where were the security officers when you were destroying all these church
buildings and killing Christians?
A: Since 1985 when General Ibrahim Badamosi Babangida (IBB) started using us to
persecute Christians, the Nigerian Army has been an extension or shall I say an arm of
the Muslims agenda to Islamize Nigeria. Wherever they go to attack Christians, the
Muslims in the top military positions give the cover by providing the logistics. Since the
day of Babangida (1985) Christians suffer violence. This is the time that we must attack
them and take what belongs to us by force.
Q: You don’t seem to like IBB and you talk so much of his evil deeds. Are you the only
one he used or is there more revelation we can investigate or ascertain further?
A: Babangida is the most wicked and heartless man I have ever seen or worked with. He
used many Muslim fanatics (Most of who are now Christians) to commit a lot of
atrocities. For example, he used Alhaji Sannusi Dasuki (now Solomon Dasuki), Alhaji
Ahmed Ado Bayero (now Rev. Paul Ado Bayero), Alhaji Mohammed Usman (now
Evangelist Blessed Usman), Alhaji Sani Jegga (now Isaac Jegga) to attack the following
men of God: Late Papa Idahosa, Evangelist Reinhard Bonnke, Rev. Uma Ukpai, Rev.
O. Ezekiel and other men of God. He used some of the people whose names mentioned
above to burn down several million copies of the Holy Bible. Along with the late MKO
Abiola, they both sponsored the sinking of three million copies of the Holy Bible into
the high sea.
Q: With all these revelations, can’t IBB be arrested and charged to court?
A: Who will arrest him? Is it Goodluck or who? Even when we provided the proofs to
them that IBB killed Dele Giwa and that he sponsored the burning and looting of the Jos
main market (Terminus) and also planted the seed of the present crises in Plateau State
in 1991, they refused to arrest him because he is very cunning in his evil ways. He
leaves no trace of his evil deeds, but nemesis will soon catch up with him because the
sardonic spirit in him will soon expire.
Q: In a simple language, how can you describe IBB?
A: Ibrahim Babangida is a wicked and heartless man. As a military officer he was very
brutal and as a politician he is very selfish and tricky. He better repent and confess his
numerous sins and wickedness before it will be too late.
Q: Can you prove to the readers that fighting and killing in the name of Allah is justified
in the Holy Qur’an?

Part One
Politics / Re: The New Stanel Dome Awka (photos) by dgitrader(m): 10:40am On Mar 21, 2021
I find it hard to understand why Nigerians can build the largest church halls in the entire earth, whit some seating over 50,000 comfortable. but we can't build a simple mega hall, that can host over 10,000 seats. Its a shame.
Kudos to stanel however. The photos didnt depict the clear size of the hall though.

1 Like

Politics / Re: The Current Developments Would Teach The North A Lesson by dgitrader(m): 8:31am On Mar 19, 2021
theTranslator:
that's why I believe real federalism would solve Nigeria's problems

When the north sees that there is no free money and government anymore
They would sit up

Northern billionaire elites would rather die than see any change in the status quo. Do you know why they only marry within the same class? It's deeper than you think
Politics / Re: The Current Developments Would Teach The North A Lesson by dgitrader(m): 8:02am On Mar 19, 2021
OP, southern unity or not, Somalia is what the north is degrading into, a wasteland faction used by tribal and radical warlords. The seeds were planted in the early sixties, the Kaduna and Jos crises of Obasanjo era watered it, the hatred for Jonathan blantantly fertilised it, now Buhari's bigotry tells us it's harvest time. Let the bandits solidify more factions, a great harvest is coming. Go and read up the Somalia civil war. I live in the north, the vast chunk of uncivilised and ungorvened landmass is shocking. That is the playgrounds of "yet to be coordinated warlords"(with due respect to Gumi the enabler).

1 Like

Investment / Re: Us Stocks Pick Alert by dgitrader(m): 7:05am On Feb 26, 2021
Kennyking1234:
WAS GOING THROUGH A BOOK AND SAW THIS?

Pls apply caution, that portfolio is for those that put safety above capital gains(older investors above 50yrs). With that portfolio, you could be getting annual return of between 5%-9%.
The younger you are, the more growth and penny stocks you should have in your portfolio, plus crypto and metals.

5 Likes 1 Share

Autos / Re: Airspeeder: World's First Flying Race Car Unveiled (Photos) by dgitrader(m): 4:39pm On Feb 08, 2021
This aircraft has a design defect which leaves the pilot with very poor "real ground visibility". Better off as a UAV.
Crime / Re: Staff Who Stole Boss' Money To Open A Phone Shop Is Caught After 2 Months (Pix) by dgitrader(m): 3:40pm On Feb 05, 2021
FalseProphet1:
I see the former boss and the thief reaching an agreement on how much the thief will be paying to him per month since he now has a shop of his own, I see the police encouraging the former boss to accept the agreement, I see the thief not being able to fulfill his side of the agreement after his former boss agrees to it, I see the thief being arrested again, I see his former boss taking over his shop permanently. This I have seen.
I see the police going there at night with the culprit, to completely empty the shop, because the complainant refuse to "settle well" ontop 7million matter
Career / Re: Hilary Kelechi Madu Appointed NSCDC Acting Commandant-General As Gana Bows Out by dgitrader(m): 7:56am On Jan 19, 2021
They are still shopping for a mat sitting gworo chopper, they won't confirm him. We know them

18 Likes 2 Shares

Foreign Affairs / Re: FBI Seeks The Public's Help To Identify Instigators Of Violence In Washington DC by dgitrader(m): 6:17pm On Jan 07, 2021
I have reported Trump! Let's wait and see if they will pick him up after his tenure

1 Like 1 Share

Investment / Re: Us Stocks Pick Alert by dgitrader(m): 7:34pm On Jan 04, 2021
benedictuyi:

That's what I plan on doing

that is Nice, you can use ur email to signup as newsletter free member, then occasionally check ur spam/inbox for promo discount. this way you may get a flash discount for as much as 65% discounted. happy investing!

1 Like

Investment / Re: Us Stocks Pick Alert by dgitrader(m): 6:31pm On Jan 04, 2021
benedictuyi:

If you consider using the motley fool, you can pm me let's get a subscription together

motley fool is the best stock advisor service no doubt, but note that its best for midterm investing, a minimum of 3 years holding. and be ready to own as much as 20 stocks while continually adding to you positions as they usually advice same stocks over time.

1 Like

Investment / Re: Us Stocks Pick Alert by dgitrader(m): 1:36pm On Jan 04, 2021
Leggitsam:
An advise from the web.

Many expats, Americans and non-Americans, want to gain access to the US Stock Markets whilst reducing tax risks.

The answer to your question depends on if you are American or non-American.

If you are non-American it is best to get access to US Markets with funds domiciled outside the US.

For example, regardless of whether you are a DIY investor or going through an advisor, it is best to invest in a non-US platform (say Swissquote, Saxo or whatever) rather than a US platform (Interactive Brokers, eToro as an example).

That is because there is always the small risk of US estate taxes, and other problems, even if the W8-Ben form is signed.

Second, it is best to buy the S&P500 domiciled on the London Stock Exchange, or indeed another stock exchange like Ireland, rather than on the NYSE.

People forget this basic fact. These days, you can buy the S&P500 ETF fund, in both Pounds and USD, on the London Stock exchanges and other exchanges.

Vanguard, BlackRock and iShares have all created USD products held outside the US, because they know about the estate and other potential taxes non-Americans could face. The fees and performance will be identical.

So by using a non-US broker, and investing in index funds or ETFs which are tracking the US Markets but are domiciled in Canada, the UK or Ireland, you can avoid the US tax web entirely.

Not just avoid it, but avoid many risks in the process. It is harder to do it this way if you want to buy individual shares rather than the whole market though.

If you are American, on the other hand, it can make a lot of sense to invest with a US-domiciled company that holds the money in America.

It is also essential that:

People have a portable solution. If you are living in country A, and then you move to country B, it is important that the brokerage won’t close down your account. I will give you a simple example. I have a friend who opened up an account with the Dutch broker Derigo. He should have invested with a platform that is domiciled in a more tax-efficient country, such as Swissquote, but that is another issue (capital gains taxes and so on). What really hit him was he moved from an EU country to Asia. They closes down his account as they can only accept for 18 European countries. So that meant he had to sell his positions, go through hassles to open up another account and pay capital gains taxes. So going with a platform that can accept for at least 170–180 of the world’s 190+ countries is important. As an expat, you could be moved almost anywhere in some industries.
As per the point made above, having a portable account domiciled in a country which doesn’t charge capital gains tax is important. Simple example. If you are an expat living in Saudi Arabia or the UAE (no capital gains tax) or somewhere like Singapore (no overseas income or capital gains taxes), you can pay 0% capital gains tax if you domicile your accounts with a broker based in a 0% capital gains country. This doesn’t apply to people from countries that tax by citizenship, like the US or Eritrea, but does apply to most nationalities.
So the bottom line is, with a little bit of planning, people can avoid tax risks associated with gaining exposure to the US markets as an expat.

this is deep!

75% of my portfolio are based on numerous ETFs, so i appreciate this insight, can you provide the link? thanks

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