Abigailorie:


I have one sha that you can use to practice
I'm trying to attach but it's not attaching

davinic01:
I also got accepted. You can add me up on whatsapp 08170476886

macphilip:
Buy or sell Bitcoin, Perfect Money, Ethereum, Instaforex, Webmoney, OkPay
Call 08144333114 or visit www.mytopexchange.com

macphilip:
Buy or sell Bitcoin, Perfect Money, Ethereum, Instaforex, Webmoney, OkPay
Call 08144333114 or visit www.mytopexchange.com

jnwankwo:
Another MMM Scam. Everybody beware.

These TSTV guys are actually reckless. I am really surprised that they brought the minister into this.
I believe that this is another MMM. Buyers beware. This is based on the following:
1. Bein sports acquired the EPL, Champions League and Laliga only for MENA (Middle East and North Africa). They do not have the right for Nigeria. DSTV owns the rights for Nigeria till 2019. You cannot give what you do not have. When a new service is launched, you have to wait for the next bidding round to have a shot at acquiring the rights. You cannot jump in the middle and start showing it. Things are not done that way in the PayTV world.

2.
A lot of channels listed like CNN, National Geographic, Discovery etc were acquired by DSTV on an exclusive basis for DTH in sub-saharan Africa by DSTV. Channels like Star Movies, MBC2, etc are only cleared for middle east and Asia. I really doubt that they have the rights to those channels. They may show it for one or two months before they are asked to take them off air.

3.
I check with a content aggregator on the cost per subscriber for these channels, assuming they can buy the rights, it came out the about 23 USD per month. That is excluding the sports channels. Based on today's naira exchange rate of 365 naira to a dollar, the cost is 8,395 Naira per subscriber. The content owners globally charge per month for their content. They do not charge per week or part of the month. The content owners dictate the terms. Nobody can pay 8395 Naira and charge 3000 Naira. Not possible.

4.
The cost of decoder package is as follows - decoder 25 USD, smartcard 4 USD, dish is 5 USD. Total is 34 USD (12410 naira). If we add shipping and clearing, you can get 15,000 Naira. To charge 5000 Naira for the package, you will need a lot of cheap money from bank to fund the decoder purchase. Buying 15,000 and selling 5000 sounds interesting to me.

5.
To do internet via satellite, you need VSAT equipment which is expensive compared to the dish/lnb you need to receive dstv. Minimum cost of vsat equipment should be not less than 50,000 Naira. If you use the traditional dish equipment, you can only receive. You cannot do internet with it. Unless TSTV will supply you 40,000 Naira vsat equipment for 5000 Naira.

6.
I went to lyngsat and checked the ABS 3A satellite, I did not see any information about any TSTV channels. Lyngsat is the database of all channels currently on satellite.

7.
When you launch a new DTH platform, you start with a test transmission. This allows you to work through some issues that might come up. It also gives people chance to see some of your channels to make sure they are real before committing their money. There is no test transmission from TSTV.

8. EFCC Fraud Charges
EFCC arrested this guy last year for fraud. Not credible.
http://motherhoodinstyle.net/2016/01/23/doctor-who-proposed-marriage-to-wifes-close-friend-4-months-after-her-death-dumped-after-hes-nabbed-by-efcc/


In conclusion, people should ask enough questions before investing their hard earned money. If it is too good to be true, it's probably is. Let this not be another MMM.

encrypt:
Skills download your result
https://drive.google.com/file/d/0BzYL1W00IQyzMldOQ1hEdklqc3M/view?usp=drivesdk
Manual sending taya me..i need to believe my result..all the best to y'all

encrypt:

Check your mail

psucc:
There is a mystery in this country. With the Dangote Sugar Company 'doing so well that it exceeds it's profit margin'?

And by the way, what do we use the sugar for when tea had disappeared in the menu of most Nigerian families?

Toks2008:
You ask an obviously unmarried lady out and she says "sorry I'm in a relationship" and many ladies will quickly change their status on their social media handle to...."in a relationship or Engaged" ...worse still some will go as far as putting up the pics of a man who is not yet officially theirs and I keep wondering what goes on in the minds of some ladies ..

Shall we call that being faithful or being naive?

Every lady reading this should wake up and understand that until a man is officially married to you,he can not be trusted in anyway and that a man is even engaged to you does not guaranty marriage

Each time you tell a guy who asks you out that you are taken while still unmarried,you are simply shutting the door on yourself too soon and many ladies have shut out their husbands simply because they got carried away by an unserious man who is only good at mouthing their love and giving them forlorn hope.

Don't get it twisted, this is not about being unfaithful to that particular guy you truly desire but it is about tactfully leaving your options open by not flaunting him on or offline thereby driving away possibly more willing suitors.

Many ladies remain taken for years without wedding bells and I have seen several ladies who have been engaged for years.

The bottom line is that you should stop flaunting any guy you are courting and only flaunt your husband

Ladies should stop blocking their chance cos In the real world...there is no in between and there is no such word like "I'm taken" while you are still unmarried.

You are either single or married

Don't know if this makes sense.

HardMirror:

Are you telling me only christians are happy on earth? What if islam is the way to heaven, it means you are going to hell

HardMirror:

Are you telling me only christians are happy on earth? What if islam is the way to heaven, it means you are going to hell

HardMirror:

You have lost nothing, but when you die and discover muslims where right then you have lost everything. Cos many muslims also find joy and comfort in Islam

HardMirror:

You have lost nothing, but when you die and discover muslims where right then you have lost everything. Cos many muslims also find joy and comfort in Islam

HardMirror:

It is better they stay deluded.
I don't want them to change. Imagine a world without christians. I think for now those who discover the truth should remain few.

robonski15:


Three times is good, change feed when you notice the feed is too small in proportion to their mouth..

yemko:
Hi,
I am a partner with Uber. I can say it is lucrative if:

You can drive it yourself!!!! thats the best option if you are not currently employed or..
You have an honest driver (they could easily go off line and use your car as cabu cabu or not buy the amount of fuel that would be needed per day), like am not trusting my driver right now..
You have a car that has good fuel efficiency like the toyota (but it is not limited to toyota, i use a ford escape)
You your driver would be hardworking because you work early morning and late to make money, during the day can be dry sometimes.
Your driver is willing to driver weekend at certain time like sunday, the rates are higher.

I dont think the car has to be black though..

TokyoBulls:

I am a partner on Uber Lagos. What would you like to know?

ernie4life:


FBN MMF is what you need

carpenter:


Nah..you may indeed be right also. I calculate based on how much i invested and how much i have gained theoretically. The fund manager will also calculate this differently...it depends on what time horizon we are looking at and hw much we paid for it. For clarity, someone that bought Transcorp at 11 naira is unhappy it is barely above 2naira, someone that bought at 50k in is overly happy with his investments.


The funds are classified based on what they invest in

1. MMF is like a savings account basically but with a better yield and the fund manager tries to maintain it at 100 Naira, dividend payment may flutter from time to time. It invests in stable instruments and the risk to your money is low.

Why invest? It has a low entry level (5K). The holding period is one month (if you withdraw before the end of one month, you pay a penalty).

2. FIF and HF have instruments whose nature are not stable in their composition which go up and down also hence the reason for the value fluctuating.

Why invest? You can make more money in FIF and HY than MMF hypothetically but you can also lose more...they are of medium risk to high risk. As you can see above in my earlier post, MMF would make 13-14% this year but FIF has already made 16.85% (my figure which includes dividend compounded) which is the positive side of the equation, we could also be on the negative side of it.

If you are looking for low risk and safety of principal then MMF is your best bet. However, if the rates of Bonds and TBills fall, be sure the effect will be felt in MMF also since that is what majority of the funds goes into. Think of MMF as you investing in Bonds and Tbills without the hassles of contacting your bank to buy these instruments on your behalf, ease of management and liquidation...of course you pay a price for all that (~1% goes into the fund manager's pocket). In my general scheme of things...it is a small price to pay for simplicity.

There is a saying that no one can time the market and i agree absolutely. You can get lucky once in a while but it is a losers game, HF and FIF tries to help you with that as against you picking stocks yourself...

The following might shed more light on the 3 funds from the fund manager's perspective

http://www.fbncapital.com/docs/default-source/fbn-money-market-fund-fact-sheets/fbn-money-market-fund-factsheet---august-2015.pdf?sfvrsn=2

http://www.fbncapital.com/docs/default-source/fbn-heritage-fund-fact-sheets/fbn-heritage-fund-factsheet---august-2015.pdf?sfvrsn=2

http://www.fbncapital.com/docs/default-source/fbn-fixed-income-fund-fact-sheet/fbn-fixed-income-fund-factsheet---august-2015.pdf?sfvrsn=2


****addition****
Playing around the Fund Manager's site I saw this. You would agree even your MMF % is greater than what they have here due to how the calculations are done

http://www.fbncapital.com/asset-management/fund-prices

ernie4life:



OK am going to show you the yield on some funds then you can choose, all of them are reliable.

Let me start with FBN


Prices and performance of funds as at 13 August 2015:

The FBN Money Market Fund
 Bid Price:
 N100
 Yield*:
 13.35%

The FBN Fixed Income Fund
 Bid Price:
N1,087.20
 Offer Price:
 N1,087.94
 Yield^:
 13.60%

The FBN Heritage Fund
 Bid Price:
 N107.10
 Offer Price:
 N107.63
Data updated daily. All yields are stated net of fees and expenses

¹ The fund manager is required to maintain a stable price (NAV) of ₦100.00
* Annualised yield
^ Annualised equivalent yield

Check this link for more info
http://www.fbncapital.com/asset-management/fund-prices

ModiKen:
Idiot!!!

What is the state of sports in his state?

I can bet its as good as dead.

Instead of him to develop sports in his state, he rushed to another country, where the politcians think of the well being of their citizens, to watch two well planned, well structured football clubs play.

This is a disgrace to Nigeria.

Would it be a crime if the Governor of London come to watch a match between Kano Pillars and Enyimba of Aba.

Due to corruption, our Nigerian Premier League has been in shambles for years

So instead of youths trooping to the various stadiums in their states to watch their respective teams play, they rush to viewing centres to dash DSTV N50 to N100 naira every weekend.

Oh....I weep for my nation!

Unsad:
Shan George is utterly shameless. She can use her body to get anything

oloyetomoye:
Many are hooked into a business that was once booming but now no longer making profit.
I read a book that personally changed my perceptive on business. It gives you deep insight into what is ahead in your sector and ability to make a smooth change before austerity catches up with your line of business. This book will enrich you and you will thank God for me. If you want it drop me a mail on: talk2wiseman01@yahoo.com

LUKINGUY:
Obasanjo and Sanusi Owns PwC and instigated NNPC and Jonathan that sum funds was still missing. Hate and Partisan has becloud and mentality to believe corruption is normal. If you re found wanting in the scandals of the missing $20b you would be located and arrested.