₦airaland Forum

You should still be fine...

undespicable:
Thanks a lot, yes I have a job which I was able to save this amount, but looking at my pay I'm sure the visa officer will know I can't make it up to 85k by September since we're already in May.

Absolutely

amnotapervert:
Brother, you are in a good spot...don’t overthink it. Basically, you’re worried about the shortfall of 9k CAD based on your calculation. If everything else in your application is solid, a shortfall of 9k CAD shouldn’t be a problem.

To give you peace of mind, my only question is before September, will you have the remaining 9k? If you can explain to IRCC that you have a job, provide pay stubs, show that you were able to save the 70k CAD from your income, and that you will have the remaining 9k before September, then you should be fine.

I believe you will be good.

NIN, No issued date and expiry

AbelAbdul:
In the IMM1294 form, there is a column to fill International passport number, country where it was issued, date issued and date expire.

I also see where the are asking if i have national identity document, date issue and date expire.

What should i fill in that national identity document?

Since you are at 70k of 79 then it is easy...

Explain how you will make it over 85k before you will move. You should be fine if you have a job that generated the 70k.

undespicable:
Hi, I've been following this thread for a while now, I am about to submit my application but I need some advice. I got admission late last year for an MA program, I am based in Europe and I plan to submit POF equivalent to approx 70k CAD, self sponsoring, my estimated tuition fee is ~16k per year, which adding to the ~23k living expenses for 1yr would be total ~39k, aside from this 70k funds I don't have anyone who will sponsor me (so I'm 100% sponsoring myself), I am somehow relying on part-time job or scholarship when I arrive if possible to cover the remaining 9k for the total cost of the 2 years masters which is ~79k, I might not spend up to that amount as I know how to be responsible with me expenses, I know I'll survive with what I have and hope to add more before departure in September once the study permit is granted, but I'm not too sure how the visa officers looking at my case will see it from a financial standpoint, I know they want to see one year of fees + living expenses, and I know they still want to see how I plan to cover the rest of my expenses for the following year, this part I'm not sure how to show them since I am still short of some dollars that also include the return flight tickets cost they want to see. I need your honest opinion on how to present a strong case, initially I was hoping for some scholarship for this first year but unfortunately I didn't get anything yet and it's May already, sorry for the long text, I would really appreciate your honest opinion from your wealth of experience

1. If money is a problem, please at the same time with them.
2. They don't need any PAL or LOA.

Oghenerukoko:
Good morning. I don't know if I should say I am new here because I've been following this platform since last year and have been able to get my admission from the posts I read here. Kudos to Soltech1000, Okonkwobestman1, Sopwriter, Gloriousange. I read all of you posts one by one. I want to start my visa and I have questions.

1 We are family of 4 and all our children are minors. If the money is not the problem, would you advise me to leave my family behind or apply with them?
2 Will my wife and children need their own PAL?

Thank you

If 4+, D. Study more than 6 months,
but
if less than 4, B. Visit – All other types

unless the child is not going with you

Option D will trigger study permit for your child, which you will use an explanation for PAL exemption for the child along with your LOA as your child's LOA...

Don't forget that adding a family member increases the POF you need.

T for thanks.

financeguru:
Hello Great People,
@justwise

Please, I need clarification on choice of response to give on the study permit application form section relating to my dependant Child that is accompanying me to Canada.

1. The question in the Study Permit asked "Why is your family member visiting Canada?"

The Options are:
A. Visit - Tourism
B. Visit - All other types
C. Less than 6 months studies
D. Study more than 6 months
E. Work in work permit exempted category
F. Work (Labour Market Impact Assessment Required)
G. Work with an Open Work Permit
H. Transit

2. If I pick that the purpose is D. Study more than 6months for my child, they are asking for PAL/TAL and Acceptance Letter. I am the one going for Master's Programme. Of course, a child needs to attend school while with me over there. Can I claim exception for the child and with what?

I will appreciate your guidance on how this is handled on family applications.

Thank you.

How is CA?

OAOD:
Hello
Thanks to everyone that took time to share there opinion…

I got a new LOA later in the day for a similar programme

Now in Canada
Thanks

Gbam...

amnotapervert:
He is scared that ppl are coming to take his place hahahaha You know why I love abroad? There is space for everyone.

How is it going at the moment?

Guruindahouse:
Hi all,

I will be arriving in Ottawa tomorrow, 27th of December as a student.

Is there anyone that will like to connect with me? Also, I am a Data Analyst and I don't mind any lead that can get me my first job in Canada

Lastly, I need student accommodation in Ottawa. Max rent should be around 700 cad. Thanks

He is scared that ppl are coming to take his place...

Leave that thing, must ppl will still come with all the discouragement as staying in Nigeria for them is worse...

September we are coming...

AbelAbdul:
Your aim has always been to discourage people here. But guess what? Every day people are posting here how they got their study permits approved.
Just because people don't use your agents

Where is it?

Teeore:
Hi everyone,

What does someone need to put in the study permit field of "Funds available for my stay"?
Total tuition for 2 years + living expenses for 2 years + miscellaneous = ~83,000 CAD, but you don't have that total amount in your account.
Thanks

No wonder school say make I no apply...

Predator188:
Only news still to confirm on IRCC website

National Stadium? Na e get am!

amnotapervert:
Hmm 👀

Wait, no shade though Let me understand you used a Nigerian passport and applied for a study permit alongside a spouse’s open work permit on April 5, 2026… and got approved by April 9, 2026? so thats 4 days

Well well… things dey happen 😄 the same IRCC we know

POF OF HOW MUCH?

Rahab409:
I applied for my study permit alongside my spouse’s open work permit on 5th April 2026. Since Monday, 6th April was a public holiday, I scheduled my biometrics for Tuesday, 7th April, while my spouse completed hers on 9th April 2026.

Surprisingly, we both received approval for our visa applications on that same 9th April 2026 at about 3:55 P, while my spouse’s biometrics appointment was scheduled for 1:00 PM that very day in Lagos.

For context, I had previously handled my UK student visa application for my master’s degree myself, and it was also approved.

So why am I sharing this?

If you need guidance or have questions that haven’t been answered, feel free to drop them here. Others may also benefit, and I’ll do my best to guide you based on my experience.

Getting approval within three working days after submission was honestly unbelievable—I didn’t see it coming.

You may want to reach out to me on +2348172665795. Whatsapp only

Disclaimer: I am not an immigration officer. I can only offer guidance based on my personal experience applying for my study permit and my spouse’s open work permit.

What is the update?

Saxspirit:
Good evening everyone, I made payment for my PCC yesterday and till now it still showing secretariat routing please how long does it to move from this stage

Come and join us, come and join us!!

amnotapervert:
No...... I don't know the craziness behind GIC account opening it does not guaranteed anything.....

NOT MANDATORY

yemzyray01:
Good morning everyone... please is it mandatory to fund a GIC account for study visa purpose?
Thanks

Short answer is YES...

so far it make sense to them, no issue... but if it doesn't; that's where the issue starts from. My visit visa, I applied for a family of 3 with a lump sum, and I didn't hear from IRCC for like 4 months. After I did a web form to include my payslip, which I believe proves I could have had such reserves. I got the visa after a few days of uploading my payslip via webform.

So a lump sum is not an issue if there is good and meaningful justification, e.g., employment payslip, source of invested money, etc.

Jidesam01:
Hi everyone, I just got admitted to a university in Ontario. I have my school fees of 24k
Plus, but that’s all I have. Now I want to run POF for my living expenses which is 23k cad. They are ready to give me certificate of investment that matured over 180 days and was deposited into my bank account as a lump sum . My issue is will I have to prove to ircc where I got the money I invested?


I’ll delete this soon.

Omw, easy na

amnotapervert:
LMIA has casted and in her case will not work that smooth
So in summary, it’s still what I said: if she cannot secure admission and a new study permit before her current school ends, she should book the next flight to Murtala Muhammed International Airport (MMIA) AKA MMA 1

I get you but only 22895 is locked na, he will still have access to the remaining 17,105 from the 40k...

Although there is a clause to the access, he needs to visit a branch in Canada and have a student permit to get his money else they will return the money the way it come in.

I also added more than 22,895 to the GIC account for personal reasons.

I was in Canada recently and book a session at the bank lucky for me the scheduled me with a Nigerian who schooled in the same city am going to and she was very helpful on hints of the city. Although, she advice to do GIC for the GIC amount only which is 22,875 + wire fee of the bank you wanna use(my bank wire fee was 17.5)...

AbelAbdul:
He said he puts 40k CAD in the GIC acct. If na true say he put 40k CAD in GIC and his tuition is in that 40k CAD, oyo na him be him case

He won't. The GIC account will only hold 22,895 CAD. The remaining money will be in your normal account, which is accessible to you when you get to CA and have a student permit.

God forbid admission doesn't come through, the bank will return the money the same way it came plus interest.

AbelAbdul:
I hope you didn't put the remaining part of your tuition fee in the GIC else you will regret it.

..,

Bobomaigida:
It is preferable to send MBS to IRCC, but they also accept the soft copies generated from the app, just ensure it carries the stamp or any other confirmatory mark.

I currently have a Canadian visitor visa valid until 2034. My wife’s visa will expire this year, one of my sons has a visa that expires in 2029, and my other child does not have a Canadian visa yet.

At the moment, I have about CAD 70,000 available. I also have about CAD 30,000 equivalent in a retirement account in Nigeria. My current monthly income is about €3,000, and I recently secured a new contract that should increase my income by about €1,000 per month after tax.

Coincidentally, I received an admission for a Master’s program this week, and I am currently in Canada (only me) on a visit, but I will be leaving in three weeks. Based on the advice I have been receiving, I am considering placing CAD 30,000 into a GIC from the CAD 70,000 I currently have. This should be easy for me to do since I already have funds in Canada.

I have also paid the school deposit today. Whenever I visit Canada, I usually leave the same day I declare at the port of entry (POE).

Do you have any advice on whether this approach makes sense (I and family reside in Nigeria at the moment) or if there are other things I should consider?

What is the earliest date for Abuja and Lagos appointments at the moment?

Happy my mum got hers recently...

Where in Ottawa?

Still working on my student permit though. But I was in Ottawa ending of last year.

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Congrats!!! I just came back from Ottawa

Guruindahouse:
Hi all,

I will be arriving in Ottawa tomorrow, 27th of December as a student.

Is there anyone that will like to connect with me? Also, I am a Data Analyst and I don't mind any lead that can get me my first job in Canada

Lastly, I need student accommodation in Ottawa. Max rent should be around 700 cad. Thanks

I will be there last week in October.

deltafly:
I arrived Ottawa few days ago . The city is beautiful and lovely place .Though I planned to attend a workshop and return home .Those who are waiting for their visas ,I wish you good luck .

You can always ask

Jazzman01:
She is a typical circumcised Nigerian lady. Circumcision kills their urge/enjoyment of sex. You are not the only one, other married Nigerian men are also going through a similar thing and that is why most Nigerian men have side chicks and some engage in polygamy.

Sending her packing and getting another woman may not solve the problem because a high percentage of our women in Nigeria/Africa have been circumcised. It was just recently that the Federal government put a ban on the barbaric practice. So if you are marrying any lady born from 2005 backwards, their is a high chance that she has been circumcised.

Although you wife's case is on the extreme side, maybe she was given type IV circumcision or she is probably not sexually attracted to you. But the truth is that if you still go ahead and marry another Nigerian woman, you will still not enjoy sex to the fullest with her. That's the predicament we are facing with our women here in Africa all due to Female Genital Mutilation (FGM) Also called female circumcision.

Do you have any child with her?

udede:
Hmmmmmm
I endured this kind of rubbish from my wife for 10 years , i actually was thinking that she will change , they nodey change anything ooo. My wife even refused to see a medical doctor.

My problem now is that she refused to leave me and the marriage alone, i have even begged her to go and she refused. To worsen the matter every lady i approach for marriage dosent want to be a second wife. I stopped sleeping with her since 1 year ago . Her job is far more interesting to her

I really can feel your pain

If he had a child I might have encouraged this but that is not the case...

He needs to move on...

KristaPretty:
Red flags were obviously ignored. NO ONE ever changes after getting married

Anyways this is not an issue. Get a side chick who enjoys and would give you sex 247 without commitment and would respect boundaries

There are a lot of Hot and decent people out there who just wanna fvvvk and bleep as well as enjoy your company for the moment, before you get back to your fellow man wife at home

You would end up being happy. Secondly, when you need a child you speak to her family and let them know what is going on, if no changes, biko get someone responsible pregnant. Las Las everybody body go calm down

....but most important, please get a side chick to cure your konji, that's why so many men are happy in their marriages today

If there's anything you should use to punish your partner, sex should never be one of them. She even sounds bossy and rude

Oya find the lady biko

Thank me now

Not fiction, I have similar story

Ishilove:
What the fvck did i just read?

This is definitely fiction. Smh