₦airaland Forum

Geeprince1:
Hi everyone, I really need your advice.
I have an OND and HND in Accounting, but someone once advised me not to stop at HND. So I went on to earn a B.Sc. in Accounting and Finance, and by God’s grace, I also completed an MBA in the same field.
Currently, I’m pursuing my ICAN certification, and I recently got a job that pays ₦450,000 per month. However, the workload is extremely demanding, it’s literally Monday to Monday, and even when I work tirelessly, the tasks just keep piling up.
I’m an accounting professional with strong skills in Excel, Power BI, and various accounting software, but lately, the job has started taking a toll on my health. Constant laptop use has affected my eyesight, caused back pain and poor posture, and I often feel mentally and physically exhausted. I can’t even prepare to read for my ICAN exams or study on weekends because of the constant body aches.
Now I’m at a crossroads, should I quit this job and look for a lower-paying but less stressful one, or should I hang on until I secure a good federal government job or top private firm?
For context, I leave home by 6:00 AM and don’t get back until around 9:30 PM daily, and remote work isn’t an option.
Please, I’d really appreciate your honest advice.

sub contract the Job for 50k per month to reduce work load

RayRay06677:
Treasury bills (T-bills) in Nigeria are now subject to taxation following the expiration of a previous tax exemption order. The interest earned is subject to a 10% withholding tax (WHT) for corporate entities, while individuals are exempt from this tax, although corporate income tax may still apply.



Please note that individuals are tax free on Tbills.

individuals investing through First bank or All banks Cos the guy complaining invested via GTB

heavenisreal18:
I was told they have implemented WHT that it was Instruction from FIRS.

Bunch of criminals this will lead to exit of FPI from the Market
You offer TB at 19
With the WHT is not more 19 it now 17
You remove VAT
You remove Custody Fees
You devalue along the line
They should just stop issuing TB

heavenisreal18:
I sent mail tire for the certificate but my account officer didn't send it ,one of my account officer has blocked my mail from reaching her. Her mail usually bounce back now

And you can't go to the bank ?

SpecialAdviser:
Unfortunately many of our people are dieing in the sea to go to Europe. We also sit back and watch their football every weekend and wish we were born in Europe. Why wont I love been brain washed by them? Do you even know how polygamy is amplifying corruption in Nigeria? You dont know why Hausa people are destroying the country with corruption and banditry. Do you?

it you that is wishing dont used your narrow yardstick to measure everyone.
How are hausa people destroying the Country with Corruption?
Cos the Last I check .
Ibori , Dezani , Alam , Fasoye, Apakbio Ifanyin okowa are Non Hausa people
Also Majority of Yahoo boys /Men are Non Hausa people
Also Majority of Cocaine trafficker are Non Hausa
Majority of importers of Fake drugs and spare part are non Hausa
Majority of producers of Fake drinks are non Hausa
Majority of hook up girls , international prostitutes are non Hausa
Majority of Drug baron in prison in Asia ,south Africa are non Hausa
Majority of Democratic leaders since 99 are Non Hausa
Obasanjo, Jonathan and now Tinibu Total 18 years
Largest grants to State and. Non Hausa state Delta, Akwai IBom Rivers yet they can't Match Hausa run state of Kano ,Kaduna
Majority of terrorist in south are non Hausa

So how is Hausa people destroying Nigeria ?
By Farming and supplying your Lazy ass
Beans ,yams ,tomatoes,beef , carrots,onions Millets ,Maize , soya bean and accomdating Million of Nigerians in Hausa land peaceful

SpecialAdviser:
There is no bitter and honest truth in it. I dont know why many of you clap at every statement without deep research about it. Monogamy seems troublesome now because many of us never witnessed polygamy in practice. Every type of marriage comes with its own drama, you cannot just believe one is so perfect.

Below are some of the insights. For every marriage, three major parties are involved. Father, mother and children. Polygamy may look like benefiting men but the mothers and their children will be getting the hits.

1) Father: Yes options for sex. Options for loyalty etc
2) Children; Except the father is rich, may drop out of school. May witnessed constant problems at home, quarrels and envy most times. Go to northern Nigeria and see their kids. With all the money they steal in government, still the most backward region. There can never be a man that loves two women equal! Even God does nit love us equal. If not why did He chose Israel those days in the bible. Why was DAVID His friend? For as long as you cannot love those wives equal, trouble sets in and the kids get the hits.

3) Mothers: Lack of attention, Unhealthy competition, Sometimes lacking sex, Their husbands gets the licenses to honourably chase women since they can bring in another wife. Go to Abuja and see how Alhajis chases young girls for sex. I have seen first wives suffer in Kano state and wonder if polygamy worts it. It looks like its succeeding in the north because most of the women are uneducated and religion also used to calm them. If your child drops out of school, its the will of God. My dad was born into a polygamous home. Very brilliant man. They called him uneducated professor but he never went to school. I still thank God my dad did not bring in another woman to compete with my mum all the time they had issues. It would have been a disaster. I would never have been educated and will still be suffering now. People are blind sha

Summarily, Its only selfish for men to believe their sexual satisfaction and attention is enough for marriages. Do you think of being born into polygamous homes? Most of us would not have attained our heights Most tich people will always make polygamy look perfect until you get into it as a poor man.

you have been brain washed by Europeans.Polygamy bad Gay good
Polygamy is a Natural order
It help women breed
We not have a pandemic of well trained unmarried sisters

kenben:
THIS IS FALSE AND VERY MISLEADING. NOT TRUE AT ALL.

OK state the UnFLASE FIGURE

Brendaniel:
And you expect maximum productivity by doing this ?

So essential services like doctors, nurses, military should also run the same way?

no wonder Nigeria is the way it is today...

Does it look like what a normal person is governing?

How can there be productively on Bad pay .
Doctor, nurses and police are already paying them self productive wages

heavenisreal18:
Someone asked if it was written in my certificate,but sadly GTB don't give certificate anybody using GTB who got certificate of investment.

look like Fixed deposit .
Go back and look at the Transaction description electronically
Bankers can be funny
Do you FD
The do TB with capital

My post doesn't mean Nigeria better pass UK
UK better pass Nigeria in Majority of aspect
While Nigeria get some advantage over UK
Example for Nigeria you go sell Land 100m
Pockets the money no taxes etc
You go collect rent chop everything no tax
But to buy house You cought out Millions at once UK na instalment

Lilfire:
People defending this 200k salary unna no get shame? Seriously how much this wicked man they pay unna is that what he promise? When he decided to devalue the naira and remove fuel subsidy? What have they don to check mate the effects nothing apart from this sham called 70k minimum wage do you know that a state worker now earn more than a federal worker in this government? Shame no they catch unna suffer no they tire unna tuaaah

Shameless they want a family man to Magically appear in office daily ,pay rent,pay transport eat pay school fees ..pay Electricity etc

Brendaniel:
First, is it normal?, secondly do you have any evidence to prove that?

Thirdly, does the constitution permit civil servants to do side hustles aside from farming?

and finally if the civil servant is unable to get a land close by to his house, should he and his family starve to death because the FG refused to pay them well?

please answer all these questions if you are replying me, I hate arguing with irrational thinkers...

when the Nigeria state pay 70k Minimum and post a Civil servant to Abuja where two bedrooms is 1.5m
The Nigeria state has failed in it primary responsibility to demand civil servant come to work daily . The current pay only Last 1 week So they come to work ,8 days in Month
Lagos State has reduced work days to 3
Kaduna 4
Kano 4 Katsina 3
They know they are paying impossible wages

smartkester:
And I am telling you again, none of these guys take home 1m monthly. The upfronts and bonuses are paid just once in a year so you can't add that to their basic salaries. Like I wrote, no government agency pays entry level a million naira in Nigeria. Stop peddling wrong information

Am not talking about basic salary
Am talking of total compensation .

smartkester:
And I am telling you again, none of these guys take home 1m monthly. The upfronts and bonuses are paid just once in a year so you can't add that to their basic salaries. Like I wrote, no government agency pays entry level a million naira in Nigeria. Stop peddling wrong information

Honestly you don't know what you are saying .
NNPC entry is currently 1.5m
Nuprc is 1.8M
NDiC is 13m
The upfront payment is still part of your pay any bee paid

guobe:
I don't have an idea about that but from the way their salary is,their pension should be quite hefty too.

Many retired as NNPC agency staffs and collected tens of Millions as exit packages and immediately rejoin NNPC limited under new term .
Over Enjoyment
This one only go for holidays
Always in the office
No need for side hustle
No need for Japa to cut grass ,face reform UK
Paid travel to UK for Conference
A Japa Nigeria might be in Cleaner In a Conference attended by his University mate from Nigeria paid by NNPC OR NFIU

Which humiliation pass this one
He rather meet you as Polytechnic lecturer Even is not about Conversion rate
Educated humans need Dignity .

MatrixCircle:
Stamer is a Public servant who uses Public funds for Public Good. Akpabio and kalu are corrupt politicians who believe Public funds are for personal good. Stamer is accountable to the British people. Akpabio and kalu are not accountable to anyone, no matter the amount of the treasury being looted. That's a little of the comparison.

it not about you is accountable or not .
One UK worshipper say persons in old people home are living better than Nigeria senators.
Him don't know who is a Nigeria senator.
Boris Johnson was partying during COVID-19 lock down .Forget accountability you have been brains washed .
Prince Andrew is also accountable

Love800:
What do you mean by this post pls?
Am trying to comprehend it.

Payment of Living wage .
Before a salary is announced as Minimum is must be able to pay house rent , transport, pay for food etc
Not abitary announcement of impossibilities.
70k

lawjjj:
you can't sell all bags in 1 month, have you considered other costs

open near a wealthy Farming Community like a river basin authority during farming season you even sell 1 truck per week .
The 700 bn naira fertilizer Dangote sold is from where .
2 billon daily

smartkester:
All the salaries you mentioned are far below that. None of those guys pay entry level 1m

Is more than they have Lump sum paid yearly and unexplained allowance and bonuses

MatrixCircle:
That old people's home you talk about, are not cheap to live, most of them the old people pay upto £1000 ( 2 million naira) to stay there per week, so per month is about £4000 (8 million naira). How much does your senator pay for house rent in a month. I believe not upto 8 million naira.
Also, in the UK 🇬🇧 there are labour laws that governs every job, that grass Cutter has a pension contribution which every employer must abide by, no one will embezzle his pension just like they do in Nigeria. His pension runs in £ one of the strongest currencies in the world. If he retires and decide to return home, his pension comes in £ while he is in Nigeria, his NHS medical treatment in case of any health challenges is still there, he may decide to fly back in UK 🇬🇧 and see his Doctor for free but your President and governors will pay millions of naira of tax payers money to access it.
The grass Cutter will walk in for free.

Story all this yarns are for Novice who never touch UK before with internet now everything is Very Clear .
Less than 1 percent of working population make 8k in the UK
Doctor in the UK are always protesting pay 2300 and Japing to Australia.
Reforms UK is gain ground and English defense league just know you cannot be British enough even Kemi is about to be kick out
Majority of pensioners are on 1000 pounds pay and struggling
NHS is crumbling and wait time for surgery and dental care is endless unlike Najia you have your money treatments happens
Hope you heared the story of a Nigeria woman that drug her daughter to sleep so she can work .If na Nija neighbors dey ,sister dey sense of Communal living
Don't compare Nigeria senator to British grasss cutter he lives a High Class life even the British PM can only dream of .
You wan compare stamer with Abapkbio or Kalu

enemyofprogress:
your wife's friend. I hope not what I'm thinking. Your closeness to her is too good for comfort.

Freedom of taught is allowed we are free society
False allegation is criminal offence

MatrixCircle:
No Nepa wahala, food cheap , their children will school in Oxford, Cambridge and among the world top 100 universities, they is NHS for health care, and above all there is security. You can go to sleep without worrying about bandits, armed robbery, kidnappers invading your house or receiving a phone call for ransome payment. The best schools for children in the UK are free. The same kind of international school the wealthy in Nigeria send thier kids and pay 10 million naira pay term. All those British international schools in Abuaj and Lagos, that grass Cutter in Uk his children attend it for free.
That same grass cutter his children will get UK 🇬🇧 passport in future and become British citizens. That passport cannot be bought with 1 billion Naira. Dangote with all his wealth can't buy it.

Can you see the reasons he spent so much millions to go cut grass for UK.

you forgot they can come out gay or lesbians and keep you in old people home when you need them Most and no strength to cut Grass
Reform UK can kick your Ass back to Africa

AndSunGorilla:
Son of a recruit (warrant officer) now chief of air staff!!! I love stories like this.

I swear this when there was resemblance of fair play .
Now and Man know man rackets .

Predictor3:
Not only that. People like them steal the system blind. Imagine one of them talking about a civil servant on #70k minimum wage raising #30m

imagine the president having a 50m USD private Jet after serving as Governor
While his son is wearing a 200m Richard mille watch.
So Nigeria na Imagination.
Imagine paying a Senator 30m while professor 400k
So Nigeria is an Imagination and imaginary nation

Brendaniel:
So he should be absent from his work while the office bleeds from his absence and be going to farm ?

What if his boss does not permit him?

The office want him to be absent that why they paying peanut that Cannot carry him home as take home

You pay a Family Man in Abuja 200k per Month
And miraculousy expect him to rent house ,pay transport,school fee ,feed etc and still show up Daily Una no well for Nigeria
Senator that are paid well show up Daily
NNPC staff that are well paid show up
Teacher that you pay 65k will have excuses

Kukutente23:
I'm beginning to guess your age and exposure
How many private hospitals in Nigeria can afford to employ 3 doctors and match the govt's meager pay for doctors?

good bye .I no strength for personal attack .
Enjoy your poor pay and Lament
Other interested in improving Income and family situation have gotten some positive points

Kukutente23:

Another joke
How much is a planter and an harvester? Google it and paste the price here for everyone to see
You remind me now. Some folks in 2020 came up and claimed to be agric investors. They ended up scamming civil servants who took your advice in absentia about investing in business. A good number can't recover their monies till today. Is it those same agric investors you're talking of or another?

you just want to talk Combine rice haverster is rented by Farmers 60k per hectare for rice Farm .

Brendaniel:
and getting those equipments you mentioned are free abi?

So a peasant farmer in the village who has never seen 100k naira in his life will be able to afford all those equipments abi?

abi Man abi poverty dey wire you abi ?
We talking about Civil servant that has 200k work and 15m to Japa
What better thing he fit do for Nigeria than Cutting grass in the UK