₦airaland Forum

mikeapollo:
Don't mind the noise-making Oshiomhole

Why are you unnecessarily triggered? Even Oshiomhole, who made the statement, knows it is just a threat and that it will not happen.

As someone said, it is good that a politician is warning South Africans, at least.

No amount of money you hope to make from MTN shares is worth any human life.

I own MTN shares, by the way.

Safety first!
What if it collapses and something terrible happens to someone as a result? You don collect name forever be that.
And what if you are the one injured and that makes you disabled forever?
I even do my best to avoid walking on those sewage pits and you are overloading them with sand that is known to be very heavy.

stokfrick:
Pls can anyone using cardinal stone here please explain what this margin issue means.
I have 5.35m left in my account which I wanted to use to purchase a stock worth 5m, but they rejected the order severally, saying my margin is inactive.
Can someone pls help with the.margin explanation. I've tried reaching the but no response.

Are you using Market Order? If yes, try Limit Order. You would see the calculations and adjust accordingly before you place the order

EquityM:
Easy, bro. I never said she should port all her money to stocks. If she wants to grow her money, she can allocate a tiny fraction of her funds to stocks. Let's end this conversation.

Conversation ended.

welzyj2:
Oando and Access are still considered grade A.

And can a retiree depend on negative or no returns from them to survive?

EquityM:
I bought Seplat around 5300; I was impatient and sold it for 5700. Within six months, the price is now 9000+.

Withn that same period, someone else bought another stock and is now crying? Should a retiree without time on her side be crying?

welzyj2:
Neither is mmf.

If 5m is all you have as a retiree your best bet is split into 2 and use half for a petty side business you can withstand the stress.

I never said mmf is her best bet, but stocks are definitely not for her.

welzyj2:
Simply reconstruct as stock trading is not advisable for an individual who cant allow his/her funds stand the test of time.

Imagine an 80 year old granny bought Seplat/PresCo or other NGX 30 1/2 years ago and willed it to her son/grandchild b4 passing on this year. Will you still say not advisable for retirees??

Wanting something to live on by investing your 5m in mmf and soley feeding off the interest is also not possible in today's economy let's be realistic

If you read the person's post again, her goal is not to will anything to anyone. She wants something she can survive on and stocks are not ideal for that at her age.

Of course, return from mmf is small, but If she can't survive with about 18k from mmf per week, will she survive if she buys stocks and the price falls?

EquityM:
I think she has MMF, and her main priority is growth. Once the dividend starts coming, she will be fine. Diving into stocks, she has to understand it is not a quick money scheme.

She has mmf which will be withdrawn and invested into stocks, right?
She will be fine, after how long? Someone that doesn't work again?

EquityM:
I do agree; however, some stocks have been doing well in the long run. If she goes with "grade A" stocks, she would be fine and also get dividends on the side while waiting for capital growth. Last year I basically saw Zenith and GTCO around 75naira and 90naira, Currently, their prices have gone up, except there is a pullback or financial turmoil; I still bet on these stocks to do well. Lastly, this is an MMF thread; it is better she seeks advice on the stocks thread.

@ the bolded;
For how long should a retiree wait before she eats?
And how would she survive if there's a pullback or financial turmoil?

EquityM:
Lol, the Nigerian pension fund currently has a stock portfolio in NGX. Stocks are not brutal if you choose the right one, NIDF is a great option for her.

Well, any stock can lose value, and for a long period of time.

welzyj2:
Not brutal. The goal is to be ready for the long haul if you not an active trader

My ROI Feb till date despite not trading and flipping actively

There's a difference between “stocks can be brutal” and “stocks are brutal.” I said stocks can be brutal, and I stand by that.

Can stocks be brutal? The answer is a definite yes. Your paper gains today could turn into losses next week.

I don’t have to explain what is called a stock market crash. Something can happen today, and your stocks could start crashing uncontrollably almost immediately.

For instance, Oando traded at 67 naira in June last year. The price fell and, up till now, it has not recovered. Now, is that something good for a retiree who must rely on their investments to survive?

This same Oando once traded at 89 naira, and today it’s trading at 48 naira. Imagine if a retiree’s money had been used to buy such a stock at 89 naira. What would she have been surviving on for over a year?

I trade stocks too, but it’s not advisable for a retiree who is looking for something stable to live on.

welzyj2:
Funny enough if you select 1 or 2 stocks you can get that 2m in a day or loose it😊

The highest return any stock can give in a day is 10 percent. 10 percent of 5m is 500k and you can't even make 500k in a day when you consider charges.

A retiree needs regular income for survial but stocks cannot guarantee that. You can buy today and start losing immediately.

Let's not say anything that will tempt him to invest a retiree's money into stocks. Even experienced and professional stocks traders can lose big.

EquityM:
Don't try equity; rather, buy some high-paying dividend stocks. Equity is not for old people ooooooooooooooooooooo.

Stocks can be brutal. It's a no go area for a retiree' s fund.

AncestralPowers:
Please don't get discouraged investing the little money you have, just because someone is mentioning huge sum he/she had invested or withdrew.

Some of us here are over 50yrs of age, we have worked our entire life, and we also have a huge number of abroadians here, who earn in foreign currencies and invest in Nigeria directly, and many abroadians had been doing that for decades, and you cannot compare yourself with such people.


However, I would advise those of us with millions/billions in investments to avoid calling numbers, so that those of us with peanuts won't get discouraged to invest the little we have...

Investment is a matter of slow and steady process, and time is your biggest advantage.

Rather, number calling by people with huge investments inspires motivation, not discouragement.

I will believe your heart has truly turned back to God when you undo your BBL

peterboro:
When Argentina played against Nigeria, when Vincent Enyema was the Super Eagles keeper.
First half ended Draw.

But Messi reaction against one of super Eagles players when they were going out for first half break. His reaction made me understand that he's really a racist.

He pushed away the player's hand in pride, when the player tried to share fair play with him.

You no dey forget something. Reason I dislike Messi till date.

I noticed something in your chat. Try to avoid it, henceforth, when you're talking with foreign prospects..

I don't tell my foreign prospects that I have a network issue or no electricity even if I have issues with network or power. It's a turnoff for those people.

romeo1000:
Hello sir I really need your help concerning your insight on a very important matter. It's urgent and I humbly request your aid

I replied to your PM earlier.

asiwajusirkay:
yes, u can.. Just change the email address in the payoneer (u will see dat on the settings/acc info) and attach it to your fiverr account. Both of u can receive funds to d payoneer

I don't understand this. You mean one can use 2 email addresses on a payoneer account?

Or he is going to change the email address but the old email attached to his sister's account will still be working for withdrawals?

Either the news is fake or not. Everyone now knows Russia is not as strong militarily as we thought they were.
Putin exposed their level of incompetence.
It's a shame a supposed dog has withstood a supposed lion's attack for more than 2 weeks.

Putin is overrated!

raphemmanuel:
Thanks alot Boss for your input.
I cannot kill myself, if fiverr wants to send me back to new arrival or new seller that one is there business.

Surely I will get back to my feet, every client I worked for is always happy with me and some has referred some clients to me.
It's matter of time, my account shall be well.

Fiverr can do whatever they like on the account.

I just need my peace of mind.

You can check to see how many orders you have completed between June 14/15 till date. With only one canceled order, you need 9 completed orders between June 14/15 and August 14/15 for your order completion rate to get back to 90% before the next evaluation.

Even if you are not able to raise it to 90% before August 15 and you get demoted again, the order completion rate will automatically go back to 100% before September 15 as long as you don't cancel any other order. You don't have much to worry about, bro.

Xbee007:
Thank you very much for this advice. I think the guy is a serial scammer. He must have been doing this for a long time. I think it's the best to initiate order cancellation.

I strongly suspect they have been doing this to other sellers too. They use old account yet no single seller review on their account. They know sellers fear negative reviews so once they have a perfect delivery, they will request for order cancellation.

You are most welcome, bro.
Fiverr don't protect sellers in cases like this. So many similar complaints in the forum but they are not doing anything about it.

The best thing as you've pointed out is to cancel, if you are sure he won't change his mind.

I regret not cancelling the order when it happened to me. After the terrible review, I stopped getting orders. Now depending on few old buyers.

Xbee007:
I had a terrible experience with a buyer recently. He wanted to cancel the order after a perfect delivery saying he doesn't want it again.

He had recently said everything was perfect and requested for a minor revision which I did immediately and sent him the perfect copy.

Has any of you faced similar issue in the past? Your opinion is highly welcome.

You have to be very careful with him. I experienced something like that in the past and the issue is still having a serious effect on my account even though it happened long ago.

I refused to accept/approve the cancelation and he left a terrible review. Just use wisdom to deal with him.

Ask if something went wrong somewhere and if you can help in anyway. Let him know Fiverr will punish a seller if he/she cancels an order.
If you are persuasive enough, he will have a change of mind.

Don't argue or fight with him. If all efforts proved abortive, then weigh your options. If you think it won't affect your account if he leaves a bad review, you can decide not to cancel. Also, consider the amount involved.

But trust me, "a good name is better than silver or gold". A clean account is better than some $$

raphemmanuel:
Thanks for showing concern.
But my worry now is the daily removal of 5% from the order completion percentage. I am just left with 75% now and I know tomorrow they will remove another one.

And for me to maintain my level one I was demoted to, I must reach 90% order completion before 15th of next month.

Orders doesn't come everyday and am already loosing more percentage. How am I going to cope?

Sorry about the experience. They are not removing 5% everyday, they are recalculating your order completion rate everyday, over the last 60 days.

Your order completion rate was 86% on July 15 because that's what you get if you calculate the order completion rate from May 15 to July 15. It dropped to 79% on July 16 because that's what you get if you calculate the order completion rate from May 16 to July 16. And that continues everyday.

Let's say you completed an order on May 15 and you had 10 orders and canceled 1 order between May 15 and July 15. Your order completion rate will be 90% on July 15.

If on July 16, you have not completed any other order, they will now calculate your order completion rate using 9 orders from May 16 to July 16 and that will be 88.8 (approximately 89%). The order you completed on May 15 will no longer be considered in the calculation.

Hope this helps you understand...

khalazi:

Payoneer Always needed
Ebay Giftcard needed

Was initially skeptical so I had to do a lot of digging to know if he is legit.

He offered one of the best (if not the best) rate on nairaland.
Customer service was superb!
He is a total pleasure.

I have reviews for sale. Any amount. My account is Nigerian, level2.
If you fine with reviews from a Nigerian account, let's deal.
My contact is in my Signature.

cc:
Macgyver1
Ihinmi

Fiverr reviews available.
Contact is in my signature.

Zhirinovsky:
Please are there people with Nigerian Seller accounts who did not experience this relegation of gigs to last search page here?

Please indicate by clicking 'like'

I am trying to check if it is a nigerian/African thing

It's not a Nigerian/African thing. Many sellers from other countries have been complaining about the same issue on fiverr forum since late last year.

I think it's due to a change in their algorithm. A possibility is that they don't want a particular set of gigs/sellers dominating the first page. They are probably trying to give everyone the opportunity to "taste" the front page once in a while.

My observation; if my gig, on last page, is able to win some good paying jobs through the buyers request page, the gig would jump straight to the front page.
If it were to be a Nigerian/African thing, the gig would not jump to the first page.

The points above remain my speculations

Reviews available for sale.
Contact in my signature.

famohold:
pls reply pm

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