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Get your quality social media accounts from Top G social media solutions... (contact us by clicking the link in the profile signature)

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- Talkatone (including Paid Talkatone)
- Textplus
- T-mobile e-sim

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DannyVikky:
Hello everyone. During my Uniben application, I mistakenly submitted C6 instead of C5, thereby reducing it. Ever since then, it has really been disturbing me. My question is that would it affect during clearance? And is it a serious error? It urgent pls.
Thank you

Hello friend! I suggest you start making moves to rectify that error and hope for the best.
In the future I urge you to be extremely careful when entering data with regards to uniben. If you give uniben the chance, they will feck you in the butt. Good luck!

Hi guys! Feel free to ask me any questions as regards uniben. Especially the faculty of management sciences, specifically Accounting. I'll try to answer to the best of my ability. Work hard, stay focused, be prayerful and optimistic. Good luck!

PrecisionFx:




Hmmmmmmm, some people can lie for Lazarus..... So u people want to displace lai Mohammed for no reason





Okay wait, lemme make it simple.
2k monthly is 66 naira per day.

So are u saying he was trekking upandan from the beginning of NYSC till the end or where other corpers lapping him in the bus and okada?

Maybe he didn't eat, maybe he fasted n fasted 40 days in a row several times until he passed out of NYSC.

Did he buy recharge card? abi him no get phone?

All these for 66 naira per day

let lai Mohammed catch u oo

try again later.

Bros I really am getting the shock of my life today. as in ehn. Smh

Oyindidi:
You don't need 2 bedroom flat for a start. One bedroom is okay. 70k is more than enough to start a family.

This is sad.
I feel a profoundly sadness. These are the simple and micro causes of the larger problem that has encompassed Nigeria. Sadly our youths like the lady above no even wan hear. Smh!

vladimiros:
anybody praising this OP is just as foolish as the op
n

30k salary and he wants to get married .

op let me make u feel bad.

I am 23 and last month I made over 800k, what do I do? agro trading..simple

I started with 50k. I currently have 3 employees..

and the 800k even small sef.

op u better fing money or else..

I have warned you

Applause! Thumbs up.

donpata:
I was moved to write this epistle cos of the fp topic of marrying someone who earns 35k yesterday. I have seen such questions on NL but I normally ignore them. Someone even asked if a lady can marry someone who earns 100k . I normally laugh at the comments and move on. I laughed at the sheer ignorance of many commenters, and the foolish statements many made. I decided to assume that 70% of the people who commented are either undergraduates still studying who have a big Disney picture of the sweet employment awaiting them or some who have not really known what is out there in the world. The remaining 20% earn well probably and so feel life should be like that for everyone. The remaining 10% commenters are those who really see life as it is in reality – DIFFERENT STROKES FOR DIFFERENT FOLKS. Now am gonna be objective and subjective at the same time. And let me warn you – IT’S LONG

Me? 30yrs, had my BSc in the north but did my MSc at UI. Hoping to register for Phd by next year.
My fiancée? 24ys old and currently awaiting 300 lv registration. Will be done by 2019.

Fact: without any serious research, I think I am save to say that at least 50% of families (basically father and mother) in Nigeria earn a combined income of less than 40k in a month.
Fact: The federal govt claims it has about 100k civil servants. Add paramilitary and military with about 500k personnel and public office holders, I think 800k people in active service on FG’s payroll is a fair judgment. For the sake of argument, let’s assume fg has another 800k retired personnel on pension. That’s like 1.6 million people. Nigeria has a population of 180million people. The WB estimate Nigeria has a workforce of about 60 million in 2016. If we delete the 1.6million on FGs payroll, we still have about 58.4million people left. Obviously, the remaining are left for the State and Local govt as well as private sector to employ. How many are employed?
Lagos state claims it has about 100,000 workers in its payroll. Let me be liberal enough to use it as a benchmark for all Nigerian states and fct. 100k by 37 = 3.7million employees.
Obviously, we still have over 50million people to employ. How many will the Real private sector pick? Yeah those that will pay a graduate from 60k above – how many can they pick? Now many will have to be entrepreneurs, “self-employed” people, petty traders, artisans etc. How much can they really earn monthly?

Fact: 80% of state and LGA workers between level 1 and 10 earn less than 50k in a month. Apart from states like Lagos, Rivers, Akwa Ibom and a few others, most states, especially in the North, pay quite low. On level 8, with Kad Govt, I earn 35-37k. It fluctuates monthly. Note that there are married people with at least 3 children that are on lev 1 - 6. Do the maths.

Wedding:
Many asked how one will pay bride price. Well, I have crossed that bridge. I know my status so before I even got a lady, I started buying some stuff like wrappers to keep. More so, my savings, family and friends rally round me and that was solved. Only a foolish lady will think of bride price as an issue here. Except if her family is poor, why should they demand too much?. 2 of my sisters that married had their bride price pegged at 5k each. The total money paid on the first was 25k and 50k for the 2nd. Mind you, they are currently running their masters programme so they ain’t illiterates. Let me stop here.

So the Wedding? How will I handle it? SIMPLE: I AM CUTTING MY COAT ACCORDING TO MY POCKET

Box: I went to the market and saw boxes of 100-200k. I was showed a set of 5 for 30k as well. I opted for a set of 5 at 60k. That’s my own level too. Mind you there were people picking that of 30k too. Different strokes for Different folks.

RECEPTION VENUE: Church Premises. My church got a lot of space so why should I spend 200-500k (that I don’t even have) renting a hall for a 2hr event? A guy who got married last month in my Church did not do reception at all. Again, Different strokes for Different folks.

Wedding Cards: Saw a nice foreign one. They said it will cost me 30k per 100. I needed 500. I was showed another that will cost 5k per 100. I Finally opted for the one of 10k per 100. Even got a 5k discount.

My suit? I opted for a 16k suit and my best man decided to pay for it.

My shoes? I got really nice shoes but coz it’s my day, I opted for new ones. I picked up a very nice one for 2k. It aint top notch quality but it should take me through the day. It can actually pass for a ck or d&g when viewed from a distance.

My Chairs and Canopies? My organizers are 20. Lol . They have paid 80% of the money.

Cake? My aunt who has a HND in catering bla bla and has been in it for almost 15yrs running has taken that as her contribution.

DJ and Camera man? My men in suit, (5 in number) have paid for that service.

MC? A friend is good at it. That is his contribution.

Wedding Gown: My cake designer linked me to a lady who rents out. She thus charged us 10k for a nice wedding gown. I deposited 5k. Will pay 5k after the event.
Need I continue? I don’t think so.

The main thing – The marriage life
Yeah I know you are saying all I have said na wash. You are waiting for how reality will hit me after the marriage cos that’s the main deal. You gonna say you await my regret thread after some few months. Sorry, your expectation will be cut short.

Fees:
Now, my to-be wife will be registering for a new session by December. Her fees is just arnd 30k so I kept that amount and I have promised myself not to touch it until its time. I don’t even need to touch it. Everything appears almost set and done.

Clothing: I filled my wife’s box to the “brim” with both native and English wears. So for now, cloths aint really an issue.

Accommodation: Here in KD, a 1 bedroom mini flat cost between 80-150k depending on the location. Am not talking of a 2 room flat cos, truly, I don’t need it now. But I am not even thinking of taking the mini flat either. A room and parlor (real face me I face u) cost between 18k-45k depending on the location. There are better ones; mostly new houses that cost 40-60k. I’ve gotten a very nice one for 55k. Just 2 tenants in the house and the other guy is single so we just gonna be sharing the toilet with him. It’s not that I can’t afford it but wisdom must direct me. I got 2plots of land already so I don’t even intend staying in that house beyond a year or 2.

My building: I already have 2 plots of land. I’ve struck an agreement with some guys who will supply me mud blocks at N20 each. At my estimate of 3000 blocks, that’s 60k . Havent paid but after my wedding, I will do it jejely. My plan is to rush the building and roof it b4 the rains come next year. I paid some guys in my area 7k so by next week, they are gonna go there and dig the foundation of a 2bedroom flat for me. Not that I am building now but I have to dig during the rainy season cos the land gets hard during the dry season. My intention is to use just ¼ of the land for that so that when I am blessed wella, I will use the remaining ¾ of the land to build my pent house. Need I tell you that by estimates, I need 6 bundles of those “aluminum” sheets to roof it? I bought 3 last year when it was 16k. I could not add cos it went up to 30k. I heard it’s 20k now but I can’t buy the remaining 3 now cos of my wedding preps. Will do that after my wedding when I have relaxed a bit.

Feeding?
A 50kg bag of rice takes me over 5 months now that I am alone. I believe in varieties so I got different things stocked in my room. Adding one or two extra plate should not make life difficult. I planted maize on my 2 plots. Once harvested, I won’t need to buy semovita all the time. If you have been to the north, you will know that with my harvest, Tuwo is served. Need I continue? I don’t think so. Let me not bore you further.

My support to extended Families
Someone asked in that thread that how do one take care of his families and inlaws. Well, my family aint rich but they can cater for themselves. My dad and mum earn and have only one child left in the university. Moreover, they are sensible enough to know that they should not expect from me. Rather, what is sensible is for them to support me if need be . My fiancées’ parents aint rich either. But I know they aint so poor to demand me to take care of their own responsibility when they know I have their daughter to cater for. Of coz, once in a while, I will do what I can for our families.

Children
Just a child and I will pause until she is done with school. I know it’s gonna come with challenges but I don’t think you expect me to plan out every day of my life and budget for same here. I know that I will cross the bridge when I get there.

Other wants
I am a gadget freak. Before my wedding preps, I buy things impulsively. Now I know I have to control that. I know what lies ahead of me. That’s why I didn’t go for an iphone but went for a hot note. When the hot note packed up, I didn’t kill myself for a Samsung s7 even though I love it. I went for my sweet Ulefone Tiger @ 31k. When I went for a tab, I didn’t go for an ipad; not even a tecno pad. I went for imose xii . Instead of ps3 console, I download games to my laptop and play them. That serves me.

I CAN TRULY GO ON AND ON BUT CALLING SOMEONE A FOOL AS MANY DID ON THAT THREAD YESTERDAY IS QUITE ILLOGICAL. My dad married at 24. My mum was 19 then. Both are now degree holders. Things have changed and that’s why I am marrying at 30. I don’t want to clock 50 and yet taking my first child to write Common Entrance. If you like say I am rushing.
Firstly, I love my fiancée die. 2ndly, I am a Christian and my bodily desires are building up strongly. Marriage is the way out. 3rdly, I love kids. Since they are an inheritance, I can’t wait to have one as God wills. Lastly, I wanna retire in peace. Not old man using my pension to train undergraduates and Jambites.
Finally, I am not complacent with where I am. I have handled a few millions before but this is where I am now. I wanna go for my phd and I hope to reestablish myself in business. But I can’t again let my social life suffer cos of where I am today. I have a job now; low paying as it is, I know if well managed, I will make it out. Even if I remain in the employ of the State Govt, I cant earn 35k forever. I am young and will keep moving on.

DISCLAIMER: This is not meant to force anyone to get married when he is not ready - Not at all. I just want some people to know that there are different strokes for different folks. There are too many factors that determine happiness and success in life and marriage. Your salary is just one. YOU CANT CALL ME A FOOL FOR MY DECISION. I HAVE CAREFULLY WEIGHED MY CIRCUMSTANCE AND PROSPECTS AND I FEEL I AM READY TO TAKE THE LEAP. I KNOW IT WONT BE A WALK IN THE PARK; BUT IT WONT BE TOO DIFFICULT EITHER.
FOR THE “FOOLS AT 40” WAITING FOR THEIR MILLIONS TO BUILD UP BEFORE SETTLING DOWN, TILL UNA COME.
FORGIVE ME FOR THE LONG EPISTLE. HAD TO TAKE MY TIME SO THAT SOME PEOPLE WILL APPRECIATE THAT NO TWO PEOPLE HAVE SAME CIRCUMSTANCES AND SITUATIONS.

I PROMISE TO RAISE ANOTHER THREAD ANNUALLY TO TELL YOU HOW FAR WE HAVE GONE.

NOW THIS IS MY OPINION. ITS FORMED BASED OFF MY COLLECTIVE EXPERIENCE IN LIFE.

But if I had a kid, a brother or friend i will advise him about the mentality of the op. Relax! Now people can survive in Nigeria with that amount, especially in the North, with careful and intricate planning and self discipline. However, in my opinion, several variables will be in place. Now I will not presume to know all the variables but this is the little I will offer.
First, one has to consider income stream, asset - - - - then liability.
Now assuming liability is greater than the income or expected income as is usually the case in Nigeria, debt will arise. Now more debt creates more liability. And this creates a cycle of paying off debt with income. Thinking of borrowing as collecting money from your future self. When you spend more than what you normally get, it creates a vacuum, there comes a time in the future when you have to spend less than you normally get. Imagine you borrow 10k, just have it at the back of your mind that at some point you're going to have to spend only 25k out of your 35k. It may be postponed but you never escape it except in where the debt is funded by another entity entirely or the unusual case of the debt being forfeited. Now this whole scenario can be combats by simply doing one of two things or the both.
1. Reduce liabilities significantly to make sure income exceeds it.
2. Increase income by creating multiple streams of income.
After that, you'll try to keep the balance.
I get ALL you're trying to say. ALL OF IT. But believe me when I tell you that theory is different from practical. Yiu have it all figured out but in reality it is much more complex than you see it. That is life! A plan like yours is simply a framework to organize your your life and finances around. The MISTAKE you are making is to simply depend on it, BROS IT SHOULDN'T BE LIMITED AND CONFINED TO THE PLAN!!
Bros life will shock you! Pray all you want but eventualities will arise, little and minor issues will come up that will tackle your 35k like it's a rugby match. Now you have 35k chilling for her school fees. Are you saying it's 100% Absolutely impossible for something to happen that will make you remove 1k from it that will make it 34k. If you honestly can't guarantee a 100% then trust me a need might arise that will make you go borrow another 35k add to your 35k and spend it all. I can think of alot of it but I will not proceed to list.
And Bros! Sorry to say! You're being a simpleton, well a Nigerian by simply thinking life is just about marrying, building a house, getting kids. When in truth it could be so much more.
Bros with the way I see it you've already given up the fight to be truly rich. Living a meager life of making money and spending and saving a penny if you even can.
Life could be so much more, it'll be difficult but it could be so much more.
I won't even elaborate on this, you should understand what I'm saying. Well people will. But the way you've planned it yiure setting up yourself for well. The average Nigerian life. Well it's a good life I'm sure. But if that's what you really want then have at it.

MAIN POINT : YOU ARE BASICALLY LEAVING YOUR HAPPINESS AND SUCCESS OF YOUR LIFE NOT JUST MARRIAGE TO FATE AND THE ECONOMY. ALL UNSTABLE VARIABLES. THINGS CHANGE AND THAT IS WHAT I WANT YOU TO UNDERSTAND. SO THINK CAREFULLY. THINK. COS THE WAY I SEE IT. YOU'RE IN FOR MANY SURPRISES. AND I'M NOT EVEN TALKING ABOUT THE WAY YOUR TO BE WIFE OR PEOPLE MAY FEEL. IT'S SO MUCH MORE THAN THAT. IF IT COMES, IT WILL BE BIGGER THAN ANY OF YOU

The later part of my epistle is more of a plea, a rant. The earlier part is reason. By all means bash me, don't listen to me, listen to me. I don't care. But trust me, you'll remember someday, and said I told you so. And I sincerely hope it's because I opened your eyes to a few good things and you're better of for it.
But then again, it's all my opinion, it's not fact, just an opinion.

Thank you!

Please lets add Barca to D English dictionary. It also means robbery, to rob, robbing.. Eg Please don't barca me.. Aka.. Please don't rob me.

PSG should b added to the English dictionary. It also means useless.. Eg you're a very PSG child.. Smh I have said my own..

Perhaps this is some Hollywood block buster shit. PSG deserve the Oscars..

Congrats Barcelona

GGMU.. Haha Madrid!

Mehn! These guys are inspired

Boybreezy:

okay oo.....but school no fit tire me!!

lol. I laugh. I laugh in mandarin.

MalikTheCynical:
You all should disregard my big words, please. It's not deliberate.

I really don't see y u should b apologizing.. I'm quite ashamed of these guys u apologize to. Little kids In in Europe or America can Accurately comprehend what u said. Don't apologize for being so expressive bro.

Suddenly City has conceded more goals than us Utd. . Lmao!

Drsuccess246:
Please,with the waec result below,
ECONOMICS :C6
ENGLISH LANGUAGE : C4
FURTHER MATHEMATICS :E8
MATHEMATICS B3
AGRICULTURAL SCIENCE: C4
BIOLOGY : B3
CHEMISTRY; B3
PHYSICS C6.Am i qualified to study electrical/electronic engineering in uniben?

Straight up...

youngpol:
Horrible! He was murdered, yes but that doesn't make him a cultist, does it? Nigerians..

Meanwhile, today's my birthday..

A normal person don't die like that, only cultists do.. Just saying..

naijaboiy:

Da emperor!

How far na?!

Naijaman I dy fine.. how exams dy go now?

Macelliot:
Mourinho, the self-acclaimed "special one" is a man full of pride..
Pride is what they say comes before a fall...

---

Joining the reigning royal-blues....
MANCHESTER CITY


Up Manchester City...

Lmao.. shey Negredo still dy City? Smh..

Adah96:



Will the second list be out by then?

Not really. The first list should be updated by then. The list isn't full yet.. names are still being added.

lordkvng:



Nice..
bro what's up?

what course r u studying in uniben?

I'm cool. Exams ongoing.. Accounting.

Alphafrank:


make una help me thank God ooooooo,just admitted
Admitted Course of Study: PHARMD - DOCTOR OF PHARMACY

congrats man!! However, prepare for the monstrous jacking hours, when ur in pharmacy, well! I won't say much, just ask Naijaboiy. Congrats once again!

lordkvng:


Sorry dude, pls r u from last year's thread?..I went tru that thread n your moniker looks familiar

yup! I am.. the humble Emperorking20 dono