₦airaland Forum

Sp1ritHusband:
After I am gone, she can have a three*some 247 if she wants. Wtf man.

Are you no longer a Spirit husband?

Sp1ritHusband:
I was not expecting her to greet me to be honest, so I was taken aback, ermh...How is your work? How is your family?

She was very awkward and looking for things to say while gazing at the tinted charcoal 4Runner. After she left, I shook my head. I can bet that if she finds me in a danfo tomorrow, I will continue to be ignored by her.

You will be famous in neighborhood with everyone acting friendly if you are very success, mothers will even send their daughters to you with hope that you get her pregnant. My two eyes don see things and nothing under the sun surprises me anymore. I now learn to snub and use people around me to my advantage.

Your last paragraph is nothing but the truth. I noticed it also. Observe how your neighbours who act as though they are unfriendly or snubs, tend to change like chameleon when they are faced with another neighbour, who appears to be far richer than them, with a cool SUV ride.


Most Nigerians are Pretenders.

KarlTom:
1&4 na scam...

Juli and Eunisell.

Scam to you. Treasure to those who bought it in January.

illicit:
Once in a blue moon...

Na you ignore them abi na them ignore you? lol

Larryfest:
Everybody dey for street right now so time for never really dey for that kind see me I see you level...

No time for familiar familiarity, abi? lol

Nlfpmod

Your extended family members may include some or all of the following:

Parental Side

1. Grandparents: paternal grandfather, paternal grandmother, maternal grandfather, maternal grandmother
2. Great-grandparents: paternal great-grandfather, paternal great-grandmother, maternal great-grandfather, maternal great-grandmother
3. Great-great-grandparents: paternal great-great-grandfather, paternal great-great-grandmother, maternal great-great-grandfather, maternal great-great-grandmother
4. Aunts: paternal aunts, maternal aunts
5. Uncles: paternal uncles, maternal uncles
6. Cousins: first cousins, second cousins, third cousins, etc.

Spousal Side (In-laws)

1. Parents-in-law: mother-in-law, father-in-law
2. Siblings-in-law: brothers-in-law, sisters-in-law
3. Nieces and nephews-in-law: nieces-in-law, nephews-in-law
4. Cousins-in-law: first cousins-in-law, second cousins-in-law, etc.

Descendants

1. Nieces: sisters' daughters, brothers' daughters
2. Nephews: sisters' sons, brothers' sons
3. Great-nieces: nieces' daughters
4. Great-nephews: nieces' sons, nephews' sons
5. Grandnieces: great-nieces' daughters
6. Grandnephews: great-nieces' sons, great-nephews' sons

Other Relatives

1. Step-parents: stepmother, stepfather
2. Step-siblings: stepbrothers, stepsisters
3. Half-siblings: half-brothers, half-sisters
4. Adopted relatives: adopted children, adopted siblings, adopted parents


A lot is changing or has changed in Nigeria. It seems a lot of extended family is there now only as formality. Most people tend to focus only on themselves or on their nuclear or immediate families. The reasons for this individualistic lifestyle that most of us have adopted, varies from person to person, and is at variance with the communalistic lifestyle that most of our parents and grandparents, enjoyed while they were growing up.

But you, how often do you communicate with, or visit your extended family members?

No body that cannot be assisted in life, no matter how okay you think you are. Never underestimate people.

A neighbour can help you get a better job.
A neighbour can support you financially when you are unfortunately down.
A neighbour can connect you to a trustworthy Visa Agent, who can process Visa for you, at little or no cost.
A neighbour can save you in an event of fire outbreak.
A neighbour can alert you if there is a security problem in the compound, like armed robbery attack.

The list is endless.

There are good neighbours ooo, whether you like it or not.

If you have never met a good neighbour, it may be because you are not really a nice person yourself.

There is nothing wrong with a lady who is dressed yet naked, so long as she is okay with it, and so long as her husband or boyfriend is okay with it.

But may misfortune never depart from the man who marries such a lady, and later start complaining that she is cheating on him. May undiluted Thunder destroy that man totally.

Whether or not someone would want their spouse to remarry if they died first is a deeply personal decision, with many people choosing to believe that their partner should have the opportunity to find love and happiness again, while others might feel that remarriage would be a betrayal of their bond; it's important to openly discuss this topic with your partner to understand their perspective on the matter.

I will describe myself as more of a family inclined person

1. They love sèx a lot: that's why they are often referred to as slow poison
2. They know how to keep secrets
3. This set of men can love you with their life.
4. Some of them don't watch football, smoke, drink alcohol or womanize but their women hardly rest in the other room.
5. Most of them know how to cook
6. Some of them are pórn addicts
7. They hardly tell you what they are passing through
8. Going to party and clubbing is like a death sentence for them.
9. They are very observant with a strong intuition.
10. They are usually very intelligent and smart. They can process thousands of thoughts in their mind within a minute. They think a lot and often talk to themselves as if they are mad but that's a sign of high IQ.
11. They don't have much favorites. Anything goes for them.
12. They hardly let go because they love with their whole heart.


Add more...

During the course of this year, I have bought about 7 of these companies, and sold them off during their Rally.
Presently, I have only 1 of these 20 Best Performing Stocks, in my Portfolio.

Choiceguy:
No banking stock for the list

None at all. Just imagine.

20 BEST PERFORMING STOCKS FOR YEAR 2024

1. JULI: (has gained 1,645.76%)
2. OANDO: (has gained 540.55%)
3. SUNUASSURE: (has gained 519.01%)
4. EUNISELL: (has gained 502.19%)
5. CONOIL: (has gained 361.50%)
6. RTBRISCOE: (has gained 304.92%)
7. VERITASKAP: (has gained 275.00%)
8. JBERGER: (has gained 261.05%)
9. TANTALIZER: (has gained 226.53%)
10. GEREGU: (has gained 188.22%)
11. IMG: (has gained 182.16%)
12. GOLDBREW: (has gained 174.29%)
13. JOHNHOLT: (has gained 153.45%)
14. FLOURMILL: (has gained 147.13%)
15. SEPLAT: (has gained 146.75%)
16. WAPIC: (has gained 146.38%)
17. LIVESTOCK: (has gained 138.37%)
18. GUINEAINS: (has gained 137.93%)
19. AFRIPRUD: (has gained 137.67%)
20. PRESCO: (has gained 127.94%)

How many of them do you presently have in your portfolio?

Something just dey enter my head now. Dont laugh. Just imagine that someone has 10 million naira earlier this year. He invested 5 million Naira to buy Mutual Benefit Assurance at 94 kobo per share. And also invested 5 million Naira to buy Unity Bank at N3.50kobo per share. And the person no get 1 extra kobo of money again. What will that person be doing, or thinking now? 🤔

SonofElElyonRet:
The companies affected by this suspension, as listed in the market bulletin, are Unity Bank, Guinea Insurance, Lasaco Assurance, Mutual Benefits Assurance, NPF Microfinance Bank, Regency Alliance Insurance, Secure Electronic Technology Plc, and C&I Leasing Plc.

Only unity bank and mutual benefit remain on suspension. I taya for mbenefit oooo. No news

We need to appreciate the Patience of all the Shareholders of Mutual Benefit Assurance Plc, and Unity Bank Plc. How have you people been coping?

megawealth01:
You can still buy PTA/BTA vis banks, CBN reminds Nigerians

https://nairametrics.com/2024/12/20/you-can-still-buy-pta-bta-vis-banks-cbn-reminds-nigerians/

at how much?

Streetinvestor2:
Are you sure ucap is suppose to be on this list

You are right

20 WORST PERFORMING STOCKS FOR YEAR 2024

1. MULTIVERSE: (has lost 77.47%)
2. DANGSUGAR (has lost 43.48%)
3. NASCON (has lost 40.00%)
4. DAARCOMM (has lost 37.37%)
5. MTNN (has lost 33.52%)
6. UPDCREIT (has lost30.00%)
7. CILEASING (has lost 24.66%)
8. THOMASWY (has lost 21.81%)
9. NB (has lost 21.62%)
10. PZ (has lost 20.69%)
11. NESTLE (has lost 20.45%)
12. CWG (has lost 20.35%)
13. FIDSON (has lost 17.14%)
14. NSLTECH (has lost 16.22%)
15. UNITYBANK (has lost 15.17%)
16. NPFMCRFBK (has lost 14.95%)
17. TRIPPLEG (has lost 13.02%)
18. NNFM (has lost 11.98%)
19. TOURIST (has lost 11.97%)
20. CHELLARAM (has lost 10.84%)

How many of them do you presently have in your portfolio?

I still believe that It is wrong for us to be Unfriendly to our neighbours. Nobody is saying you have to be their Friends. But at least you should be Friendly. When you meet in the gateway or in the driveway, whenever you greet your neighbours good morning, how are you doing, for example, you should smile, and say it like you really do mean it. Not mutter It like something you force yourself to even say.

Pokenosing neighbours and noisy neighbours is a no no for me. These 2 types I detest. I may never come into your apartment for years, unless you invite me to it, and with good reason. But you see that compound space, whenever I am around, because I am hardly at home anyway, Una go feel my vibe. I love to make even neighbours who are enemies to become friends. I can spend days working on both parties to come to the point at which they can at least see the other person then smile and greet them. That is enough. All these carrying of faces and feeling overly important, is not just for me. But las las, people are the product of their family background.

pretydiva:
No they don’t. Their conscience is dead and buried. That’s why they spend with reckless abandon.

The only thing they think of once they “hammer” is how to buy expensive clothes, all manner of exotic items, drinks, go clubbing and spend lavishly. No achievements whatsoever .

I pray these scammers and yahoo guys meet their Waterloo soon, cos they are a menace to the society.

I totally agree to this too. That too is my daily prayer. Most Nigerians are Criminals, Scammers, and Fraudsters. And it is pathetic.

Megapower:
Micheal Boulous is a son of Massad Boulous who is the ceo of SCOA. Micheal B is the husband of Lara Trump. Trump won the election Nov 2024. Massad Boulous has been appointed as the senior adviser on Arab and Middle Eastern affair to president elect Trump. That could be the reason SCOA is getting the attention.

Michael Boulous is the husband to Tiffany Trump, the daughter of President Trump.

Lara Trump is the wife to Eric Trump, the son of President Trump.

Do amend it.

I believe God place people close by for a reason. One day na one day, monkey go go market, e no go return. It is not compulsory to be friends with your neighbours, but you should be friendly with all your neighbours. You are neither the richest person or the poorest person in Nigeria, so calm down. You won't even bury yourself when you die. No matter how I don't care you like to live, one day people will still show you care, not because you deserve it, but because they cannot change their nature just because they met someone like you who just doesn't care.

KoladeChris24:
There are these two guys in the next flat to mine.

One says he is an entertainer, the neighbours say the other one is a doctor.

At a time, the doctor would come back home around 10-11 p.m., turn on generator. My sister stays in the room close to their flat, so no sleep for her.

I had enough when he had a 3-day prayer of sort. After turning on generator at 11, this guy will start loud prayers and rings a bell along around 1-2 a.m. I, my wife, daughter, and sister could not sleep well for three straight days.

I met him and told him a he had been disturbing the sleep of a whole family. He told me he would adjust, then went on to tell some neighbours my own is too much.

The neighbours seemingly sided with him, because I use solar electricity and I was stopping a neighbour from using generator whenever he wanted.

So I took the issue to the landlord. He has adjusted a little, I only have to deal with his early morning prayers, which are still always loud.

Any neighbour that prays loudly is a witch and a trouble maker. I like such neighbours. Na me dey always stop their madness. I have a large woofer just bought for that purpose alone. I will play fetish or cult songs on speaker and turn it very loud and face it into your window. We all go craze together.

I have been reading this thread, but I am yet to see anyone mention the 2 most important things I always love to hear and read on this and similar subject matters. It is never just enough to say I am now making money. You have to have a personal Annual Statement of Financial Position. You don't need to be an accountant to do that. It's simple but you have to be intentional about it.

1. You need to always know how much you are now worth in dollar terms. You don't need to exchange your physical naira to dollars for you to know that. Just calculate It online. It is very important so you know if you are actually growing financially or just moving in a circle. For example if by last year, you had 750,000 naira as your Available cash by 19th December 2023, by today 19th December 2024, you may now have 1.2million naira as your available cash. Some people here will think they have grown financially, but in real terms, you have actually become poorer. If this is not clear to you, you need a lot of learning to do in Financial Management.

2. Having taken care of number 1, next is to find out your increase or decrease in terms of percentage based on the same dollar rate. Using same example in number 1. The person who had 750,000 naira last year could be said to be worth 1,000 US Dollars. But by this year, even with his or her 1.2million naira, the person is now worth about 772 US Dollars. If I am the person, I will clearly know that this year 2024, I had a 22.80% decrease in my financial position. It will keep me on my toes, and make my head go restless on what and what to do to improve. But if unfortunately such a person is celebrating that he or she has made more money this year, I can only just shake my head.

I know several persons will say I am speaking trash, and that this is an unsolicited advice, but I always like to put these 2 points out, so that you keep track, and so that you do not end up celebrating poverty, thinking that you have become richer.

jckgroup1:
Lasaco is undervalued relative to the PE of the sector.
Hopefully, Mr. Time will do the needful sooner than later.

I agree to that. Lasaco seem like a hidden jewel in the insurance ecosystem, and set to explode upwards soon...

yMcy56:
FLOURMILL - HONYFLOUR REBRANDING
- FLOURMILL relaunched HONYFLOUR
- This is a significant step in reshaping the Honeywell brand .
- The relaunch was described as a "Movement" and not just visual upgrade, according to the Marketing Manager
* FMN placed on suspension today
* Maybe Honeywell would now be driving the course of FMN on NGX going forward.....
* Keep Honeywell on watchlist

https://nairametrics.com/2024/12/16/flour-mills-relaunches-honeywell-brand-rules-out-price-increase-in-noodle-products/

https://nairametrics.com/2024/10/17/flour-mills-to-invest-1-billion-in-nigeria-over-four-years-to-expand-production-facility/

https://dailypost.ng/2024/12/18/honeywell-reloaded-flour-mills-of-nigeria-revitalizes-iconic-brand/

Mop up Honeywell now if you can. It may rally up in price soon. Presently at N5.00

If I talk truth now, Nairaland mods will come and ban me again.

I don't really care who wins it. It neither adds not remove money from my bank account.

It is their personal business.

trium:
The day you know your neighbour is the day you get into trouble.

Not completely true. I have lived in different states in Nigeria, due to one thing or the other, like work, school, etc.

I can say what you just said depends on the personality type of your neighbour.

I have had comedians as neighbours. And I have also had monks as neighbours. If you understand what I mean.

megawealth01:
Ikeja Hotel grows pre-tax profit by 188% in first nine months of 2024 


https://nairametrics.com/2024/10/27/ikeja-hotel-grows-pre-tax-profit-by-188-in-first-nine-months-of-2024/

Ikeja Hotel has quietly climbed to N9.15

Is it getting set to rally up in price?