₦airaland Forum

Elfmannisback:
Why would you lift!?

3 of the job descriptions on the NOC were exactly what I am doing at work. But can it affect me in any way? Thank you.

bizguru000:
There's nothing you can do.. Raising a CSE may even bring unnecessary attention to something that may already have been overlooked..whats your AOR?

What will I be saying in the CSE?

July 25

I think I have made a mistake. My HR manager asked me to send a list of my job description so that they can prepare my reference letter,. I wrote 10 job descriptions, and out of the 10, some of the wordings of 3 were directly from CICs website. I just read on this thread that the words must not match. And I have submitted my application already.

Am really worried.

Compu001:
To be sincere, we all need to read about this EE journey. I am a silent reader but not new to this forum. I used this forum to perfect my admission to Europe in 2015 even with full scholarship, but I read everything from that page and I contributed. Even now, I have been reading, making use of the information here. Just this week I went to page zero to use hellofax for my spouse ECA.
I will advise us to sit down and read, so has to digest the information, I think u can ask only critical questions Dat u do not understand. See western world is not for the lazy guys, if u can't read, u can succeed easily. No agent in all these places.
Sebi Canada speak English, what if u are in a country that do not speak English, will you be asking stupid questions?? Please read

@Compu001, I think your post is irrational. Very irrational... Someone asks for advice on a public forum and u say the person is asking stupid questions? Gush... Some people sha... If u have no advice to give the brother, why don't u just pass, rather than using such words on this forum... My two cents...

Okay.

Eric was my room mate at Federal Government College Warri. What a loss... live on bro. ..

Lagos – The Asset Management Corporation of Nigeria (AMCON) has taken over Odengene Air-Shuttle Services (OAS) Helicopters in Lagos following a court order.

AMCON had on Tuesday sealed the company at Maryland in Lagos, indicating that the company had been taken over by AMCON. The order on the company’s office reads: “POSSESSION TAKEN TODAY 14/2/17 BY AMCON COURT ORDER ON SUIT NO. FHC/4CS/1139/2016 NAN may not authoritatively confirm if the company is indebted to some banks that could have warrant such take over.

However, the company was among the airlines that received the Federal Government intervention fund during the tenure of President Goodluck Jonathan. A source at the premises told NAN that the notice by AMCON said it all that the company had been taken over following a court order.

OAS is one of the leading helicopter chatter service companies in the country. It will be recalled that AMCON had on Thursday Feb.9, took over the management of Arik Air. AMCON said that the development would save Arik Airlines currently immersed in heavy financial debt burden that was threatening to permanently ground the airline. For some time now, the airline, which carries about 55 per cent of the load in the country, has been going through difficult times. These are attributable to its bad corporate governance, erratic operational challenges, inability to pay staff salaries and heavy debt burden among other issues. AMCON had earlier taken over the management of Aero Contractors in 2016. The airline is currently not doing well after the take-over. (NAN) WAC/ASO/MO.

Read more at: http://www.vanguardngr.com/2017/02/amcon-takes-oas-helicopters/

Why is this on front page?

.

.

Sir, awaiting ur kind response.

Dear VO,

Thanks for your good work here. Please, is it wrong to purchase Travellers Health Insurance for a one year old child while in the US? Just in case he falls sick.

chi1145:
Hi everyone, please I am new here and i have a few questions to ask...my family was issued a US visa early 2014 and when the visa was issued I wasn't pregnant, I had scan results that proved i wasnt...in mid 2015 I went to the US to give birth. In 2016 we decided to do a drop box to renew our visas but we were called to appear for another interview explaining why I stayed almost 3mnths. myself n my husband appeared and I told the VO I had a baby and the VO did not give any chance for us to explain futher and dint bother to check my Dr's report (showing the med issues I had)....to summarize it all, our renewal was refused on grounds that the visa B1/B2 was used for a wrong purpose and she asked us to go apply again as freshers....my question is "what are our chances of getting the visas again?

Hi, at the port of entry, we're you asked what your reason for coming to the U.S was? What did you tell the CPB officer?

My wife and I were issued a b1/b2 visa in May 2016. However my wife discovered that she was some weeks pregnant (about 2 or 3 weeks, not too sure) after the visa had been issued. She honestly didn't know she was pregnant during the interview because she was asked if she was pregnant and she said no.

We travelled to the U.S for vacation in October last year which was the original reason why we applied for the visa. We later decided to have our baby in the U.S since we can afford it. 

While at the port of entry, she was asked about her EDD by the CBP officer. She told the officer the truth that her EDD is in February this year, and that she did not know she was pregnant during the visa interview. 

If you do the calculation, you will discover that it's exactly 9 months from when the visa was issued. If she had known she was pregnant, she would have disclosed it during the visa interview because we know that V.Os usually find out when people are lieing.

However, while at the POE, the CBP officer said that she lied during her interview because her expected delivery date is in february hence she was already pregnant during the interview. He was so mean and used so many harsh words. He kept saying that she lied. She was later taken to the immigration unit for some further questioning and eventually they allowed her to enter the U.S.

I am unhappy because the CBP officer said she lied; it's not everyone that tell lies.

But we are worried that this incident may affect her while renewing her visa, because he kept saying that she lied

Please advice if it can affect her visa renewal, because she honestly didn't know she was pregnant during the interview.

Please I need urgent response.

Regards.

Dear AbujaNIV,

My wife and I were issued a b1/b2 visa in May 2016. However my wife discovered that she was some weeks pregnant (about 2 or 3 weeks, not too sure) after the visa had been issued. She honestly didn't know she was pregnant during the interview because she was asked if she was pregnant and she said no.

We travelled to the U.S for vacation in October last year which was the original reason why we applied for the visa. We later decided to have our baby in the U.S since we can afford it.

While at the port of entry, she was asked about her EDD by the CBP officer. She told the officer the truth that her EDD is in February this year, and that she did not know she was pregnant during the visa interview.

If you do the calculation, you will discover that it's exactly 9 months from when the visa was issued. If she had known she was pregnant, she would have disclosed it during the visa interview because we know that V.Os usually find out when people are lieing.

However, while at the POE, the CBP officer said that she lied during her interview because her expected delivery date is in february hence she was already pregnant during the interview. He was so mean and used so many harsh words. He kept saying that she lied. She was later taken to the immigration unit for some further questioning and eventually they allowed her to enter the U.S.

I am unhappy because the CBP officer said she lied; it's not everyone that tell lies.

But we are worried that this incident may affect her while renewing her visa, because he kept saying that she lied

Please advice if it can affect her visa renewal, because she honestly didn't know she was pregnant during the interview.

Please I need your urgent response.

Regards.

Any branch of First Bank offers the service. I can confirm that.

I am about to apply for the E.E program and I have been doing a self evaluation for myself, but I notice that my score never gets to 400 points.

1. I am 33 yrs old,
2. with a Master Degree,
3. I've worked in the financial services sector for 5years,
4. CLB 7
5. Married
6. No foreign work experience

So, how do you guys get to scale thru the cut-off? My score is always around 390 each time I do a self evaluation.

Please someone advice.

Regards.

firsttymum:
does she already have a visa? Or she has to apply

yes, she already has a b1b2 visa. We plan to pay in instalments but we are scared that this will affect her when she goes back to the US to give birth next year.

@Firsttymum,
pl

Please in case of subsequent times, since b1b2 visas do not cover any insurance, how do we manage a situation whereby one travels with an infant for like 3months and during the period the child falls Ill? Cos my wife land to travel again next year for about 3 months and am scared of experiencing such. Please ur advice will be most appreciated.

firsttymum:
let ur wife tell them shes self pay... disscuss discounts and work out a payment plan.
taking issurance of any kind isnt in ur visa ''jurisdiction''

Thanks a lot. But we plan to pay for our bills installment ally. However, my wife plans to visit again to give birth by February. Am scared that this will affect us. Please advice. Thanks a lot

Please I need help. My wife travelled to the US with my one year+ son for visit on a b1b2 visa, but while they were there, my son fell I'll and was taken to the hospital. I was advised by an immigration lawyer to apply for mass health or medicare for him cos of the bills. But I am scared of the implication. Please can someone with knowledge advice on the implication. Thanks

Egonne1:
Hello good people. In the spirit of giving back to the thread, got into the USA on Tuesday through BOSTON poe. My daughter has been strong hence looking posting. Journey was very tiring with a 16 month old daughter, extra active. Got into Boston at after 8, long queue, nobody look Belle move us forward. Waited for our turn while praying. Got to our turn.
Was asked if I had gotten any hospital, I said yes, officer asked if I made any payment, I said no that the hospital insisted I come in before making any payment. He kept asking why we didn't pay. I informed him that when I insisted on paying, the option they gave me wasn't available in Nigeria (electronic cheque). I also informed him that I sent funds to my sister and came with cash. The guy wasn't convinced. He stamped hubby and daughter in and sent me for secondary inspection.
I was forming baddo but mehn, heart was racing fast.
Got to secondary inspection and waited for like forever. At a point, the officer there waa carrying a green passport and making several calls. Na I'm i just tell myself if I had known I for no tell anybody say I dey travel o, so na like this them go take send me back without daughter and hubby cos I couldn't place any other Nigerian there. Na so I hear my name, got to the table and saw the other green passport beside the guy. I was so relieved. As the guy was asking why I didn't pay, I brought out receipt of transfer I did to my sister and informed him that I had cash too. He askrd what my sister does, where my husband is, if I work, how am having the baby whether vaginal or c-section. All this o supported with facts for the ones with proof. Finally I was stamped in for 6 months. I bless God, na speed I use leave the place.
I came across some affordable hospitals during my search in ohio for those that may be interested. All my enquiries were for c-section delivery so the quote are for c-section. I contacted Mercy Medical Center , quote is $3789 for 72 hours for both mother and baby. The doctor office I contacted quoted 2500 but refused to the cos I told them I was coming in at 35 weeks. For epidural for c-section, na so I dey price with the company. Spoke with the customer service who gave me 2500, I requested to speak with supervisor, she quoted 1800$ I price 1400$ she finally settled for 1550$. As the doctor office couldn't take me, I was referred to another hospital that has higher equipments in case of high risk pregnancy according to them. Aultman hospital in Ohio too. If u r making use of their doctor, the package is $4830 for mother inclusive of anaesthetic, doctor and hospital and $1210 for baby.
The quotes are for c-section so natural delivery should be cheaper.

All the best mummies and daddies. May our labor never be in vain.

hello, can you help with the contact details of the hospital you used? email preferrably.

http://punchng.com/economic-crisis-may-worsen-naira-hits-390dollar/

The naira tumbled from 382 to 390 against the dollar at the parallel market on Wednesday as the scarcity of foreign exchange worsened.

The local currency has been under persistent pressure against the greenback owing to dollar scarcity at both the interbank foreign exchange market and the black market.

The shortage of forex at the interbank market, owing largely to scanty intervention by the Central Bank of Nigeria after the total floating of the naira, has led to gradual and continued depreciation of the currency at both markets.



After closing around 378 against the dollar for most part of last week, the naira dropped to 380 on Friday before falling to 382 on Monday.

The naira closed at 311.06 against the dollar at the interbank market on Wednesday. After hitting an all-time low of 334 last Wednesday, the currency has been hovering around 310 and 330 at the interbank market.

The local currency had depreciated from 280 to over 300 per dollar after the CBN floated the currency completely some weeks ago.

While linking Wednesday’s fall to the summer rush, economic analysts said a depreciating naira at the parallel market portend great danger for the economy.

They argued that since most companies were sourcing forex at the parallel market due to the scarcity at the interbank market, cost of goods and services were set to go up further.

“If the naira continues to fall against the dollar at the parallel market, it means the inflation and the contraction in economic growth we are experiencing now will worsen,” the Chief Executive Officer, Cowry Asset Management Limited, Mr. Johnson Chuwkwu, said.

He added, “Our capacity to defend the naira is getting weaker and weaker. And like I have said before, we need a budget support facility of say at least $10bn from the International Monetary Fund to stabilise the currency. We will need this to calm the market and foreign investors will have the assurance to come in.

“As it is now, there is no limit the naira will depreciate to now that the foreign investors will be attracted to come in. We need stability in the market for them to come.”

An economic analyst and Head, Research and Investment Advisory, Mr. Sewa Wusu, who linked the depreciation of the naira to the summer rush by holidaymakers abroad, said, “The issue still bothered on scarcity of forex in the economy.”

He stated that it was high time all critical stakeholders made moves to get the economy back on track.

Wusu said experts must work with the economic managers and other stakeholders to chart the path to recovery.

..

Dear House,
i need ur urgent advice and help on this matter. I have a house which i purchased on mortgage, and so I am still paying for it in installments. My initial plan was to support the repayment for the property with the rent the house is generating.

The issue is that my tenant has strongly refused to pay his rent. He did the same thing last year, and after a heavy fight, he paid half of the rent. i told my lawyer and my lawyer advised that I should quit him from the property. Subsequently, my lawyer gave him six months quit notice. the quit ran concurrently with the six months rent he paid.

At the expiration of the notice in February, he started begging for extra three months. I agreed and told the lawyer to allow him stay for the three months to enable get another place. When the three months expired, he still refused to pay and he refused to move out.

He has been dodging from me and doesnt take my calls anymore, and its exactly six months now since his rent expired. My lawyer says it will take about another six months before he can get a court order to eject him from the property. I dont want him to stay in my property anymore and i cant bear to see him stay there for the next six months (since the court order will be ready in six months). I cant be sweating and paying for the mortgage, meanwhile the tenant refused to pay his rent, so I am contemplating forcing him out with thugs, or with the police, or better still removing the roof and windows from the house.

Please house, I need advice and help on this.

Thanks a lot.

On point...., what if d victim is innocent. Rememba Aluu4

.

http://tribuneonlineng.com/amcon-whose-interest/

The deteriorating macroeconomic environment and some earnings-constraining policies from both the monetary and fiscal authorities have seen a lot of businesses in the country gasping for breath. From banking to oil and gas, down to manufacturing, a lot of firms have been struggling to record decent profit.

Clearly, the prolonged slump in the price of crude oil as well as the incessant attacks on oil installations have continued to impact negatively on the economy, with attendant spillage on firms in the country. In fact, going by the present situation, the federal government has hinted that implementing the 2016 budget, a very important fiscal policy document, whose execution a lot of people had thought would help reflate the economy, is now a mirage.

This followed recent comment by the Secretary to the Government of the Federation (SGF), Mr. Babachir David Lawal, that the N6.06 trillion budget for this year will only be partially implemented as a result of revenue shortfall. He had blamed the decline in economic activities on the militant group, the Niger Delta Avengers, which has claimed responsibility for the wave of attacks on oil installations in the oil-rich region.
These, coupled with the foreign exchange crisis, which has seen a lot of volatility in the naira, as well as a looming recession, are all sources of concerns.

Nevertheless, despite the weakening macroeconomic outlook, the Asset Management Corporation of Nigeria (AMCON), a key government agency that was created to be a key stabilising and re-vitalising tool in the economy, has continued to parade itself as an enemy of businesses with overall negative bearing on the economy already in dire straits. The government agency that was set up to efficiently resolve the non-performing loan assets (NPLs), appears to be working in the opposite as its activities have continued to injure businesses.
AMCON was set up primarily to address the financial crisis of 2008/2009, with specific respect to what the Nigerian banking system were going through. AMCON was set up to provide liquidity by purchasing the NPLs of these commercial banks. By doing that, it freed liquidity so that they could lend to the real sector. At that time the NPL ratio was as high as 60 per cent and the industry average in the prudential guidelines stated that it should be around five per cent.

So, AMCON was set up to free the liquidity and reduce the NPLs to five per cent. Secondly, AMCON was also encouraged to provide financial accommodation to some of the financial institutions, including some of the obligors in the industry that were considered strategic. What people try not to understand is the fact that quite a lot of those facilities that were bought from financial institutions were facilities that were bad ab initio. They were facilities that had been restructured severally and some of these banks had already put them in memorandum account. What it means is that they had fully provided for them.

On Tuesday, August 8, 2015, President Muhammadu Buhari dissolved the executive management team of AMCON and approved the reconstitution of a new team.

To this end, Mr. Ahmed Lawan Kuru was named the Managing Director. Kuru was the Group Managing Director of Enterprise Bank Limited, an institution that was previously owned by AMCON. Kuru had in an interview said when AMCON was set up, quite a number of the facilities it acquired were restructured and in the first couple of years of AMCON establishment, they were able to make some recoveries from those facilities.

“But five years down the line, with the economic situation that is challenging the global financial system, with the price of crude oil down, obviously a lot of our obligors are having challenges meeting their obligation. Also, we are having challenges regarding the valuation of our assets.

“We are not able to get the true value of our assets because of the economic situation based on the drop in the price of crude oil. If we say we are going to offload our assets based on market realities, we may not get 60 per cent of the value. So, what we are trying to do is to find a way of restructuring some of these facilities,” he had disclosed.

But feelers from AMCON showed that Kuru’s AMCON may be doing the opposite of what he promised on assumption of office.
In an interview with CNBC Africa, he had also promised that AMCON will not in the process of loan recovery allow any company indebted to AMCON go under. But AMCON has since employed draconian tactics to shut down businesses. From Aero Contractors Limited, Bi-Courtney Limited and Capital Oil Limited, the list is endless. Last month, AMCON sealed the Abuja premises of Silverbird Galleria belonging to Senator Ben Murray Bruce. The galleria currently houses the Abuja studio of the radio and television stations of the senator as well as his other business interests. Apart from Bruce’s companies, the seven-storey building also houses other business interests such as Shoprite, United Bank for Africa, Standard Chartered Bank, Mango boutique, and Etisalat office, among others. The building was sealed by AMCON through the assistance of law enforcement agencies around 8am following a court order secured by AMCON. Conspicuously written on the fence of the building as well as other strategic locations was an enforcement notice by AMCON which says, “Possession taken by court order 26/06/16.”

The same was done to NICON Group which is owned by Jimoh Ibrahim. In this case, the corporation froze the account of the billionaire. But the ruling which empowered AMCON to take the action against AMCON has since been upturned.
A Federal High Court sitting in Ikoyi, Lagos ordered the de-freezing of the accounts. Hon Justice Seidu gave the order following the hearing of a case brought before the court to discharge the freezing order hitherto obtained by AMCON.

After listening to the arguments to discharge the freezing order, counsel to AMCON led by Mr. Yusuf Ali, SAN could not respond to the applications for the discharge but asked for an adjournment to exploit settlement and reconcile accounts in dispute through their respective accountants.

Ali conceded to an immediate vacation of the freezing order in the face of the applications against it with damming and unassailable facts and for unfettered settlement discussions to take place.

The court agreed to the application to discharge the freezing order and the matter was subsequently adjourned to August 1, 2016. Also, a recent case at hand is that of MRS Holdings Limited, which AMCON claimed is indebted to it. Contrary to AMCON’s claims, the company has maintained that it is not indebted to AMCON.

In a statement, the company stated: “Our attention has been drawn to a recent publication by the Asset Management Corporation of Nigeria alleging that MRS Holdings Limited is indebted to it in the sum of N81 Billion and that the Corporation has instituted Suit No: FHC/L/CP/923/2016 to wind up the company over the inability of MRS to pay the alleged debt.
“MRS challenges in the strongest possible terms the false claim by AMCON that MRS is indebted to AMCON in the sum of N81 Billion or any sum at all. The correct position is that MRS obtained a loan from a consortium of banks in Nigeria for a viable project. AMCON took over the loans. However, it became clear to AMCON that MRS was paying down on the loan and agreed to restructure the loan on agreed terms of N74 billion. The said debt has since been fully settled. The terms of settlement was entered as Judgment of Court on 29 June 2015, in Suit No FHC/L/CS/1365/2015.

“MRS is shocked that in spite of having fully settled the debt, AMCON has decided to re-litigate an already concluded matter. MRS Holdings Limited understands AMCON’s statutory function to recover debts but by no stretch can this mean harassment of companies. AMCON has declared a new aggressive debt recovery drive. MRS has no problem with that but this does not give AMCON a licence to embarrass and harass companies. It is not a crime to obtain loans for viable projects. Execution of viable projects leads to job creation and growth of the economy. However, when companies obtain loans for legitimate businesses are being harassed and embarrassed in the name of aggressive debt recovery, it signals danger for economy growth.”

MRS said it had taken notice of AMCON’s frivolous recovery cases against many companies on similar issues to MRS, “Not surprisingly all the cases were dismissed by the courts.”
“MRS is taking legal advice to clear its good name and bring necessary actions to seek damages for the embarrassment and damage caused the company’s reputation and goodwill by AMCON’s publication and action.

“MRS assures all its customers and business associates that the newspaper report will not affect the company and its subsidiaries’ high quality services that it has always been known for and would seek redress for the damages caused by the publication. MRS further assures the general public that MRS Holdings Limited and its subsidiaries will continue to transact their businesses with the highest ethical standards and in accordance with the extant laws of the country, “it stated

It is in light of the adverse implications on the image of M.R.S, that its management quickly moved to reassure its customers and bankers of AMCON’s spurious wind-down statement robustly debunking the claim of indebtedness and warning it to get its act together instead of stumbling from one defeat to another.

Beyond the reputational damage AMCON’s approach has inflicted on companies it claims owe it, is the larger implication on the economy already heading into recession. This is the worry of many who are concerned that the agency is operating in isolation of its environment. According to an investment analyst who prefers not to be named, AMCON should adopt a new approach that takes note of the current economic realities of the country.

“I cannot understand the rush to wind down companies in the name of debt recovery when every business and government across the country is facing difficult times. Now if it winds down these businesses what will happen to the workers? Will AMCON employ them? The International Monetary Fund, IMF, just released its forecast on Nigeria warning that the country is heading into recession. This is hardly surprising considering the fact that the price of oil, our main revenue earner, has slumped on the international market. At the moment many states can’t pay workers’ salaries while the federal government is grappling with a major financial crisis that it now even borrows to pay its workers’ salaries. So I think AMCON is being unreasonable by compounding the crises in the general economy,” he declared.

Let ur fiance apply himself (don't go through any agent), attend d interview and tell d VO the reason why he wants to go the US truthfully. He will be given a visa. Secondly forget about d invitation letter, utility bills, call logs, pictures etc, d VOs dont look at any document except ur passport for b1b2 visas. If ur fiance earns between 350-400k, why does he want to quit his job for a school degree? Am just wondering

shewa12345:
Hi Guys,

I am a masters student in the US and my fiance intends visiting me sometime in August. We have his visa appointment already fixed for early August. Now thing is, we spoke with an agent and she said using me as the reason for coming will be detrimental to his application as they will think he intends to just come here, get married and not return. So, we have decided to use his cousin that stays in Maryland. He has sent his invitation letter, utility bills and all other things that would be required for the process.

Another thing is, my fiance also wants to come here for his masters next year and he has commenced discussion with one of these new ivy league universities and they have also sent a formal letter of invitation to come check out the school and speak with the Director. Guys, what do you think his chances are?

A short profile:
-Applying for a B visa (3weeks)
-Works with a consulting firm here in Nigeria
-Earns between 350 - 450k

What other ties with Nigeria do you think he should provide? I really want his application air tight. Should he mention me as his reason for visiting as well (maybe attaching pictures, call logs, chats, etc)?

I need advice.

Please what does burden of proof mean? Sorry if my question sounds silly but I honestly don't know, even if I always hear it.

LadyGuinivere:
Shebi this trip is for vacation shikena? Soo which intent do you intend to tell them about. This visit is simply for what u got the visa for.
As for when you actually want to birth,you should get your Burden of proof ready then.
As for sending a notification of intent then, IMO the letter is now worthles because Nigerans have turned it to pure water with all the lie ie. People still get turned back despite it .

@Lady Guinevere and VO please comment on this. Thanks

jamil002:
Hello LadyGuinevere, I was given a b visa and my initial travel date was this July. At d time of interview I wasn't pregnant, but I noticed that am pregnant now. Due to the some reasons, I now plan to travel for vacation in October this year and I will be four pregnant by then. I will return by early November, then I plan to travel again next year to give birth in the US. I am worried that the custom and boarder patrol guys will stress me cos I will be four months gone by then. Please do I need to inform the embassy that I am pregnant and plan to give birth after this trip? Am worried cos i have booked for my ticket already. Please ur urgent response will be appreciated. Thanks.