₦airaland Forum

Benita27:
Black women don't struggle to be like white women. Speaking of black women being fake; I think women are generally fake and this has nothing to do with any race. Fake butt pads and all sorta implants: ranging from boobs to ass jobs, face lifting, all originated from our White counterpart which I'm sure black women haven't done half of these. So which race should be classified as fake here?.

About putting on hair net, women all over the world do that, and it depends on the hair you're on. Secondly, white women do attach hair extentions on those beautiful hair you admire.

naijaboiy:
[color=#1980BC]Chai! But this part dey scatter head!

Why do our black women not copy that part tho? [/color]

Lalas247:
Where you been ?

igbeshit:
I see the pride of those black husbands, who fortunately marry white women.

are they proud of their future children that bear mulatto faces and whitish skin? or are they simply proud of possessing a white vagina ?

is this vanity or real comfort to have a white wife ?

is it for money or what ?

Hbuyosh:
I have already challenged your misguided sentiment that the Kenya banking industry is poor, quite tge contrary. It is more vibrant and diverse probably even more than your banking sector. Mobile banking has made the services all the more efficient, the idea hailed by experts accross the world, who are many times smatter than u will ever be.

Now, u can argue and spew the insults all u want, but that is the reality about the Kenyan banking industry, contrary to your prejudiced perception.

Oh, 90% of Kenyans have bank accounts, the most financially included people in the continent, a combination of both the conventional banking and that mpesa mobile banking innovation u so deride.


Conventional banking services are available on tge mobile platform, as most banks have resorted to reaching their customers via this means.


http://www.nation.co.ke/business/996-2705284-115mwr9z/index.html

Hbuyosh:
The first class m0r0n is the he who cant even read a small article and understand.

Hbuyosh:
Kenya has more banks per head than any other country in Africa. Nigeria has only 22 banks for 180mln pipo (no wonder they are so big).


https://www.oxfordbusinessgroup.com/overview/further-scope-sector-robust-and-profitable-and-there-are-growth-opportunities-home-and-region


Call me mor0n again...

701ecilana:
I didn't say you seek to manipulate me. I know you wont do that. You are too much for that. I meant, the way you play with words.

And..., bikonu, my head o. I don't want to be accused of anything am innocent of.

Pls permit me to stop responding to you. Your babe go come for my head. I know she's reading silently now. Pls, na beg i beg.

Hbuyosh:
If u are smart as u think, use that google to confirm if there arent any Kenyan banks and other companies with investments in other countries in east, central and southern Africa.

http://www.nation.co.ke/business/Kenya-overtakes-SA-as-biggest-investor-in-African-countries/996-3320992-y8eciaz/index.html

Our banks are in Zambia, Congo, Malawi, Rwanda, Burundi etc.

Read that article above.

701ecilana:
All hail my own Femi Osufishan, the greatest Words manipulator i have ever met.

Wow. My regards to him.

701ecilana:
Am unbreakable sis. BTW, what did they actually do that could amount to them breaking me up?

Oh my pictures they posted here? Hmmmm. What the enemy intended for evil, turned out for good. They ended bringing God's handiwork to lime light. They posted a picture of me going through tough trials for growth, but when i posted the now me, after God has completed his work in me, they have been crying all along demanding i post my make up free pics

[b]They believe makeup made me beautiful. But, the make up there is just but mild, if they see me with real makeup, they will vote for me for Miss Universe :[/b]D

701ecilana:
You and your words. How is Postmann?

GERALD710:
This shows how IGNORANT you are.
Kenya has some of the most advanced banks on the continent by virtue of the fact that Banks have been in Kenya faaar longer than in Nigeria.I have never forgotten the fact that Nigeria got its first ATMS(After their introduction in the 80s backfired) in the early 2000s when Kenya has had ATM machines in Kenya since 1983. Nigeria's banks are known for their poor customer service, a constant complaint all over the internet, as well as the fact that loan fraud is rampant in Nigeria simply because you have no ID system and not all banks have verified their customers biometrically(which btw is a recent phenomenon in Nigeria)

2.Banks have THRIVED because of MPesa and vice versa.I can seamlessly transfer money from my MPesa to my savings account and when I need cash and do not want to go to an ATM, I can do the reverse as there are MPesa+Airtel Money agents within 500 metres of almost every residential area.
As for Kenya being filthy poor. My I direct you to the Human Development Index and look at Kenya's position and Nigeria's position before hurling abuses.You are clearly the semi-literates we often hear about here in East Africa

Hbuyosh:
Why didnt u use that google to first familiarize yourself with the Kenyan banking industry before spouting all that stvpid nonsense?

The same is the case in the Kenyan banking industry. So wtf.

U havent disputed that 2015 statistic idi0t.

Hbuyosh:
I did not lie about the 33%. That was the percentage as of 2015. We are in 2017% now.

Read the below report, kindly.

http://thenationonlineng.net/what-hope-for-nigerias-unbanked-population/

Kenya had a similar percentage of pipo with bank accounts as of 2008.

The mobile money technology is inferior to u cos it was invented in Kenya, Africa. What if it was first developed in the America, the west or in the far east? I bet tht u would have appreciated the technology, without all these negative opinion regarding the idea.

Why mobile money such an unimpressive idea when the mobile phone itself is such an impressive piece of invention, a necessity for all these days. We Kenyans made it a tool for more than just calling and texting, turned it into a bank.

***

Now, regarding the slums....slums cover just 6% of the Nairobi total area.

Kibera is Kenya's largest slum, but read the following expose by the Guardian newspaper regarding the lies been peddled around regarding the population of the place.

https://www.theguardian.com/science/the-lay-scientist/2012/aug/01/africa-propaganda-kibera

The largest slum in Kenya has less than 300,000 pipo, non has a million pipo.

Hbuyosh:
Like I said, even the pipo in the lower fringes of society deserve to be financially included. 53% of the adult Nigerians have bank accounts, what about the remaining 47%?

Kenya is one of the continents most "overbanked" countries in Africa fyi, and here I am not refering to mobile banking....

http://sokodirectory.com/2016/04/the-state-of-banking-in-kenya-a-story-of-numbers/

And it is all about quality my friend, not size. Lagos is not as posh as Nairobi despite boasting a larger gdp than Kenya. It cant even supply its residents stable water and power supply and fast internet like wtf!

Big economy my foot!

Bolustical:
And you think you have brain with what you just posted.

Does this makes (make)meaning to you? Mr Brain!

Lookatew



And you who claimed to have a better brain than Buhari could not watch out for keyboard typos. Gerarahere!

Fabulocity:
I don't know why people are ignoring the obvious truth. That Michael Jackson altered his skin colour and made himself look Caucasian doesn't make him white, he's still a NEGRO! His genes/DNA can never change from being black to white. Since he had kids with a white woman, his children should be biracial and not white. MJ hated himself and his race so much that not only could he not bear to be black man, he couldn't bear to have children that were black too or had any trace of blackness in them. And reports show that his wives conceived through Invitro fertilization so my own theory is that he used the sperm cells of a white man to bear white children. This is just too tragic.

PapiNigga:
This Nigerian Lady identified as Sophia Gold is currently going viral due to her callous tweet.

Sophia who feels cheaters aren't meant to go scotfree has berated all females to try and put their period bloods in his stew.
This of course made most of her male friends angry , and she was forced to delete the post... Not until we got a screenshot of course.

See below...

http://www.lubeynaija.com/2017/08/if-your-boyfriend-cheats-on-you-put.html?m=1

Hbuyosh:
Kenya is not a dirt poor country. The 8th largest economy in Africa, and one of the most vibrant and diversified cant surely be categorized as dirt poor.

The mobile money system in Kenya, called Mpesa- wasnt invented because the traditional banking institutions in Kenya are poor. The challenges that were afflicting the Kenyan conventional banking industry when the mobile banking was introduced a decade ago were not dissimilar from the challenges faced by the Nigerian banking system today.

For starters, only 33% of Nigerians have bank accounts. That was pretty much the same percentage of the persons financially included in Kenya in 2007. Nigeria is not Kenya really?

Mobile money was not initially intended to serve as an alternative to the conventional banking system, rather it was created as a means of transfering money from person to person. Slowly it morphed, it diversified its range of services, among which included the similar services offered by banks ie savings accounts, lending services, etc.

The Mpesa is not just for those in the lowest strata of the society. It is used by people from all station in life. And it has made things really convinient here, ie I just paid for my wifi at the comfort of my chair.

Certain big banks in Nigeria are opposed to mobile banking cos of its potential to dent on their control of the market and revenue. But some 67% of Nigerians are financially excluded!

The market women and artisans are not lesser humans, undeserving of banking services.

Kenya is the leading country in Africa poised to become a cashless society due to the widespread use of mobile banking instead of cash. It is the mode of financial transaction almost everywhere, even the conventions banks have started offering their services via the mpesa services.

Nigeria is not Kenya, ah?



.........last time I checked, 70% of Nigerians are living in absolute poverty compared to just 40% in Kenya. Indeed, Nigeria is not Kenya.

Iamzik:
All the issues you raised are traceable to weak regulations and Incompetent regulatory agencies.

Put proper regulation in place and watch.

Cash is going into oblivion. Digital currency is the future and you can't fight it.

Those nigerian bank's in Europe do they operate thesame model we have here? No

Iamzik:
Absolutely. But our supervising agencies are weak and unresponsive to global trends. MTN is more service efficient, customer focused and regulated in SA.

It requires alot of background work to address it's unique risks though and I don't see that in place yet. Probably the reason why it has not been approved.

But we can't keep telcos down for much longer. Global development will eventually force regulators to fall in line at a time they may be least prepared for it.

Iamzik:
Quite true.




Other countries like Kenya are far ahead of Nigeria.

Iamzik:
MTN applied for mobile money license but was denied by CBN/NCC. But for how long?

Fearlez:
What possible trouble would a simple mail cause you?

I will break the fingers of he that causes you trouble, even if it were mine. It's a shame if one letter of mine doesn't separate the thick curtains of Nairaland--even for once, to you.

701ecilana:
No lez don't. Pls, I don't want trouble.

701ecilana:
No, I don't go for pushovers. If i thought u were a push over, i wouldn't have ran from you. I ran because i didnt and still don't have the strength to stand. lol.

I ran because if i don't my resolve will be weakened. You guys had words which had the capacity to melt the hardest of steels so i ran.

The manner you guys describe the act of sex, lawd. See, am born again, so i respected myself and ran

Words makes and builds people, words also breaks and softens people.

Note: i didn't run because you guys were saying what you were saying for the benfit of any particular person, but personally, i have my resolves and the words were playing with my mind. None of you even noticed i was there. I never commented, just read. But, i still ran. Call me weak, i agree.

Ishilove:
I will channel the anger into creation of benefial ideas. I won't waste it on people who channel their insecurities and frustrations on total strangers.

Ishilove:
Lol. Sis, you know I won't if I don't want to.

There was a time I was hotter than you, which is why peeps like Jackb.izzle and Born2.Freak had the mistaken notion that I go around fighting. I was always whipping assholes into shape with my infamous 'bad mouth'. My mantra back then was "if you step on my foot, i'll crush yours; if you spit on me, i'll drown you in the ocean"

There's just too many things occupying my mind these days to engage fvcktards in a war of words, so I simply report them or ignore.

That doesn't mean I can't go nuclear if I have the inclination. I still have it inside my 'goody bag', but so many people aren't worth the effort of typing colourfully vicious cusses online. Offline many of them are shockingly pathetic so there no need wasting mental energy responding to them.

701ecilana:
I ran. I ran as fast as my legs can carry me. Not.from her tho, no girl can put me to flight. Dem never born her.

701ecilana:
I told her to thank her stars that am truly born again. She was accusing me of going after her man wen i didn't even have an eye for him, i would pursued after you, made you drop her for good, then turn away. She's lucky. She think say every body nah play thing.

701ecilana:
I have been good. You guys came back strong with new handles. I was in one thread with you guys recently where you exposed some guy who steals cusses from goggle. Imaooo.

701ecilana:
I can't even remember her moniker now. She has multiple handles. Nightingale or something like that. I don't want trouble again. Make she carry go.

That girl dey worry Ishilove everywhere calling here names. She believes Ishi is tripping too. Meanwhile me na run i run. You guys and your sexual innuendos in that Romance section which i had to come because i followed you people. It was just destroying the reins of my heartl. So i respected myself and ran away. Yet, that girl came at me. Insulting me and ishilove together like say she catch us with you.

701ecilana:
Yes i am. We followed each other with our old handles This is Anas09. And Analicendum107.

Guy, there's a chic here who is tripping for you o. I mentioned your old handle sometime ago in a thread, she came at me like thunder. Maybe she thinks am tripping for you too .