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Same thing that happened to my friends dad My friend's dad had money, alot of money. He had trucks carrying containers from wharf/Tin Can ports to different locations, some Interstate. He had I think about 6 to 10 trucks then. He was doing well for himself but had no investment. All he was doing was giving money to his brothers, training their kids, sending his own kids to private schools, etc Then I think one of his close friend advised him to get a land around Festac and ajao axis then but he refused. He was just talking about Biafra this Biafra that and land in festac was very very cheap. Then the friend one day asked him to loan him some money as a good man that he was he loaned the friend unknowing to him the friend went to purchase two plots of lands in his name in festac and kept it to himself. Years later my friend's dad was already broke. Like now poor, old and even sick. His children were the ones catering for him. He already sold all his trucks and by the time he recovered he was too broke but luckily that his friend after many years surprised him with the documents to the lands in bought for him in festac early early 90s. Like the lands were bought early 90s and he gave him the documents in 2018. My friend's father almost ran mad. He sold the lands for a lot of money and finally settled his children and also built a family house in the village where he eventually went to and died in 2023. The friend came to the rescue and that share of the money my friend and his siblings got from the land sale is what lifted them. Today all the kids are doing well all because their dad's friend saw the future and was kind enough to present the document when he could have claimed it |
Mrexcell:Hopefully but last time the former governor Sullivan Chime launched coal city taxi similarly to this, the project failed because keke drops was too strong to resist |
voortrekker966:My brother the guy didn't lie In Enugu fine boys and girl prefer keke drop rather than a taxi and in Owerri just leave them with their shuttle buses I don't know about PH, haven't lived there |
That's why I laugh at those web designers that come to business owners to make them feel like without a website they are doomed. Me being a web developer myself with a thriving business I don't even have a website for my business because I don't think my business needs it. Whenever they approach me to build a website for me (not knowing that I am a web developer myself) my response is always "why do I need to compete with the big guys when I can use their platform to market my product" I sell UK used laptops and I don't see the need to own a personal website with hope of getting leads when I can simply leverage Instagram, tiktok, Facebook pages to build a community and run Ads that leads them directly to my WhatsApp chat. Instead of owning a website that I will struggle to promote to gain popularity like the big guys (jumia, temu, etc) that will cost so much and people will barely remember the name I'd rather push those funds into building a large following on their platform |
KiNg0G:There is nothing wrong with you, your life style just doesn't match with theirs I have a similar situation like you, infact I am also in my mid 30s without friends and I have been like that forever. I am a graduate and in school I only had hello hello friend and just one close dude, people knew me in school but none were my friends. We would exchange pleasantries but it ends there. In my hood where I grow, still just one friend, the others are strangers that greet me and I greet back that's all. In church and place of work how far how far but it ends there. I don't receive visitors , I don't go out. I stay at home anyday I am not going to work and it's just me and my family. I used to feel concerned before but right now I kind of thank God for it. I have a lovely and peaceful home because not having friends made me bond closer with my wife and kids with my wife being my kind of person with just one friend. People see both of us and know that anywhere they see me my wife and daughter is always there. It makes me cherish and value my family so much, building memories and closer bonds Secondly not having friends has saved me from alot of dangers. Like I don't keep late nights, I dont go clubbing, drink or chase after women because the larger the cycle of friends the more the tendencies to always want to do those things and that would expose me to danger or cause friction in my marriage. Lastly, enjoying my space makes me thrive, I save alot and invest alot. Not so much things suck money from me. From work to house, my routines are quite predictable and I love it. The one friend I have is a valuable friend that is beneficial and the business partners I have already know my personality and respect that. So it's a big win for me, I don't regret it and you shouldn't |
Make ayra star run water project for 100 communities make we see |
Just dey play The last thing the west or foreign powers want for Africans is a nationalist to take power. Tinubu knows how to play ball and they will rather have Tinubu there doing all their biddings than allow an Obi. Obi's biggest obstacle is his statements about moving Nigeria from consumption to production. That is a big threat to the foreign powers that feed off Nigeria. If Nigeria moves from consumption to production, who will now buy their finish products in Nigeria? Why do you think they look the other way while the government run the country upside down? Why do you think human rights doesn't work in Africa? The same CNN and BBC openly said nobody was killed during endsars protest. you think it was mere coincidence? Endsars was a threat to them. If Buhari's remote controlled govt had fallen it would have been a nightmare for the west. Do you think banditry and insurgency in Nigeria has anything to do with religion? If you don't know those areas they attack are areas rich in rare earth minerals. They need to sack the committee, strike fear and when the inhabitants runaway , they bring in their machines to mine those resources and ship out. It started from zamfara with zamfara gold, sambisa is rich with rare earth minerals and north central is rich in minerals needed for making microchips and EV batteries South west is rich in Timber and many forestry resources and you think they will allow a president that knows how to utilize them. Those big vessels that steal crude out of Nigeria you think your govt is not aware of them? Guy just chill, Obi will never be allowed to win, they will do everything to rig him out |
She is a pig. Tufia |
If you are not an igbo trader you will not understand this thing. Igbos gosh are so generous.. I did my wedding last year without spending a dime of my money. I created committee of friends but do you know that my other friends barely contributed but my market people raised over 10m for me. I was so happy. I used 4m for my wedding and the rest went into my business. My friend also in the market over 17m was raised for his wedding and he didn't spend about 7m for that wedding. One that lost his father about 20m was raised. He buried his dad and still had more to invest in his business. Even many Yoruba people in the market that roll with Igbos have learnt this. Was it not last January a Yoruba guy did his wedding, created committee of friends and added market people. Igbos dominated that group and over 8m was raised One Yoruba guy had eye problem, he is also a nice guy and money was raised for him running into millions. Everyday I thank God for making me quit my 9 to 5 job to go into business. It's a move I thank God for everyday because salary earners do not understand the power of donating for another person's cause. When I was an office work any small contribution vexes me ehhhh. If a friend adds me to a committee of friend I do everything to avoid it but going into market I saw how it made life easy for everyone. Contributing 10k, 20k, 50k feels small like money you are throwing away but when you have a project to carry out for the fact that you contributed to others, if you are good they will contribute for you with ease As a salary earner every project was tedious, I would have to save and work for it but as a business person now once U gather 1 or 2 friends the money is raised |
I dated mine for 8yrs and for one day we didn't have any serious issue. There is this peace of mind I had around her No unnecessary quarrels She is very simple No social media frenzy No long throat Just herself After 8yrs I knew this is the one and proceeded to do the needful and so far she is still the same woman I met years ago no troubles. Peace of mind over anything for me |
kenodrill:Use cowrywise as at total their interest rate for money market mutual funds interest as at total is 16.67% per annum PlutusNeo is at 13.5% per annum so pick the one that suits you better |
ariesbull:Deciding to jettison my UK japa plans when all my friends were pro japa I think is one of the most important decisions I have made in my life My friends were gone and 6months later the pressure was huge on me to move too. I applied, got admission and had everything ready to go. I was making 500k monthly but then I paused and asked myself what kind of life do I want for myself? Do I want to live a life of working and being scared of change of immigration laws or a life where I have freedom to be myself. Do I want to go wash old people's butts and pack vomit or push myself here to be better and travel to visit when I want. At the end of several questions asked to myself I arrived at my truth. Japa is not for me now so I pulled the plug and stopped the process, my friends were shocked . Fast forward to 4yrs later since then, I make over 3m monthly and also equivalent of 500k monthly from mutual funds. I didn't have to go wash butts and never will do that |
escortafrik:That's a red flag and you should take it seriously, don't throw it away. No man raise from a responsible home cohabits with a woman he isn't married to unless he doesn't understand what family values entails. I can understand a woman visiting and leaving but asking her outrightly to move in permanently shows that he lacks that critical virtue required of a responsible man. Don't overlook that. If he has family values he will respect not just you but your parents and know that allowing you to move permanently with him is like disrespecting your parents and his own parents as well unless those are not big deals to him. Men sometimes behave like dogs, they watch and study your every moves and actions and your behavioural pattern will shape our attitude towards you. When you move in like your cousins likely said , you will lose him. You cannot give what a wife is giving and expect to graduate from being a girlfriend to a wife when as a girlfriend you already served the purpose of a wife. He may feel comfortable until maybe one day (God forbids) he will end up marrying your corps. |
I am referring to civil servants in Lagos or abuja Unless the civil servant is stealing from the govt using their usual bureaucracy and corrupt practices to divert funds meant to be paid into govt accounts to their own pockets and issue fake receipt like they normally do , they cannot Unless they have side businesses or hustles that complement their civil service job they cannot |
lordm:Lol. Presently I don't care where you are you cannot do that with 200k salary with a family Civil servants are the most corrupt set of people that divert funds meant to be paid into govt accounts, they used bureaucracy to get the money and issue receipts. With that they make alot of money before the salary drops. Some do other jobs and just blatantly leave the civil service job unattended but collect their salary. I saw my teachers do that in secondary school. They come to class once a week to teach but for most part of the week they are teaching in other private schools while still getting paid by the govt. Lastly, many civil servants have farms and other busineses that give them so much money, the 200k from govt is just extra plus they are just in the job because of pension for old age. So don't come and be saying civil servants earning 200k right now can build a house. Anywhere in Nigeria presently they cannot try it except it is mud house you are referring to. By the way how many civil servants earn up to 200k sef |
Tareq1105:Oga go and sit down. Obi is a bigger upgrade to Tinubu |
Even India sef don dey get Africa submit Disgrace of a continent |
Ibakaboyo:Hello sir ! Sorry I am unable to respond to your mail. I lost the mail I used in registering this account and cannot respond to your mail Can you send a message to me here stanokonkwo10@gmail.com |
Killermamba:It doesn't. What he is suffering from is microfilaria If left untreated can cause elephantiasis or river blindness I once had it and did test, all the labs said I didn't have bacteria in my system , I thought it was bad water but a pharmacist told me to ask for microfilaria test which I took and it came out positive |
luvlyoracle:It's not water, it's microfilaria like he stated I have suffered from that sickness before and it's terribly bad. Microfilaria is caused by mosquitoes or black fly that feasted on an infected person and then dump the eggs on a new host. The eggs grow to become worms in the blood which in turn begins to reproduce. Unfortunately there is no permanent cure for developed microfilaria worm but it can be managed to reduce the larvae load. Failure to treat it properly can lead to elephantiasis or river blindness. Drugs like mectiza or ivermectin are given orally to treat it |
The highest cost I scored was 100/100 but the lecturer gave me 98/100 but told me that no one has ever scored that high in his course. In my 300L in the department of computer science there was this course that scared everyone... STA311 (Operations research: assignment, transportation and construction) I went for holiday after the last semester break, it was the first time I was returning to Lagos since I gained admission, as usual nothing dey so Instead of 2wks break I spent more than 2months hustling to atleast see money to transport myself back to school because it was that tough. I already missed a test and some assignments but when I saved some money I entered night bus to school, got to East, went straight to my friend's lodge, dropped my bags, freshened up and with sleepy eyes went to class. I usually say at the back with my guys and I just sit without asking questions or anything, infact they barely saw me in school because most times I was out there hustling to see money to feed and pay my fees so most of my coursemates didn't even know who I was except my guys. That day, I sat at the back just observing and the young lecturer then said everybody failed the last test he did, the department was rowdy cos everyone was scared of that course and in my mind I was like thank God atleast me that missed the test, that puts me and the others on level ground. After teaching he gave a question and said anybody that can solve it will be awarded full marks and the brilliant people stood up to attempt the question, atleast about 4 people attempted and failed then I told my close friend that I can solve that thing. He was the one that forced me to stand up because normally I don't ask questions or attempt anything. So I stood up and went to solve the question. Everyone that didn't know me stared in surprise and with steeze I solved all the questions without breaking a sweat. One hand was even in my pocket while I solved the problem. The lecturer was stunned and the statement that came out of his mouth was " boy are you a machine?" I smiled and he was so surprised that he gave another question which I easily solved... The whole department almost killed me with their look. The lecturer asked for my registration number which I mentioned and the whole department shouted heyyyyyyy! They've been seeing my results when they are pasted but didn't know who I was. I was an A student that was barely seen in class. Fast forward, I became the lecturers favourite student and blasted all his test and see ladies rushing to my house to come learn operations research. I was a decent guy sha and didn't do anything but I became so popular in the department. After exam, the lecturer said I scored 100/100 but reason he gave me 98 was that 98 was still A 😂 |
ridevendor:Same reason I gave my car to a driver to use for Uber and give me returns weekly because I couldn't cope with the stress. Back in 2022 I bought a Toyota Corolla and lost sleep. I would wake up in the morning wash it, check oil, check everything then go back to prepare for work then weekends when I am supposed to rest neighbour will wake me to come and move my car for them to go out. Sometimes out of nowhere lastma, police etc will just choose to be mad or keke drivers will scratch U. It was messing with my mental health so I just leased it out and have never touched the car since 2022 that I gave it out Anywhere I want to go with my family I book a ride and go no stress |
Sseabrez:I sell direct foreign used laptops in computer village ikeja and often time I try to educate my customers I don't only sell laptop as a business, I studied computer science, practiced as a web developer, IT support and network administrator for some years before switching to full time business, so when I advise customers I know exactly what I am saying both from theoretical, practical and business views but it's unfortunate that sometimes some customers are the cause of their own problem When you come to my store and you don't really know what you want, the first question I ask is what program will you be running with it or can you tell me the kind of software you will be running frequently. That is to enable me advice you properly but many atimes some customers ignorantly insists on something else. I had a situation where a lady that was about to enrol for a multimedia program that requires heavy graphics and GPU rendering and she walked in to my store with her dad . I showed her the pc she asked for (one beautiful, foldable HP ) and while she was going through it, I asked ma, do you mind telling me what kind of programmes you will be running frequently and she said Adobe premiere pro, Revit etc and immediately I told her that, the laptop she needs is one with a GPU not this... I preached and preached but she insisted. I knew it was a disaster waiting to happen so I refused to proceed with the sale and they went to another store. As usual the other vendor sold and it didn't take beyond two months that pc crashed, the board died and when they went back to the seller, it was too late cos warranty had pass. They came back to my store and still bought the one I recommended with regrets for the money they wasted. Also sometimes customers make mistakes with processor speed. You will see a customer reject a 10th generation laptop or 8th generation laptop because 1.19ghz is displayed as processor speed and instead opt for a 6th or 7th generation laptop that usually comes with 2.71ghz speed. Some you try to educate them but they will insist on buying the 7th gen with 2.71ghz but failing to understand that 6th and 7th gen laptops run on dual core processors (2 cores) while 8th to 11th gen run on quad core (4 cores) it's like two people (6th and 7th gen) working on a field and on same size field 4 people are working on it. Who do you think will be faster and efficient? Also 8th gen upwards have lower speed displayed because that is their base speed but the catch is that they are designed to turbo boost beyond 3.5 to 4.9ghz speed almost double the max speed of those 7th or 6th gen. Purchasing a good system depends on deep knowledge and a sincere seller. Do your due diligence before stepping out because you can see a beautiful and neat pc but you may be buying the wrong specs for yourself and the seller will not tell you. |
Don't worry she will come along but you have to stop calling her. What most guy don't know is that ladies hate yes men. Ladies only follow yes men for survival but not cos they have any feelings for them. That is why you will see more ladies falling heads over heels for that strict and principled guy than for a nice guy. She wanted to come but despite her availability you wouldn't sacrifice your match over her unscheduled visit She is taking note to see how you handle it. If you keep calling and appearing weak she will completely ghost you but since you've called like twice and she didn't pick. Ghost her and stand on your principle, she will come along and when she comes she will try to guilt trip you. When she tries to put the blame on you, tell her that things don't work that way that you already planned your day because of her response towards coming to visit and you were surprised that she changed her mind suddenly. After everything apologize to her and say no vex, just to appear as that soft, nice guy but she will get the message that you apologized for peace to reign |
I was raised in a public compound in a single room, face me I face you with my parents and 8 other siblings. Growing up was fun because we experienced neighbors fighting, jabs and also had many kids from the same compound and also our street to play with Growing up in a public compound and a ghetto gave us a sense of purpose. While the set before us many are not doing well I can say my set (group of kids I grow up with) are doing well for ourselves. Among all of us I am second to the least doing well. I am married with kids and so far I am trying for myself. A friend of ours has made it big in the crypto industry I don't want to mention his name as some of you may already know him. Three of our friends are not in the country. one moved to Austria immediately we finished secondary school. One is in US and has been there since 2012. One is in UK working as a medical doctor with his wife The ones in Nigeria, one runs a successful business, one is a big time yahoo boy. Yahoo boy with properties living a low key life.... We are trying for ourselves and every year we come together and play ball. No matter where you are . In Lagos or outside Lagos we come back to our hood to play ball. Even come with our kids and wives. Now our kids live in a houses with private kitchens and toilets, I am happy with that but I also take them to the hood where my mom still lives (she has refused to leave cos she said all her children have married and left, the neighbours and familiar faces keep her company and she doesn't want to go out and be living alone in a 3 bedroom flat). My kids spend their holidays most times with my mom and I notice they always look happy going there because they have lots of kids (cousins inclusive) and friends to play with but when they are at home that privilege to play isn't there |
lawani:Lol. Only a fraction of Jobs in Lagos come with accomodation oooo no let anybody whine u |
Powerbandooo:I clearly stated my opinion is for Lagos state where I live |
Powerbandooo:There is a big difference between doing well and struggling to survive each month. When you say a family of 4 with an earning of 300k per month is doing well, how did you mean? Is Lagos state included in that conclusion? I understand that yes there are families surviving on less than 100k a month but that does not mean that they are doing well and it also applies to a family surviving on 300k. Let's break it down. I am specific about Lagos only. Other states are not in my argument. A family of 4 (father, mother, 2 kids) Earning 300k. Let's assume they live in a room and parlour (mini flat). In Lagos the jobs are situated in places like Lekki, ajah, ikoyi, VI, Ikeja, Surulere, yaba and Apapa..... Getting a good job outside these axis is rare... Accomodation for a mini flat in those axis is out of the question because definitely the family earning 300k monthly cannot afford it so we will assume they live outside that area. Let's say he works in Ikeja and lives in Egbeda. A mini flat the cheapest ones in Egbeda now cost 1.2m (that's cheap ones oooo) but let me be nice and easy 800k To save up for rent he needs to save N67,000 every blessed month for one year from his salary. So if N67k leaves his account every month that's N233,000 left. Transport from Egbeda to Ikeja everyday to and fro will take 2k daily from him Egbeda to Ikeja N500 coming... Then maybe keke to his office like Allen or Toying additional N300 Coming back trust Lagos your fare has doubled. So Tfair to be nice 2k daily That's about 50k monthly for 25days of work. We have N183,000 left from that salary. Upkeep for a family of 4 let's assume 100k monthly. He has 83k left Other bills to pay Nepa bill Recharge cards Children school fees which comes every 3months (meaning 3 times in a year he will have nothing to save) We assume nobody falls sick No emergency. He doesn't even eat anything at work all year and everything goes as planned for his strict finances. My brother you've seen the breakdown despite how hard I tried to give unrealistic prices in Lagos especially with accomodation. A family of 4 surviving on 300k monthly is not doing well but barely surviving |
Best decision I ever made was to quit my japa plans and the madness to join my friends in the UK. I got admission, got all my documents and was preparing to pay school fees when my former employer said boy what's wrong with you? You have a thriving business and you want to leave to go and wash nyash in the UK? I was making 1m from my business after expenses two years ago. I could save 500k when I remove feeding and other family wahala but it wasnt enough. It was when I wrote my former boss for reference letter ABI wetin them call am, he called me to his office and talked to me. He is someone that travels to UK and other countries like 15 times in a year and he understands better. He said I should forget about UK, Europe and Canada that they are not worth it. That if I can move to the US legally that he can advise me to sacrifice everything and go, even Japan or South Korea he will encourage me to go but UK, Canada and Europe it doesn't worth me shutting down my business for them that I will regret it I listened and aborted all plans. I tried US until Trump entered and made it impossible to go Now sha I am grateful, aborting my plans made me put more effort in business and now I can save 2m comfortably after expenses and family bills. I do not regret going and not even interested in any japa moves now so long as business remains good |
Toolegit123:A similar situation is what happened to me. This ex of mine deliberately didn't want to talk to me despite all the efforts I made. After school I was going through shit and life was too hard, I couldn't keep up with regular calls and she moved on despite knowing that I was trying. She moved on and didn't want to talk to me. Several times I tried calling but she wouldn't respond or pick so after years of trying I moved on. I am now married to a far more beautiful and intelligent wife. Fast forward to two weeks ago after a long 5yrs, I received a call from her and her first statement was hey! Long time. I responded how are you. My wife was there, I placed the call on loudspeaker. She asked are you married, I told her yes with two kids and she kept calm then proceeded to apologize to me and explained how her life got ruined She said she refused to talk to me then because her boyfriend didn't like her talking to me and it was causing fight between them that's why she blocked me and said her life is messed up. She got two kids for the guy out of wedlock. Bla bla bla talk was sha plenty and they are going through alot plus her family abandoned her cause she got pregnant for the guy twice and nothing has been done on her head. That even to feed is a problem because the guy is not working That passed and last week I saw text, from her that they are struggling to eat if I can help. I asked her, won't your man be angry that you are now talking to the same person he asked you to block? She said no that they need help. I felt pity, told my wife about it and we agreed I can assist with 20k which I sent to her 3days later, she came to my DM and narrating all she is going through, how she regrets pushing me away bla bla bla. I knew this person telling me her sad story isn't healthy. There is nothing I can do for her, the damage has been done. She got pregnant not once but twice and me I am married so telling me your sad story is like a regret movie and it will end up with her maybe trying to destroy my own married. Just two days ago I had to ghost her and stopped replying or opening her messages. I am not angry with her, she is in the past and I have no feelings for her but I don't want to hear her sad story or allow her cause trouble in my home so ignoring her completely will send the message to her. I have helped her that once by sending money for them to feed but I don't want to listen to her sad stories anymore and give room for recurrent help where she keeps coming back to beg. My guy I think you should do the same before you get yourself into trouble and start catching feelings for a broken married ex again |
Some times are like that. I don't know about others but I had a similar situation with my then girlfriend who is now my wife. We dated for 8yrs and in the first 6yrs of the relationship I didn't receive anything whether gift or money from her. It was on the 6th year that I received a clothe gift from her which I couldn't even wear because it looked somehow and I told her I wasn't going to wear it because I didn't like it and it was those cheap common shirt they spread everywhere for 3k. So she gave it to her brother. The following year she got me boxers of 5k which I found funny but accepted. But the thing there is that she was a good girl, a good manager from a good home who just didn't know how to buy gift or spend money. I even saw that to herself she didn't buy expensive stuffs, she was just ok so long as she looks good, she doesn't mind the cost or quality and she is terrible at surprises. I looked beyond that and also the fact that whatever you give her she is contented, manages and doesn't even make demands. On our wedding I spent over 4m all from my pocket without any direct support from her or her people. Even my people didn't even support me but I did it anyways and didn't complain. I looked at where I was coming from sef and where she is coming from, e no really dey and she wasn't working so it's unrealistic to ask her to support anything. After we got married and she secured a job, the same lady has changed, not drastically but in a good noticeable way. I notice sometimes things finish in the house and she replaces them before I notice. Yesterday I saw that she bought some foodstuffs in the house without asking me. Sometimes she cooks from her pocket and buys clothes for the kids. I pay the bills and provide everything we need without asking for support, her salary I don't even look at it. Let her save and have money for herself but she goes the extra mile to ease alot of my burdens when things are needed in the house and I haven't noticed. The only time she asks is when maybe she is broke but so long as she still has money, she may not even make requests and will just quietly do it or manages whatever I have to provide. That's why I said, some people are like that. Just look at the family your woman is coming from sometimes how the mother is and also check her overall behaviour if they complement the one that scares you. You cannot have 100/100 sometimes 80 is enough |