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Francisco01's Posts

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PoliticsRe: National Assembly Passes New Housing Law, Over 200% Of Income Tax On Low Earners by Francisco01(m):
Are you retired from active service and yet to get your NHF REFUND and would like to be assisted or do you know anyone in this situations

Contact Frank (Licensed Risk Adviser) on
07033895094 or
08148701491 or

Alozie.obilo@yahoo.com or
Alozie.obilo.f@gmail.com

PoliticsRe: National Assembly Passes New Housing Law, Over 200% Of Income Tax On Low Earners by Francisco01(m): 7:15pm On Apr 26, 2023
Are you retired from active service and yet to get your NHF REFUND and would like to assisted
Contact Frank (Licensed Risk Adviser) on
07033895094 or
08148701491

Alozie.obilo@yahoo.com or
Alozie.obilo.f@gmail.com

https:///L9xtPnBOmqECpUuGvox3QI
PoliticsRe: National Assembly Passes New Housing Law, Over 200% Of Income Tax On Low Earners by Francisco01(m): 7:13pm On Apr 26, 2023
postbox:
The National Assembly has passed a new law, the National Housing Fund (Establishment) Act 2018.

The key provisions of the Bill include the following:

Mandatory 2.5% contribution of monthly income by employees earning minimum wage and above in public and private sectors2.5% of income by self-employed individuals2.5% on cement, locally produced or importedEmployers are to deduct and remit the contributions monthlyThe penalty for non-compliance of up to N100 million for corporates and N10m for individualsSanctions include cancellation of operating licence of banks, insurance companies and PFAs for violationsWithdrawal by contributors who have attained the age of 60 years or 35 years of service to be at an interest rate of 2% per annumThe Fund and any refund of contributions are exempted from payment of taxes

10 reasons why the proposed law is a bad idea:

The contribution is regressive as it taxes the poor more than the rich. For instance, minimum wage earners will pay about 250% of their personal income tax (PAYE) to the NHF monthlyMaking all employers liable to deduct and remit the contributions monthly (without a threshold) will worsen the ease of doing business and Nigeria’s paying taxes rankingCost of borrowing will increase as banks are required to invest a minimum of 10% of their profits at 1% above current deposit ratesIncreasing the tax burden without addressing other fundamental issues like land regulation, REITS framework etc is not consistent with the 2017 National Tax PolicyImposition of the 2.5% levy on cement is a tax on property development which will make housing even less affordableThe 12 years statute of limitation is too long, this increases the risk to employers and encourages laxity on the part of the governmentThe penalty regime is draconian, excessive and not commensurate with the violationsThe requirement for PFAs to invest pension funds in the scheme means fewer returns for pension contributors which will erode value for pensionersThe return of 2% per annum for contributors withdrawing after attaining 60 years of age or 35 years of service is far below the inflation rate and grossly insufficient to compensate for the time value of moneyThe exemption from tax clause is badly worded, it means refunds are exempt but contributions are taxable.

The National Housing Fund (NHF) was established by the NHF Act of 1992 to facilitate the mobilisation of funds for the provision of affordable housing for Nigerians. Unfortunately, 27 years after, affordable housing for Nigerians remains a dream.

While the proposed law may be well-intentioned, availability of funds will not of itself address the myriad of challenges facing the housing sector which centre mostly on policy and regulations. Nigeria should, therefore, adopt a holistic approach to the issue of which affordable financing is only a component. The fact that there is no marked progress to show for the 27 years of establishing the NHF is proof that Nigeria’s housing problem cannot be solved by simply throwing more money at the problem.

SOURCE: https://brandspurng.com/2019/03/16/national-assembly-passes-new-housing-law-to-impose-over-200-of-personal-income-tax-on-low-income-earners/
Are you retired from active service and yet to get your NHF REFUND and would like to assisted
Contact Frank (Licensed Risk Adviser) on
07033895094 or
08148701491 or

https:///L9xtPnBOmqECpUuGvox3QI

Alozie.obilo@yahoo.com or
Alozie.obilo.f@gmail.com

https:///L9xtPnBOmqECpUuGvox3QI
BusinessRe: FMBN Recovers N5.4bn Bad Debts by Francisco01(m): 7:06pm On Apr 26, 2023
datribune:
Educate yourself on the act setting up the FMBN & you will quickly know that there is the provision that a contributor is entitled to a refund if he/she is RETIRED FROM EMPLOYMENT & IS INCAPABLE OF CONTINUING TO CONTRIBUTE to d Fund. My Uncle met this criteria.
Okay, what happened to paying him his FULL entitlements upon attainment of age 60 & without making every possible attempt to NOT pay, a fate that sadly befell many of his colleagues. Some died living behind their benefits while others who couldn't push as hard as we did are yet to receive a dime from FMBN.
To you who is forming Voltron the defender of d notoriously evil FMBN, unarguably one of Nigeria's most corrupt & inept organizations, I pray that God Almighty will allow you to suffer the fate that my Uncle & his colleagues suffered at the hands of this most useless national disgrace called FMBN. Amen.
FYI, even now that my Uncle is over 60 yrs of age & having fulfilled ALL NECESSARY criteria to collecting his full entitlements, the evil organization is still holding on to the balance of his funds.
Multiple complaints through personal visits with hard copy of complaints, Emails, phone calls & even reaching out to a Daughter of an acquaintance whom we discovered works in FMBN Hq led to the payment of a paltry ₦32,000 for an officer who served for 33 years & whose pension with PTAD, one of Nigeria's most efficient parastatals is ₦159,000 monthly.
Years of relentless but futile pursuit in the hope of collecting the full FMBN entitlements was a frustrating & harrowing experience that I would never wish for even an enemy.
BTW, this experience is not peculiar to my Uncle but was d experience of almost all of his colleagues.
It shall never be well with everyone that had a hand in the fate that befell him & his colleagues at d hands of FMBN, "Nigeria's Hammer House of Horror". Amen
Are you retired from active service and yet to get your NHF REFUND and would like to assisted or know someone in that situation

Contact Frank (Licensed Risk Adviser) on
07033895094 or
08148701491 or
Alozie.obilo@yahoo.com or
Alozie.obilo.f@gmail.com

https:///L9xtPnBOmqECpUuGvox3QI
InvestmentRe: PENCOM Regulated Annuity: What You Need To Know by Francisco01(m): 6:35pm On Apr 26, 2023
KINGBEN1:
1. The PENCOM Regulated Annuity (PRA) is a major alternative to the PFA’s (Pension Fund Administrator) Programme Withdrawal.

2. This PRA is backed by the 2014 PENCOM Act.

3. This plan is executed at retirement or if the RSA (Retirement Savings Account) holder is 50 years old.

4. 25% lump sum of the whole RSA balance is paid to the retiree and the remaining 75% is converted into an annuity for life.

5. The monthly or quarterly payments of PRA is done immediately the plan takes effect.

6. The Annuity payment is guaranteed for life unlike the programmed withdrawal which is paid only for an expected life span.

Ask your provider for further clarifications.
Or Call/WhatsApp me for more details about this plan.

Check my signature.
As a retiree did you also contribute to the contributory pension scheme and after some year of being with your PFA your pensions was stopped for any reason and you want a help or don't know how to go about getting your pensions back or do you have parents who contributed to the pensions scheme and their pensions had been stopped and would like to assist them

Contact Frank (Licensed Risk Adviser) on
07033895094 or
08148701491 or
Alozie.obilo@yahoo.com or
Alozie.obilo.f@gmail.com

https:///L9xtPnBOmqECpUuGvox3QI
TravelRe: Man Who Beat Traffic Light In Lagos Got A ₦20K Penalty Text Message by Francisco01(m): 4:20pm On Mar 10, 2023
For a while now the lagos state agencies have relax. the BRT lane is been used by both vehicle it is reserved for and other, the traffic light is being beaten repeatedly by people because it seems like an opportunity to do so

Do not forget cameras are placed at unknown point to track certain activities and send report to lagos state agencies office in real time.

I recently check bills to pay for two clients on VIO portal and noticed one reads #60,000 while the other reads #20,000

Their plate numbers were caught by cameras they're yet to renew their vehicle particulars
Be warned!!!

Just do the right thing
Even when no one is watching

You may also send your vehicle registration number to me or private chat me to check if you have been caught by camera or not

Regards
Frank
07033895094
BusinessRe: Niger Insurance In A Big Mess.... The Nation Newspaper by Francisco01(m):
NAICOM recently withdrawn the operating license of Standard Alliance and Niger Insurance in Nigeria given their inability to pay clients at maturity over the years

In order to protect the investments /deposits of clients, NAICOM had appointed the above liquidators to sell properties and settle investors/depositors claims first

If you have an interest like deposit or know anyone that does in the aforementioned firm, private chat me for solution. Friendly Terms and conditions applies

https:///message/AF3NQNJMHSVXM1
InvestmentRe: Programmed Withdrawal VS Annuity, Which Is Retirement Plan Is Better? by Francisco01(m): 2:23pm On Jun 02, 2021
Have You Ask Yourself

How does the new Contributory Pension Scheme (CSP) works in Nigeria

What options do I have after contributing to the new contributory pension scheme in Nigeria

How does Annuity works

How does Program Withdrawal works

What are the advantages and disadvantages of Annuity or Program Withdrawal

How do I get the best benefits from Pensions

How do I get Pensions for life after retirement

How do i secure myself with Pensions

How do I secure my family with Pensions

What are your fears, troubles, worry, anxiety, concerns, experience, thought

SAVE TIME, MONEY, EFFORT and also share with others relevant information to help others Enjoy a SECURED, HIGHER, BETTER and LIFE PENSIONS at retirement or Age 50

call: Obilo Francisco
07033895094 (Toll free)
alozie.obilo@yahoo.com

Benefits:

The security of PENCOM regulated Pensions

The alternative offers of income for you

The alternative durations of payments for you

The alternative transfer of estate's ease

The strength/ limitations of companies paying Pensions

Any other thing you want to know you can also ask

Best regards
Obilo Francisco 07033895094
alozie.obilo@yahoo.com
InvestmentRe: What Profitable Business Can I Do With #1M? by Francisco01(m): 5:02pm On Nov 13, 2020
tojos:
I got a business for you, and it's one of the businesses I do part-time while working. I'm even considering quitting my job in order to go fully into the business, because it's a gold-mine of a business that so many people are not aware of �. Briefly, let me highlight some features of the business:

It's easy to start

It's stress free.

Like I stated earlier, you may choose to do the business part-time or full-time.

It's easy to start and requires a minimum capital of about 45k.

Unlike some businesses out there that tend to collapse, your investment will be 100% safe.

100% ROI can be achieved within a few months of investing depending on your efforts. Even with the minimum investment of 45k, you can make 7 million naira in a year by re-investing your earnings. It all boils down to your effort.

The business guarantees residual income for your family long after you retire. That means an investment that would never go down, and your income keeps coming in multiples for the rest of life and for your family to inherit.

And to conclude, this business is 100% legit and real. Even people in the diaspora are investing in it.�

If you want to know more about the business I'm talking about, chat me up for free on my whatsapp 08023032540. Thank me later.�
THE NEW FINANCE ACT
The new finance act recently implemented kicked off with the introduction of 7.5% as new VALUE ADDED TAX from 5%, it also requires all bank account to be furnished with tax identification number and bank verification number

The demand of TAX IDENTIFICATION NUMBER & BANK VERIFICATION NUMBER from all businesses including PARTNERSHIP & SOLE PROPRIETORS by banks is to assist Federal & state government detect tax avoidance and tax evasion by Nigerian

Note: While Tax Avoidance is acceptable& legal, Tax Evasion is illegal &punishable

Dear BUSINESS OWNERS do not wait until the income tax officer visit you for tax evasion

You can work with us to help you avoid tax , save tax, diversify tax and get returns on tax
BusinessRe: The New Finance Act 2020 And Its Implications On Nigerians by Francisco01(op): 9:35am On Nov 13, 2020
Francisco01:
*THE NEW FINANCE ACT*

The new finance act recently implemented kicked off with the introduction of 7.5% as new VALUE ADDED TAX from 5%, it also requires all bank account to be furnished with tax identification number and bank verification number

The demand of TAX IDENTIFICATION NUMBER & BANK VERIFICATION NUMBER from all businesses including PARTNERSHIP & SOLE PROPRIETORS by banks is to assist Federal & state government detect tax avoidance and tax evasion by Nigerian

Note: While Tax Avoidance is acceptable& legal, Tax Evasion is illegal &punishable

Dear BUSINESS OWNERS do not wait until the income tax officer visit you for tax evasion

You can work with us to help you *AVOID TAX , SAVE TAX, DIVERSIFY TAX and GET RETURNS ON TAX*
for more information please call
obilor Francisco
07033895094
BusinessThe New Finance Act 2020 And Its Implications On Nigerians by Francisco01(op): 9:34am On Nov 13, 2020
*THE NEW FINANCE ACT*

The new finance act recently implemented kicked off with the introduction of 7.5% as new VALUE ADDED TAX from 5%, it also requires all bank account to be furnished with tax identification number and bank verification number

The demand of TAX IDENTIFICATION NUMBER & BANK VERIFICATION NUMBER from all businesses including PARTNERSHIP & SOLE PROPRIETORS by banks is to assist Federal & state government detect tax avoidance and tax evasion by Nigerian

Note: While Tax Avoidance is acceptable& legal, Tax Evasion is illegal &punishable

Dear BUSINESS OWNERS do not wait until the income tax officer visit you for tax evasion

You can work with us to help you *AVOID TAX , SAVE TAX, DIVERSIFY TAX and GET RETURNS ON TAX*
BusinessRe: What Can #30 Million Do by Francisco01(m): 9:30am On Nov 13, 2020
*THE NEW FINANCE ACT*

The new finance act recently implemented kicked off with the introduction of 7.5% as new VALUE ADDED TAX from 5%, it also requires all bank account to be furnished with tax identification number and bank verification number

The demand of TAX IDENTIFICATION NUMBER & BANK VERIFICATION NUMBER from all businesses including PARTNERSHIP & SOLE PROPRIETORS by banks is to assist Federal & state government detect tax avoidance and tax evasion by Nigerian

Note: While Tax Avoidance is acceptable& legal, Tax Evasion is illegal &punishable

Dear BUSINESS OWNERS do not wait until the income tax officer visit you for tax evasion

You can work with us to help you *AVOID TAX , SAVE TAX, DIVERSIFY TAX and GET RETURNS ON TAX*

call 07033895094 for more information
InvestmentRe: Treasury Bills In Nigeria by Francisco01(m): 9:07am On Nov 13, 2020
Francisco01:
*THE NEW FINANCE ACT*

The new finance act recently implemented kicked off with the introduction of 7.5% as new VALUE ADDED TAX from 5%, it also requires all bank account to be furnished with tax identification number and bank verification number

The demand of TAX IDENTIFICATION NUMBER & BANK VERIFICATION NUMBER from all businesses including PARTNERSHIP & SOLE PROPRIETORS by banks is to assist Federal & state government detect tax avoidance and tax evasion by Nigerian

Note: While Tax Avoidance is acceptable& legal, Tax Evasion is illegal &punishable

Dear BUSINESS OWNERS do not wait until the income tax officer visit you for tax evasion

You can work with us to help you *AVOID TAX , SAVE TAX, DIVERSIFY TAX and GET RETURNS ON TAX*
call obilor Francisco on
07033895094
InvestmentRe: Treasury Bills In Nigeria by Francisco01(m): 9:05am On Nov 13, 2020
*THE NEW FINANCE ACT*

The new finance act recently implemented kicked off with the introduction of 7.5% as new VALUE ADDED TAX from 5%, it also requires all bank account to be furnished with tax identification number and bank verification number

The demand of TAX IDENTIFICATION NUMBER & BANK VERIFICATION NUMBER from all businesses including PARTNERSHIP & SOLE PROPRIETORS by banks is to assist Federal & state government detect tax avoidance and tax evasion by Nigerian

Note: While Tax Avoidance is acceptable& legal, Tax Evasion is illegal &punishable

Dear BUSINESS OWNERS do not wait until the income tax officer visit you for tax evasion

You can work with us to help you *AVOID TAX , SAVE TAX, DIVERSIFY TAX and GET RETURNS ON TAX*
InvestmentRe: Treasury Bills In Nigeria by Francisco01(m): 11:02am On Oct 16, 2020
Francisco01:
YOU CAN GET 6% THROUGH ME FROM AMERICAN INT'L INSURANCE COMPANY PER ANNUAL
IF YOU INSIST ON GETTING TREASURY BILLS WITH A LIFE COVER OF #500,000 ADDITION

DO ANYONE HERE HAVE AN OFFER THAT COULD BEAT IT
The previous performance of any financial instrument does not guarantee its future performance

Many months ago Gov't T- bills was an opportunity to many people today they're threat though still secured but not attractive however, there's a lifeline for individual investors who pay higher personal income tax and subscribe to T- bills , when there's a paradigm shift like this it is requires a corresponding paradigm shift follow

We have a financial instrument with a higher returns on investment, secured and enable a flexible payment plan unlike the T- bills despite the fears and low performance in the post COVID-19 PANDEMIC era

You want to know, you are one button away, drop a message in my email inbox or type yes in the comment below

for speedy contact
07033895094
alozie.obilo@yahoo.com
my name is Francisco obilor
InvestmentRe: Treasury Bills In Nigeria by Francisco01(m): 10:59am On Oct 16, 2020
ahiboilandgas:
wonderful......500bn chasing 1 percent....
YOU CAN GET 6% THROUGH ME FROM AMERICAN INT'L INSURANCE COMPANY PER ANNUAL
IF YOU INSIST ON GETTING TREASURY BILLS WITH A LIFE COVER OF #500,000 ADDITION

DO ANYONE HERE HAVE AN OFFER THAT COULD BEAT IT
InvestmentRe: Treasury Bills In Nigeria by Francisco01(m): 3:11am On Oct 16, 2020
dipoolowoo:
CBN Sells 91-day, 182-Day Treasury Bills at 1%, 364-Day at 2%
https://businesspost.ng/economy/cbn-sells-91-day-182-day-treasury-bills-at-1-364-day-at-2/
The previous performance of any financial instrument does not guarantee its future performance
Many months ago Gov't T-bills was an opportunity to many people today they're threat though still secured but not attractive however, there's a lifeline for individual investors who pay higher personal income tax and subscribe to T-bills, when there's a paradigm shift like this it is requires a corresponding paradigm shift follow

We have a financial instrument with a higher returns on investment, secured and enable a flexible payment plan unlike the T-bills despite the fears and low performance in the post COVID-19 PANDEMIC era



You want to know, you are one button away, drop a message in my email inbox or type yes in the comment below
InvestmentRe: Treasury Bills In Nigeria by Francisco01(m): 6:01pm On Aug 27, 2020
mickky22:
Good my 'Ogas' anybody with information about Oxford gold investment.

Giving 50% interest.

Any information will be appreciated.

Thanks
yes i do have what exactly do you want to know about them i work with them
InvestmentRe: Treasury Bills In Nigeria by Francisco01(m): 5:58pm On Aug 25, 2020
Chukzyfcb:
I would have gone to ghana to invest but my reseArch has shown they don't Allow non citizens to. Plus I'm at risk of exchange rate fluctuations.
IF only you knew the power of compound interest, you wouldn't be saying what you are saying.
I want to let you know that. If you invest 20million Annually in tbills of discount rate of 15% for 5yrs. Your 20million will turn to 45million naira.....same time if you buy a Plot of land for 20million today, in 5yrs U CANNOT sell that same piece of land for 45million. Its almst impossible. That's the Power of Compound Interest.
Don't mention business jeez you must be a Kid!, when Investment is discussed what they talk is
- T bills & Bonds
- stocks
- commercial paper & Banker acceptances
- real estate
- Valuables like art work or Gold
No Investment teaching manual or Book discusses business. In Investment talks are on ; how money works for you. In business, you work for your money.
You don't sound thAt smart to me. Raise your argument not your voice
Are you looking for a perfect/closest substitute for treasury bills/ T bills read below

Every financial instruments has it own pros and cons, the longer the duration the T bills last the higher the rate of returns
Its an instrument used to stabilise the economy, so the rate definitely swings depending on government intention

I would like to introduce you to a plan as secured as the treasury bills paying as high as the treasury bills given the time it matures and its commited to a stable increasing payment of 5-10% annually or a flat rate annually, unlike the treasury bills
its called ANNUITY UNIVERSALLY
only few financial organisation offers it and i could help you understand better how it works, how you could enroll and enjoy it.
for a quicker response my name is
Francisco
07033895094
alozie.obilo@yahoo.com
EducationRe: Insurance 101: Insurance Education For The People by Francisco01(m): 2:41pm On Aug 25, 2020
Insuranceman:
Goods in Transit Insurance

Goods in Transit insurance covers items from theft, loss or damage while they are being transported by vehicle from one place to another in the course of business. Examples include furniture removal and couriers or hauliers working for online retailers.

Goods in Transit cover is additional to commercial vehicle or courier insurance. Those policies cover the vehicle itself, whereas GIT insurance purely covers the contents – the goods carried.

As the name suggests, GIT insurance only covers goods while they are in transit, not while they are in the vehicle at the depot.

Is goods in transit insurance a legal requirement?

GIT insurance is not required by law, but in reality any business offering courier services, removal services or delivering purchased goods would be wise to have it. GIT insurance is also necessary when transporting business equipment between multiple business premises – perhaps while moving premises.

The simple truth is that Goods in Transit insurance is required, above all, because most major customers insist on it, so it becomes impossible to win many contracts without it. Furthermore, the cost of replacing lost or damaged goods could be fatal to the business.

What does Goods in Transit Insurance cover?

If materials, goods or cargo are lost, stolen or damaged in transit, claiming on Goods in Transit cover may make it possible to recover the cost. Transport, courier and haulage businesses are also subject to delays, usually when items are mislabelled, delivered to the wrong address or signed for by the wrong person. If a delivery cannot be made at the time specified, GIT insurance can enable them to claim for the cost to the business – when the recipient tries to recover any costs incurred for example.

Goods in Transit insurance can also include items left in the vehicle overnight, as long as the vehicle is locked and parked in a secure place. Always check the policy for details.

Different policies offer different levels of cover, so it is important to tell the insurer or broker about type and frequency of the cargo being carried, and to be realistic about its value. The right policy will depend on the nature of the business or personal circumstances.

Why do I need goods in transit insurance?

Because most major customers insist on it, and because the cost of replacing lost or damaged goods could easily be fatal to your business.

Many goods in transit policies also include public liability insurance and employer’s liability insurance, making it an extremely efficient and cost effective option for most courier businesses.

Sharing is Caring!
Get more clearer information before taking action on:

Motor vehicle registration, particulars renewals in all parts of Nigeria, Insurance to cover accident, theft & fire;

Fire policy for ur homes, shops, business premises, schools, boutique;

Marine insurance for imported goods

Public liability insurance for road construction, building construction, schools, hotels, hospitals, offices;

Insurance bond either bid bond, advance payment, or performance bond for contractors;

Group Life to protect ur staff, members of association, & get ur PENCOM cert;

Travel health Insurance to get ur visa & provide protection when you travel abroad;

Goods-in-Transit to protect ur goods during transportation;

Children Education Plan to save, provide funds when needed & secure ur child's education against extreme life risk, accident, terminal illness and demise;

Maximum Investment Plan to save and achieve ur financial goals;

Pensions and Retirement plans like shares, stocks, debentures and Annuity to earn monthly income after retirement for life;

Mortgage Protection Plan to secure your house and household in case of default in repayment of the loan;

Personal Accident to compensate against death, permanent disability & medical expenses;

Group Personal Accident to compensate against death, disability & medical expenses of loved ones, association members, & students;

Professional Indemnity for doctors, nurses, lawyers, architects, accountants, brokers, etc;

Loss of Employment Scheme to pay children's school fees during redundancy;

Special individual or group insurance, for KEYMAN or KEYMEN to meet and sustain future desire.
Thank you, thank you, thank you

FRANCISCO,
FINANCIAL RISK ADVISER, Specialised in pensions, Retirements plans, Insurance plans, Assurance plans, AutoRegistration and Asset management.
07033895094
InvestmentRe: What's The Best Investment System Here Guys? Please I Need Help Here. by Francisco01(m): 2:39pm On Aug 25, 2020
[quote author=samsonadekoya12 post=93032368][/quote]Get more clearer information before taking action on:

Motor vehicle registration, particulars renewals in all parts of Nigeria, Insurance to cover accident, theft & fire;

Fire policy for ur homes, shops, business premises, schools, boutique;

Marine insurance for imported goods

Public liability insurance for road construction, building construction, schools, hotels, hospitals, offices;

Insurance bond either bid bond, advance payment, or performance bond for contractors;

Group Life to protect ur staff, members of association, & get ur PENCOM cert;

Travel health Insurance to get ur visa & provide protection when you travel abroad;

Goods-in-Transit to protect ur goods during transportation;

Children Education Plan to save, provide funds when needed & secure ur child's education against extreme life risk, accident, terminal illness and demise;

Maximum Investment Plan to save and achieve ur financial goals;

Pensions and Retirement plans like shares, stocks, debentures and Annuity to earn monthly income after retirement for life;

Mortgage Protection Plan to secure your house and household in case of default in repayment of the loan;

Personal Accident to compensate against death, permanent disability & medical expenses;

Group Personal Accident to compensate against death, disability & medical expenses of loved ones, association members, & students;

Professional Indemnity for doctors, nurses, lawyers, architects, accountants, brokers, etc;

Loss of Employment Scheme to pay children's school fees during redundancy;

Special individual or group insurance, for KEYMAN or KEYMEN to meet and sustain future desire.
Thank you, thank you, thank you

FRANCISCO,
FINANCIAL RISK ADVISER, Specialised in pensions, Retirements plans, Insurance plans, Assurance plans, AutoRegistration and Asset management.
07033895094
TravelRe: How Federal Government Achieved Night Operations For Benin Airport by Francisco01(m): 6:54pm On Mar 24, 2020
eyesoflagos:
How Federal Government Achieved Night Operations For Benin Airport
source : https://eyesoflagos.com/2019/05/29/how-fg-achieved-night-operations-for-benin-airport/

Recently, the Benin Airport was upgraded to perform night and low visibility flights with the installation of Precision Approach Lighting System and Instrument Landing System Category II and other facilities. In this piece, ANTHONY AWUNOR writes on the transformation of the airport which is expectd to attract investors to the state Economic activities are the backbone of most business developmental projects found in most parts of the world. There is no doubt, however, that each business environment demands one kind of approach or the other. Much as states adopt different methods to suit their peculiar needs, development economists argue that among other things, growth is mostly achieved through expansion of the space for economic activities, with emphasis on freeing up markets and providing the environment to attract and keep private investments. It was in keeping faith with this reasoning that the Edo State governor, Mr. Godwin Obaseki, decided that if truly his vision to industrialise the state was to materialise and the successes sustained, there was the need to leverage whatever arteries through which private investors access the state, especially the Benin Airport, from which high net-worth individuals engage with their partners in the state. The plan was to ensure that the Benin Airport becomes more viable and able to handle higher air passenger traffic. This line of thought was anchored on the need to upgrade the infrastructure so it could handle more activities, especially night operations, which would create the room for private investors to do business in the state. Though a federal government facility, the state government’s intention to upgrade the airport caused them to take part responsibility for the job, which culminated in expenses running into about N169 million to facilitate the revamp of the airport, while relevant federal government agencies provided needed infrastructure, among which are high-end air navigation equipment. In The Beginning During a visit by top aviation actors in the country to the state in September 2017, Governor Obaseki was quick to relay his desire to improve infrastructure at the airport and said as much to the delegation from the federal government, which had the mandate for aviation in the country. The delegation included top officials of the Federal Airports Authority of Nigeria (FAAN) and the Nigerian Airspace Management Agency (NAMA). The then managing director of FAAN, Engr. Saleh Dunoma, was with the managing director of NAMA, Capt. Fola Akinkuotu, both of whom Governor Godwin Obaseki vehemently convinced on the need to strengthen partnership to refurbish the airport after the trio inspected facilities at the Benin Airport. Governor Obaseki said his administration would work with FAAN and NAMA to develop a plan that ensures the airport’s space was expanded. He noted that state intends to effectively utilise assets and resources within the state for the benefit of the people, which necessitated the inspection tour of the Benin Airport. According to him, “We have approached the federal authority to kindly come to our aid regarding the airport. The plan is to first improve the facilities in this airport and ensure that we have night landing facilities. This will enable the airport embark on 24 hours operation. With more airplanes coming in, we will see a lot more passenger traffic coming into our state.” Dunoma, noted that though the federal government had the responsibility to improve facilities at the Benin Airport, he was excited by the commitment coming from the Edo State government to upgrade the airport. “I want to thank the governor for coming to our aid and with his assistance we can do a lot more. We have inspected the facilities here and we will submit a report on what we need to do to improve the safety and facilities at this Airport,” he said. Capt. Akinkuotu of NAMA commended the joint effort being made both by the state and federal government on the upgrade, noting that the approach was the way to go to drive meaningful development across the country. He said the agency would collaborate with the Edo State government to ensure passengers do not only feel safe, but have good reasons to fly to the Benin Airport. He added, “We can’t but thank the Governor Obaseki for coming out to show support. The country belongs to all of us. He has demonstrated great leadership, and by working together, we can move the state forward.” After the inspection, work commenced properly and the state government constructed three security watchtowers; supplied and built houses for 2 20KVA generators; provided 3 Toyota Hilux vehicles to FAAN; facilitated the installation of CAT II Instrument Landing System/Distance measuring equipment by NAMA. The federal government through Nigeria Meteorological Agency (NIMET) provided Thunder and Lighting System; Met Enclosure and Secure Aviation Date Information System while FAAN provided Enhanced Simple Approach Landing System. Osinbajo Takes First Night Flight From Benin Airport One year after the inspection by the big wigs from the federal government, some of the equipment for night operations were installed and the Vice President Yemi Osinbajo, did the honours of flying from the airport at about 7pm, a development that was unheard of at the airport in the last couple of years. Speaking after the number two citizen had taken off, Governor Obaseki, assured that the Benin Airport would commence full night-time flight operations after the installation of necessary facilities, which were being received in batches. Eyes Of Lagos reports gathered that, According to the governor, the landing facilities at the Benin Airport were already functioning which enabled the vice president to depart Benin City through the airport few minutes to 7pm on Thursday. “We are expecting more night landing equipment to be installed at the Benin Airport especially the lights. The contractor has assured us that the lights will arrive before the end of this month, February. We will launch it and have our inaugural night flight to Benin City,” he said. Aviation Minister Pledges NIMET Station, Agro-Allied Cargo Terminal Last week, the federal and Edo State governments eventually commissioned night landing equipment at the Benin Airport, officially reviving night operations at the 63-year old airport. Minister of State for Aviation, Sen. Hadi Sirika, who was elated at the development, commended the doggedness and tenacity of Governor Godwin Obaseki in facilitating the commencement of night operations at the airport. “The operational capacity of the Benin City Airport has tremendously improved as we can now guarantee safe landing in reduced visibility and in bad weather condition. Aircraft can now land in Benin Airport at night. No more closure of the airport by 6 pm. “We have both ground and satellite-based equipment at the airport in such a way that if the ground base equipment fails, the satellite base equipment will work to ensure safe landing at the airport either in the day or at night,” the minister said. Speaking on further plans to maximise the use of the airport, Sen. Sirika said works had reached an advanced stage in building an Agro-allied Cargo Terminal at the Benin Airport, adding that the work on the civil structures has commenced with the support of Governor Obaseki. “We are bringing a cargo terminal to Benin to facilitate exportation of perishable agricultural products and other produce targeted at foreign markets,” he said. Noting that the Federal Ministry of Transportation through the Nigeria Meteorological Agency (NIMET) has constructed and donated a meteorological station at the University of Benin (UNIBEN), he said, “The opening of the office is part of the effort of the federal government to boost transportation in Edo State, especially in terms of aviation and weather forecasting. The weather forecasting can also be used by farmers to provide information on when it is a suitable time for planting.” On his part, Governor Obaseki said with the installation of the equipment and commencement of night landing facilities, the airport can now compete with its peers across the world, commending the FAAN and NAMA, for their close working relationship with his administration for over a year and a half in ensuring the upgrade becomes a reality. On the benefits of the upgrade to the state, Governor Obaseki said the development would transform the Benin Airport, noting, “The reason we insisted on upgrading facilities at the Benin Airport is that it is one of the five airports with high passenger traffic in the country. With the facilities in place, we can now convince airlines to make night stop-over in the city to further increase passenger traffic to boost the state’s revenue base.” The governor said equipment commissioned at the airport include thunder and lightning system, Secure Aviation Data Information System (SADIS); Enhanced Simple Approach Lighting System, CAT II and Instrument Landing System (ILS)/Distance Measuring Equipment (DME). Noting that the state facilitated the construction of two watchtowers to provide military officers with a vantage point for proper surveillance of the equipment and the airport, he said, “All this equipment were put together by the officials of NIMET, FAAN, NAMA and Edo State government. Two 20 KVA generators and plant house were built by the state government as well.” The governor said his administration was making efforts to ensure the state grows economically, which would be made possible through infrastructural development. A Plus For “Ease of Doing Business”, AGMs, Conferences And Business Meetings Aviation Security Consultant, Group Capt. John Ojikutu (rtd) said that night operations provide immense economic opportunities for cities with such operations, as it opens up a new vista of businesses for the airlines operating from such airports and also the state’s local economy. He hinted that Benin Airport was one of the few airports aside Lagos and Abuja airport with night operations, and with the commissioning of the facilities, there were prospects for economic boom in the state. Some of the benefit include hosting of conferences and annual general meetings by companies in the state, as a result of reduced cost for accommodation and other logistics. There is also the prospect of shows and concerts, wherein guests can easily leave the city by night as soon as the event wraps up. These will pull a lot of traffic to the state and increase spending in the local economy.
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AutosRe: Call Us To Scan, Inspect,Negotiate And Help You Buy Your Next Vehicle From Lagos by Francisco01(m): 5:09pm On Mar 24, 2020
Uklassautosmoti:
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InvestmentRe: Free Unbiased Pensions Advisory Services For Rsa Holders by Francisco01(op): 4:58pm On Jun 07, 2019
Francisco01:
RSA means retirement savings account, its holders includes employees of ministries departments and agencies of federal government, state and local governments, multi/trans national companies, indigenous companies in Nigeria, RSA is backed by Pension Reforms Act 2014 to protect employees on or before retirement, RSA is setup by employers who adopt PRA 2014 for their employees after employment, but at point of retirement employees are not adequately educated on how they could alternatively use their RSA to maximize pensions

PRA 2014 section 7 subsection 3 states:
Upon retirement the holder of a RSA shall purchase either a programmed monthly withdrawal or Annuity with the balance standing in his account, both plans are good because your fund is managed by financial experts while you live stress free with pensions, however they have differences that stimulate choice making
Given that at retirement you have a lump sum you have no access to once but in bits, what will be your concerns?

If it is maintaining your standard of living, Then you require the highest possible pensions payable
If you don't mind your standard of living, Then you require any possible pensions payable
If you don't underestimate your life after retirement, You need a life pensions
If you underestimate your life after retirement, You don't need a life pensions
If you want to enjoy your pensions with your children, You need a life pensions
If you want your children to enjoy your pensions, You don't need a life pensions


Most parent might not get this information because they don't know it's available and reliable here too, so for pensioners children's, whether older/young adults advice them and get more blessings and value

For additional information before choice making meet/ call /SMS / WhatsApp / email FRANCISCO on
07033895094, 09099391996, alozie.obilo.f@gmail.com
I specialize in providing alternative pension payment for retirees, life pension, financial strength of companies and choice making advice
Francisco01:
RSA means retirement savings account, its holders includes employees of ministries departments and agencies of federal government, state and local governments, multi/trans national companies, indigenous companies in Nigeria, RSA is backed by Pension Reforms Act 2014 to protect employees on or before retirement, RSA is setup by employers who adopt PRA 2014 for their employees after employment, but at point of retirement employees are not adequately educated on how they could alternatively use their RSA to maximize pensions

PRA 2014 section 7 subsection 3 states:
Upon retirement the holder of a RSA shall purchase either a programmed monthly withdrawal or Annuity with the balance standing in his account, both plans are good because your fund is managed by financial experts while you live stress free with pensions, however they have differences that stimulate choice making
Given that at retirement you have a lump sum you have no access to once but in bits, what will be your concerns?

If it is maintaining your standard of living, Then you require the highest possible pensions payable
If you don't mind your standard of living, Then you require any possible pensions payable
If you don't underestimate your life after retirement, You need a life pensions
If you underestimate your life after retirement, You don't need a life pensions
If you want to enjoy your pensions with your children, You need a life pensions
If you want your children to enjoy your pensions, You don't need a life pensions


Most parent might not get this information because they don't know it's available and reliable here too, so for pensioners children's, whether older/young adults advice them and get more blessings and value

For additional information before choice making meet/ call /SMS / WhatsApp / email FRANCISCO on
07033895094, 09099391996, alozie.obilo.f@gmail.com
I specialize in providing alternative pension payment for retirees, life pension, financial strength of companies and choice making advice
You will not only get advice but also help you get your desire and optional placement among our pensioners networks for networking and corporate social responsibilities in future cheers
InvestmentFree Unbiased Pensions Advisory Services For Rsa Holders by Francisco01(op): 4:23pm On Jun 07, 2019
RSA means retirement savings account, its holders includes employees of ministries departments and agencies of federal government, state and local governments, multi/trans national companies, indigenous companies in Nigeria, RSA is backed by Pension Reforms Act 2014 to protect employees on or before retirement, RSA is setup by employers who adopt PRA 2014 for their employees after employment, but at point of retirement employees are not adequately educated on how they could alternatively use their RSA to maximize pensions

PRA 2014 section 7 subsection 3 states:
Upon retirement the holder of a RSA shall purchase either a programmed monthly withdrawal or Annuity with the balance standing in his account, both plans are good because your fund is managed by financial experts while you live stress free with pensions, however they have differences that stimulate choice making
Given that at retirement you have a lump sum you have no access to once but in bits, what will be your concerns?

If it is maintaining your standard of living, Then you require the highest possible pensions payable
If you don't mind your standard of living, Then you require any possible pensions payable
If you don't underestimate your life after retirement, You need a life pensions
If you underestimate your life after retirement, You don't need a life pensions
If you want to enjoy your pensions with your children, You need a life pensions
If you want your children to enjoy your pensions, You don't need a life pensions


Most parent might not get this information because they don't know it's available and reliable here too, so for pensioners children's, whether older/young adults advice them and get more blessings and value

For additional information before choice making meet/ call /SMS / WhatsApp / email FRANCISCO on
07033895094, 09099391996, alozie.obilo.f@gmail.com
I specialize in providing alternative pension payment for retirees, life pension, financial strength of companies and choice making advice
InvestmentRe: Annuity Versus Programmed Withdrawal by Francisco01(m): 8:35am On Jun 07, 2019
Francisco01:
Do you know that? Pensioners on
programmed monthly
withdrawal, can now get thirteen
and fourteen months bonus or an
enhancement in their monthly
pensions for life, whichever one prefers
Secure the balance for their family
through a family agent, should an
unforeseen ensues
To get more information on free
pensions advisory service, call Francisco on 07033895094/
09099391996
Please as you benefit from it, like it, love it, share it, refer others, let the benefit be mutual, let better service to humanity spread like wide fire
THANK YOU, GOD BLESS YOU
InvestmentRe: Annuity Versus Programmed Withdrawal by Francisco01(m): 8:32am On Jun 07, 2019
Francisco01:
for calls and whatsapp
Please as you benefit from it, like it, refer others, let the benefit be mutual, let better service to humanity spread like wide � fire
GOD BLESS YOU �
InvestmentRe: Annuity Versus Programmed Withdrawal by Francisco01(m): 4:21pm On Apr 30, 2019
Francisco01:
Do you know that? Pensioners on programmed monthly withdrawal, can now get thirteen and fourteen months bonus or an enhancement in their monthly pensions for life, whichever one prefers Secure the balance for their family through a family agent, should an unforeseen ensues To get more information on free pensions advisory service, call Francisco on 07033895094/ 09099391996
for calls and whatsapp
InvestmentRe: Annuity Versus Programmed Withdrawal by Francisco01(m): 4:18pm On Apr 30, 2019
Do you know that? Pensioners on programmed monthly withdrawal, can now get thirteen and fourteen months bonus or an enhancement in their monthly pensions for life, whichever one prefers Secure the balance for their family through a family agent, should an unforeseen ensues To get more information on free pensions advisory service, call Francisco on 07033895094/ 09099391996
InvestmentRe: Programmed Withdrawal VS Annuity, Which Is Retirement Plan Is Better? by Francisco01(m): 3:53pm On Apr 30, 2019
Francisco01:
Do you know that? Pensioners on programmed monthly withdrawal, can now get thirteen and fourteen months bonus or an enhancement in their monthly pensions for life, whichever one prefers Secure the balance for their family through a family agent, should an unforeseen ensues To get more information on free pensions advisory service, call Francisco on 07033895094/ 09099391996
you may call whatsapp me on this number or email me on alozie.obilo.f@gmail.com

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