This E-book am about to Give out is only For people that want to start an investment. First 20 to demand for it will Get it at a discount price so the can sell it and make large gain. To read more please visit this Thread . https://www.nairaland.com/1588513/after-seminar

Please Use the Link to read In Details about The E-book 'Saving For an investment'
https://www.nairaland.com/1588513/after-seminar

I am writing a book On 'Saving For An Investing' for a seminar that will be Held next Month at 'Texas,USA. This book is rich in content and will be distributed As an E-book by E-mail to the general Public (You) after the seminar. The first 20 to demand will be noted and will be given on 30% discount so they can resell and make large profit.
To demand For this E-book kindly send your Name,Phone Number and E-mail Address to (obizplanet@gmail.com) . And i will get back to you soon.
Table Of Content.
* Meaning Of saving
* Meaning Of Investment
* Before You Start Saving
* Setting Goals
* Number Of Bank Account To Start With
Start Saving
* Devide Your Total Income
* Save In Percentage
* Set A Time To Start Investment
Invest
* Before You Invest
* Invest In Your Chosen Choice (GUIDE)
* Gain
* Pay Yourself First
* Reinvest a divided percentage.

(You will Not Want To Miss This Book)

equlibrium: P.s: it is also illegal. Akawo r cooperatives and are usualy registerd unda d guise of a trade union or somtin, wot u r describing fits under a savings and loans limited. Its a financial institution, to be registered by CBN. minimun capital base comes into play, mode of operations, scope of operations, etc. Bt dnt take my word for it, go get ur own copy of the "banks and other financial institutions act"(BOFIA) handbook.

My dear i do not know what you mean by illegal, you should know before anybody starts a business it must be registered, so what i am asking donot have nothing with illegal.

What if registered members will be offered free seminer while guest will have to pay to attend , this seminer will host top business men and women that will educate members and non members on financial matters all channeled at investment . ;that do you think ?

HELLO FELLOW ABSUU STUDENTS.
This is a thread dedicated to
all Absuu Students accross the
nation. Let's share our views
on things going on around
the school, latest news, gist,
thrills etc....However we can
get to know ourselves the
more through this thread
God bless you and God bless
Absuu!

udumosam23: Mmmmm, no no no, too risky, beside if it will run like akawo, it is no longer an investment. Rather come up with something like; we invest a particular amount with you, after sometime you return it with some percentage.


Eeeeeee, can't believe I'm the first to comment.

Yeah but in this case you are saving with a goal of investing in a project, Ie: lets say u want to buy a land by next year nd u save with this company maybe 10% of your total income for a year (depending on your total income and d cost of your dream investment) so that after the year you will withdraw your money and invest. (the organization is not an investment for the person but rather serves as a means to save for the person )

pls drop your comments below.

hahaha, if this is real ,i will bet ;the bank will soon fold is their gov. Dont support. (who give kids that kind brain to even pay intrest)

If an organization is formed with the aim of helping people save money for a future investment will you welcome it enough to join.This organization will be similar to our popular 'Akawo' where you can save and withdraw any moment,yet the diffrence b/w akawo & it is that you will not be able to withdraw your money until after a given period,like a year.

Reactions please: :/p

acidtalk: Dear People,
I will answer as much questions as I can (may not be too detailed though because I am not too free right now)

@BoboYekini,
The fact that businesses keep failing everyday is no reason why anyone should loose hope in starting on.

Banks sack everyday yet people roll over each other to get a job in the bank.

NDLEA catches people everyday yet people take the risk of smuggling drugs everyday.

I gave the above examples because you absolutely have control over the situtaionunlike being a business owner where with proper planning and strong positive mind set, you can operate your business over 50years.

In this my lectures, I will NOT talk about the internet money making business. Not that I don't believe in it but I will rather let people get trained on 'real life' (touch and feel) mode of business. More people have gotten their hands bitten in the internet business than any other sector.

@Super1759,
Its not all about attending seminars and exhibitions. It is about PRACTISING it. It like a man who is an expert driver in video game car racing and jumps in a car, starts the ignition and wants to zoom off. Bearing in mind that he as never driven a car.

Though its a good thing you have a good knowledge of the nitty gritty of being an Entrepreneur, but it takes only 'action' to attain that success and dream you crave for.

@Yamakuza,
That's a huge one naming up to 20 business ventures but this is what I will do, I will try and name as many REALISTIC businesses one can startup with N250,000 or less. The pros and cons of each will come in subsequent responses.


LADIES :
*Mobile Spa
*Makeup Artist
*Cake and Snack making
*Event Decorator
*Fashion Designing
*Recharge Card sales /Phone Call
*Mobile Supermarket (On demand)
*Interior Decor
*Home Tutorials
*Contract Nanny
*Lesson Teacher
*Home / Office Cleaning Agent
*Executive Messanger
*Hair Dressing Salon
*Sales of Weavon and other Hair accessories.

MEN
*Gaming Centre
*Sales of fairly used Laptops and Phones
*Training of Animals
*Sporting Coach to children
*Retail Kerosene Supplier
*Barbing Salon
*Shawama / Pizza Spot
*Transportation (Okada, Keke Napep, Danfo, or Taxi)
*Branding
*Graphics / Website Design
*Network Engineer


Please Note that some of the above stated job description fits perfectly for both sexex and also most of them are SERVICE delivery and (NOT) PRODUCT delivery.

The difference between the two is that Service delivery needs very meager startup capital as you won't need much money to start it up.

Life in general is risking so it isn't different from starting up a business.

3 key things you need before starting a business is;
*Believe in yourself
*Have a Dream and Stick to It
*Determination and Will to Succeed

3 key areas you should get to know about the basic knowledge are;

*Accounting (Financial Knowledge)
*Management
*Customer Satisfaction

3 unavoidable processes are;
*Sales and Marketing (will explain the difference later)
*Brand (Development and Strategy)
*Legal (no business is too small to understand the legal backing and have one).


I will like to take the permission to change this thread topic to -

The Entrepreneur's Class (All You Need To Know)

You did not talk about talent,as for me i write poetry but am also a student,but i believe as my blog grows i will earn from it.

njuwo: Three business associates, an Igbo man, a
Yoruba man and a Chinese man, went to eat
lunch together at a restaurant in Surulere.
While in the middle of their meal, a fly came in
through the window. It flew across the table
to where the Igbo man was but he just
waved his hands to chase it away.
The fly then went to where the Yoruba man
was, he also chased it away.
Finally, the fly then went to where the Chinese
man was and was flying close to his ears. The
Chinese man looked at the fly for sometime
and then grabbed it, put it in his mouth and
swallowed it.
The other men saw this but just kept on
eating.
About Five minutes later, another fly came in
and flew to the Yoruba man who just chased
it away again.
It then flew on to the Igbo man but this time
he did not chase the fly, he looked at it for
sometime and then grabbed it. He then
turned to the Chinese man and asked "how
much you go buy am?"

hahaha, igbo man and business.

elfaez: It seems like the topics getting views and comments here are those telling us not to do something they want us to do.well God works by contraries

Actually what i was gon' say was to ask you what the funniest comment you've ever seen on nairaland is.mine is a comment made by some1 on a thread on whether John obi mikel was playing his best under roberto di matteo(who was chelsea fc manager then,untill he was burned at the stake),and this guy says ' anthony obi is the former governor of osun state,and if you ask me, i'll say he is a good man'
It wasnt really funny but coming at that time in that thread,it got me and almost everyone in the thread laffin.whats yours?

guy i no go comment.

diranfbi, if our women no tell us all these things, whats the friendship 4. Dont mis lead these girls :-/ :-/

;DLol, 190 this girls dey play with you o. Do sometin nah. ;DLol, 190 this girls dey play with you o. Do sometin nah.

work consistently over the past
months or years and should be
ripe for a pay rise? Do you
believe that despite your work
the management may not just
give you a raise until you ask for
it? Then you probably should go
ahead and ask for a salary
increase.
Asking your employer for a raise
doesn’t guarantee you anything
positive from them. There are
several reasons your employer
might not feel like giving you the
raise you want: they don’t think
you’ve done enough to deserve
it; the economy is going down;
cashflow is tight, and so on. So
how do you effectively approach
your employer for a raise and get
it?
Think Like the Employer
Today, apparently no company
wants to be handing out money.
If you’re going to make them do
it then you must understand
how they think and what could
move them to hand over more
money to you.
An employer primarily will only
reward excellent performance
that plays a role in boosting
company growth and revenues.
They also want to be sure they
are not going to give you a raise
and not get even better
productivity in return.
If you think like an employer
before asking for a raise you will
also understand the importance
of data and analytics. Do you see
why there is always a target to
be met? By how much have you
exceeded the minimum work or
target expected of you? If you
can have the data at your finger
tips the better for your
argument.
Thinking like an employer will
help you base your arguments
on the things that matter to the
employer. No socialist thinking
here! Just real data and
information on what you have
brought to the company since
you were hired or since your last
promotion plus specific
information on how getting a
raise will spur you to achieve
more.
The premise is simple; employers
don’t care about all the socialist
bullshit lazy employees think.
They are in business to survive
and make big tons of money.
Thinking like them or trying to
picture their motivation and
reaction will help you make a
better argument.
Do You Have Leverage?
In most sectors it isn’t easy to get
a raise unless you have the
leverage. The leverage is
anything that gives you a leg up,
a bargaining power. Leverage
can be in form of a job offer
from another company (whether
direct competitor or not), being a
star employee (pulling in the best
results consistently) etc.
However if you must approach
the employer with the offer of a
job from another company as a
leverage you must be careful.
Many will not see it kindly and in
fact a few might see it as a dark
manipulative act (you wanting to
push them to give you more
money out of fear of losing you).
Then also you should be sure the
job offer is already cast in
concrete as the boss might want
to test your resolve and insist
you should go for the new job
because they won’t or can’t give
you a raise. If this happens then
you must be ready to walk.
Know What is Obtainable
It doesn’t help your cause if you
are going to ask your boss for a
raise and you make a demand
very much above the industry
rate average. Unless you are a
superman employee and they will
do anything to keep you in the
company.
And since that likely is not the
case you will need to have the
right information on what others
in similar positions could be
earning. The more moderate
your demand is the higher the
possibility that it would be met.
Doing the Asking
This actually is where the ball
rolls to a stop for most people. Is
it enough or even okay to send a
letter asking for a raise? Some
experts argue that simply writing
a letter denies you the
opportunity to make a case that
could appeal to the human
senses of the employer. So by all
means request for a meeting
from the person who could act
or request for action on your
request. When you have a face to
face with your big boss then
what?
Know Your Company’s policies
Does the company require
annual performance reviews
before they actually determine if
you are good for a raise? Consult
your employee handbook or talk
to someone at HR so you have
the right information before
going in for a talk.
Building a Case
Prepare a list of your
accomplishments in the past
year. Be definite and don’t come
with a long boring essay on how
you have worked your ass off for
the company. Simply outline data
driven list of notable and very
relevant stuff you have achieved
so far in your work. If you have
helped increase userbase or
revenues state clearly what you
have brought on board.
Here are some posers you could
use to develop your case:
Did you complete or help to
complete a tough project? And
get positive results from it?
Did you work extra hours or
meet an urgent deadline? Are
you continuing to demonstrate
this type of commitment?
Did you take initiative? In what
ways?
Did you go beyond the call of
duty? In what ways?
Did you save the company time
or money?
Did you improve any systems or
processes?
Did you support or train others?
“A rising tide lifts all boats,” you
can bet that most bosses will
want to keep people who make
others work better
It could help if you can memorise
the list and tell your boss verbally.
You can later on back it up with a
copy. Outline your proposed
future value to the company.
Timing is important
Aside from how you ask the
other very important factor to
determine your success is in the
timing of your asking. It’s all
about the timing.
Here are some tips on the timing
for asking
- Don’t ask too soon (you must
have worked for at least a year
with the organisation)
- Ask when your value is high:
choose successful moments to
ask for a raise such as when you
just pulled off a huge sale, when
you just organised a successful
conference for the company,
when you just did some fantastic
work that everybody can’t stop
talking about etc.
- Don’t ask when the company
just took losses or the finances
are taking a hit.
- If possible ask before the
budget for a new business year
gets decided.
- Don’t ask for a pay rise based
only on overtime worked. You
didn’t expect you’d go early
everyday did you?
- Ask for a meeting on Thursday;
for some reasons I don’t know it
seems the best day to do this
kind of talk. Monday will be too
busy for the week just starting,
Friday you may not get the
attention of the boss.
Tips & Ideas for Asking
- Present yourself well
- State your happiness at
working with the firm and doing
your best
- Follow up with discussing your
achievements. Be brief and
restrict to facts and figures
- Be specific with what you are
asking for: tell your boss how
much more money you want to
make in percentage terms (eg
10% of your current pay)
- Don’t be aggressive, be
diplomatic
- Whatever you do don’t threaten
your employer
- When your boss hears you out
his response might be one of the
following; yes, no or give me
time
- Thank your boss for his
patience and time in hearing you
out no matter what his response
is.
- If his response is positive (yes)
thank him and hold him onto his
word. Something like ‘I trust you
will do as you say’ might do
- If he asks you to give him
sometime then certainly you
must be patient. Perhaps he
cannot take the decision alone.
Let him know you are grateful
for his consideration and are
willing to wait for his response.
- If he says no that doesn’t mean
you go sour on him. That your
employer turned down your
request today doesn’t mean he
wouldn’t consider giving you a
raise in the coming months. Your
reaction to the ‘no’ will matter a
lot for future consideration of
your request. So don’t walk out
of the room and slam the door or
your boss would think he was
right not to give you the raise.
- In the event of a ‘no’ ask your
boss what you can do differently
as this shows your willingness to
listen to and take his opinions.
- Keep doing stellar work and ask
again for a raise in some months
time. If you have consistently
performed and then ask a
second time your chances of
getting a ‘yes’ will be enhanced.
After the Asking
Despite the response of your
employer during your talk send a
thank you message (email or
note) to your boss showing your
gratitude for the conversation. If
he had turned down your
request the thank you email will
prove to him that you took it
graciously and are not bitter with
him or the organisation.
Be Persistent
Now you have made it public that
you want a raise your boss will
certainly have it in his
consciousness. He will be
deliberating the possibility that
you may leave the company for
any better offer. He will also be
deciding if you are too valuable
to be let go. To further push him
towards making a decision
decide to put in even more solid
and spectacular work. Set a date
in future to ask him again but
before then make sure your
work does the rest of the
argument for you.
If Nothing Happens
If you work at your best for
many months and still nothing
comes you may consider quietly
looking for other options
elsewhere while still doing your
best at the organisation. Ideally it
should be better if you stay and
keep at it until you get the raise
you deserve but when you don’t
see that forthcoming you might
start networking to find other
opportunities quietly.
If you follow the above ideas and
your work is of great value to
your organisation then certainly
you should get the raise even if
falls below what you are asking
for.

LordAdam:

For a web-based startup, I suggest starting out first before registering an LLC. Most startups over in Silicon Valley did not start there, many started out in a youth's bedroom.

Which leads me to my next point, carrying out an analysis or test run is one way a on-the-ground startup is a money-guzzler than a web-based startup. There's hardly any formal analysis to do if you indeed have a unique idea and have done ample research yourself.

Oh, and the problem I foresee is the design and funding factors. Except you're a web developer yourself, you'd be spending quite a lot to getting anything near contemporary design. You could get a good developer to be part of your team, so you wouldn't have to pay a flat rate, else be ready to stick to 2010 web designs in 2013/2014.

Last but more importantly, the uniqueness of your idea contributes little to the success of a startup, if there's no drive, creativity and a clear direction slated out. Without those qualities you definitely would end up with an expensive failure.

With regards to your concern about your idea being stolen, welcome to Nigeria; a trademark may be awarded but a trademark is not a patent. Trying getting the backing of a capital fund or rich relative/friend, else you just have to start off and see how it goes. From what I know, geniuses usually have a couple more ideas up their sleeves. And your unique idea today would be a shadow of it's evolved form in 5 years, if you get that far.

Lord.

This i Nice. Good talk

i have seen the site,its fine sha.

if he will come.

omoelu1:
you can start by reading my blog www.sdknaija.com . i have got tutorials to get you started and optimize and maintain your blog. and you can also always contact me if you have anymore questions

hey,i like your blog. Its cool