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Gabriel411's Posts

Nairaland Forum › Gabriel411's Profile › Gabriel411's Posts

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Celebrities › Re: Kenneth Odurukwe Is Going Blind (Photos) by Gabriel411: 6:25pm On Oct 31
How much does cataract surgery cost? I think he has more health issues.
Investment › Re: Equity Investment. by Gabriel411:
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Investment › Re: Mutual Funds by Gabriel411: 2:47pm On Sep 28
Bluearrow:
Maybe it's because of weekend. Zedcrest don't take more than 10 mins.
No it's not. I've received several calls from an account manager I never knew telling why I shouldn’t withdraw (not ethical). Now I'm not only withdrawing but closing the account.
Investment › Re: Mutual Funds by Gabriel411: 8:40am On Sep 28
Bluearrow:
If trustbanc withdrawal & topup now takes within 5 minutes, I think it's a big improvement.
My withdrawal with Zedcrest it still pending after almost 24 hours.
Investment › Re: Equity Investment. by Gabriel411:
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Investment › Re: Equity Investment. by Gabriel411: 12:10am On Sep 19
This Dangote IPO is really driving up Zedcrest’s equity value.
Health › Re: ₦40M Needed To Fly Bebe Jewelry's Corpse Back To Nigeria From China - Friends by Gabriel411: 5:26pm On Aug 20
Pulmonary embolism from a long flight to China.
Nairaland General › Nairaland Homepage Is Becoming 60% Ads! by Gabriel411(op): 2:27pm On Aug 11
Nairaland, this is getting ridiculous. 😩

I understand ads are necessary, but having almost 60% of the homepage covered by AdSense ads makes the site difficult and frustrating to use, especially on mobile.

Please find a better balance. Ads should support the forum, not overwhelm it.

Investment › Re: Equity Investment. by Gabriel411: 5:30am On Jul 28
Candanyl:
I invested in Zedcrest Equity and the Stanbic Iman Fund based on online recommendations.Everywhere I looked, especially on Instagram, people had nothing but positive things to say about them

Now it’s been over two months, and the experience has been far from impressive. Zedcrest they claim has given about 90%, while the Iman Fund is down around 60% . I even lost part of my capital

I keep seeing people say it’s just a dip and that the market will recover, so I’m trying to be patient and even now , they say it’s recovering, they give you gains and take it back And honestly, I’m tired of the back n forth and beginning to wonder where all the gains people talk about are .Are these financial advisors genuinely giving good advice, or are we just being used ?
I’d disregard whatever trend is happening right now. Equity investing is a long-term game, not something to judge over a couple of months. The short-term ups and downs are normal, even in good funds.

My advice would be to keep it simple: invest about 20% of your salary every month and stay consistent. Over time, regular investing tends to matter far more than trying to time the market or reacting to every dip. Patience is usually what separates successful investors from frustrated ones.
Crime › Re: Chiziterem: Woman Brutalized Boy In Anambra (viewer's Discretion) by Gabriel411: 7:46am On Jun 15
More like Steven-Johnson syndrome
Crime › Re: Chiziterem: Woman Brutalized Boy In Anambra (viewer's Discretion) by Gabriel411: 6:15am On Jun 15
Upon closer inspection, it appears the boy experienced an anaphylaxis reaction. I'm not defending the woman, but there is at least some negligence on her part.
Investment › Re: Equity Investment. by Gabriel411: 2:29am On Jun 06
CSblackpink:
🤣🤣🤣 🤣 Are you implying that if the market has a bullish run for 1-2 weeks, it won't go back to reversal or a pullback? How do you expect the market to be flying in greens for months without correction? Buying the dip makes you more money if you know the game.
Truth be told, that bullish trend was also a manipulation. These only happen in Nigerian market.
Investment › Re: Equity Investment. by Gabriel411: 8:25pm On Jun 05
Self correction doesn't happen this quick, takes months even years. If it happens this sudden, it's a manipulation. Take it or leave it.
Investment › Re: Equity Investment. by Gabriel411: 7:40pm On Jun 05
Bluearrow:
This correction was overdue
This is not a correction. It is insider manipulation. The market should be allowed to manage itself
Investment › Re: Equity Investment. by Gabriel411: 6:03am On Jun 05
This is a pure comedy show. No fundamentals, no logic. It's clearly manipulated. Who else thinks the whole game is rigged?
Investment › Re: Equity Investment. by Gabriel411: 9:20am On May 26
Emzedz:
Have they ever disclosed the stocks they're investing in.. keep defending them while they swim in billions of profits n spray little gains to investors.
I tire. Cowrywise posted a loss of 0.1% despite the positive performance of the ASI yesterday.
Travel › Re: This Expression Can Send You To Jail Abroad As A Nigerian by Gabriel411: 6:42pm On May 22
Rapmoney:
When you see a useless and mediocre post, move ahead to other posts. You must not comment. Stop fooling yourself.
See this one. Your mediocrity is even louder than the point you’re trying to make.
Travel › Re: This Expression Can Send You To Jail Abroad As A Nigerian by Gabriel411: 5:02pm On May 22
Rapmoney:
Never use this expression: 'I flashed her' or 'I flashed him' when you find yourself in a country where standard English is spoken. Examples are the United Kingdom, US, Australia, Canada, etc.

REASON: It might be a slang for saying you called someone and hang up quickly for them to call you back in Nigeria, but in these countries, it means to show someone your unclothedness or nude, which is a very serious crime

WHAT TO SAY INSTEAD: The standard English for that expression is 'I gave him or her a missed call' or 'I gave him or her a quick ring'.

I hope you have learnt something today?
Mediocre posts, just chasing clout. Nairaland really is so useless now.
Investment › Re: Equity Investment. by Gabriel411: 10:07pm On May 13
LoriHamo:
The game changers in the pool are Afrinvest equity and Meristem equity..

UCAP is slowing it down....

ARM is also tagging along..

I have monitored it since mid February I joined
A modest 14% this May is a respectable performance, all things considered.
Investment › Re: Equity Investment. by Gabriel411: 5:52pm On May 13
LadyCaplin:
Sigh...

I am trying to trim my Equity Mutual Fund Holdings to just 2. Currently, I have a managed Equity portfolio on Cowrywise (consists of different providers), Zedcrest and Paramount. Paramount is looking like the weakest link after eliminating Stanbic IBTC.
Just stick with Cowrywise, save yourself some stress.
Investment › Re: Equity Investment. by Gabriel411: 1:34am On May 06
Ensol:
When I said am uncomfortably weeks back it looks like play, I sincerely don’t understand how they never make a loss, hopefully their loss won’t come as a bloodbath’s
It just depends on the sector they invested. Telecom and conglomerate are doing well recently.
Family › Re: Marriage Issues: The Silent Intruders by Gabriel411: 6:47pm On Apr 26
Surehome:
𝗦𝗨𝗥𝗘𝗛𝗢𝗠𝗘 𝗠𝗔𝗥𝗥𝗜𝗔𝗚𝗘 𝗦𝗘𝗠𝗜𝗡𝗔𝗥 | April Edition

If we do not guard our MARRIAGE with all diligence seemly SILENT INTRUDERS will creep in and if not dealt with they can destroy what God is building and doing in our MARRIAGE.

Join us in our online MARRIAGE SEMINAR as we identify and address how to deal with THE SILENT INTRUDERS in our marriages.

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👉𝗦𝗽𝗲𝗮𝗸𝗲𝗿𝘀: Mr. & Mrs. Samson & Victoria Osewa
👉 𝗩𝗲𝗻𝘂𝗲: ZOOM (link: https://us02web.zoom.us/j/83999692719?pwd=MlVEdC9xWEhnNCtSaEFpeVprWFJodz09#success)
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👉 𝗗𝗮𝘁𝗲 Sunday, April 26th, 2026
👉 𝗧𝗶𝗺𝗲: 6:30 pm (WAT)

#SureHome
#MarriageSeminar
#MarriageCounselling

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Pharm Samson and Pharm Victoria? Is Pharm a tittle?
Investment › Re: Equity Investment. by Gabriel411: 6:41pm On Apr 26
Brace up—dip coming. Save now so we can buy it.
Investment › Re: Mutual Funds by Gabriel411: 5:36pm On Apr 25
omotola224:
365 days 17% don’t forget withholding tax will be deducted
While other fund managers are at almost 20% with flexibility on withdrawals.
Investment › Re: Mutual Funds by Gabriel411: 6:37am On Apr 25
omotola224:
Good evening house
Does mutual funds give a higher return yearly than tbills

Is the difference significant like what percentage of
If there is anyone that does both Kindly help give an answer based on the previous years

Even if you don’t both and know the answer to this I will appreciate
I have always done tbills or piggyvest safe lock
But I want switch completely to mutual funds
Are people still using Piggyvest? I think they lost their edge.
Autos › Re: Unregistered 2019 Toyota Camry FOR SALE by Gabriel411: 3:40am On Apr 21
Millage 50k! Well-done sir
Investment › Re: Mutual Funds by Gabriel411: 3:23am On Apr 03
I’d rather not see this here again. If you both have issues, take it offline and sort it out.
This platform should be reserved for constructive, meaningful engagement—not unnecessary distractions.
Investment › Re: Mutual Funds by Gabriel411: 4:31am On Apr 02
The issue seems to be with the moderators, rules keep getting broken with little response, maybe due to poor monitoring. Lets start reporting posts or ads, might be the only way to get attention.
Investment › Re: Mutual Funds by Gabriel411: 9:20am On Mar 26
welzyj2:
You are sick and unwell to tell me I'm asking a stupid question. Was my question directed to you
Sorry if that came off the wrong way, pls don’t take every advice you get here, do your due diligence.

Not every loud or confident opinion = credible insight.
Investment › Re: Mutual Funds by Gabriel411:
welzyj2:
Which position will you place Page MMF?
What a stupid question to ask. No one is really in a credible position to be ranking or comparing fund managers.
Investment › Re: Equity Investment. by Gabriel411: 8:25pm On Mar 12
Investment › Re: Mutual Funds by Gabriel411: 2:11pm On Mar 12
Ugh… the market’s crashing again today.

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