₦airaland Forum

CSblackpink:
🤣🤣🤣 🤣 Are you implying that if the market has a bullish run for 1-2 weeks, it won't go back to reversal or a pullback? How do you expect the market to be flying in greens for months without correction? Buying the dip makes you more money if you know the game.

Truth be told, that bullish trend was also a manipulation. These only happen in Nigerian market.

Self correction doesn't happen this quick, takes months even years. If it happens this sudden, it's a manipulation. Take it or leave it.

Bluearrow:
This correction was overdue

This is not a correction. It is insider manipulation. The market should be allowed to manage itself

This is a pure comedy show. No fundamentals, no logic. It's clearly manipulated. Who else thinks the whole game is rigged?

Emzedz:
Have they ever disclosed the stocks they're investing in.. keep defending them while they swim in billions of profits n spray little gains to investors.

I tire. Cowrywise posted a loss of 0.1% despite the positive performance of the ASI yesterday.

Rapmoney:
When you see a useless and mediocre post, move ahead to other posts. You must not comment. Stop fooling yourself.

See this one. Your mediocrity is even louder than the point you’re trying to make.

Rapmoney:
Never use this expression: 'I flashed her' or 'I flashed him' when you find yourself in a country where standard English is spoken. Examples are the United Kingdom, US, Australia, Canada, etc.

REASON: It might be a slang for saying you called someone and hang up quickly for them to call you back in Nigeria, but in these countries, it means to show someone your unclothedness or nude, which is a very serious crime

WHAT TO SAY INSTEAD: The standard English for that expression is 'I gave him or her a missed call' or 'I gave him or her a quick ring'.

I hope you have learnt something today?

Mediocre posts, just chasing clout. Nairaland really is so useless now.

LoriHamo:
The game changers in the pool are Afrinvest equity and Meristem equity..

UCAP is slowing it down....

ARM is also tagging along..

I have monitored it since mid February I joined

A modest 14% this May is a respectable performance, all things considered.

LadyCaplin:
Sigh...

I am trying to trim my Equity Mutual Fund Holdings to just 2. Currently, I have a managed Equity portfolio on Cowrywise (consists of different providers), Zedcrest and Paramount. Paramount is looking like the weakest link after eliminating Stanbic IBTC.

Just stick with Cowrywise, save yourself some stress.

Ensol:
When I said am uncomfortably weeks back it looks like play, I sincerely don’t understand how they never make a loss, hopefully their loss won’t come as a bloodbath’s

It just depends on the sector they invested. Telecom and conglomerate are doing well recently.

Surehome:
𝗦𝗨𝗥𝗘𝗛𝗢𝗠𝗘 𝗠𝗔𝗥𝗥𝗜𝗔𝗚𝗘 𝗦𝗘𝗠𝗜𝗡𝗔𝗥 | April Edition

If we do not guard our MARRIAGE with all diligence seemly SILENT INTRUDERS will creep in and if not dealt with they can destroy what God is building and doing in our MARRIAGE.

Join us in our online MARRIAGE SEMINAR as we identify and address how to deal with THE SILENT INTRUDERS in our marriages.

𝗦𝗲𝗲 𝗱𝗲𝘁𝗮𝗶𝗹𝘀 𝗼𝗳 𝘁𝗵𝗲 𝗲𝘃𝗲𝗻𝘁 𝗯𝗲𝗹𝗼𝘄:

👉𝗦𝗽𝗲𝗮𝗸𝗲𝗿𝘀: Mr. & Mrs. Samson & Victoria Osewa
👉 𝗩𝗲𝗻𝘂𝗲: ZOOM (link: https://us02web.zoom.us/j/83999692719?pwd=MlVEdC9xWEhnNCtSaEFpeVprWFJodz09#success)
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👉 𝗗𝗮𝘁𝗲 Sunday, April 26th, 2026
👉 𝗧𝗶𝗺𝗲: 6:30 pm (WAT)

#SureHome
#MarriageSeminar
#MarriageCounselling

https://us02web.zoom.us/j/83999692719?pwd=MlVEdC9xWEhnNCtSaEFpeVprWFJodz09#success

Pharm Samson and Pharm Victoria? Is Pharm a tittle?

Brace up—dip coming. Save now so we can buy it.

omotola224:
365 days 17% don’t forget withholding tax will be deducted

While other fund managers are at almost 20% with flexibility on withdrawals.

omotola224:
Good evening house
Does mutual funds give a higher return yearly than tbills

Is the difference significant like what percentage of
If there is anyone that does both Kindly help give an answer based on the previous years

Even if you don’t both and know the answer to this I will appreciate
I have always done tbills or piggyvest safe lock
But I want switch completely to mutual funds

Are people still using Piggyvest? I think they lost their edge.

Millage 50k! Well-done sir

I’d rather not see this here again. If you both have issues, take it offline and sort it out.
This platform should be reserved for constructive, meaningful engagement—not unnecessary distractions.

The issue seems to be with the moderators, rules keep getting broken with little response, maybe due to poor monitoring. Lets start reporting posts or ads, might be the only way to get attention.

welzyj2:
You are sick and unwell to tell me I'm asking a stupid question. Was my question directed to you

Sorry if that came off the wrong way, pls don’t take every advice you get here, do your due diligence.

Not every loud or confident opinion = credible insight.

welzyj2:
Which position will you place Page MMF?

What a stupid question to ask. No one is really in a credible position to be ranking or comparing fund managers.

Ugh… the market’s crashing again today.

freegaza:
After a week, my top-up has reflected this morning

Honestly, it would be better if it had been held for a few more days. The market is still tanking.

How is the market today?

enque:
This is the January 2026 ratings

Where are you getting these values from? On Wealthbuddy, Meristem is at 16.92%.

emmasoft:
Running from Stocks may be like running from Fortune

@Gabriel411, I'm very sure your advice is because of your perspective on stocks/equities.
Please understand that categorising investments into low, medium, or high risk does not mean one is better than the other. The purpose of these categories is simply to help investors understand what is involved before committing their money to any investment instrument.
All investments are good in their own way. Choosing where to invest depends on several factors, such as your age, risk appetite, investment objective, available capital, and level of knowledge.

For clarity, stocks and equities mean the same thing — the terms are used interchangeably. Apart from Money Market Funds (MMF), every other type of mutual fund carries varying levels of risk.

Globally, investment in good stocks has proven to be one of the most reliable and rewarding long-term strategies. Why do you think Forbes evaluates the world’s billionaires based largely on the value of their equity holdings?

That said, I always advise beginners to start with MMFs, build confidence, and then gradually move into stocks if their risk tolerance allows it.

When we say stocks are risky, it doesn’t mean your money disappears overnight. For example, someone who invested ₦45,000 in Guaranty Trust Bank (GTB) in 2025 and now has about ₦120,000 in less than a year would strongly disagree that stocks should be avoided. At the same time, it’s also possible for ₦45,000 invested in 2025 to drop to ₦10,000 in 2026 — that’s the nature of equities. Patience and a long-term approach are key.

I know an investor who bought Okomu Oil Palm Company shares many years ago at ₦38 per share. The stock later dropped to ₦12 per share, but he didn’t sell. Today, the price is over ₦1,000 per share — not to mention all the dividends he has received over the years.

One thing I’ve observed is that people who don’t fully understand how stocks work often condemn them outright without proper knowledge.

If many of us here truly understood how the stock market works, we might shift more attention there.

That said, always do what you are comfortable with — but also understand that what feels comfortable is not always what is best for long-term growth.

As Warren Buffett famously says:

Rule No. 1: Don’t lose money.
Rule No. 2: Don’t forget Rule No. 1.

Long-term investing, discipline, and knowledge make the difference.

Making money without tears is our goal!

The people who truly succeed in the stock market are usually active traders. It’s hard to see significant gains just holding a single stock for years. Instead, it may be wiser to invest in a well-managed equity or mutual fund for better long-term growth potential.

Run from stocks, invest in equity or mutual funds instead

Try these once, stable, all over 20% ROI monthly;
United Capital Equity Fund
Meristem Equity Market Fund
ARM Aggressive Growth Fund
Afrinvest Equity Fund

I’m not comfortable with Cowrywise’s naira mutual fund. Every time I invest, up to 1.5% is deducted from my principal, which I find unacceptable. When I raise it, I’m told it’s due to market fluctuations at the time of purchase. However, this same deduction keeps occurring with every deposit I make.

If you saved 400m and genuinely made it, you should be smarter than coming to Nairaland to ask for investment advice.

Why not? Alcohol is sold on the streets and at bus terminals in my country.

Nigeria’s cities grew fast, but sanitation systems didn’t. Old colonial-era drainage was never upgraded, and rapid urbanization overwhelmed what little existed. Governments focused on visible projects, while underground infrastructure—sewers and treatment plants—was ignored.

Responsibility is fragmented across federal, state, and local levels, so no one truly owns the problem. Weak regulation, poor enforcement, and expanding informal settlements push sewage straight into rivers.

The issue isn’t lack of technology, but lack of political will and long-term planning. Until sanitation is treated as essential infrastructure, waterways will keep serving as waste channels, with serious public health and environmental costs.

Where will they get over 170k signatures for a referendum by May? Albertans know they are better off remaining in Canada.