₦airaland Forum

lordally:
Boss I don't mind a PM bro...but I go prefer make you ask am here ...so I won't keep on answering the same questions over and over again and also to keep this thread alive with other good contributions from Experienced tech dudes.

lordally:
Thanks baba...you too much!....I can learn the basics in 3 months right?

IMustWin:
Write the school to defer you to summer intake if you wish or any later semester

rephidimC:
School allowed me apply before legalizing owing to the COVID situation.
Hence, yes to your question.

Laidelaitangirl:
https://www.google.com/amp/s/thenationonlineng.net/12-prominent-nigerians-who-died-in-june-2020/amp/

Edgarated:
PM

I HAVE ACTUALLY BEEN WAITING FOR THIS DAY TO SHINE UNION BANK . I DONT WORK FOR UNION BANK(THOUGH I HAVE A COUPLE OF FRIENDS WORKING THERE BUT THIS HAS NOTHING TO DO WITH THEM) BUT UNION BANK OFFERS ONE OF THE MOST EXCEPTIONAL CUSTOMER SERVICE IN NIGERIA AS FAR AS I KNOW. I HAVE ACCESS, DIAMOND, ALAT WEMA, ECOBANK AND EVEN ZENITH ACCOUNT BUT OF ALL THESE BANKS, UNION BANK STANDS OUT. ARE YOU AWARE YOU CAN CALL UNION BANK'S CUSTOMER SERVICE WITHOUT PAYING A KOBO? YES, FREE OF CHARGE FOR AS MANY TIMES AS POSSIBLE!!! THEY MAY NOT BE THE HIGHEST RANKED BANK IN NIGERIA BUT THEIR SERVICES ARE EXCEPTIONAL. JUST GIVE IT A SHOT AND TRUST ME, YOU WONT BE DISAPPOINTED.

Shoodboi:
I am so pissed off right now.

I wasn’t angry when I broke the card. I just wanted to make sure that:

i. I will not be able to use the card or account anymore.

ii. I will be forced to open a new regular bank account.


The Story (in brief)

I suffered a failed POS transaction yesterday.

I sent Wema ALAT a mail and they are yet to reply as of now (almost 24 hours later).

I called them this morning and listened to a recorded message about how my call may be delayed because of COVID-19. I quickly cut the call. Their customer wasn’t effective before the virus came along, so I wonder what to expect now.

I later visited their bank and the customer care rep told me the transaction will be reversed within 14 days, if they were sure that I was really unable to withdraw the money.

14 days? Why is this so?

The money doesn’t even belong to me and the owner is very angry with me right now. Someone sent it to her and she wanted to use someone else's account to receive it, but I convinced her to use me—and then this happened.

Worse, she needs it for feeding and I don't have any money to give her. (She wasn’t paying me for the service in case you’re wondering.)

I suffered the same thing in the hands of GTB. (Their regular customer service email complaints@gtbank.com isn't even working anymore.)

In fact, I opened a WEMA Alat account because of GTB’s failures. I thought Alat will be better since they marketed themselves as a “Digital Bank”, but it appears that I was wrong. They are “digital” in name only.

This should be the third or fourth time WEMA Alat is doing this sort of nonsense to me. And that is without counting the failed mobile and POS transfers.

I am actually not concerned about GTB’s and Wema’s failures. I just hate their terrible customer service.

Failed transactions are one thing. I actually consider them normal. However, poor customer service and unwillingness to quickly solve failed online transactions aren’t. And this is unfortunately common with most banks and businesses in this country.

Now, I’ve have made the decision to stop going cashless. I will start moving around with cash henceforth. I’m sick and tired of all these failed POS transactions and sluggish customer service reps.

I know I will still do some online transactions but that will be occasionally (online shopping, international payments, etc.)

That said, I want you all to answer these two questions:

1. Which bank is reliable for online transactions?

2. Which bank has the most effective customer care service in this country?

I’m thinking of opening a Union bank account since I can see they have revamped their business, but I don't want to jump into conclusions as I did with Alat.

Could you all help me out?

P.S. Please UBA and Skye (if this one still exists) are out of the equation. I used them in the past and can confidently say they are terrible. They steal money.

I don’t want Access bank too. I’ve never read anything good about them. They and fraud are relatives. I don’t want Diamond bank either since they are the new owners of Access bank.

So, any suggestions?

Chrisbillakings:
Done

ferdy2020:
I'm ready for negotiation lol

hisexcellency34:
Coronavirus is not as deadly as being hyped

evro1:
Are you not tired of these entire fake programs that don’t pay? What about if I show you how to
make an extra N16,800 from the comfort of your home with a program that monetize and pays you
when you like, comment, follow, etc. Stop wasting your precious time on social media instead start
getting paid with it.
Drop your email.

Amstupid:
How can I trigger USA vs IRAN war to NIGERIA ......
I want nigeria to participate in ww3 , it will be on record

Larryfest:
Very true...not with the lazy and indecent crop of girls out there this days.

lilwetdick:
why are you advising me..... i am not the OP

Elvis778:
common man, stop increasing his fear, from his explanation, their relationship didn't last upto a year, they even had sex later and not in the beginning.
HIV sings and symptoms takes years to develop, not less than 2 years or at most 1yr +. I think His issue far from HIV