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Gholy292's Posts

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Health / Re: FREE BROWSING CHEAT THREAD ON MTN GLO AAIRTEL ETISALAT by gholy292: 8:19pm On Jun 18, 2018
Don't worry na juju I take follow you they won't even take your body back to east
Health / Re: FREE BROWSING CHEAT THREAD ON MTN GLO AAIRTEL ETISALAT by gholy292: 6:14pm On Jun 18, 2018
ifyalways:

I'm not sure your health is as serious as you've presented here. You are busy quoting bill for business up and down.

Ngwanu good luck.
he is trying to explain to us what the 358k will be used for that's why the quotes.
SEEMS YOU NEED TO GO BACK TO PRIMARY SCHOOL AND LEARN HOW TO READ WITH UNDERSTANDING undecided
Investment / Re: How I Makes #30,000 Monthly With My Smart Phone by gholy292: 11:38am On Jun 18, 2018
Interested 09023308112
Family / Re: The Most Difficult Age For Any Man by gholy292: 12:23am On Apr 25, 2018
DonPiiko:
You must like sex a lot, why didn't you channel your spare time to working for money
I really need help
Family / Re: The Most Difficult Age For Any Man by gholy292: 12:26pm On Apr 21, 2018
I'm 27yrs old I have a wife with 3kids plus a girlfriend with 1kid and also 7months pregnant I'm and earning 30k monthly only God is helping me to take care of them plus I rented a 3bedroom flat of 150k here at Ogun state and school will resume on Monday and I'm to pay their school fees of 28k

Its not easy at all only God is my helper not every man can take care of 2 women with 4kids with a monthly income of 30k and both of the women are not working they stay at home cause no enough money to open shop for them only me house rent school fees feeding and other daily needs

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Travel / Re: The Grass Is Actually Green Dust In Obodo Oyibo by gholy292: 10:09pm On Mar 20, 2018
shellworker:
This analysis of the financial life style of people living in the US or other countries overseas is not true. I presently stay in the US.

It is not tied on anybody to buy things on credit; it's not compulsory. However, buying things on credit is a way that the government has resorted to helping people especially the low income earners. In Nigeria for instance, a young university graduate who just got a low paying job of say #80,000 who is in need of renting an apartment and at the same time in need of a car to be shuttling to work may find it difficult to do so because of his income. Assuming that the Nigerian government establishes a law to car dealerships, banks and other financial institutions to grant the requests of persons that wish to buy cars from them on lease and pay over a period of term, you will see that that young school graduate will be able to own a car and better his life.

The money will be split for him to be paying in bits for a period of say 12, 24, 36, 48 or 72 months etc., depending on the terms and the cost of the car. Now let's say he bought a car of #1.5m. Divide the money into the number of months and add a little interest. After dividing you will see that this young employee may be paying as little as #41.6 for a 36 months term over a car he bought on credit. With this life is a little worth easier isn't it. But note that before such a credit sale you will have to enter into contract agreement with the loaning firm. Where in if you discontinue with the payment at any time without haven reached the complete amount, the car will be seized and all the money you have paid earlier will be lost.

The OP also made an analogy with Samsung Galaxy S8 and a lower brand. I will like to clarify him. In US if you are paying for a car you bought on credit and want a newer model, you can always go to a dealership and do what is called a trade-in with your car. In this case you will have to give the dealer your car and the previous credit payment you are yet to clear will be locked in the payment of the newer model car you want to pick. However, your monthly agreed payment might increase. Similar case applies to phone and many other items. This is the one reason there are so much clean cars here and also available for exports; they don't use their cars much before disposing of it.

Contrary to what the OP said about getting credit to come back hom, I come back to Nigeria every year and I pay cash for my flight tickets, I pay cash for all the things I buy for my journey, I bought my car here in the US cash, all my house properties are bought cash. The only thing I bought in credit which I have almost completed the payment is my house.

Here in the US you have to be serious minded in all you do. Once you come to the country be focused and know what you want; don't be carried away with the goodies here. I am not saying that there are no Nigerians here living the kind of credit life the OP narrated but it's few and I don't think it's a bad thing because it reduces financial load on an individual. It enhances fast achievement. It enables one to achieve in a short time what he would achieve in a long period of time.

So OP please don't genaralise. US is always better than Nigeria. Nairalanders don't let anybody deceive you.

Credit card purchases makes life easier here in the US if you can handle the terms.
please I have a question permit me please
Travel / Re: USA Visit Visa Part 3 by gholy292: 9:37pm On Mar 20, 2018
My aim is to go there and work to help my self and family anyone willing to help I'll pay any amount to show my appreciation

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Travel / Re: USA Visit Visa Part 3 by gholy292: 9:36pm On Mar 20, 2018
I'll like to travel to USA anyone who can sponsor me I promise I'll pay the person back once I get a job

1 Like

Autos / Re: BETTER TO BE SAFE THAN SORRY, INSTALL THE MOST AFFORDABLE CAR TRACKER #25,000 by gholy292: 3:07pm On Mar 15, 2018
gholy292:
okay how long can it last?
I guess it doesn't last that's why you didn't reply isn't it?? undecided
Autos / Re: BETTER TO BE SAFE THAN SORRY, INSTALL THE MOST AFFORDABLE CAR TRACKER #25,000 by gholy292: 2:25pm On Mar 14, 2018
gwng:


No sir!!!
okay how long can it last?
Car Talk / Re: Trycicle Maruwa Riders Come In Here Let's Relate by gholy292: 2:00pm On Mar 14, 2018
Also in need of maruwa in good condition to buy if anyone have
Car Talk / Trycicle Maruwa Riders Come In Here Let's Relate by gholy292: 1:59pm On Mar 14, 2018
I'm about to get a secondhand maruwa and I've never ride before I'll like someone to teach me how to ride and also the best place to drive and make more money daily
Autos / Re: BETTER TO BE SAFE THAN SORRY, INSTALL THE MOST AFFORDABLE CAR TRACKER #25,000 by gholy292: 1:58pm On Mar 14, 2018
gwng:


Yes it can. Tricylce: 25K.
apart from that 25k any other payment after installation?
Autos / Re: Kekenapep Maruwa Trycicle Riders Come In Let's Relate N Share Mind by gholy292: 1:57pm On Mar 14, 2018
Seems I'm on my own here embarassed
Autos / Re: Kekenapep Maruwa Trycicle Riders Come In Let's Relate N Share Mind by gholy292: 1:57pm On Mar 14, 2018
No one want to relate with me cry
Autos / Re: Kekenapep Maruwa Trycicle Riders Come In Let's Relate N Share Mind by gholy292: 1:55pm On Mar 14, 2018
Between Sagamu Ogun state and Lagos Ikeja which of them is more better to ride any idea?
Car Talk / Trycicle Maruwa Riders Come In Here Let's Relate by gholy292: 1:52pm On Mar 14, 2018
I'm about to get a secondhand maruwa and I've never ride before I'll like someone to teach me how to ride and also the best place to drive and make more money daily
Autos / Re: Kekenapep Maruwa Trycicle Riders Come In Let's Relate N Share Mind by gholy292: 1:48pm On Mar 14, 2018
Also if any one can give a little step by step guide on how to drive it will be very appreciative
Autos / Re: Kekenapep Maruwa Trycicle Riders Come In Let's Relate N Share Mind by gholy292: 1:45pm On Mar 14, 2018
I've never ride it before but I want to believe that driving it is not hard lol
Autos / Re: Kekenapep Maruwa Trycicle Riders Come In Let's Relate N Share Mind by gholy292: 1:44pm On Mar 14, 2018
I've read a lot online of people making up to 5 to 10k daily while I'm here trying to make 10k monthly cry
Autos / Re: BETTER TO BE SAFE THAN SORRY, INSTALL THE MOST AFFORDABLE CAR TRACKER #25,000 by gholy292: 1:42pm On Mar 14, 2018
[quote author=gwng post=65830489][/quote]can it be installed on Keke napep? I want to get a fairly used trycicle and I don't know if a tracker can be installed in it in a hidden way that the thieve will not notice I'm at Sagamu Ogun state
Autos / Re: Kekenapep Maruwa Trycicle Riders Come In Let's Relate N Share Mind by gholy292: 1:41pm On Mar 14, 2018
I've been saving this money for almost a year plus now and all I've got is 150k cause each month i try to save 10k its not easy at all
Autos / Re: Kekenapep Maruwa Trycicle Riders Come In Let's Relate N Share Mind by gholy292: 1:38pm On Mar 14, 2018
I'm also in need of a fairly used Keke I have 150k at hand
Autos / Kekenapep Maruwa Trycicle Riders Come In Let's Relate N Share Mind by gholy292: 1:37pm On Mar 14, 2018
I'm an upcoming Keke rider I'll like to meet with other Nigerian Keke riders so we can relate and share ideas and rub minds together about Keke riding business for those who are saving to get one and those who will like to learn the driving
Career / Re: Meet Stella Adele, A Female 2:1 Graduate Who Drives Keke In Lagos by gholy292: 3:27pm On Mar 07, 2018
bjhaid:
check olx
all the one I see there is 200k and 150k is all I have I'm at Sagamu Ogun state
Career / Re: Meet Stella Adele, A Female 2:1 Graduate Who Drives Keke In Lagos by gholy292: 3:24pm On Mar 07, 2018
Still in need of a secondhand Keke I have 150k cash
Career / Re: Meet Stella Adele, A Female 2:1 Graduate Who Drives Keke In Lagos by gholy292: 3:03pm On Mar 07, 2018
How do I get a fairly used Keke I have 150k

1 Like

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