₦airaland Forum

Debt worthiness is one of the biggest problems in Nigeria. I've lived in Canada almost all my life, although I frequent Nigeria. In Canada, our own number is called SIM (Social Insurance Number). You need your SIM number for almost everything that involves financial matters, and even when you go look for employment. Without your SIM you cannot even rent an apartment because it's this SIM that allows people to see that you have been meeting up to your past debt obligations and will not give them a problem paying back your dues. People also behave responsibly by paying back their debts and rents because they know they will be reported to the credit bureaus if they don't pay. I've been praying for something like this to come to Nigeria for a long time so people like myself can invest in Nigeria and improve the wellbeing of Nigerian lives without fear of permanent loss of hard-earned money. Everything you added to your 7 reason post only means something to you and people like you because you guys are new to the concept of being able to borrow easily. BVN is a game-changer to the Nigerian economy in my opinion

The Canadian passport is not $500, what a foolish liar. Canadian passport is actually $120, I did my passport just three weeks ago. This idiot just dey talk like say he get sense and know weitin he dey talk. Criminals.

Leave the intelligent baby alone jor. As long as he does not have down syndrome, he has no issue or what so ever and you have nothing to worry about. Everyone has their own pace at learning, just tell your wife to completely stop flogging this innocent child, her beating is destroying the child's confidence. Zero flogging because infesting fear into him only make him scared and as a result he cannot think straight. Pet him and stop intimidating him, tell him good inspirational words, words that will lift his confident and make him happy. Tell him that he's so smart, he's so wise, he's so intelligence, he's amazing, he's so friendly, he surprises you with how fast he learn things. Give him the most special things for a baby you can find and afford, and expect nothing from him in return. He will make you prod when he grows up. Just keep believing in him. He's everything a genius could be, just stop abusing him with these trivia things and focus on teaching him through kindness. Make your wife no flog am again abeg. Just dey patient and give the small pikin time. Thank you.