₦airaland Forum

adebrain:
Picking the right stocks in the market to invest in is not an easy task, and your success in picking the right ones is not always guaranteed.

Be that as it may, these eight signs can help you determine if a stock is getting set to crash.

1. If the company has a negative cash flow.

Cash flow is a company’s lifeline. When a company’s cash payments are bigger than its receipts, it means the company has a negative cash flow that can eventually lead to insolvency.

2. High Debt to Equity Ratio

A debt-to-equity ratio measures a company’s bankruptcy risk by comparing its long- and short-term debts to its shareholders’ equity. A high ratio usually means the company has been aggressive in financing its growth with debt. Eventually, this debt can become too much to handle.

3. Interest coverage ratio

The interest coverage ratio reveals if a company is having difficulty paying its debt. If a company’s ratio is below 1, it can’t meet its debt obligations with the period’s earnings before interest and tax.

4. The usual share price decline

The fourth sign is a decline in share prices. A sustained decline almost always precedes a corporate collapse. As an example set in the US, Enron’s stock started falling 16 months before it went bust. But also, a declining stock can signal a buying opportunity. Consider the next four signs to distinguish between a collapse and an opportunity.

5. Listen to profit warnings

Profit warnings should be taken very seriously. Growing evidence suggests markets under-react to bad news. Don’t forget to always listen to analyst calls, as you can glean very useful information from the questions being asked by analysts who cover the stock.

6. Watch out for stock market activity of the company owners, directors or executives

Companies must divulge insider trading, as in the purchase and sales of shares owned by substantial shareholders or directors. They have the most current intel, so heavy selling or buying can be a sign.

7. Sudden exit of key staff of the company

The sudden resignation of key executives or directors can also be a bad sign. Companies may sack a key executive as a sign that the company has had a terrible misstep and is making management changes as atonement, or as a sign of realization that management has been under-performing.

8. Investigations by regulatory bodies

Finally, formal investigations by regulators such as SEC, frequently precedes a collapse. Companies may dabble into wrongdoing in order to stay afloat when they get into financial distress. When the company is being investigated, it is very likely that they have been caught in the process, and will pay for their crimes. And the shareholders will ultimately suffer for it.

Source: http://www.ebtsconsults.com/2015/10/these-8-signs-can-tell-you-if-stock-is.html

babarita:
Plz is der any1 dat took MBA Form? I jus heard uniben is nt admittin pple 4 MBA nw ! Dunno hw true this is! Dunno IF aany1 Can Confirm this!

initialize:
Hello

oluwadanie1:
source: http://kaybaba.com/6-ways-sugary-beverages-are-damaging-your-body/

tommychow:
I was reading the post and thinking "this guy na jjc". Ma guy just land naija. When like three babes dump him in a row because they feel he's "too nice" and is no challenge, he'll know wussup.
Most men can be like this but are most naija babes worth it? Cause the last time I checked, a nice apartment and a flashy car are what make up a real man...to them.

gtswt:
Hello All,
I was discussing with one of my clients dis morning.. then she mentioned wanting to sell her Suzuki Swift 2008 model for 350k. Its a Nigerian used car.
I got curious to see the car for that price and behold it looks beautiful. Clean exterior and interior with stereo system but no gas on the AC, just blowing heat.
My concerns is the engineering part.... Don't know much about cars.
I asked her reasons for selling....? She says, she just developed a leg problem and its a manual car.
What do u advice I do?

MizTyna:
Hi everyone,i'm Urhobo and my Urhobo friend on Facebook shares these proverbs on his wall,i loved them and thought to share with everyone,you dont need to be Urhobo to understand them though since they are in English. Enjoy!

*I no wan die naim make person dey drink medicine wey bitter

*Pikin and papa nor dey measure size of penis

*Head wey big,na neck dey suffer the consequence

*Na only look fowl dey look groundnut wey dey inside bottle

*Husband nor dey go in-law farm go by mistake go cut penis

*Instead make bad tin happen,make rain fall

*Person no dey drink ogogoro dey smile

*Friendship no fit rabbit and hare

*Before person go roast plantain,roast yam finish,e hand must to black

*Man wey dey dance hard dance,na hin brokos e dey wahala

*Who yansh pepper no dey eat richman money

*Na wetin hoe dey do for farmer naim make am dey always carry am for shoulder

*Person wey show ripe palm fruit(banga) give old man naim dey help am harvest am

*Pikin wey witch/wizard send message no dey fear

*I no go fit climb,na for ground person dey talk am

*Person no dey straff(have s.ex) dey hiss

*Money dey sweet but e nr dey bring out oil

*If e better for hawk for up, e for no come down dey come carry small fowl

*Animal wey oba wan kill,na so so neck e dey for fat

*Who dey owe you money dey use style dey help you dey save am

*When you dash person goat,you go comot hand from the rope wey you take tie the goat

*Na hunger dey make person eat wizard food

*Mature woman nor dey fear penis

*Na see i see am pick naim small pikin dey take enter stealing

*Animal wey get pikin no dey hard to catch

*If madman no harsh,small children go dey use stone stone am

*E never better for people wey dem pray for finish,na come be the ones wey dem swear for?

*No be small thing woman breast see before e begin look down

*If who dey front no lost,who dey follow am no dey lost

*Who call you human being naim you dey call human being

*Wetin dey find blood,even if them give am palm oil,e nor go take

*Wetin pursue madman from inside hut for farm strong pass the madman

*I no gree naim dey tear cloth

*Na another person head fit to break coconut

*Who bend down dey look another person yansh,somebody else stand jeje for im back dey look im yansh

*No be small thing night see before day break

*Who dey beg for something na hin hand dey long pass

*Where person dey go and e wan sleep there,e no dey hurry

*Na short goat legs just short,if not goat na big animal

*Who dem carry for back nor dey carry another person

*Who wan born pikin must to naked

*When your person dey on top of orange,you no dey lick unripe one

*Na early morning person dey hurry

Feel free to add yours,which is your favourite?

isobayor:
Hello friend,

The basic things is that the program scares you. But I must tell you that the ICAN is not as difficult as people perceives it. Just summon courage and write it in a diet. Believe me you will get it right.

SEE YOU AT THE TOP!!!

larosa:
Hmmmm... things are really heating up over here at la Rosa, those of you that have not registered are missing o
Wedding and bridesmaid gown training in progress. below is a students work. A wedding gown with a fully draped front. The dress is very much in progress. Watch this space for the concluding part of the dress.

larosa:
Hmmmm... things are really heating up over here at la Rosa, those of you that have not registered are missing o
Wedding and bridesmaid gown training in progress. below is a students work. A wedding gown with a fully draped front. The dress is very much in progress. Watch this space for the concluding part of the dress.

literarymathy:
Many of you have heard about Warri in Delta State. It is a very popular place and one of the most well known areas of Southern Nigeria. Warri is a fast growing megacity filled with so many potentials and so many people. It is like a small Nigeria of its own. Warri is the unofficial capital of Delta State as well as its economic hub. It is a well known fact that politics dictated the relocation of Delta State's capital city to the current Anioma town of Asaba. This act prompted a lot of sentiments from all corners but what has been done has been done. I wish to present you all with some facts about this oil city that should be known and also address its origins and theories about its ownership.

- Warri was a major hub for trading as far back as the 15th centuries when Portuguese traders arrived its shores.

- Warri is occupied by three main ethnic groups: the Ijaws, the Itsekiris and the Urhobos. Each of these ethnic nationalities claim original ownership of Warri and each may as well be right. However, this issue will be treated later on.

- Warri was the headquarters of the colonial Delta province and has always served useful functions as a hub for all the nearby ethnic groups.

- The FIRST NIGERIAN to ever go to a university was Antonio Dom Domingo who graduated from Coimbra University in Portugal in 1611. He was a Warri Itsekiri man.

- Modern day Warri is made up of three local government areas; Warri South LGA which is dominated by the Urhobos of Okere and Agbassa and the Itsekiris, Warri South West which is dominated by Ijaws and Itsekiris and Warri North which is mainly dominated by the Itsekiris with Ijaws as well. These LGAs are all in Delta South Senatorial District. They share this district together with the Isokos.

- Warri was a major slave hub during the transatlantic slave trade that lasted for over 400 years. Itsekiri chiefs and monarchs were partners with European slave traders and they imported slaves to be shipped to North America, South America, Europe and the West Indies.

- The name "Warri" was coined by a Portuguese explorer and has no origin with the Itsekiri titular name of "Iwere". This is a historical fact. Furthermore, other names of places in the Warri Axis such as "Forcados" were also colonial coinages.

- The Agbassa (Agbara-Ame) People of Warri South Local Government Area were migrants to Warri from their home town of Agbarha-Otor just like the Idjerhe(Jesse) and Oghara people of Ethiope West. The Itsekiri people of Warri are also migrants. Their documented history shows that most of them migrated from Ijebu and Ilaje(Yoruba conclaves) and were placed together as one people under the reign of Ginuwa, an exiled Benin prince who took refuge at Ode-Itsekiri, the ancestral home of the Itsekiri people. The Ijaws are quite older in Warri. However, history documents that they were also migrants from the hinterland of the Niger Delta when the old Edo people came to their current land in the Pre-Ogiso era. So if any tribe can lay claim to Warri (based on original occupation), it will be the Ijaw people. However, it is known that the Ijaws, prior to the Kaiama declaration, were less concerned with territorial holds. There were passive in old Warri. In reality, Warri is no man's land .

- In Pre-colonial times, it was fashionable for the tribes occupying Warri to inter-marry. In fact, there are a few Warri indigenes without any mixed Itsekiri, Urhobo or Ijaw ancestry.

- In pre-colonial and colonial times, there was a marked division of territory in Warri. The Ijaws occupied the islands and shores in the Warri South West Axis, the Itsekiris occupied the islands and mainlands close to the coastal areas in Warri South and North while the Urhobos occupied the hinterland with the exception of Okere-Urhobo and Agbassa urhobo who occupied coastal regions.

- Due to the fact said above, the Itsekiris had the privileged advantage of meeting the Europeans first and trading with them. There were open and eager to learn the European way of life. They eventually monopolised trade with the Europeans and other ethnic groups went through the Itsekiris in other to gain access to the Europeans.

- When colonisation started officially, the Itsekiris were much more favoured by the British. This brought about envy and jealousy by the other tribes occupying Warri. The Itsekiris became colonial court clerks and judges, they were interpreters, they were agents, they were virtually everything embodying the indirect rule system. Bad blood was developed.

- When the colonial NCNC and the Action Group party was formed, the Itsekiris embraced the AG while the Urhobos embraced NCNC. Awolowo punished the Urhobos for this by placing the Itsekiri monarch above all the Urhobo monarchs. Awo also changed the traditional title of the Olu of Itsekiri to the Olu of Warri and moved their traditional island of Ode-Itsekiri to mainland Warri. This led to a series of protests by the Urhobos and Ijaws. This period also marked the beginning of Urhobo nationalism led by the great Mukoro Mowoe, M.G. Ejaife and others. However, the change was already gazetted and little could be done about it. Another bad blood was spilt.

- With the discovery of Oil in the Warri region, another trouble started for the people of this region. Most of the oil wells in this region were presumably in Itsekiri land. However, Ijaw and Urhobo land has its large share of these oil wells. The Olu of Itsekiri, in a bid to monopolise the oil wells, decided to impose lordship over all lands in Warri since his title is the Olu of Warri and there's an etymological link between Warri and "Iwerre", an Itsekiri word. This led to a series of court cases which lasted for decades until a particular court ruling that stated unequivocally the the Olu of Warri is a mere titular appellation and his over-lord's powers are limited to Itsekiri traditional homesteads. This brought relative peace to Warri.

- With the coming of oil companies such as Shell, Chevron, NNPC and others, the Itsekiris presented themselves as pitiable minorities that were oppressed by their big brothers in Warri. Employment was monopolised to Itsekiris, so also with development, scholarship, etc. Urhobo and Ijaw lands became desolate like the proverbial "wasteland" of T. S. Eliot, the British poet. Ironically, the areas of Warri that are shared by the tribes were never developed by these companies due the influence of the Itsekiris. Even the airport in Warri now was fought against by the Itsekiris for their own reasons. More bad blood was spilt again...

- The heightened tension came when the Delta State government decided to situate the headquarters of Warri-South West LGA in an Itsekiri land, bypassing the proposed Ijaw land of Ogbe-Ijoh. This led to a series of violent clashes now known as the Warri Crisis that lasted for years. It was only the Urhobos that were somewhat neutral in this clash. Relative peace was regained when the headquarters was shifted to the proposed Ogbe-Ijoh land of the Ijaws.

- Warri is currently enjoying a very delicate peace among the tribes. However, this peace can change at any given moment if any tribe engages in any actions not sanctioned by the other tribes.

- The Itsekiris are currently seeking for their own state with capital at Warri. Before now, they sought to be placed together with Edo state in a contraption known as "EDOWA" or to be connected with Ondo state. It is even presumed that they had political roles played in the situation of the Delta State capital at Asaba and not Warri, the true heart of Delta. This is because they believed that the Urhobos will gain more from this rather than themselves.


The above facts have been presented as objectively as possible. I am not from Warri. These facts beg the question, who TRULY owns Warri City? Is it the Ijaws, Urhobos, Itsekiris, all of them or none of them? Judging from the above facts, please answer the question.

p.s. I am not claiming to be an authority in Urhobo-Ijaw-Itsekiri relationship and history. I am only trying to educate others. So if you have a point to add, or a correction to be made, please state it. This thread is not for ethnic rivalry or the likes. It is for the truth.

mitcheti:
welcome fellow accountant

KissQ:
Oh wow,nice to meet u,we one family here......urhobo ovoovo, wer in warri r u