₦airaland Forum

investmentvirus:
its sweeter when u leave ur money for 6 months, cos some months can record losses.

i will advise u do stanbic ibtc imaan fund, and leave it for 6 months to watch
then keep topping up/adding up every month irrespective.
u ll come back and thank me

my best advise is to keep it for 3-5yrs
its a long term investment, not a short term thing.

What is the difference between the Stanbic IBTC Imaan Fund and the Stanbic IBTC MMF?

Which one would you recommend for better returns, liquidity, and long-term growth?

emmasoft:
You are welcome.

You are not alone in your thoughts about stanbic, majority of investors in MMF and prospective investors shared the same thought until they had better understanding about MMF and how it works, yours truly was not left out many years ago. That been said,
The reason for Norrenberger and First Ally is first because of better rate, customer care service and the fact tbat I'm a Rep with them.

By the way I'm also an Ambassador to Stanbic, but for almost a year now, the rate has not be very encouraging and normally if rate is bellow inflation, investors will have negative real returns.
Please understand Stanbic is still a good firm and regulated by SEC and likewise the others I mentioned. When it comes to MMF, the brand is not so much important as to whether the firm is regulated by SEC or not, that is the ultimate and the fact that other parties to the fund - custodian, Trustees are present and verifiable.

For the two firms I referred to, I have a go to person so any need for quick or urgent resolution of issues is guaranteed.

As I already mentioned, you can get in touch for further guidance.

Thank you very much. How do I reach out to you?

Beeron:
No minding the amount of money. 50k isn't small money to invest if you do this strategic follow up I will suggest you.

Sign up either Bamboo app or cowrywise app.

Your goal is to invest and compound that 50k in stocks investment.

Just select 4:

GTCO
ZENITH
Stanbic
Seplat


Keep buying 50k worth of shares every month in each of this regardless of the market condition, after 4 years, (same average year it takes to graduate the university), you will be glad you made that investment.

I picked those stocks due to them being large cap and consistency in dividend payment.

Thank you for your suggestion. I really appreciate.

I am already using Bamboo and currently hold both GTCO and Zenith Bank shares in my portfolio, though is not much.

I am also looking at MMF as a way to diversify and have a portion of my funds in a lower-risk investment. Are you suggesting I should forfeit mmf and concentrate on buying more shares?

I would also like to ask if you know much about Bamboo's Managed Portfolio. I have been seeing it on the app and I am curious about how it works in practice. Have you used it before, and would you say it is worth trying.

Thank you once again for your valuable insights.

emmasoft:
@henrolevra, I believe you’re just starting your investment journey, so it’s important first to discard the notion that investing is only for people with large sums of money. Investment is for anyone who wants to make their money, no matter how small, work for them.

Earning money is one thing; keeping and growing it is another. Everyone needs to learn how to manage and grow whatever capital they have.

While it’s true that the amount of capital you have can influence the type of investment instrument available to you, investing is absolutely not reserved for the wealthy.

As a beginner, a great place to start is with a Money Market Fund (MMF). With MMFs, your capital is relatively secure, and your returns are fairly predictable. They’re especially suitable if you plan to invest consistently over time and prefer lower risk.

I’d advise starting with an MMF while you continue learning about different investment windows and strategies.

For MMFs, Norrenberger and First Ally are solid options. You can also check my earlier post in this thread for guidance on signing up for different platforms. Feel free to reach out to me if you need help getting started.

Always remember that investment doesn't depend solely on the amount you have; other factors like age, knowledge, investment objectives, prevailing rate, economic realities of the country, etc., are factors to be considered before you venture into any form of investment.

I wish you the very best in your investment journey.

Thank you very much for your detailed and prompt response. I truly appreciate the time you took to explain things so clearly, especially your point that investing is not only for people with large capital. It was very insightful and encouraging.

I would like to ask why you specifically chose Norrenberger and First Ally as your preferred fund managers. Do you consider them better than Stanbic IBTC Money Market Fund?

Personally, I have always thought Stanbic was one of the strongest and most reputable options in the market. In fact, I recently opened an account with Stanbic, although I have not funded it yet. However, after going through this thread, I noticed that quite a number of people seem to be pulling out of Stanbic.

I would appreciate your thoughts on this and whether there are specific reasons why you would recommend Norrenberger and First Ally over Stanbic. This will help me make a more informed decision before committing my funds.

Thank you once again for your guidance.

Good morning everyone.

It seems investing is mainly for people with large amounts of capital. I would appreciate some advice on how best to invest 50k with an additional 50k to be added every month.

Which investment platform would you recommend, and what type of investment should I consider? Your honest and candid opinions will be greatly appreciated.

Thank you.

I need help

JobsLever:
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JobsLever:
About TVET Initiative

TVET (Technical And Vocational Education And Training) also known as TVET Initiative or FME TVET Initiative is a flagship program of the Federal Ministry of Education created and designed to equip youths with practical skills for employment and entrepreneurship.

TVET through partnerships with certified TVET centers nationwide, TVET provides tuition-free training, monthly stipends, and start-up support for selected trades in high-demand sectors. The aim of TVET is to bridge skills gap in Nigeria, empower young Nigerians for self-reliance, create a pipeline of skilled workers for industries, enhance national growth and development through vocational excellence.

TVET Benefits

The following are TVET benefits:

1. TVET trainees will receive free tuition, paid directly by the Federal Government through NELFund

2. TVET trainees will receive monthly stipends and financial support throughout the TVET training program

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The following are TVET requirements for Vocational Education And Innovation (VEI) Programme:

1. Candidates applying for TVET under this category must have Recognition of Prior Learning (RPL) that is proof of skills acquired informally or through apprenticeship
OR
2. Candidates applying for TVET under this category must have First School Leaving Certificate (FSLC)
OR
3. Candidates applying for TVET under this category must any form of non-formal education certificate (example training from Non Governmental Organizations, religious institutions, nomadic education or community programs)

The following are TVET requirements for Short-Term Certificate (STC) Programme:

1. Candidates applying for TVET under this category must have Valid National Identification Number (NIN)

2. Candidates applying for TVET under this category must have Valid Bank Verification Number (BVN)

3. Candidates applying for TVET under this category must have no prior educational qualification

TVET Application

To complete the TVET application, interested, eligible and qualified candidates should follow the steps below:

1. Create an account on the TVET application portal via TVET application link: https://www.tvet.education.gov.ng/signup

2. Choose your preferred TVET training program (STC or VEI)

3. Fill in your details and upload supporting documents

4. Select your preferred TVET centres and trade

5. Submit your TVET application and wait for confirmation

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Question: Who can apply for TVET?

Answer: Anyone with the required documentation for STC or VEI streams.

Question: Is the TVET training program really free?

Answer: Yes, TVET training program is free, tuition is fully funded by the Federal Government, and TVET trainees also receive monthly stipends.

Question: Can I choose TVET centres?

Answer: Yes, you can select your preferred accredited TVET centres during TVET application.

Question: Will I get a job after TVET training program?

Answer: While jobs are not guaranteed after TVET training program, graduates are placed on an employment portal that exposes them to potential employees and supported to start their own businesses through starter packs or loans.

Question: How long does the TVET training program last?

Answer: The Short-Term Certificate (STC) Programme lasts for six months, while the Vocational Education & Innovation (VEI) Programme lasts for one year.

Question: What documents do I need to apply for TVET?

Answer: For the Short-Term Certificate (STC) Programme, you need a valid National Identification Number (NIN) and Bank Verification Number (BVN). For the Vocational Education And Innovation (VEI) Programme, you need either Recognition of Prior Learning (RPL), First School Leaving Certificate (FSLC), or any form of non-formal education certificate.

"Share" this post with friends and "follow" me to stay up-to-date on my latest content.

During application, I cant find any tvet center to choose

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KingGe:
Contact me on WhatsApp below 👇

. Which WhatsApp, I can't see any

KingGe:
Contact me on WhatsApp below 👇

. Which WhatsApp

KingGe:
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Ybholy:
Solar generators is just like normal electricity generators we use. Difference is that it uses solar panel/NEPA light/generator to charge and the energy is stored inside the inbuilt battery pack.

I’ve been selling them since last year.

Best way to buy is to chat seller on WhatsApp, list the appliance(s) you intend to use with it. Then state the average use time. That way, I’ll suggest best one for you. It’s not just something you buy for buying sake. If you do, you may get the one that can’t serve you.

My mini solar generator website is below;

Click Here==> Solar Generator Price in Nigeria

I have a shop at Alaba Market. I’ve sold a lot, mostly online buyers cox business has gone digital 😎

Kindly check out to patronize me. You can visit me anytime you like. My number is on my website above.

I just packed in an area that doesn't have light, we see light like twice in a week. I need a solar generator that can power my 2 fans, 1 TV's, charge phones and my laptop. So which one do you recommend and what the cost of everything

noobody:
Buy qasa or
Glamstar

Does it have types? What's the price range?

Kingsasian:
there are many but the one I have is Smart Tech. Lithium batteries and last long even on high speed

Whats the price. can you show me the pics

Can someone refer me any solar rechargeable fan I can buy that can last overnight when charged. We don't have light in my area at all.

Does it come with solar panels or you buy it separately.

Does it come with solar panels or you buy it separately

That's the appointment letter with no contacts.

Void5th:
Goodday. Seems I was also offered this same batiplus company job offer and want to know if it’s legit

Did you latter verify if the job is legit?

adelmichsun:
i got an offer also via a friend fron benin republic also about Batiplus . please how legit is batiplus recruitment
anyone with info should share pls.

Good morning dear, Did you latter verify if the job is legit?

Happy new year. More TPs in 2026

Eaglepixel:
puskin, dominique, FOD, naijacutee

Please lock this thread.. fta 26 is active

link

BTCproMax:
Is this personal account, cent or prop?

Personal Account

BTCproMax:
Is this personal account, cent or prop?

Personal account

hegelian:
Close all the trades and accept your mistake.. Open a demo and relax tradong it till your psyche is balanced.. If you continue trading this account, trust me u will lose it.. That account is in a serious draw down and experienced traders know it will take u long time to get to break even, even 3 months bit several more cos you will need to make 200% to be back at BE..
Right now your brain is in serious overdrive and it's that overdrive that will blow the account..if I'm in your shoe and I know what I know now, I will withdraw my money and focus solely on demo or withdraw and leave like 20$ converted to cent account.. Forex no dey go anywhere so there is no rush.. I wish I internalize this knowledge several years ago..

Noted , thank you so much for this advise

blackman007:
Close all the positions and accept your losses right now, or else you might blow the account…

Done already, Thank you. Please can you recommend any Forex academy one can enroll in. I am in lagos

Aremolekunowo:
Close the 2 biggest loss and leave the rest to run to break even or small profits and Close up.
If you come out of this palaver never open more than 3 trades at a time.

Thank you so much. I appreciate

At the verge of blowing my account. Please I really need a way out of this. I am just started Forex and was doing well (lucky) as a beginner thinking market will always favours me. I hedged the account thinking what next to do.i need help.