Politics › Re: Biafra National Guard Loots Shop, Filling Station, Declares War From October 30 by Hyphy(m): 2:06pm On Oct 29, 2021 |
Fahdiga: See his Fulani face. All this propagandas from the DSS are already stale. They should come up with something convincing Clown of the year R.I.P. to them in advance cos their own fire would surely consume them |
Crime › Re: Soldiers Foiled IPOB Militants Attack, Seize Vehicles by Hyphy(m): 2:05pm On Oct 29, 2021 |
EzeAro: NA killed SEVERAL yet every report said only one Biafran national guard member died, and you posted the body of only one person... who are we to believe now? Pains |
Crime › Re: Soldiers Foiled IPOB Militants Attack, Seize Vehicles by Hyphy(m): 2:02pm On Oct 29, 2021 |
Fahdiga what do you have to say? |
Politics › Re: Obiano Criticised For Delay In Anambra Airport Opening by Hyphy(m): 1:04pm On Oct 29, 2021*. Modified: 1:54pm On Oct 29, 2021 |
I'm truly disappointed this whole thing was politicized; the timing of the commissioning of this project can be likened to match FIXING because of elections |
Romance › Re: Brazilian Carnival Queen Embarrassed As Her Things Pings Open(photos,video)18+ by Hyphy(m): 7:37pm On Oct 28, 2021 |
In Brazil age of consent to have sex is 14years, not surprised |
Phones › Re: My Phone Always Displayed This, Please Help by Hyphy(m): 7:33pm On Oct 28, 2021 |
I don laugh tire, bush men full here o |
Business › Re: I Owe A Microfinance Bank 600k, They Threaten To Jail Me, I Need Your Advice! by Hyphy(m): 2:10pm On Oct 27, 2021 |
OverCalculating: Hi Everyone,
I took a loan from a Microfinance bank sometime in 2019. The loan was N600,000 and I was asked to pay back on a monthly basis for 8 months. I had actually requested for 1.2million naira loan to get an important tool/machine to enhance my business but I was only offered 600k. With 600k I could not afford to get the tool, so I diverted the money to another business. After repaying a portion of the loan for few months, the business failed and I could not afford to payback afterwards. The business was meat distribution to households and offices. It failed because of inadequate structure that gave way for customers to receive products but not pay back. Debt killed the business. I have been struggling to survive since then.
At a point, I called the company early this year, when I got a new job that I know the months of my repayment have elapsed but I am ready to start paying a percentage of my new salary, but they insisted I should pay in full since my repayment is overdue.
Recently, I have been getting several threats from the company asking me to make full payment or else the case will be reported to the police and I would be jailed for absconding with the company's money. I know I am indebted to them but I can't afford to refund all the loan now since I am only managing to live with a job that I am doing now which I earn 40k salary. My concern now is that I need clarifications from the legal practitioners, IT experts and public prosecutors in the house on the following:
1. Is this case truly a criminal case as they constantly remind me or is it a civil case?
2. Can the Police actually track my location to arrest me as they threaten? Please note that I use a small Nokia phone and I am in a remote area outside Lagos.
3.What is the worse thing that can happen; so I can get ready for it because I am not financially buoyant now to cough out 600k now.
Thank you all. Sincere startups need banks like the one you took that loan from cos it's hard to get investible funds/loans these days. Too bad you couldn't keep up with the payments. I'm finding it hard to believe that you managed the funds properly, anyways shit happens. At this point you should be ready to give up 75% of your current salary to servicing that loan, because sincerely you F'd up. |
Celebrities › Re: Inspo For My Penthouse In Lagos - Maria Chike Amid Husband Snatching Allegation by Hyphy(m): 10:41am On Oct 26, 2021 |
I'm more interested in the seller of the penthouse  Kunlelee: Where this people they see all this money na. |
Sports › Re: EPL: Manchester United Board Identify Four Managers To Replace Solskjaer by Hyphy(m): 10:38am On Oct 26, 2021 |
fergie001: I edited in my next comment when I recalled that if he can't give Ole some good advice, how much more can he give to himself?
A club without any Coach is better than any having Ole at this point in time.
That's what I like about Chelsea.......We are here drawing shortlist. If it was Chelsea, the new Coach will be making his second press conference today.  I totally agree |
Sports › Re: EPL: Manchester United Board Identify Four Managers To Replace Solskjaer by Hyphy(m): 10:20am On Oct 26, 2021 |
fergie001: Ten Hag has insisted he will only leave Ajax @ the end of this season.
Rodgers is likely City's future boss from next season.
Conte & Zidane? ...Conte, rigid in what he believes. Only instant success, fights with the Board, etc....He is Mourinho v2.0
Zidane......a footballing legend in his very own rights, very good but.....
However, leave Phelan there till end of season jare Career assistant manager  I sincerely think he'll do NO better |
Politics › Re: Obituary Of Chioma Chikaodili Mbionwu Killed By Unknown Gunmen In Anambra (Photo by Hyphy(m): 10:01am On Oct 26, 2021 |
athaboi: shameless lair... have you noticed that they have stopped moving your lies to fp? You will end up achieving nothing...who now asked him to rephrase the heading? No na, is she not a girl killed by unknown gunmen bcoz she was videoing them again?? Propagandist Obviously her death means nothing to you because you're more preoccupied with the poster. Are you obsessed with him/her/it? Spits |
Politics › Re: Sit-At-Home Fails Again In Ebonyi State - BBC by Hyphy(m): 6:23pm On Oct 25, 2021 |
October!!!! |
Celebrities › Re: BBNaija's Maria: No Man Is Bankrolling Me. I’ve Worked From Age Of 16 (Video) by Hyphy(m): 2:01pm On Oct 25, 2021 |
We all saw her on the show, SHE's a certified LIAR Na only mumu go believe Maria  |
Politics › Re: Cross River PDP Receives 5,000 APC Returnees From One Senatorial District by Hyphy(m): 12:35pm On Oct 25, 2021 |
Audio  |
Foreign Affairs › Re: Benin Republic Legalises Abortion by Hyphy(m): 11:12am On Oct 22, 2021 |
Cosign!!! |
Celebrities › Re: Burna Boy Shaves Beard - Looks Younger - Pictures + Video by Hyphy(m): 11:10am On Oct 22, 2021 |
Looks older without beard. I look older without my hair and beard (FACT!) |
Politics › Re: Governor Inuwa Yahaya Borrowed, Looted N55.3 Billion In Two Years - Gazette by Hyphy(m): 11:04am On Oct 22, 2021 |
Wow! |
Politics › Re: Sit-At-Home: Trailer, Shop Set Ablaze In Enugu (Photos) by Hyphy(m): 10:48am On Oct 22, 2021 |
Nwodosis: No investigation will be carried out and only IPOBs will be accused of being reponsible forgetting that the military too are setting houses ablaze in the East. Keep living in denial |
Jobs/Vacancies › Re: Police Recruitment Exercise Sms by Hyphy(m): 11:40am On Oct 20, 2021 |
Emu4u2c: When IGP Said Lots Of the Youths Are Recruiting for the police in huge numbers Y'all thought he was lying?
People bash the work but secretly Desire to have the power they possess.
Everybody Na F.ucking hypocrites!!! You haven't seen anything, NPOWER enrollement numbers and the likes will shock you even more. |
Jobs/Vacancies › Re: Police Recruitment Exercise Sms by Hyphy(m): 11:38am On Oct 20, 2021 |
Maryam1234: Please are they still recruiting or it's last year entry they are using? Happy Birthday. Wetin you wan go do for NPF? |
Romance › Re: What Happened To A Newly Married Couple In My Car Yes by Hyphy(m): 5:30pm On Oct 19, 2021 |
OP is in the wrong job |
Politics › Re: EndSARS: Insurance Companies Unveil Report, Pay ₦9 Billion Claims by Hyphy(m): 11:44am On Oct 19, 2021 |
ogododo: N9bn ke? Do you have proof otherwise? |
Celebrities › Re: Tiwa Savage Tells Concert Attendees She Enjoyed The Man In Her Sextape by Hyphy(m): 11:42am On Oct 19, 2021 |
I think she's trying to profit off the whole sex tape thingy. \ The police have since nabbed the guy and confiscated the material, hence it would most likely never get out, so why bother us with all these stories and publicity stunt Same police they all love to hate |
Crime › Re: Two Killed As Gunmen Attack Neighbourhood Watch Office In Enugu by Hyphy(m): 7:16am On Oct 06, 2021 |
Brothers killing brothers .
Bad news should be saved till 12pm, it’s too early for this shit |
Politics › Re: IGP Deploys Special Forces As Anambra Gets New Police Commissioner by Hyphy(m): 4:48am On Oct 06, 2021 |
Tomek09: Why not post an indigene who understands Anambra terrain and security challenges as CP.
This is the 4th CP serving in Anambra in a space of 2years.
Some things are better managed by an insider. Better a Southerner than Northerner, the outrage would’ve been more. Not like I’m averse to a northerner being commissioner but Igbos are pretty sensitive these days so it’s better this way |
Education › Re: FG To Move Teachers' Retirement Age To 65 by Hyphy(m): 4:36am On Oct 06, 2021 |
Good week for teachers and aspiring teachers |
Nairaland General › Re: 100-Year-Old Tree Falls In Oyo, Kills 4 People, Injures Another by Hyphy(m): 3:57am On Oct 06, 2021 |
JAOS: why are the so many brown roof in a place Looks like a slum, they need an El-Rufai to transform demolish things. We may need one more decade of military rule to set us on the right path |
Education › Re: Depression: Kogi Teacher Commits Suicide Over Poor Welfare by Hyphy(m): 10:06pm On Oct 05, 2021 |
Sad one |
Phones › Re: How Old Are You? Are You Bold? by Hyphy(m): 9:34pm On Oct 05, 2021 |
Riddle junkies full Nairaland wow! |
TV/Movies › Re: Shine Ya Eye Housemates Visit BBNaija House For The Last Time by Hyphy(m): 9:26pm On Oct 05, 2021 |
Beatrice fine sha |
Technology Market › Re: Who's In Computer Village, Ikeja? How Much Can I Get Iphone 6, US Used by Hyphy(m): 9:19pm On Oct 05, 2021 |
varnaija: I wrote the below thread https://www.nairaland.com/6723261/upgrading-iphone-6-5s-what
After buying it, I saw a massive market for it around me, people have been disturbing me right from day one till I sold it.
I want to buy 3 to 4 so as to resell, can you help me comfirm the price of US or UK used iphone 6, 16gb please,,,,
so as to know if I can make profit. Thanks Leave your money where it is, very wrong move |
Politics › Re: Senate Confirms Yahaya Muhammad, Buhari Nominee ‘Started’ School Before Birth by Hyphy(m): 9:15pm On Oct 05, 2021 |
Man came from the future |