eteebanky1:
I won't advise you to invest 2M in on this wallet apps

Don't ever invest on palmpay,I don't trust them

I still prefer OPAY tho,but you must be wise, fraudsters are everywhere trying to get access into your account

How about piggyvest?
Are they extremely safe?

Curious345:
no don't abort...

If your plan is successful after due delligence I would also wanna follow your lead.

Kindly take bus to Lagos, you can get clean hotels and safe too for 8k a night with Ac and dstv.. Then from there you can do all the findings you want at their head office..

Okay, nice idea
If I can't go to their office, maybe I should contact them via twitter or their official email address to have a one on one chat with them about everything.

Curious345:
You may have to visit their head office. So they guarantee you more layers of security.
A simple hack on their mobile app and they will say they are under no obligation to refund you the 2m.

So get to know what will happen when to your funds if and when their bank is compromised (hopefully not)

I'm very far from their head office, their head office is in Lagos and I'm in Delta. I really don't know how to go about this, maybe I shouldn't just abort.

I have been thinking of starting up a business lately, but while my money is wasting on my GT Bank, before starting up the business, I recently learnt that I can put the money on opay or palmpay and earn daily interest.

For opay Owealth save, I'd be getting N263 naira daily and 7,910 monthly. When I input N2m

While palmpay gives N813 daily and N24,555 montly.

I intends to go with palmpay but I'm scared, so I want to know if my money is safe.

Whats your opinion regarding this?

Note : I have upgraded both accounts to tier 3

Larry1960:



Sorry do you know of any bank that offers 10percent on fixed deposit. I just did one high deposit savings with Access bank and it's 6percent I want something higher

Are you able to take the money monthly or they pay you on a yearly basis?

JobNeededUrgent:
hi bro how did it later end?

They kept on disturbing and threatening me day and night, my heart skips to the high heaven whenever my phone rings, but to the glory of God...

God showed me mercy and money cum enter my hand, I paid them off immediately. I paid everything at once including the accumulated interests.

mikool007:
I'll tell you what i did with the money i got from land sales, i used risevest, invested everything in their real estate plan got 15% of my money at the end of the year additional 30% because dollar rose, it's a dollar platform, so it's a win win for you, that's a return of close to 800k in just one year on just 2.2m investment

Someone that's doing something like this told me something like this, I intended doing it immediately but then I became scared, the name of the real estate is P1 plus or P1 building I can't really remember fully, he said they will send me their form via mail, I fill it and then send the money to them in Lagos, and then I will get 30% of my money in a year time, please how genuine is this, if you guarantee me that it's really so genuine, I will do it today. Please respond please.

chatinent:
Import first OK shoes. I sell in bales from 100 pairs to 2000 pairs.


Cheap and affordable, clean like new and special selection.

You won't regret the peace of mind.

I'm interested also

Marxist001:
Guy do CAR business, na the new Oil wey dey on ground. You will never go broke for life. You will make an average of 250 - 300k lowest per month. The car is yours, just to buy at a very cheap price or distress from direct owner and sell handsomely to buyers. I'm a living witness, it's what I do.

Please sir, can you please expatriate more regarding the car business? On how it's done or how to begin, please respond please 🥺

LandMann:


Your expected return monthly is small, so no need to actually start a business. Instead you can just go to any bank and open a fixed deposit with that amount. You should get a minimum of 10 percent per anum which 220k yearly or 18k monthly.

Alternatively you can go for treasury bill and still get the same range of interest, minimum of 10 percent.

The benefit with treasury bill is that your interest is paid immediately you deposit the money you want to use to buy the treasury bill.

Generally, if you factor in inflation you'd see that your ROI is not able to cover the cost of inflation.

To easily understand, let's say something you can purchase today cost 2.2 million but in one year time the cost will be 2.6 million due to inflation.

But if you fix the money in fixed deposit or treasury bill you'll get additional 220k to add to your 2,200,000 bringing the total money you have in one year time to 2,400,000.... This 2,400,000 will still be lower than the cost of purchasing that item which is 2,600,000.

So you'll have lost 400k or more to inflation if you go for the safe option 10-13k monthly....

You'll have lost 200k or more to inflation if you go for the safe option of fixed deposit or treasury bill of minimum 10 percent annually.

A better option is to invest in land... Buy land and dispose of it in one year's time... You'll get at least 20 percent appreciation if you buy in a good place. You can then repeat next year. This is not without risk though, so do your research well and buy genuine land with complete papers.

Alternatively, you can invest in public transportation... Buy a bus for someone on hire purchase... Get payment of 300-500k upfront and draw up agreement of how much you'll be paid weekly... If the person defaults two times or certain number of times you agree on then you reposes your bus without refunding any amount paid down.
This is also not without risk, so do your research well to avoid losing your money

Good morning sir, please I would need more expatriation on the treasury bill, please respond please.

seankim:
It depends on where you live. Look for a business in your locality that will solve a key problem/issue among the people. Service-based businesses may be safer for you since you don’t have much experience in doing business.
So, find a service-based business in your area, take some time to learn around the business, do some apprenticeship if possible.
Me I prefer businesses where I put more money in equipments/ tools than holding cash.
Or starts with a fraction of the intended capital, say 800k in your case. Don’t go all-out into any business with all your money. Start small, you can put more money later, if everything seems fine.
Remember, you can always back off from any business at anytime. No strong head for business. Follow who know road, get more practical experience from the real people doing the business. Serve them, don’t expect them to release their business secrets to u easily. Don’t go and be listening to those motivational speakers o.
Making money in this country is not easy.
Nobody de loyal to help you.
My own practical experience with doing small side hustle.
I gather money, set up a nice salon for my side here. I employed male and female stylists, based on the OT I got from one guy wey de do am for another side.
Omo, guys are not smiling ooo. I barely have anything left after paying bills and those guys were making cool cash off my head. I later pursue them sha. Took some off to learn hair cutting and I make myself fully available for sometime. I’m now a professional barber. This is a skill that I learned in my adult life when I had no choice.
I’ve got new stylists now. The cheating don reduce small and I don add few other side services join. The gain in coming-in little little now sha.

Thank you so much boss, I took my time well and I read your message 4 good times, and I will say that you're God's sent, thank you so very much. You're the BEST.

Ynix:

Before you start any business get this 4 books
Sell like crazy by Sabri suby
Small Business Big Moñey by Akin Alabi
How to Sell to Nigerians by Akin Alabi
The Psychology of money.

Your focus for now should not be how to get 10k per day but how to reinvent yourself for gaining growth in finance.

If you need an accountability partner or an advisor you can reach out to me via 08184397113

Thank you, how can I get the books, can I buy them offline or online download them online?

Westerhoffe:
Youtube Automation…
Up to, if not over ₦1m monthly.

Can you please expatriate?

WhatIf:
Egg business, you will make cool money, between 50k and 150k weekly.

Please how do I start?

Good morning nairalanders, this is my first time ever of of attempting to run a business, and I intends to make 100k - 150k yearly

I currently have a start up capital of 2.2 million naira, what business can I start up with it that will guarantee me 10,000 - 13,000 naira monthly.

Your opinions will be highly appreciated, thank you.

Clem20:
POS is out of it ... Bike bussiness is totally out of it... You can do mini-imports... That's what I do as a side hustle... You can do buying and selling of things like clothes bags etc... Mini-imports is sha the best and with just a quarter of that 1m you can buy goods sell and make profit and all... My opinion...

Good morning
Please I wouldn't loved to start up this mini importation that you speak of, how do I begin?

Natural2Heal:

Between cryptocurrency vs sports betting, which is even more riskier?

Sport betting 100%

Blake755:

Yes it is being sold sef tho no much for now

I have over 2k pi, I just passed my kyc and I'm waiting for migration, the problem now is that I mistakenly locked it for 3 years, will I still be able to sell it after migration occurs?

Bullish99:
Most of you guys would have been richer with peace of mind if u do not know about crypto.
Go learn about Its seasons, time to take a long break and come back in the real bull cycle season DYR.
You will never see an oldie in this game shout buy/accumulate nonsense this time.

Truer words can't be said, you're so right on this, I feel deeply hurt after reading your message, I lost more than 3m in late 2021 and 2.9m in September 2022, I lost most of my money to meme coins, rug pull etc in which after that I took loan from branch and faiemoney to buy dego after a pump of 300% plus, it kept shooting green candles for several hours and I thought it would go up more, as soon as I bought it came down from 300% plus to 89% , I lost everything and owned loan for months, they were on my neck, I sold my TV and my home theater to pay, and until March this year I couldn't boost of 1000 naira on my own, I couldn't eat I was extremely depressed and hungry, but I thank God now that I'm okay again, although still trading but with sense, last month I input 500,000 into Lqty and today my money is 230,000, I was glad I didn't put 100% of my money as I did few years back, I'm wiser now.

gamaliel9:
Remember, when you make much profits, use it to start a business,start business for your brothers and sisters, make them to be independent of you... buy land, buy stocks of dividend paying companies like zenith bank, gtb, dangote sugar and cement,etc...DO NOT INVEST ALL BACK INTO CRYPTO.... See crypto as a launchpad to wealth building... brick by brick...there will be another massive bull by 2029 after 2025 own....

Good morning sir, what coin can I buy to get a sharp 100% I ao desperately need to buy land, and only an 100% return from the money I have now can help me achieve this, please help me please.

DeAdvokate:
Not again....why can't there be 24/7 military presence in that axis. This is inhuman!

Exactly my thought

Not a single arrest will be made, not even one.

officialfestus:
omo post of since 2017 you still go dig am out.

😊😊😊😊😊
I dey learn newly, just started setting my locally made inverter.

officialfestus:
whatever goes up must surely come down

Dey play

Ynix:

Simple as ABC it's trading.
Either physical commodity or virtual commodity like cryptocurrency.
You can also own mobile app that can be giving you up to $200 monthly and even as high as $500 depending on amount of users, it won't cost you more than 100k to 150k to setup.
You can also setup a blog, some bloggers earn as much as $50,000 monthly, although it needs great effort for content creation. With as low as 100k too you can get started.
In case you are interested in any of the options, chat me up on 08184397113for further information

Thank you so much, I will message you on whatsapp now.

Dracula123:
The car is yours and the person will be paying weekly. Whenever you get tired of the arrangement, you collect your car

Okay thank you, this is very OK with me, thank you.

Equation89:


Locate a semi rural area and open a phone accessories plaza and thank me leta

I will give this a thorough thought 💭 thank you so very much.

Dracula123:
Get a car and give to someone if you are busy. You'll get more than 3k daily

Will the person balance me for years? Or he will balance me in just some few weeks months and the car will become his? Please respond please.

boltwings:

I have a business that can give you 10k daily with 2million. I have another that can give you 6k daily with 1m.

if you are serious, pm me

Okay thank you, I will pm you now.

henryligit:
With that amount of money you can heat big from cryto future

celebrities720@gmail.com
if you need some help

No boss, crypto has ruined me 🥲I lost 3m+ last year September, and I've lost more than a million this year alone, not forgetting the 2m plus that I lost 2021.

Good evening nairalanders, please what business can I start with 2,100,000 that will be giving me a return of 2,000 - 5000 Naira on a daily basis.

I would be needing your urgent opinion regarding this, as it's urgent. Please help.

kingviny:
*LET THERE BE LIGHTS!*

Hello fellow nairalanders,

I am an inverter solution consultant with several years of experience in the biz.

Today, il like to talk to you about the best type of inverter battery to buy for your house or office power backup need.

With dollar exchange at an all time high, cost of inverter batteries and Indeed several other things in the market have all gone up. That's why when an investment is to be made at all, one should be able to go for the most cost effective.

There are essentially 3 types of inverter batteries in the market right now

1. Gel/AGM dry cell batteries

2. Tubular batteries

3. Lithium iron batteries

If you have the funds, the third option is the best but if you want to go for what is cost effective in terms of longevity , ruggedity and cost then Tubular battery is your best bet.

I won't advise you to go for the first option as they hardly last long , at best you can enjoy the battery for between 12 to 15 months . They can't also withstand fast charging unlike the other 2. So, if you over charge or under charge this type of battery, it might not even last upto 6 months.

Tubular batteries can withstand fast charge which is a plus if you live in an area where electricity stays for less than 5hrs daily or sun shines for only 5 hours on the average daily.

You can't charge a flat dry cell batteries within 5hrs, you will damage the battery cells in the long term. It takes about 8hrs to fully charge a flat cell battery.

If you follow professional advise, your Tubular battery can last you for about 5 years and the cost difference between it and the dry cell batteries are not much . But the lithium batteries are usually very expensive and delicate to use.

If you have bad batteries that you want to dispose for a fee, you can contact me.

If you want to swap it also for a brand new Tubular battery and pay the difference, I am at your service.

I can also get you the best inverter and solar panel types that would best serve your need.

When it comes to anything alternative energy, you can reachout to me .

Seeking professional advise in an area you are not too familiar with is a smart thing to do .

*POWER IS LIFE!*


*Note*

Generator fume is dangerous and fuel price is always changing like APC, so please give yourselves a treat, get an inverter today. It would increase your lifespan.

*CONTACTS*
WhatsApp :- 08109946200
Call :-
09137135287

Momentum Vinay Technologies, Lagos.

Hello I bought a 75ah car battery for my inverter, would this battery last me for years?