Wagwanbrethren:
If you like come here to scream rigging. Obi is taking Lagos or took Lagos but no one spoke about the rigging stale talk. I've never seen such intolerant and vile people.
Let's see how those wailers will derail here with their rants.

The moment it's not in favor of their candidate they start threatening everyone. Let's see how it goes. Keep celebrating Lagos win while Tinubu keeps hitting it big. He is likely to win this election!

Perfect planning by apc, allowing Obi to win Lagos, very perfect planning

Wagwanbrethren:
If you like come here to scream rigging. Obi is taking Lagos or took Lagos but no one spoke about the rigging stale talk. Let's see how those wailers will derail here with their rants.

Perfect planning by apc, allowing Obi to win Lagos, very perfect planning.

Massive rigging

Interesting

alberto2k:
you dey talk of N87 way i go even happy to see am buy at #120

😂😂😂😂😂

Moz22:
gotta feel for these people... I was once their customer like 3 years ago until they did me dirty, although I paid back tho.. but I vowed to have my revenge. Some idiots texted me about some loan whatever and asked if I was interested, I went to do a due diligence on the app but I couldn't find it on play store and they don't even have a licence from CBN to operate, I sha took the loan to repay in 7 days.. on the 7th day, they started with their calls and threat. I sha paid them and borrowed again.. this time, about 5 other sister app of that loan contacted me so I borrowed from all of them, lol.. I went to refuse them permission from accessing my contacts, location and the likes just immediately I borrowed.. on the my due dates, they called and called and called.. issuing threats and all but I returned their threats saying if any of my contact should inform me of any loan app calling them, they will have themselves to blame.. it got a point they began to beg me pay.. I have blocked all their access to reach me, I blocked all the numbers they use to text me.. I deleted the app and they can't even move my money from my account..

How is it possible that they can't touch the money in your account, it's this in anyway possible??

OriOko88:
Na only fairmoney and palm credit I dey deal with. The new method they employed in getting their money back is liking ur ATM card with their app,so anytime one defaults they can debit u straight from ur acct. They re now smarter. Na palmcredit did that for me..dem deduct 5k from from my acct out of d 15k I dey owe them.. I shaperly withdrew my 4k balance from my bnk

Is it only the account that you linked with your atm that they can debit? Or they can also debit your other bank accounts linked to your bvn? Please respond.

BluntTheApostle:


Just make sure you don't borrow to repay.

If you don't have, don't pressurize yourself.

Fairmoney can only auto-debit your GTBank account for now, since you linked your GTBank debit card to your Fairmoney account.

Although, I am fighting a case against Fairmoney because I have reported them to Google Play and to the FCCPC, but if you have the money, you can repay them.

BUT DON'T BORROW TO REPAY ANY LOANS. I BEG YOU IN THE NAME OF GOD.

Defaulting on a loan is not a criminal offence. It is a purely civil matter.

Okay thank you so very much, I will not borrow to pay them and whenever they calls I will pick their call and assure them that I would pay, or better still I will take one month extension until I finally sold my TV to pay.

I really hope that they won't debit my other account, because I have money for contributions from people there.

Ezeego1:


The answer is NO, They can't be able to withdraw money from your other bank accounts, it's 100 percent impossible so don't panic. FairMoney is considerate, They have options for loan extension you can check that. They don't blackmail people as well, if they call you pick up and tell them you will pay soonest.

Fear not!

Thank you so very much boss, I would use the loan extension, I will take one month extension at least I would have been done selling my TV by then to repay them.

BluntTheApostle:


Global Standing Instruction (GSI) allows banks to take principal loan amount and interest from other bank accounts you have, but only as a last resort.

For example, if you owe UBA money, GSI allows UBA to search for any of your other bank accounts that you have with other banks to see if you have funds.

Supposing you owe UBA 20,000 naira, and you have 10k in Fidelity and 10k in Access Bank. UBA can take these monies without asking your permission.

However, this is done only as a last resort. They only do it for non-performing loans (at least 90 days overdue).

But I don't think that CBN has extended GSI to microfinance banks like Fairmoney.

I only know of traditional banks. I don't think microfinance banks have been given the authority to exercise GSI.

Okay thank you so very much, I really appreciate, I haven't gotten buyer for my TV, I would have paid long ago, they're not pricing it well, but I will sell it within a week from now and pay them, so that I can eventually be free.

Ezeego1:


Young man listen attentively, Those loan apps can't do any shit with BVN so stop threatening people unnecessarily. It is advised that people owing them should make sure they don't pay back. They are illegal and should be treated that way.

NB- Anyone that need a loan should make sure he has no real contacts on his phone at the time of taking this loan, make sure you have no delicate pictures in your phone. Once the money is given to you, go to your phone settings and deny them access to your contacts, messages, media, location...after that delete the App on your phone and download another one and repeat the same pattern.

This is a collective effort to make sure they go bankruptcy and leave this country. They should go to China and India to be practicing their scam loans.

Boss, my loan would be due in 2 day's from now, with no money to pay back yet.

I used my GT bank card to collect this loan from fair money, when the loan is due would they be able to collect money from my other accounts if money mistakenly enters? Because I have kuda and uba, aside my GT Bank that I linked my atm card with them, would they be able to collect money from my other bank accounts? I don't know if you understand when I'm explaining.

BluntTheApostle:


Yes.

They can only report to their fellow illegal loan apps.

They can't report you to a credit bureau.

So, while other illegal loan apps will not give you loans again, banks will still give you loans.

Boss, my loan would be due in 2 day's from now, with no money to pay back yet.

I used my GT bank card to collect this loan from fair money, when the loan is due would they be able to collect money from my other accounts if money mistakenly enters? Because I have kuda and uba, aside my GT Bank that I linked my atm card with them, would they be able to collect money from my other bank accounts? I don't know if you understand when I'm explaining.

stacyadams:



They won't flag Ur bvn...I promise u..no just sell Ur foam...they can only put Ur bvn on credit bureau which means some financial institutions such as banks may not give u another loan.

Thanks boss, if only you knew the huge relief this just have me. Thank you

stacyadams:
..them no go block Ur account bro..



Lol..most loans apps will call u,threaten u,call Ur contacts,add interest .they will try to take money in Ur accounts when money drops ,but if they can't ,they will resort to peaceful talk .they will ask u when u want to pay,they will plead with u las las to pay what Ur owing and forget the interest.... U for no sell Ur foam. ..some won't bother to call u again walai

Boss you're serious? They won't report and get my account flagged through my BVN

I haven't sold my form yet, but I already posted on jiji for sale, if it is indeed true that they won't flag my account through my favorite BVN then I won't sell my foam anymore and wait to pay them whenever I can, but is it really true that they won't flag all accounts linked to my BVN?

stacyadams:




They will not arrest ,sure banker.
U loose 1.5 for crypto,u still go borrow more money to invest on crypro wey u know say u go loose again.. Haba

That's how it went, I was so desperate to recover my loss even though I can never recover as little as 2% of my loss with the borrowed money, I was really really desperate then. It was just last month.

I have been online since morning reading about the consequences of not paying back, from what I learnt fair money doesn't send messages to contacts, but they will black list one's bvn and one won't be able to receive or send money, the account will become useless.

All the same, I sell the only thing I have left which is my foam, to pay fair money y half of the money, as for branch, I don't know when I will pay but I believe I will pay someday.

Dozis:

No but they can report you to credit bureau which will adversely affect your credit rating

I borrowed 35k to pay 45k from fair money, I used it to trade crypto and lost it all, I borrowed 20k from branch, I used it to trade also and lost it all.

All this happening because I lost 1.5m to crypto 2 months ago, my whole entire life savings with absolutely nothing to fall back on, for weeks I couldn't boost of 1k after the loss, I was hungry drinking Garri day and night, a lot of days sleeping with totally empty stomach.

Then I resulted in taking money from loan apps to see if I could double the money, and I lost everything down to ZERO, the loans I collected is expiring January 1st and I don't even have ordinal #200 naira, no work, nothing nothing, no hope of paying back. I live in fear day and night as each day's passes by because I fear of the consequences of what the loan apps might do to me, I now live in great and constant fear as each days passes by and repayment date draws near.

I fear that they might send messages to my contacts or even arrest me, because right now I don't see myself paying even 3 - 4 months from now, I have sold all I have including my phone, I'm left with nothing.

Dozis:

I get your point that scammers are on the prowl on nairaland.
I do not hold brief for the op but there was a time I was owing fairmoney 150k, carbon 195k and palmcredit 35k at the same time, what happened was that I started small and was paying promptly as at when due and they kept increasing the loan until it started choking me, so imagine if this is the case with the op and from his screenshot I saw up to ten loan apps there, so don't just assume it's a scam because you have never been in this kind of situation before and you may never know.
What the op posted may or may not be a scam but having been in this kind of mess before I tend to believe him. It happens bro and he's not begging for help from nairalanders.
I will post my own story here one day.

Good evening sir, please does fair money send derogatory messages to your contacts when you default?

imoh4king:


Bro, u will get out of this, even if I don't know how. But, let me advice u....get far away from online currency investment. I left a N40K job for binary option trading. The strategy failed big time. Bro, I have traded Forex for close to 8 years.....its not worth it. Let's face offline business. Your N1.5m would have yielded good returns in the next 2 or 3 years by 200%. Let's stop dreaming and face reality.

I have strictly advised myself already and I have totally stopped. My only fear now is what they might do early next month after my loan has elapsed, I now live in Great and constant fear day and night as each and everyday passes by.

AmancalledGod:
Omo wahala choke ohh, pray make them no publicize your details say you carry HIV...lol

Hmmmmm, for real? This just send shivers down my spine, so scared of what's about to befall me early next month. I now live in Great and constant fear.

imoh4king:


Pls, tell us more..
What happened? Which loan app was responsible for whatever u went thru

It's about to dawn upon me, not yet but about to. I borrowed 35k to pay 45k from fair money, I used it to trade crypto and lost it all, I borrowed 20k from branch, I used it to trade also and lost it all.

All this happening because I lost 1.5m to crypto 2 months ago, my whole entire life savings with absolutely nothing to fall back on, for weeks I couldn't boost of 1k after the loss, I was hungry drinking Garri day and night, a lot of days sleeping with totally empty stomach.

Then I resulted in taking money from loan apps to see if I could double the money, and I lost everything down to ZERO, the loans I collected is expiring January 1st and I don't even have ordinal #200 naira, no work, nothing nothing, no hope of paying back. I live in fear day and night as each day's passes by because I fear of the consequences of what the loan apps might do to me, I now live in great and constant fear as each days passes by and repayment date draws near.

Edopesin:
Run away from loan apps

Hmmmmm, I wish I had listened to you.

kumbhuru:

I'm just wowed.
If you don't mind, kindly share your routine, the exercise you did.

Well what's on the picture Is what I have been using for the past couple of months, no other equipment or what so ever. It targets my girth and so far it's been working. I normally wear the two.

It's a fan rubber, sometimes I wore them to the sex my girl, it's part of the exercise... I would be brutally honest with u here, girth is far far far more important than length, I have been dating my girl for almost 2 years now and whenever I sex her she doesn't scream that much, but whenever I wore the fan rubber for a great expansion, she was screams to high heavens, holding them sheets so tightly. But something happened yesterday, few hours before she came I have been on the fan rubber making sure I got the best girth expansion, and when it's time for the main deal, she screamed to high heaven, and won't allow me to stop, I eventually did 8 rounds and she still want more, she even had an orgasm on the first round, and enjoyed the rest rounds to so. much this is the 2nd time that I have expanded my girth to that stage and I saw the huge difference and pleasure It gave her, she even complimented me for the very first time as you can see from the picture below, why I'm saying this is because If your girth is okay then no need killing yourself over length, or doing any exercises to increase It, your survival and fight should be girth only as length isn't significant. Talking 1000% from experience. It was recently that I realized that all the sex I had been having ever since are waste, without girth you're just wasting your precious time, because the difference of the feeling is really much, believe me on this.

Note : It's extremely painful because It would be so tight on your dick, coupled with the fact that I am always using viagra whenever I wore them and also watching porn at same time. My penis would be so engorged that after removing It, It stays that way for up to 24 hours before returning to its normal size, doing this continuously, you would see great and wonderful results.

Note - Do this at your own risk, because It's quite risky.

[quote author=kumbhuru post=118791167]
Huh...
How then is it possible? Or you are younger than 25?[/quote

Younger than 25??

Dis isn't a natural growth naaaa, so why won't It be possible?

By the way I'm 33

kumbhuru:
. That's a lot of hard work.
I guess you continued with the equipment and exercise?

No

No equipment

kumbhuru:

What's the latest now?

Now 6.2 in length and 4.9 - 5.0 girth

AutoRedux:


Op don't take this advice or else you will end up with kidney failure which can lead to premature death.

Please Is there any consequence or repercussions of taking viagra?

I asked because for the past 2 to 3 years I have been having sex at least on a daily basis, twice or once a day, this year alone from January until this current month may, only 4 days that I haven't had sex, the rest of the days I have been having sex and I have been taking Viagra on a daily basis whenever I'm about having sex with my babe, I don't have any problems with my erection but I normally takes it to enhance it. There are 360 days in a year, so in conclusion this year alone I have taken it more than a thousand times..... Please is there any effects?

Branduche:
Buy Tadalis
One tab only.
30 min before the match with her.
She will be begging you steady.

Please don’t use tadalis more than once

Why not more than once?
Is there any consequence or repercussions of using it more than once?

I asked because for the past 2 to 3 years I have been having sex at least on a daily basis, twice or once a day, this year alone from January until this current month may, only 4 days that I haven't had sex, the rest of the days I have been having sex and I have been taking Tadalis on a daily basis whenever I'm about having sex with my babe, I don't have any problems with my erection but I normally takes it to enhance it. There are 360 days in a year, so in conclusion this year alone I have taken it more than a thousand times..... Please is there any effects?

Farmers league..... Biggest farmers league.....

Acme45:
Good day friends, I was checking for another thing online 3days ago. And I saw my very good friend's name boldly written by the sex video only for me to open it to discover that it was her.

She got married few months back. and the date the video was uploaded online was just about two months to her wedding. And I'm very sure she's not even aware of it and if the husband accidentally see this video. Definitely the woman will be sent out.

I have not been able to tell her because of how she will react to it. pls what's your opinion on this matter on ground. I just wonder how will a matured woman will allowed herself to be filmed. Stay one place them go say no, see what going from one dick to the other has landed her. Pls should I tell her or face my front?

Tell her and she might accuse you that you're the one that uploaded the video.

Can't say more than this.

Hmmmmm

revived2:
Guy you and all these your tales sef

Real tales, 100% true