Having access to information, which Google provides, is one thing, converting that to Practical knowledge is another.

taurus21:
Why pay so much for knowledge? When everything you might ever want to know can be gotten free of charge... Cheapest school or University you can get... "Google University"

Download the Chipper from Google play store, I don't know of its availability in App store. Create an account and you can then get a virtual dollar card from the app. Can be funded from Naira bank acc. It's actually a very intuitive app