Insure1's Posts
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Game of thrones Boondocks Weeds |
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misterrex:Yes sir, all of these. And many more... And will deliver to you same day or the next |
9. Fahrenheit by Dior Price: N12,500
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In due time these promises will be revisited and properly put in perspective. Nigerians will decide again if performance turns out woeful. Posterity never fails with its gavel. |
Khloe Kardashian. |
voltron:Fair enough sir. These are very reliable places to buy from. But if you come around Lagos anytime, let me deliver your choices and only hope my prices beat those big stores. Quality is not an issue. |
cirmuell:My question bothered round his church, not his house. |
I just want to know one thing: Does Osinbajo still pastor his church? Or has he graduated? Anyone? ![]() |
I think there's something fishy with this story. Its somewhat too smooth. Or is it just me? Methinks Yul hasn't said all ![]() That urge to project oneself as innocent is a subtle sign of something lurking. |
omenka:Na so na Aint a thing wrong with that sir Meanwhile, you can ask @in_sure1, please do you have Lalique? ![]() |
voltron:Nice tips. But truth is that adulterated fragrances can come with same quality of cellophane wrapping. In Nigeria, people erroneously term any fragrance that doesn't smell loud as they desire as fake perfume. Some fragrances were not created to be very pungent. This doesn't make them fake. Having said that, perfumes are made with ingredients according to different notes. Top, middle and base notes. With original products, each ingredient is added to the mixture according to a specific measurement. Fake perfumes, either use substandard of these ingredients or reduce the quantity of the ingredient of each note thereby reducing its potency. Again, some perfumes come in exact packaging of the original but smell totally different. Top notes, middle notes and base notes are way off the ones created by the brand owners. There are perfumes called 'Designer Impostors' that come as the RealMcCoy. Only a few can spot them. Goodluck with purchases. Jodeci, phillips70, Tgirl4real |
8. Blue de Chanel by Chanel Bleu de Chanel is a sophisticated and contemporary fragrance from Chanel that hit the market in 2010. Chanel introduces its enhanced version, Bleu de Chanel Eau de Parfum, in summer of 2014. The fragrance is dedicated to freedom—endless, deep and boundless. The woody-aromatic composition created by Jacques Polge follows the original path but goes down into a sensual and oriental amber territory. Wood maintains the freshness of the original in this variant, enriched with depth and velvet amber woods. The fragrance is available as 50 and 100 ml Eau de Parfum. Price: N17,00
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7. Birthstone by Prive 90ml Eau de Parfum | Vaporisateur Natural Spray | 3.0 Fl.Oz Opinion: Great long lasting fragrance. Awesome smell for just the right price Price: 2,500 |
FriedPlantain:Hilarious! ![]() Nice tips insightz |
6. Kenneth Cole Black for Men by Kenneth Cole. This is a Woody Aromatic fragrance for men. Kenneth Cole Black for Men was launched in 2003 and created by Harry Fremont and Sabine De Tscharner. Top notes are ginger, mandarin orange, basil and water mint; middle notes are nutmeg, incense, cedar, lotus and exotic woods; base notes are amber, musk, violet leaf and suede. Price: 8,000.
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Insightz:Lol. Bro chill a bit, it should not be a problem. I laid no claim(s) to it and you have even already taken the credit all by yourself na and even inserted your link. I simply intended to help folks who needed their prices. Anyway, since you're a perfumes enthusiast, what do you think of the list so far? *i thought you'd have gotten over that and commented na ![]() |
5. 18 Sensual by Perry Ellis 18 Sensual by Perry Ellis is a Floral fragrance for women. The fragrance features bergamot, mandarin orange, pear, white rose, fruity notes, lily-of-the-valley, jasmine, vanilla bean, woody notes, freesia and white musk. Opinion: very good review have come from this. Its defining, revealing and sensual! Price: 8,500
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4. Encre Noire by LaLique Encre Noir is a masculine, mysterious black crystal block presented by the house of Lalique in 2006. Top note is cypress; middle note is vetiver; base notes are musk and cashmere wood. It is unique and will absolutely astonish all who perceive it! Opinion: It gives a luxury feel. I haven't seen even one person who has used this and didn't love it. Matured, ideal for working class guy who combines a good social lifestyle... And demands a class of his own! Price: N10,000
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3. Epic Adventure Epic Advendture is a woody Aromatic fragrance for men. Affordable, as it introduces you to your own class. Opinion: Get Adventurous with your aura! Price: N5,000.
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2. Red Door by Elizabeth Arden Created in1989, Red Door is a classic, elegant signature fragrance, a symbol of glamour and luxury, inspired by the famous Red Door Spa center. It opens with ylang-ylang and red rose, at its heart; orchid, jasmine, lily-of-the valley, orange blossom, wild violet and freesia. The base is composed of honey, sandalwood and vetiver. The nose behind this fragrance is Carlos Benaim. Opinion: Awesomely crafted, glamorous and elegant, this is a must use signature fragrance for ladies! A perfect birthday gift. Price: N10,000.
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notime3555:Thank you sir. You would do well to let 'broke people' be. |
Now, let me also recommend some really cool fragrances for men and women. Also perfect as gifts 1. Eternity by Calvin Klein Eternity by Calvin Klein is a Aromatic Fougere fragrance for men. Eternity was launched in 1990. The nose behind this fragrance is Carlos Benaim. Base notes are sandalwood, amber, musk, vetiver and brazilian rosewood. Top notes are mandarin orange, bergamot and lemon; Middle notes are coriander, blossom, juniper berries, basil, sage, lily-of-the-valley and geranium; Opinion: if you are the cool guy who doesn't want something too mild nor too loud/pungent. A classy masculinity is accentuated. Price: N8,500
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This list was made on another thread by Insightz. A good list with nice perfumes you won't regret. So I decided to help with the prices: 1. Davidoff Cool Water N8,000 2. Chairman by Yves De Sistelle 3. Azarro Chrome by Azzarro N8,500 4. Nautica Voyage by Nautica N10,500 5. Cuba Gold by Cuba N11,500 6. Lanvin L`Homme Sport by Lanvin 7. 24 Gold by ScentStory 8. Lanvin Avant Garde by Lanvin 9. Joop by Joop! N8,500 10. Azarro Legend by Azarro N8,500 11. Midnight in Paris by Van Cleef & Arpels https://www.nairaland.com/2273601/top-10-budget-perfumes-men |
There was a case of harassment by a colonel in d nigerian army. The judgment was in favor of the aggrieved and the army paid. Why won't the police pay? They shld knw better than being above the law. They can only appeal |
hardbody: It is both sad and unfortunate how people parade their ignorance on something they know nothing about. Insurance as a sub sector has not penetrated deeply in Nigeria because of these form of reckless submissions by people who should know. When the stock market was booming, insurance as a sub sector made so many people rich with their penny stocks, today, the market has gone south across board and it has affected all the companies. As for long term fundamentals, google the likes of Mansard, cornerstone, and perhaps custodian. You will realize what has been going on.I lend my voice to these words here. On point ! You are very very on point ![]() |
![]() Op, before critical analysis begin you first want to know that: Insurance companies generate funds frm banks and all other financial institutions, Federal Government's and indeed all governments' properties, multi-nationals, private companies spanning all sectors, repeat ALL sectors of the nigerian economy, individuals (sadly only a small percentage) use insurance. Like I already mentioned, even the banks go to insurance companies to insure themselves and even insure the money they save for you. Insurance is like a (or should be the) backbone of all businesses... against risks! Every person & every property (personal/official) should be insured. I'm just giving you the scope of the ideal relevance of insurance and where the generate funds. insurance sector is only as healthy as the health of the totality of the entire economy/nation. Having said that I want to clear something here: I 'strongly' disbelieve that insurance firms use abt 80% of the premium collected for management costs. Rather it should be that that article meant to say 80% of the profits earned on the premium. When this premiums are paid, the companies in turn, use the monies as capital to do businesses (businesses which vary from one company to another). At the end they make profit from this deals they do. Now, from the proceeds, they pay the client interest on his money(a prior mutual agreement on the rate), pay the marketers their stipends and commissions, pay their electricity bills, water bills, salaries, rents, fuel generators and cars, repairs and general maintenance etc. After all these expense the company might have a substantial/little amount to declare as profits of which the shareholder may/may not be happy with. It is false and misleading to say that insurance companies spend 80% of premium on management expenses. For some of us here who don't know what 'premium' is: its the total money a client (the insured) pays as cover to the insurance coy per annum. So if a client is paying 10,000 naira monthly it'll amount to 120,000naira per annumm. This 120,000 is the premium. so a coy doing & in business just leaves the money laying down there and keeps spending out of it up to 80? ? |
Cos crisycent: Real recognize RealRaaaaah! |
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Nicole9 u want d world to join ur friend against d guy because he wronged her, who will join d 4 helpless ones she wronged. |
I started collecting dan brown's. His are usually a bit more than mere stories. Please anyone, there's a book 'Murder by Deception' written by E.A Meredith. I have really got to read that book. Its d most interesting I ever came across but few pages into it, I lost the book ![]() |





! You are very very on point
