₦airaland Forum

Assurance20:
There was a time I used about 5 loan apps, & honestly the interest is like 20% or more for 2weeks loan or less, & the sooner you pay, the higher your ratings to access higher loans. At a point in time, a popular loan app(used for over 3years) even offered me #90,000 loan to pay back monthly(high interest rate) within 6months. I was so engrossed in these apps that before I knew what was happening I was borrowing from one app to pay another loan, the interest rates are so ridiculous that if not careful, you will keep living in debts, To cut the long story short, I was oweing 5 loan apps about 250k. It took me nothing less than 7 months to pay off all the debts & I deleted all the apps & decided never to borrow again.

Even after I deleted the app, one of the major apps kept calling that I'm one of their good clients with good ratings, & kept asking why I don't take loans again, they kept on with sweet talks & even offered much higher loans , I just laughed yeye people

The only reason you could have owed so much is either you are an Addicted sport bettor or undisciplined crypto trader, one bad thing about sport betting is if addicted(talking from experience), you'll keep borrowing to chase losses hoping you will win to settle the debts but you would end up in more debts, & for crypto trading, never fomo or buy assets@ All time high,& most importantly don't invest more than you can lose.

Advice: Man up & look for a way to pay all the debts & delete those apps, Trust me the interest they offer are outrageous & it only takes the grace of God to remain sane once you are trapped in their debts.

Your life is far worth more than #700k.
I can offer to borrow you about #200k without interest to pay back either monthly at an agreed amount if you're genuine...

Tough time don't last, only tough people do

Bro I'd be glad if you can offer me too.
I'd be so glad as I'm confused at the moment.

I'm going through it o, borrowed from Lcredit in April, I've been paying interest on interest, I pay 11500 every 2weeks to Lcredit, which is 23000 per month out of 35k salary, because of a 40k loan, and I don't want to borrow higher to pay as the loan will keep going up.
Now I'm fed up, because of 40k I've paid this people 115k, and they want to still keep collecting it, Im scared of them sending messages to my contacts, but at this point, I'm wondering if I won't let go like this, as I'm meant to pay again today, but I don't have, will I go and borrow again?
They're killing me softly, I wonder if they'll agree for me to pay little by little.
Just confused.

I'm going through it o, borrowed from Lcredit in April, I've been paying interest on interest, I pay 11500 every 2weeks to Lcredit, which is 23000 per month out of 35k salary, because of a 40k loan, and I don't want to borrow higher to pay as the loan will keep going up.
Now I'm fed up, because of 40k I've paid this people 115k, and they want to still keep collecting it, Im scared of them sending messages to my contacts, but at this point, I'm wondering if I won't let go like this, as I'm meant to pay again today, but I don't have, will I go and borrow again?
They're killing me softly, I wonder if they'll agree for me to pay little by little.
Just confused.

I'm going through it o, borrowed from Lcredit in April, I've been paying interest on interest, I pay 11500 every 2weeks to Lcredit, which is 23000 per month out of 35k salary, because of a 40k loan, and I don't want to borrow higher to pay as the loan will keep going up.
Now I'm fed up, because of 40k I've paid this people 115k, and they want to still keep collecting it, Im scared of them sending messages to my contacts, but at this point, I'm wondering if I won't let go like this, as I'm meant to pay again today, but I don't have, will I go and borrow again?
They're killing me softly, I wonder if they'll agree for me to pay little by little.
Just confused.

I'm going through it o, borrowed from Lcredit in April, I've been paying interest on interest, I pay 11500 every 2weeks to Lcredit, which is 23000 per month out of 35k salary, because of a 40k loan, and I don't want to borrow higher to pay as the loan will keep going up.
Now I'm fed up, because of 40k I've paid this people 115k, and they want to still keep collecting it, Im scared of them sending messages to my contacts, but at this point, I'm wondering if I won't let go like this, as I'm meant to pay again today, but I don't have, will I go and borrow again?
They're killing me softly, I wonder if they'll agree for me to pay little by little.
Just confused.

I'm going through it o, borrowed from Lcredit in April, I've been paying interest on interest, I pay 11500 every 2weeks to Lcredit, which is 23000 per month out of 35k salary, because of a 40k loan, and I don't want to borrow higher to pay as the loan will keep going up.
Now I'm fed up, because of 40k I've paid this people 115k, and they want to still keep collecting it, Im scared of them sending messages to my contacts, but at this point, I'm wondering if I won't let go like this, as I'm meant to pay again today, but I don't have, will I go and borrow again?
They're killing me softly, I wonder if they'll agree for me to pay little by little.
Just confused.