Hello NL,i have been working for four to five years now without savings and it gives me a sense of concern.I stay in satellite town festac side Lagos,and work in V/I with one man business and my salary is N80k.There is no allowance,just N80k ,no other source of making money.As a family man,I am very worried because the said amount does not cater for me and family.Atimes the money will finish even before the month end,and you know what it means.I have been trying to find another part time job to do to augment the salary,also have been trying to find more higher paying job but none up till now.Every time i do tell myself,is this how i will make it as a man,depending on a single source of income that is not even enough every month?.Apart from that,nobody prays for bad thing but what if something happen to the one man business?,Not even a single savings or investment!.Truly,i m worried.Please my fellow NL and other family men/women in this forum,how can i go with this,as it is very frustrating.