₦airaland Forum

Not really…. Just saved
Just enjoy traveling…

Hahahaha! Go where?
Go your own oooo.

My next target is Schengen, so I can see my Brother in Switzerland.
He has been there for almost 10 years and has no documents to travel, he will be surprised to see me.
I believe having this SA and UK visa will push my Schengen.
All those my family members inside Europe for years lol, I’ll be bursting them one by one soon.

Yes

I’m planning to use it for my Birthday in May.
Also I can watch the Premier League.

1: Yes, I entered all the previous refusal, I know they like it when you come clean with them, they can see all your previous refusals on their data, the date and time is on your profile, I think when they enter your name and DOB it will match with all your applications if any, and they can see the reasons for refusal and the documents you may have submitted, though all the reasons were same, I noted each refusal on the online form.
They never pointed out my previous refusal, I made sure I gave a concrete explanation for all the previous refusals.
I was interviewed in British Lagos Consulate when I was 18 and I wrote all the questions the British guy asked me and the answers I gave him and the name of the white guy who interviewed me too, I looked his ID, I also detailed everything in the embassy, the office I entered and the glass window and the camera that I looked.
So they knew this person came well for them…
I even told them to go play their CCTV at that very date, they will see my young self entering their embassy.. haha
While it may be more tight for him, he just needs to explain it, and make sure there is a continues trend from that life till now.
Don’t just go bring a new fresh thing to them, some may not buy it. Let them see how far you have come from that year till now, so they can track your personal growth, I think that’s one thing I really knocked on.
So when I was refused first, I was very disappointed and that made me write them, I can’t have this honest life and you tell me I can’t visit the UK, no way.
If I was an English with my job and small money saved I’m not sure you can deny me a visa, so why cuz I’m Nigerian. Omo I gave them hot in my letter, though they didn’t faze much but I think it made them seat up for my second application.
2: I did not make any reservation for airline, I only put the amount intended for flights and the airline name.
3: My income is roughly a Million. N967k
My expenses is about N290k
4: My budget for the 7 days I will be there, I think food was about 350k and transport about 500k

I only budgeted for
Flight
Food
Hotel
Transport(cab)
Ticket to Arsenal Game
Tickets for Tourism

I didn’t buy the ticket, I just put the amount for it and total it all.
That was all.

Always make sure not to budget more than 3 months your salary. Anyhow you do it, make sure you don’t get over this and also make sure the proposed amount reflect the events you going to do, maybe if you have family there it could be more cheaper.
In all that you do, avoid credits into your account that are not salary, infact make sure no credit near that account except salary or what you may.
The money they see N500 credit. Omo their hair go just stand for hand. I don’t know why but I had my own share, they said N12,000 and N2000 was not my salary. Lol
So avoid it.

I DON’T KNOW IF YOU BELIEVE IN GOD, BUT TAKE IT FROM ME, DO YOUR BEST AND PRAY.
My first application is November was a blunder, they went to mix my application with someone else information, all the reason for refusal was not related to me, I was angry but it was my breakthrough, Omo I settle down and used it against them, even the Entry Clearance Manager had to email me and review it and asked me to apply again, though it didn’t make them give me but I think it was an avenue for me to tight my bolt and nots.
All glory be to God.

VISA GRANTED!!!
UK C-VISIT
Application Date: Dec 10th 2024
Biometrics: Dec 19th 2024 Lagos Ikeja
Collected Passport: Jan 17th 2025

Document Submitted :
Employment Letter
6 months pay slips
Vacation Approval Letter
Promotion Letter
Work ID
Employment Introduction Letter
Previous Work Assignments
NIN SLIP
Previous Entry Stamps
Bank Statement
Bank Reference Letter
Hotel Reservations
Land Purchase Documents
Land Deeds and Land Survey
Church Letter
Previous Visa Refusal Letters
Trip Itinerary
Self Introduction Letter
Boyfriend ID and WhatsApp Chats
Detailed explanation of transfers reversed (not salary)
Detailed explanations of previous work visa refusal in 2016 and administrative appeal refusal note.
Family photographs
Letter from my Dad and siblings, detailing how I take care of them as dependents and their ID.


**Reduced my proposed expenses amount from 1900GBP to 1620GBP.

Thank you Jesus Christ.

I just went to pick up my passport, I got a collection mail this morning and I got a Visa sticker in my passport.
After 4 refusal in 2016 as an 18 year old and two refusal in December 2024.

I wasn’t expecting this visa anymore..because of all the back and forth I had sending letter to home office and dragging with them.
I’m so happy. I was asked to reapply by the Entry Clearance Manager because of the error they made in the first application, but I was told I must meet with the requirements or I’ll be refused and I went for biometric Dec 19.
Fortunately, I guess I got this one.
My proposed date has even passed hahahaha.

Thank you Lord.

Applicants that did biometric a week before your date hadn’t even received an info yet.
So just relax.

I wasn’t responding to your comment.
I just shared a thought. Sele

I think if you are refused visa with the UK twice and it’s a visit visa, and you do not visit another country, if you come back again they might also refuse you..
If you really have the money like you claim then try another country and next application note it that though you didn’t give me the visit last time but see oooo I visited this country and I enjoyed my stay there and I spent my money there. The Officer will know that this one is a true visitor and he or she has the liquid cash.

Hello Giselle,
What about my cousin who didn’t have a single travel history nor had parents or siblings… not even an asset.
They gave him the visa… isn’t it funny, I just think it depends solely on the officer reviewing your application, some are more experienced or detailed that some..
Imagine an officer pointing out bank salary narration…
I feel I had more ties than my cousin but he got his, so I just think it mainly seats with the officer…
They gave someone visa with 4M naira in his account.
I can only say it’s God because the red flags were so much that even him couldn’t believe.

This was a fresh application

My reapplication has taken more about 4 weeks now.
They just sent me this email today after sending me an email on the 23rd of December that my application has arrived their office, it’s now taking them like 2 weeks to even start considering it.
I think there’s a huge load on them, so if your application is delayed, just be patient.
Funny enough I don’t even need this UK visa again, I already got an E-Visa to visit South Africa. 🇿🇦
They should do their review and return my passport.

I had same issue in my application, I had two reversal of N2,000 and N12,000. This visa officer said I had unexplained deposit and that I had no other job on file and so they can’t ascertain the credit, but I explained severally in my application, do they want someone to lie in an application? How has bank refunds become an issue.
You need to explain clearly, if it’s possible write an email to your bank and ask them about the credit to your account and your bank will likely say it’s as a result of a reversal due to bank outage and also attach it.
That’s why I was refused, but adding this email might help, the reason I’m saying this is because my cousin who will work together is about 39 years old, he got no wife or kids, he haven’t traveled before, he gets paid about N490k monthly and he got no landed documents, he lost both his parents at young age, no ties from no where, except his job, we applied together in Lagos and guess what folks, they gave him the visa, do you know how much was in his bank statement balance, N4M. He had so many unexplained deposits, infact he didn’t even care, he uses the account for everything, but they gave him, me that had just minimal credits into my account, visa officer said No lol.
I had about 5 visited countries, almost a Million Naira salary, landed properties and more.
So I think everybody has a scale at wish they are judge.
But for a fact, everybody’s application is never same.

Just incase you think it’s weird, I’ve his bank statement and his UK visa on my WhatsApp, he asked me to book a flight for him, so everything is possible, yours may work or the visa officer might over a lot just as he did for his.

Don’t UK banks reverse transactions if unsuccessful? Why reversal is a big issue for them I don’t know, they just want a clean slate, they are the ones that promote people having artificial bank statement because you don’t want to see errors… so just explain, add the bank reply email.

Thank you Madam, I was surprised myself.
How N2,000 becomes an unexplainable deposit, an amount not up to 2 pounds, and I even documented in my supporting documents that it was a failed transfer that was reversed, it was airtime purchase that was reversed.
How it’s an unknown deposits just begs the question? Did they look at the explanation I gave? But thank you for your input, I guess I’ll revisit South Africa or Doha or I’ll try Italy.

Just Incase I want to reapply during my mid year break.

I’ll do just that. Thank you.
Please this is the refusal note, kindly help me explain to the best of your ability what the ECO meant.
I believe they want a bank statement free from minor credits, even if it’s a bank reversal.
I don’t understand the income and family part.

I think they were angry that I dragged them to their Home Office superiors, I sent a letter via DHL to Home Office Secretary, that one may have written them why they made error in a visa review and the individual sent a letter to the office, because the same day DHL delivered the letter where I blasted the Entry Clearance Officer and their impotence, that same day, an email from the Visa Head in Home Office wrote me that they were sorry about the refusal and would review it, now they did and they say 12,000 naira and 4,000 naira were credits on the account, after telling them this funds were transfers I made but were reversed due to bank outages.
Me I don’t care, I’ll dragged them, thank God I’ve the email of UK ambassador in Lagos, I sent a letter to that one officer, he sent me a mail also. I’ll be copying them in the email, even if I don’t get the visa, I’ll drag them until this their credit and debit rubbish they do stop.
I made a transfer of 12,000 naira and my bank reversed it, it now showed as deposit, you are saying it’s an unknown funds, can’t you see it’s reversed funds, the initial transfer is there but you can’t see it, just the reversal.
I don’t know if UK banks don’t reverse funds if the transfer is not successful. I just think it’s rubbish talk.
It’s just like a format, if you have any credit except your salary, Oya flag it. If it was a transfer I would even understand.

This people are funny, I explained to this same officer that the credit was not from unknown source, it was a refunded payment due to bank outage. I made a transfer of 12,000 and few days later it reverse, so also for the other amounts.
This drunkards said from unknown source, they are just busy looking for credits from unknown source, which job in Nigeria will pay you12,000 and 4,000.
Lol

I think it was about 3 weeks.

After dragging them that they made error in my decision, they went back to look for minor deposits in my banks and put that as reason, this people are tortoise 😂

Thank you, but I’m not the one who travelled to Rwanda.
I’ve to 5 countries and I don’t think that is even an issue, my point is the reasons the officer gave for the refusal is strange to me as non of those information was in my application. I’m confident they mistook by application for another person because I’ve gone to check all my submitted documents and VAF and none related to what the ECO described on the refusal note.
I didn’t loan anybody money, I didn’t miss write my monthly salary as allege on the refusal note.

Please my younger sister lives with me and I give her money often, is she my dependant? Though we have a Dad?

Thank you.

Take British Airways are go fam.
Don’t stress with transit visa and all.

“The documents and information you have submitted in support of your application
indicate significant differences between actual income and the income stated on your
VAF, and due to the discrepancies, I am not satisfied that you have demonstrated
your financial circumstances to be as stated. Based on the documents submitted and
information available I am not satisfied that you have demonstrated your personal
and financial circumstances are as stated.”
Another blunder the ECO made was this, my monthly salary after tax is N742,356.85 and this was the same amount I entered on the VAF, how then did they come to this conclusion that there are discrepancies, I even attached my pay slip.
I think they got so many jobs that they just messed up everything, cuz I know what I wrote on the VAF and it corresponds with my salary to my bank.

I’ve traveled before and I’m sure I never used the term loan someone money my VAF lol I didn’t even put any information about that, my application was for me and I stated I have an older father and sibling who live with me.
I don’t know where that phrase that I don’t have any dependents come from honestly, that’s why I said to can’t even understand the refusal note cus it seems it’s not for me.

I’m just telling you none of the things written on the refusal relates to me lol.
I never said anything about loaning money to friends, neither did I say I have no family in Nigeria or is my income not stated on the form.
Please where can I see the email address for reconsideration?

The only thing he or she got correct was the first bullet point. The rest was not just information from me.
I feel they just used another person’s profile to judge mine lol.

I think the VFS thing scattered mine lol cuz all the reasons they gave do not even come close to what I fill on my form, I didn’t loan anyone money neither did I say none of my family is in the home country, in fact I stated we all lived together . So I don’t really know where the ECO got those long paragraphs from which does not relate to me..

Good evening everyone, I was just refused a visit visa.
But I’m not quite sure I’m the one the officer is addressing on the refusing note.
Yes, I was to visit the UK for 7 days on tourism.
They said I loaned person money, I never loaned anyone money and I didn’t say anything like that on my application. All the funds on my bank account belongs to me and I don’t understand the terminology.
They said there’s a difference between my actual income and income stated on my VAF, this is not true, I don’t think they were addressing my file.
They said I stated none of my family dependents are in my home country, I do not understand this sentence as I clearly stated I have family here and I live with them, I don’t really know if they were really reading my documents or someone else maybe. Buts it’s okay, but I just feel this is opposite of the information I put on my online form.