₦airaland Forum

Kylekent59:
First bank kor.

Firstbank chop my 5k, they converted my account from savings to first instant acc. I had to come back to lagos from O town just to make my expired atm working, but all to no avail. That was in 2013.

I left the 5k for them. Even if i use my other bank app to search for my Firstbank acc details, it doesn't show.

UBA,UBA

UBA that i went to pay my school fees back then in 2011, the lady was playing game instead of attending to students that came to pay school fees. Her reply was "no service"

We took our school fees back home. Thief robbed my lodge that night, but i didn't sleep home--- I slept at a friend's place.

The next day, I went back to pay again, but met crowd. The rest na history, but i sha paid.



Fidelity bank, hmmm

I went to pay in money into my uncle's account, instead of them to answer people in cue, they started from behind, attending to their special customers. It is very bad, why not first come, first serve.


Diamond Bank, wahala.

No day dem no dey get crowd for their branch. I went to one of their branch in Alaba one day like that. I saw the bank filled with people. I thought they were playing visual. If not for one fine sexy sales girl that was the second to be attended to i begged to pay in for me, I would have been there for hours.


GTB bank

The kinda charge dem go charge you for online transaction ehh, they are too good when it comes to app.


Keystone Bank


I remember what one of their staff did for me. There was this guy i met on BBM channel back then in 2014, he claim to sell fix match and that all his ticked normally enter. I chatted him, and told him i was in. He sent his acc details and told me to pay immediately that the next game would start by 4:00pm( tuesday). As a guy way wan buy flat screen TV for school then, i decided to use out of my 10k I had at home. I took 5k to send to him, and my plan was to stake with 5K.

I set out for the bank, I entered and boom, I collect the deposit slip, filled in his details and proceeded to have it deposited. I gave the staff the deposit, all to my surprise he started advising me that i shouldn't do fixed match stuff that it's fake. How he knew I didn't know, so he told me he knew the account details I entered and it's a scam.

I took my money back from him, cus I was having double mind pay in, don't pay dem go chop you OOo. I left with my money, tore the slip and branched to one joint like that, orderd for Ofe Akwu, two goat meat, and small beans for the side. I ate and went back home.

At 6:30pm, I saw on his wall, " sorry for today's fixed match cast, my source said something happened between the coach and the players, that changed the game."

I was very happy say dem no gba mi OOo. The bank staff just saved me.

''Odili Rupert I hope those people you scammed, their money don hook you for throat"


No bank is the best, they are all the same.


Next week, I am gonna open an account with First bank, let me try them again. Just current account. I just hope my milla go dey safe.

I bank with UBA, Fidelity, and Diamond. They are all good, just that dem get customers pee lenty pee lenty.

Ina son ku duka, arin kudi ga kasuwancinmu.

FirstBank cant convert savings to instant rather they convert FirstInstant to Savings based on some conditions and to Enhance your banking experience.

OP, FirstBank has all the qualities you mentioned above.
Widespread Branches, highest no of ATM card holders in Naija (over 10m) over 9.5m ussd users,reliable internet banking etc

Go with FBN

SmellySperm:
I know say u b baba for the course

baba carry me along na, anything for the cash out abeg

lol...I no dey cash out on People instead I give freely if i have and you really need it.

SmellySperm:
see as u just burst dat guy format

you're a GOAT in ur own way

lol...the guy no read the course well

The account number you dropped and the one in alert screenshot doesn't tally at all.. the numbers there doesn't appear in your account number

Next time, plan your strategy well

They are doing well against all odds.

CBN did well this time.

FirstBank is truly First!

Link?

Your No ain't available

Interior?

Truth

Ugwuanyi and Propaganda eeh...this OP is a very good PR manager... Portraying that guy for what he is not. This is the Worst Governor Enugu has in recent times.

All legacies of Sullivan are Gone!

First Bank of Nigeria Limited has been named 2019 “Best Mobile Banking App” and “Fastest Growing Retail Bank” winner by Global Business Outlook. The Global Business Outlook Award recognises and rewards excellence in business in companies across the world, both in the public and private sectors. The award rewards innovation, creativity and the drive to create value.

FirstBank earned the Fastest Growing Retail Bank recognition because of its leading role in promoting financial inclusion in the country, a drive which has resulted in its 44,000 Agent Banking network designed to complement the provision of beskpoke financial services at its over 750 branches nationwide.

It also won the Best Mobile Banking App award thanks to its Firstmobile banking app’s capability at performing a wide range of financial transactions in a safe, adaptable, futuristic and efficient manner. The user-friendly app is widely renowned for its ease of navigation and state of the art security features to mitigate risk against fraud.

In the course of 2019, FirstBank bagged numerous awards across various areas of its business operations. The awards comprise Women Empowerment Category – Sustainable Banking Awards by CBN Bankers Committee, Best Private Bank in Nigeria 2019 by Global Finance Magazine and World Finance Magazine respectively; Best Process Automation Initiative, Application or Programme by Asian Banker International Excellence in Retail Financial Services; Best Banking Brand Nigeria 2019 by Global Brands Magazine; Best Retail Bank in Nigeria by Global Banking and Finance Review and Asian Banker International Excellence in Retail Financial Services Awards respectively; Cashless Driver: Highest Volume in Bill Payments and Highest Transaction Volume in Real-Time Payments by CBN Electronic Payments Incentive Scheme (EPIS) – Efficiency Awards; Long Service Corporate Award by Nigerian Economic Summit Group; Best Financial Inclusion Program – Nigeria 2019 and Bank of The Year – Nigeria 2019 by International Investor, amongst many others.


Speaking on the awards, Folake Ani-Mumuney, the Bank’s Group Head, Marketing & Corporate Communications said, ”We appreciate the recognition of these awards by the respective awarding bodies. The awards are dedicated to all our customers across the globe as their continued patronage of our services is appreciated. We remain steadfast and would not rest on our laurels at rendering bespoke financial services tailored to meet the financial needs of our valued customers, irrespective of where they may be.”

About FirstBank

First Bank of Nigeria Limited (FirstBank) is the premier Bank in West Africa with its impact woven into the fabric of society. The Bank which has been sustaining its development-oriented services for over 125 years as the region’s foremost financial inclusion services provider, offers a comprehensive range of retail and corporate financial services through more than 44,000 business outlets to over 17 million customer accounts.

As a national icon and an international player, FirstBank is one of the most enduring financial services brands in Africa with international footprints extending through its subsidiaries, FBN Bank (UK) Limited in London and Paris, FBNBank in the Republic of Congo, Ghana, The Gambia, Guinea, Sierra-Leone and Senegal, as well as a Representative Office in Beijing.

Standard chartered
FirstBank has been nimble at promoting a digital economy in Africa and has issued over 10 million cards, the first bank to achieve such milestone in Nigeria. FirstBank’s financial inclusion and cashless transaction drive have resulted in over 228 million users on its USSD banking service through the nationally acclaimed *894# banking service and over 3.4 million users on its Firstmobile platform.

Since its establishment in 1894, FirstBank has consistently built relationships with customers, focusing on the fundamentals of good corporate governance, strong liquidity, optimised risk management and leadership. Over the years, the Bank has led the financing of private investment in infrastructure development in the Nigerian economy by playing key roles in the Federal Government’s privatisation and commercialisation schemes. With its global reach, FirstBank, one of Africa’s most sustainable financial services brands, provides prospective investors wishing to explore the vast business opportunities that are available in Nigeria, an internationally competitive world-class brand and a credible financial partner.

FirstBank has been named “Most Valuable Bank Brand in Nigeria” six times in a row (2011 – 2016) by the globally renowned “The Banker Magazine” of the Financial Times Group; “Best Retail Bank in Nigeria” for eight consecutive years (2011 – 2018) by the Asian Banker International Excellence in Retail Financial Services Awards and “Best Bank in Nigeria” by Global Finance for 15 years. Our brand purpose is to always put customers, partners and stakeholders at the heart of our business, even as we standardise customer experience and excellence in financial solutions across sub-Saharan Africa, in consonance with our brand vision “To be the partner of first choice in building your future”. Our brand promise is to always deliver the ultimate “gold standard” of value and excellence. This commitment is anchored on our inherent values of passion, partnership and people, to position You First in every respect.

Folake Ani-Mumuney

Group Head, Marketing & Corporate Communications

www.firstbanknigeria.com


https://nairametrics.com/2020/01/25/firstbank-wins-best-mobile-banking-app-and-fastest-growing-retail-bank-awards/


Davide470
Uboma

Interior? Engine?

You cant be ignoring questions been asked. Someone asked what the issue is and you ignored.

Will I be coming to inspect a car from states apart without first knowing what one intends to expect??

How much?

Over the weekend, three friends —Emeka, Joe, and Mayowa— hung out at an upscale lounge somewhere in Lagos. As is often the case during such gatherings, the young men drank some liquor and talked about their jobs and the women in their lives. Most importantly, they talked about opportunities for making more money. Now, this aspect of their conversation underscored the fact that many young people have very troubling misconceptions about investing.

1. Ponzi schemes are considered investment
As the friends were discussing,


Emeka was particularly interested in knowing if there was a new Ponzi scheme in town, after the massive collapse of MMM a few years ago. The 26-year old is fascinated by get-rich-quick schemes. As a matter of fact, he considers Ponzi schemes as the only form of investment that anybody should be thinking about.

Of course, Emeka couldn’t be more wrong to think that Ponzi schemes equate investing. The differences between the two are clear. For one, Ponzi schemes are illegal whereas proper forms of investment aren’t. But then again, for the hundreds of thousands of people like Emeka, none of these matters.


investment bias

The truth is that many people in Nigeria have the falsest understanding of what investing really entails. Therefore, this article is aimed at breaking down some of the biggest misconceptions young people have about investing, starting with the one below.

2. Investing is for old people

This may sound unbelievable, but a lot of young people in Nigeria believe that investing is for old people. Financial expert, Kalu Aja, is familiar with this falsehood. While commenting on this topic, he shared some of the most ludicrous things he has heard such as: “Don’t save for retirement, you’re young. There’s no need to save at all; just hustle.”


Going back to the lounge where Emeka and his friends hung out over the weekend, a similar sentiment prevailed. Joe’s employer had recently set up a pension plan for him following the confirmation of his appointment. But the young man wasn’t happy over this, simply because a certain amount was meant to be deducted from his monthly salary to fund the pension plan. See his argument below:


“They said it’s good for me. But who cares about saving for retirement?! I am just 25 years old and will be working for the rest of my life…”

Again, Joe was wrong because nobody can work for the rest of their lives. However, someone’s investment can work for them by yielding interests that will sustain them for the rest of their lives. Therefore, do not be deceived into thinking that you can work all your life. A time will come when nobody will employ you again, because you will be too old. If by then you do not have other means of sustenance, you are going to wish you had arranged a good investment for your retirement while you were young.


3. Investments that do not guarantee 30% interest per month are not worth it

This is another misconception young people have about investing. It explains why many of them overlook legitimate forms of investments such as the stock market and prefer Ponzi schemes such as MMM. As Kalu Aja explained, it is greedy to think that any investment would ever guarantee you as much as 30% interests per month. If you rush into a Ponzi scheme with the hope of getting this, you shouldn’t be disappointed when it collapses eventually, as such schemes usually do. You could lose all your money just because of your greed.

4. I need all the money in the world before I can invest

Again, this is not true. While some forms of investment do require a lot of capital, there are other forms of investing that do not require you to have all the money in the world. A good example is mutual funds which specialise in pooling together investors’ incomes to form a large sum which can then be invested in select stocks, bonds and other forms of investments that will definitely yield you interest.

5.The riskier the investment the more rewards

Kalu Aja said he often comes across this misconception. As such, he was more than eager to debunk it. According to him, every form of investment has an element of risk, no doubt. However, it is not the risk that produces the reward. Therefore, thinking that an investment must be very risky for it to produce result is false.

“All rewards come from risk, i.e., volatility. But not all risks produce returns. Buying a Nigerian stock, for instance, is high risk because of the volatility characteristic of the stock market. Does the volatility guarantee any returns? No. investing should, therefore, be planned to mitigate against risks.”

6. Once I buy a stock, I’ll become wealthy
This is yet another misconception that prevails among young people in Nigeria. For whatever reason, they believe that making money through the stock market is an automatic process. For them, all you need to do is buy the stock and keep, and before long, it begins to yield tons of money for you. Unfortunately, it does not work like that.

Mayowa, who was mentioned above, learnt this the hard way. During the weekend hangout with his friends, he complained that he was done with investing because he hadn’t made any money from his bank stock. According to him, he bought N30,000 worth of shares a few years ago and was surprised to find out that the investment had barely yielded any interests years later. Therefore, he was convinced that investing is a useless venture.


foreign investment, Here’s the easiest way to invest in your future

The truth is that Nigerian stocks are not one of those investment packages you just buy and keep aside. As Nairametrics’ publisher, Ugochukwu Obi-Chukwu, once explained, you have to look at owning a stock the same way you consider owning a pastry shop. Nobody just stocks their pastry shop, lock it up, and leave it to sell itself. Your NSE stocks are like your inventory. You need to periodically look at it and ask yourself important questions like “Is it earning money for me? Is it doing well?” If it’s not doing well, then you flip it. Be active with your stock because that’s the only way you can know it’s the right time to sell or even buy more.

There are many misconceptions young Nigerians have about investing. But for the meantime, we have only focused on the five discussed above. It is expected that reading this will help you do away with these falsehoods, just in case you are one of those who believe them. Investing is one of the best gifts you can ever give yourself; however, you must be wise about how you go about doing that.


https://nairametrics.com/2019/11/25/breaking-down-the-biggest-misconceptions-young-people-have-about-investing/

No pictures?

Lol..3.2m wehdone sir!

Non negotiable?

saxha:
Black diamond suites, Victoria Island Lagos. June 3.

Yours?

PM

Nigeria’s leading financial services group and holding company, FBN Holdings Plc, has announced its winning of the 2019 Best Corporate Governance in Nigeria Award by World Finance; the voice of the global market renowned for its comprehensive coverage and analysis of the financial industry, international business and global economy.

The event, which was held recently in London Stock Exchange studio, was organised to provide a comprehensive analysis of the very best across various areas of business endeavours in each market around the world.

Receiving the award on behalf of FBNHoldings, UK Eke, its Group Managing Director said:


“RECEIVING THIS AWARD FROM WORLD FINANCE BASICALLY TELLS US TWO THINGS. ONE: IT’S AN AFFIRMATION OF WHAT WE ARE DOING IN CORPORATE GOVERNANCE, BEYOND THE GIANT STRIDES WE’RE MAKING IN FINANCIAL PERFORMANCE. SO WE SEE THIS AS AN ENDORSEMENT OF THE BRAND, AND IT’S A BRAGGING RIGHT FOR US. BECAUSE AGAIN, THERE ARE VERY FEW INSTITUTIONS IN NIGERIA THAT HAVE BENEFITED FROM THIS AWARD. WE ARE TRULY PROUD TO RECEIVE THIS AWARD.”

Since 2007, World Finance has been celebrating corporate achievement, innovation and brilliance in their annual awards.

About FBN Holdings Plc
FBN Holdings Plc. is the non-operating financial holding company of one of the largest banking and financial services organisations in Africa. A truly diversified financial services Group that offers a broad range of products and services, including commercial banking, merchant banking and asset management and insurance to millions of customers. FBNHoldings oversees business groups that collaborate to deliver innovative financial solutions.

The bank and the non-bank subsidiaries of the holding company operate in Nigeria, as well as through overseas branches, subsidiaries and representative offices across the world. The companies in the FBNHoldings Group include; First Bank of Nigeria Limited (FirstBank), a commercial bank with operations in 11 countries; the Merchant Banking and Asset Management business of FBNHoldings, which comprises FBNQuest Merchant Bank Limited, FBNQuest Capital Limited, FBNQuest Trustees Limited, FBNQuest Capital Asset Management Limited, FBNQuest Funds Limited and FBNQuest Securities Limited.

FBNHoldings Group also comprise insurance businesses, namely; FBN Insurance Limited, FBN General Insurance Limited, and FBN Insurance Brokers Limited. The business group offers life and general insurance services, as well as brokerage services.



https://nairametrics.com/2019/04/12/fbn-holdings-wins-world-finance-best-corporate-governance-in-nigeria-award/

1.6?

Drop your WhatsApp Line

How much fr the Red?

glowberry:
Hello everyone baII plus calculator available for sale, just 20k.

how can we contact you?

Julia345:
Looks beautiful..... Wish they are dating for real

ndi online inlaws

Morataa!!

Peter Obi and Black wears shaa

senchris:
Hi Juddexy2, have you started studying?...I have registered to write level 1 by June 2019. I will be in Nigeria for two months starting next month and will be in Enugu, we can hook up and share ideas.

alright...sent you a PM

I honestly hope there won't be staff retrenchment!