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Travel / Re: UK Car Insurance No Claims Discount by kollah66: 10:48am On Feb 05
I also need this details please
Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by kollah66: 4:37pm On Dec 28, 2023
Send money and make money
If you are in the U.K and want to send money to Nigeria, sign up for this apps using my code
The rates are vialy the same and sometimes better than lemfi

Nala: KOLA-326464 Get 10£ when you send 100£ and above
Lemfi: OLUTY9HG Get 10£ when you send 100£ and above
Taptap send: OLUTOBI1 (add as promo code) 5£ is added to your first 1£ transfer and above
PESA: kollah66 Get 5£ when you send 50£ and above

1 Like

Travel / Re: Living In The Uk-life Of An Immigrant (part 3) by kollah66: 1:24am On Dec 27, 2023
Paying back immediately (1 or 2 days) is not the best way to use CCs to your advantage, set up direct debit to clear off your balance at the end of each cycle and don’t use more than 30% of your limit and don’t withdraw cash with it. That is the best way to use CCs for credit score growth.
cbn4main:
Elders in the house, I thought having a well managed CCs is a good way to building one's credit score. Why is my case different na? Here is my journey so far:

I and my partner arrived the UK in August last year. I tried to get CCs for both of us but were denied by AMEX, monzo and Lloyd's. Luckily for us, it didn't affect our Credit score. My partner is a full time worker while I was a student working part-time.
I decided not to apply again until last month.
My partner got accepted by two CC companies (zable and Capital one) while I applied for only Zable and got as well. Whenever we use the CCs we pay back latest after 1 to 2 days. We try to maintain a zero balance.

I recently checked our Credit scores on Transunion, they were OK. But to my greatest surprise, my partner's score on Experian had dropped by over 100 points within one month of using CC and reported a credit balance of just £28 out over £400 credit limit. While mine reported zero balance but dropped by only 1 point. My experian credit score remain Fantastic.

My question is, elders in the house, does it mean it's better not to have a CC? How would they drastically reduce my partner's credit score when im no get any due repayment (just £28 she spent and she paid back the next day or so ).

Make una help biko

2 Likes

Travel / Re: How Do I Send Money To The Uk by kollah66: 9:23pm On Dec 06, 2023
send money and make money
If you are in the U.K and want to send money to Nigeria, sign up for this apps using my code

Nala: KOLA-326464 Get 10£ when you send 100£ and above
Lemfi: OLUTY9HG Get 10£ when you send 100£ and above
World remit: REFER2B9RB18T1LC1 Get 5£ when you send 50£ and above
Taptap send: OLUTOBI1 (add as promo code) 5£ is added to your first 1£ transfer and above
PESA: kollah66 Get 5£ when you send 50£ and above
Nairaland / General / Re: Cheapest Ways To Send Money by kollah66: 9:23pm On Dec 06, 2023
send money and make money
If you are in the U.K and want to send money to Nigeria, sign up for this apps using my code

Nala: KOLA-326464 Get 10£ when you send 100£ and above
Lemfi: OLUTY9HG Get 10£ when you send 100£ and above
World remit: REFER2B9RB18T1LC1 Get 5£ when you send 50£ and above
Taptap send: OLUTOBI1 (add as promo code) 5£ is added to your first 1£ transfer and above
PESA: kollah66 Get 5£ when you send 50£ and above
Travel / Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 7 by kollah66: 1:13am On Jun 29, 2022
Meogom:
My TB test is July 12th and it looks like that date is a public holiday. Does iom work on public holidays? Or would I have to book for another date.
Yes they do
Travel / Re: Living In The Uk-life Of An Immigrant (part 2) by kollah66: 12:46am On Apr 26, 2022
I am currently into construction in Nigeria (building construction) and plan to move to U.K with my wife before the end of the year, Please, how do I get started in the construction industry over there and be able to get sponsorship. we are moving to Glasgow
Health / Re: Male Infertility!!! Share Your Experience/success Story. by kollah66: 10:33pm On Aug 25, 2021
please where can I get maca tabs
Soloblincus:
I did surgery for varicocele and was placed on addyzoa but I added maca tabs and ate cashew nuts regularly. The surgery was done august ending. My wife is about 5 months pregnant now. I know someone whose wife got pregnant barely 2 weeks after surgery. Most men seek gynacologist advice instead of urologist hence drugs like addyzoa don't give dem results. Only a urologist can diagnose varicocele. My advice, know the cause of infertility B4 treating low sperm count.
Career / Re: Black Friday Discount For Iso 9001:2015 Lead Auditor Course by kollah66: 9:59pm On Nov 11, 2019
please, do you have a center in Ibadan?
Jobs/Vacancies / Re: M & N Group Work Assesment Invite. Anyone? by kollah66: 5:06pm On Jan 29, 2018
Ayobami1991:


I also received the same SMS yesterday to come for interview on 22/01/2018, but not sure how true it is because I submitted my CV online and maybe it was reviewed by them.

Pls how did it turn out with M&N
Business / Re: 30 Clever Ways To Make Money Online-2016 by kollah66: 9:51pm On Oct 06, 2017
earn money by sharing post on your face book...visit https://www.nairaland.com/4101298/make-money-online-directly-bank or whatsapp me on 08178286642
Business / Re: What To Do To Make Money Online? by kollah66: 9:50pm On Oct 06, 2017
earn money by sharing post on your face book...visit https://www.nairaland.com/4101298/make-money-online-directly-bank or whatsapp me on 08178286642
Career / Re: Easiest Way To Make Money Online 2020 by kollah66: 9:46pm On Oct 06, 2017
earn money by sharing post on your face book...visit https://www.nairaland.com/4101298/make-money-online-directly-bank or whatsapp me on 08178286642

1 Like 1 Share

NYSC / Re: The 7 Secrets Of Making Money Online 2017 (learn It Here Free) by kollah66: 9:45pm On Oct 06, 2017
make money online by posting on facebook...visit https://www.nairaland.com/4101298/make-money-online-directly-bank
Career / Re: 7 Ways To Make Money Online Without Being Scammed… by kollah66: 9:42pm On Oct 06, 2017
you can make money directly to your bank account...visit https://www.nairaland.com/4101298/make-money-online-directly-bank
Business / Re: See Two Sure Ways To Earn Income Online Without Spending Money by kollah66: 9:41pm On Oct 06, 2017
Business / Make Money Online Directly To Your Bank Account In Nigeria.. by kollah66: 9:12pm On Oct 06, 2017
This is not a Not HYIP (High Yield Investment program, MMM, wonder bank, scam, get rick quick, cycler or MLM

Earn #400 per posting on facebook

WHAT YOU NEED
internet connection and an active facebook account (no new facebook)

YOUR ROLE
Your main and #1 duty will be to share the sponsored adverts seen on your dashboard account to your Facebook page. Referral is only an added advantage it is not compulsory to earn.

NOTE
To make money, you have to use money...you will need to pay a token to the site before you start.....so serious minded people only.... but the information is free and you can act on it as you see fit....


are you interested?...then whatsapp me on 08178286642. whatspp only, no calls will be picked....I am not posting the details here because this is my first time posting and I dont know enough about niraland rules and want to avoid violating any one

1 Like 2 Shares

Investment / Re: Making Money Online Through Pay-per-view, Surveys, Captcha Etc by kollah66: 11:44pm On Aug 19, 2017
Emmaamaechi:
I have got one that pays me weekly and have been paying years back...
As you all know it depends on time invested and they pay via bitcoin wallet and other e- accounts.
drop your email address and I will send u d link.
You can also download their app and make some token too $$$$$$$

kollah66@yahoo.com....thanks

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