₦airaland Forum

Muyiwaipere:
See ungrateful people o.

You better thank God and manage your expenses....I see married men collect #120k as salary

You guys should stop all these nonsense
It's not a matter of being grateful
Nigerians are deliberately put in poverty by evil and useless rulers

Ifeoluwadev:
Before anybody calls me a liar or a complainer, sit down and read this first. Because I have numbers. And numbers don't lie.

In 2019, I was earning ₦150,000 per month. Junior staff. I was not rich at all. But I was comfortable. I could breathe.

Today in 2026, I earn ₦500,000 per month. On paper that is more than 3x growth. I should be living large. I should have savings. I should be talking about investments by now.

Instead I am broke before the 25th of every month.

Let me show you exactly why.


THE NAIRA ITSELF
In 2019, one dollar was roughly ₦360.
Today in 2026, one dollar is over ₦1,500.

The naira has lost about 75% of its value against the dollar in 7 years. So anything imported, whether electronics, medicine, baby products or even some food, now costs 4 times what it used to.

My ₦500k today equals roughly $333.
My ₦150k in 2019 was worth roughly $416.

Read that again.

I earn more naira but fewer dollars. In real purchasing power I have gone backwards even though my salary tripled on paper.


FOOD

In 2019, I fed myself comfortably for around ₦30,000 per month. Decent food, market twice a week, occasionally a small restaurant.

Today that same lifestyle costs me at least ₦120,000 and that is me managing carefully.

| Item | 2019 | 2026 |
|---|---|---|
| Bag of rice (50kg) | ₦18,000 | ₦85,000+ |
| Cooking gas (12.5kg) | ₦3,500 | ₦18,000+ |
| Groundnut oil (4 litres) | ₦2,800 | ₦12,000+ |
| Tomatoes (paint bucket) | ₦800 | ₦5,000+ |
| Full chicken | ₦2,500 | ₦10,000+ |
| Big loaf of bread | ₦350 | ₦1,500+ |

My food budget went up by 400%. My salary went up by 233%. The food is winning.



RENT

In 2019, I paid ₦350,000 per year for a decent one bedroom in a Lagos suburb. That is about ₦29,000 per month if you break it down.

Today that same apartment, same area, same size, same leaking ceiling, is ₦1.2 million per year. That is ₦100,000 per month equivalent.

I now spend 20% of my gross salary on rent alone. And landlords still want one to two years upfront. So every renewal season I need to drop over ₦1 million at once like I am buying land.



ELECTRICITY AND GENERATOR
In 2019, NEPA was bad but manageable. Fuel was ₦145 per litre. My monthly gen fuel was around ₦8,000.

Today petrol is close to ₦1,500 per litre. My monthly generator fuel alone is ₦45,000. And NEPA is still giving me the same 4 hours they gave me in 2019. Nothing changed on their side except the bills went up.


TRANSPORT

Bus from my estate to office in 2019 was ₦150 each way. That is ₦300 per day, about ₦6,600 per month.

Same route today is ₦700 minimum each way. ₦1,400 per day. Nearly ₦31,000 per month.

Ride hailing? Multiply that by three. I now spend between ₦30,000 and ₦50,000 every month just moving my body from home to work and back.



SO WHERE DOES THE ₦500K GO?

| Expense | Monthly |
|---|---|
| Rent (broken down monthly) | ₦100,000 |
| Food and groceries | ₦120,000 |
| Generator fuel | ₦45,000 |
| Transport | ₦35,000 |
| NEPA bill | ₦18,000 |
| Airtime and data | ₦12,000 |
| Toiletries and misc | ₦20,000 |
| Tithe | ₦25,000 |
| **Total** | **₦375,000+** |

That leaves me ₦125,000 for savings, emergencies, hospital, clothes, sending money home, school fees if you have children, and anything unexpected.

In 2019 on ₦150,000, my total expenses were under ₦90,000 and I had ₦60,000 left. That leftover was worth $167 at the time. My ₦125,000 leftover today is worth $83.

I saved more real money when I earned less. That is not a feeling. That is arithmetic.



THE PART NOBODY TALKS ABOUT
Beyond the numbers, what has changed is how money feels.

In 2019, seeing ₦100,000 in my account felt like safety. Like I had options. Like I could breathe easy.

Today I see ₦500,000 land on payday and my first feeling is anxiety, not happiness. Because I immediately start calculating what is owed, what is running out, what will still not be enough.

That shift from feeling okay to feeling like you are always one emergency away from trouble, even as your salary grows, is what this economy has quietly done to the Nigerian middle class.

We are not imagining things. We are not lazy. We are not bad at managing money. We are just running on a treadmill that keeps speeding up.



MY QUESTION TO NAIRALANDERS:
What was your salary in 2019 and what is it today? Are you genuinely better off or are you like me, earning more and living less?

Drop your numbers in the comments. No judgement for anybody. Let us count together.

This kind of post should be put on repeat on every social media in this country EVERYDAY till the next 2 years...

Evil
Laziness
Jealousy
Inferiority complex

Xenophobic attacks against African migrants in South Africa are disgraceful and unacceptable. Innocent people who came to work hard, build businesses, and survive are being attacked, threatened, and robbed while their authorities often never respond or deliberately respond too slowly.

Destroying immigrant-owned shops and targeting fellow Africans will never solve unemployment, poverty, or inequality. Violence against migrants only damages South Africa’s image, economy, and unity across the continent.

Africa cannot preach brotherhood and pan-Africanism while Africans are hunted by fellow Africans. Criminality, hatred, and mob attacks must be condemned without excuses.

Yes
This is very correct.

Laboratory result is only one part of the full health picture. An abnormal test value does not automatically mean a person is sick. Factors such as stress, diet, exercise, medications, dehydration, timing of the test, or even normal biological variation can affect results.
Laboratory findings should always be interpreted together with symptoms, medical history, physical examination, and sometimes repeat testing.
That is why doctors do not treat numbers alone, they treat patients. Always consult a qualified healthcare professional for proper interpretation of any lab result.

Ironfaceman:
Not who you're expecting.

Lagos will smile again

Obafemi Hamzat in one word, professionalism in human skin.

How did you know?
In what capacity have you seen him perform?
What about people like Gbaja?

Una never rest with all these fire exchanges?

How times flies...
So it's 10 years already...

Na so he bad reach abi na part of content?

Plenty supporters will start to abuse Trump too now

No be lie
But doctors will continue to take the credits.
That's how it is all over the world and there's nothing anyone can do about it.

Na vision we go chop?
Buhari also had a wonderful vision...

Kwankwaso no small na
His partnership with obi should be good

Kidnapping has now become a lucrative business for criminals and terrorists in this country.


What a country!

oluwaseunamos33:
ok.1234567890

It didn't work.
You're not serious.

Attempts
He almost break the guy neck

This is funny but not a joke.
Heads should roll

Lol
I wonder how these people think...

If the stress is too much, he should resign na and have plenty time to rest.
Please ma, advice him to do so.

Numberr one is
ONIGBESE.

brain54:
I'm not trying to be insensitive...


But Nigerians will learn the hard way. Nigerians don't like the easy way!

You and who?
You'll also learn the hard way

He can , Especially if the cheating was done "BY MISTAKE"

DNA testing is one of the most important tests in this generation, and people need to stop seeing it only as a “cheating test or just paternity check test.”

A DNA test is about truth, certainty, identity, medical history, and protection for everyone involved. It can prevent years of emotional pain, confusion, family disputes, and hidden mistakes.

We live in a world where hospital mix-ups have happened, babies have reportedly been swapped, records have been altered, and people have discovered shocking truths decades later. Human errors are real. Negligence is real. Secrets are real.

Doing a DNA test should not automatically cause offense or conflict. Sometimes, it is simply a responsible decision to establish facts early rather than live with doubts, assumptions, or future regrets.

In today’s society, DNA testing is no longer just an option. In many situations, it is becoming a necessity.

oluwaseunamos33:
my wife knows all my password from email, gmail, facebook, ATM. i can even share wit U guys if you want it

Please share it
I'm really interested...

Okay, whatever works for each couple...
There are no standards or rules to many of these things...
Some people will just respond to this with personal opinion, sentiments and not being objective.

Not everyone who keeps certain passwords private is hiding something. Some people are simply wired to maintain a level of personal privacy and confidentiality, even in very healthy relationships or marriages. In many cases, it can also be connected to the nature of their work or professional ethics.

For example, someone working in corporate management, finance, law, the judiciary, healthcare, government, or other sensitive fields may handle confidential information that they are legally or professionally obligated to protect. A lawyer, judge, HR personnel, banker, or company executive may genuinely be unable to share unrestricted access to certain devices, emails, files, or accounts because those spaces contain privileged or sensitive information belonging to other people or organizations.

Another example is a man in polygamous marriage...

At the end of the day, every relationship functions differently. Some couples are completely open with passwords, while others still maintain certain personal boundaries. What matters most is mutual understanding, trust, respect, and honesty between both partners.

Beautiful display
Ijebu people are very unique

Nice

Good for them.
One love

This one don enter spiritual level o

Good
Only good partnership can make their collaboration work well.

Good luck to him.
May God keep us to witness 2027...

I LOVE HOW THEIR FULL NAME AND PICTURE IS IN FULL DISPLAY

Criminals
Lazy people
That's what they know how to do best.
Shame!
THEY WILL NEVER DO THIS TO MY WIFE, DAUGHTER, SISTER OR ANYONE CLOSE TO ME WITHOUT ME SEEKING VENGEANCE IN ANYWAY POSSIBLE...
They continue to do this to people because they've been getting away with it and their irresponsible authorities and government are not doing anything about it.