₦airaland Forum

[quote author=Penguin2 post=123721654][/quote]

@ simanene, is the TOUCHLESS SENSOR hand sanitizer dispensers still available?

arbitrage: At N166.5 per dollar today and pounds, euro, services inclusive; over N107m transfers and still counting, all clients cannot be wrong.

@arbitrage, a few questions.
- what was your exchange rate for naira to dollar yesterday, Sept 5?
- what is it today, September 6?
- what's your website, and other contact details?
- what's your process?

mavinc4u: forget Gtbank, try another bank. Gtbank can rip you off when it comes to exchange rate as they claim to bench mark with parallel market which means their price would be the same as the mallam's price. Any bank you want to use, call their customer care and they will direct you on how to go about it. is either you fill a form and they will send the card to you through courier or you allow any of your siblings to collect on your behalf and send it to you.

Hi mavinc4u,

I just tried reaching you to know your thought which bank or banks uses the closest to the official CBN rates.

I called first bank and GTB yesterday to confirm the source of their exchange rate for naira MasterCard transactions and to compare their rates as at yesterday.

GTB customer service said yesterday's rate was between 166 and 168 and initially claimed MasterCard was the source of the rate. But when I called MasterCard, they said they have nothing to do with exchange rates. And that makes sense since all MasterCard does is connect merchants with banks for any transactions.

First bank's rate was 161 according to FirstContact and they said their rates was from CBN. However, on checking CBN website, cenbank.org, I saw that the official rate for yesterday was 155.73.

So do you (or anyone else in the house) know banks with the most favorable exchange rate (IE typically closest to the official CBN rate) for naira MasterCard transactions in dollars?

Thanks

It seeming like the cleanest path forward would be to get a Naira MasterCard from GTB and do high-valued transactions in the US with it (money orders, other POS /online puchases, paypal funding, etc). The questions then become:
1) can anyone kindly share their experience of requesting and receiving a GTB naira mastercard while outside Nigeria?
2) when using the Naira Mastercard for dollar-based transactions, what exchange rate benchmark does GTB use to charge the linked naira account?

Thanks ahead for sharing

mavinc4u: buy money order with your naira card and deposit it in your us bank

Hmmm... This is straight forward, simple and uncomplicated (for the most part - cos i have to get a GTB Naira Debit card first). Thanks

niello: In case you are in a hurry, here is a quick overview of our costs:
[b][/b]Purell Advanced Instant Hand Sanitizer
1 bottle (1 oz i.e 0.028 kg) estimated to last 2 weeks
For mobile use
Price: N1,990 per bottle (includes shipping from U.S to Utako, Abuja)
Purell Instant Hand Sanitizer with Aloe
1 bottle (2 oz i.e 0.056 kg) estimated to last 3 weeks
For mobile use
Price: N1,990 per bottle (includes shipping from U.S to Utako, Abuja)
Purell Instant Hand Sanitizer with Aloe
1 bottle (8 oz i.e 0.22 kg) estimated to last 3 weeks for 3 - 5 people
For stationary use
Price: N2500 per bottle (includes shipping from U.S to Utako, Abuja)
GermX Hand Sanitizer
1 bottle (10 oz i.e 0.28 kg) estimated to last 3 weeks for 3 - 5 people
For family or office use
Price: N2950 per bottle (includes shipping from U.S to Utako, Abuja)
Purell Instant Hand Sanitizer Economy Size
1 bottle (2 litre) estimated to last 2 weeks for at least 50 people
For office use
Price: N6,990 per bottle (includes shipping from U.S to Utako, Abuja)
All orders gets to you within 7 - 10 working days after we confirm your payment.[b][/b]
Hello fellow Nigerians. Ebola virus has thrown us all into a state of fear and even desperation.
We are here to help share, disseminate and distribute know knowledge, information, products and any useful resources that could us combat, prevent and eradicate the spread of this deadly germ.
I am a Microbiology Graduate of Unilorin (Nigeria's current highest ranked University.
Alright, now back to basics:
This thread is an avenue to combine my science background with my ebusiness work experience, passion and quest for success. We will conquer Ebola. We have to. However, we have our parts to play individually and collectively.
SOME EBOLA FACTS
Scientifically proven fact about EBOLA virus. Pls endeavour to share.......
If the ebola virus contacts a person's skin, this does not mean the person is then automatically infected by the virus. The virus is not active until it gains access into a person's mucous membrane.
Mucous membranes are those pink fleshy places in the openings of the body like the eyes, nose, inner ears, mouth, anus, opening of the penis and vagina or any wound on any part of the body. So if the virus is on the skin of the hand, it is easy for the virus to enter the mucous membrane because people touch these parts of the body with their fingers. The hands are very important.
This is why we encourage everybody to wash their hands often and rub sanitizers. This limits the possibility of being infected. Spread the knowledge, not the fear. Facts will save you, not fear. Together we can win the battle against ebola.
Panic has never been a solution to problems, and the deadly Ebola virus scares the life out of many. It has driven many into taking whatever is believed to be a preventive measure, but there’s no better way than to adhere to strict personal hygiene, using nothing less than genuine products.
Hand sanitizer is a better option while at home, out of your home and even in your office.
One of the best hand sanitizer brand in the U.S is Purell Hand Sanitizers. There are many others.
The more you use hand sanitizers after shaking people, visiting toilets etc, the less your chances of contacting the virus through your hands. You may not know but your hands carry a lot of germs everyday and since we often use our hands to touch places that help infection of the virus, then the best thing to do regarding hands is to keep it clean as much as possible.
You can pre-order your genuine hand sanitizers from us on this thread.
Don't fall for fakes. In times like this, it is easy to fall prey to fake products in the form of hand sanitizers. To remove all doubts and possibilities of buying the wrong one, buy your hand sanitizers from us.
You can either pre-order hand sanitizers from us based on our price list stated here or you buy from our inventory, which we will always put here whenever we have stock.
Below are the pre-order prices we have for you now. Remember, everything comes from the U.S.A. You will pick up at designated place for the cities we currently ship to.
Purell Advanced Instant Hand Sanitizer
1 bottle (1 oz i.e 0.028 kg) estimated to last 2 weeks
For mobile use
Price: N1,990 per bottle (includes shipping from U.S to Utako, Abuja)
Purell Instant Hand Sanitizer with Aloe
1 bottle (2 oz i.e 0.056 kg) estimated to last 3 weeks
For mobile use
Price: N1,990 per bottle (includes shipping from U.S to Utako, Abuja)
Purell Instant Hand Sanitizer with Aloe
1 bottle (8 oz i.e 0.22 kg) estimated to last 3 weeks for 3 - 5 people
For stationary use
Price: N2500 per bottle (includes shipping from U.S to Utako, Abuja)
GermX Hand Sanitizer
1 bottle (10 oz i.e 0.28 kg) estimated to last 3 weeks for 3 - 5 people
For family or office use
Price: N2950 per bottle (includes shipping from U.S to Utako, Abuja)
Purell Instant Hand Sanitizer Economy Size
1 bottle (2 litre) estimated to last 2 weeks for at least 50 people
For office use
Price: N6,990 per bottle (includes shipping from U.S to Utako, Abuja)
All orders gets to you within 7 - 10 working days after we confirm your payment.
How to Pay
Send an email to auction2africa@gmail.com
We will send you payment instruction and details.
We have a track record in ecommerce, electronic payment and procurement services as a registered business, so we won't run away with your money. We have clients and testimonies. We expect you to trust us because we trust you, and because no business succeeds without trust. According to a partner of mine, that is a vital currency especially in online business.
Abuja pick up location: Big Joe Ventures Transport Company Terminal, Behind Arab Contractors, Utako, Abuja.
Lagos pick up location: please check back soon
Benin City pick up location: please check back soon
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Communication: please feel free to post your questions, comments here on this thread whether before, during or after placing your order.
For special/bulk/expedited purchase and shipping, please contact us using any of our contact details below:
Auction2Africa.com Limited (A2A)
U.S.A: 8101 Sandy Spring Road | STE 100B No. 890 | Laurel MD 20707
LAGOS: 66, Bajulaye Street | Shomolu
ABUJA: No. 4, Malanje Street | Zone 4 Wuse
Tel: 08068058424
WhatsApp Only: 08036343499
BB: 21C31C71
Email: auction2africa@gmail.com

Do you still have these?

misanho: Went to SHOPRITE to buy food at the Deli, and on getting to the counter to make payments, I saw a bottle of sanitisers on the counter, so I decided to pick up the sanitiser for myself -just to be safe as Ebola has become the talk of every gathering in Town, two day later after giving a bottle to a friend and sharing the last of my stock, I went out to get more,on reaching the stores (shop rite, H-medics, and two other superstore) I felt a chill run through my spine, then it dawned on me that hand sanitiser scarcity has hit the Abuja metropolis, what I got two day ago at shoprite, ie. on friday for N270 had now reached N700 today-sunday. Young business men and woman, an opportunity is here again!

I'm curious about it. What sizes was the bottle for N270 naira?

123papas: There is nothing like hand sanitizing machine. I guess you meant Dispensers for Hand Sanitizer. These are not different from the soap dispenser you can find with toilet wares and plumbing merchants. You just need to label this is for 'soap' and that is for 'sanitizer'. For your dispenser refill bottles at fantastic rates you can reach this lady on 08096855836.

what are her prices?

ogb5: The guy has naira in nigeria, so the issue of domiciliary account does not come in. You can not do international online transfer from a naira account.

Op there are several ways to do this.
Create a website that accept credit card payments. That way they can pay you in dollars even with their naira dominated master or visa cards.

Another alternative will be for you to get a naira master card. You can use it to withdraw dollars from your account while in the US. It was recently reported that the withdrawal limit has been increased to 450,000 usd per year. That means you can use this method to move up to about half a million dollars per year per card. However you will lose from the high dollar /naira exchange rates charged by banks and the credit card company.

The other option is to open a PayPal account link your nigeria card to the account and also link your us bank account to the account. Fund your PayPal with your naira and withdraw it in dollars into your us bank account without PayPal withdrawal charge. However there is a 2.5% charge for such multi currency transactions on PayPal.

You can go the traditional way.
Transfer naira to a bureau the change owner. He will in turn transfer the equivalent dollars to your account in the US. I have a bureau De change I use for this. Pm me if you want his details. Can't post such details online.

The cheapest option will be to open form M valid for forex with your bank and get your bank to buy dollar from cbn on your behalf and then transfer to your account in the US. This is an extremely frustrating option for many people.

If you have a pos terminal in the us you can place a call to your customers in nigeria, let them give you their visa card or master card details then charge them through the pos terminal. That way you get paid in dollars right into your US account that the pos terminal is linked to.

Your customers can also send you dollars from nigeria by western union money transfer. You can receive up to 2000 usd per transaction by this method.

Thanks for the very informative response. I'll look into the paypal option. But i unfortunately don't have a card right now.

Can you please share the process for form M?

Mrcdorv: this is what I used to do for most of my clients if possible you have someone you can transfer the money then buy dollar and pay directly to your domicilliary account could be better.

Kindly explain your process. thanks

sktechnologies: Kindly do your self good and make the transfer online since you just affirmed you are into internet banking with your local bank where the money is, in the transfer window simply click NEFT that means a transfer to an internation destination.. then enter the domicilliary details, Kapish.. its as easy as it gets. further enquiries. pls get intouch.

Thanks. I've actually done that a few times when dollars was deposited into my account. But the challenge now is, I have naira and cant transfer that to the US unless i first convert it to dollars.

teeowl: do they give you Naira in US or do they pay the Naira in your Nigerian bank account?

I'm paid in naira into my account in Nigeria (GTBank). I'm looking for reliable and relatively inexpensive means to get it as dollars in the US.

ameristu: Get an ATM card. it is that easy.
You withdraw from any ATM with the same pin.

I actually don't have an ATM from my Naira account here with me in the US. But if I do, do you have any idea of the naira-to-dollar exchange rate involved for ATM cash withdrawal outside of Nigeria?

Hello House,

I'm located in the US and doing some business transactions in Nigeria where I'm constantly being paid in Naira.

Right now, I have some money in my Naira account and I'm trying to figure out the best and secured way to move some of those Naira to my bank account in the US.

I'm thinking of a scenario where a reliable BDC service can receive Naira through online banking from me and then pay the dollars into my dollar domiciliary account in Nigeria or into my US Bank account.

Does anyone have the contact of a reliable BDC that they have done this with?

Lekel: I'm thinking of using LSM global shipping. I hoping any of their recent customers can share a somewhat detailed experienceand timeline here on Nairaland. Thanks people.

Cheers,

I'll appreciate anyone's comments on LSM Global Shipping. Whether good or bad reviews, it will be great to know.

I'm thinking of using LSM global shipping. I hoping any of their recent customers can share a somewhat detailed experienceand timeline here on Nairaland. Thanks people.

Cheers,

@House, how about investing in Ghana T-Bills? The last yield was over 20%. See quote below. Would love to hear the house thoughts?

"At the latest auction on Dec. 21, the rate was 23.08 percent, the highest in Africa. That compares with Kenya’s 91- day rate of 8.14 percent, while its currency lost 1.1 percent this year. Nigeria’s naira has gained 3.2 percent in 2012 and it’s three-month borrowing costs were 12.02 percent at the Dec. 19 auction." - from www.bloomberg.com/news/2012-12-28/ghanaian-growth-to-drag-on-africa-s-3rd-worst-currency.html

montelik: Didn't even notice d copy I pasted was tagged. Here is a better copy :- http://www.4shared.com/audio/Z7ySOQVJ/Lami___Know_ft_MI.html

Hi Monteliki,

3 years ago, i heard this song just twice on Cool FM. And it has stuck with me since then... For those 3 years, I've been googling for it just to know who the artist is. Am so so happy to have find the name and your comment. Unfortunately, the 4shared link is now broken . I know it's been over 2 years. But am praying (seriously am praying) you're still on NL, you still have the song and you still willing to share it. If so, please do!!! I'll so so appreciate it. Thanks in anticipation.

I appreciate what you guys are doing here. Could you kindly help me check this VIN
JM1BJ2231Y0280564? Thanks alot.

I called IRS today and after over a 1-hour wait, and having to answer tons of questions, I was able to confirm that: though I am regarded as non-resident based on the under-5-year rule, I can actually file as Resident for Tax Purposes as I'm filing jointly with my spouse who's a Legal Permanent Residence. All I simply need to do is to include a statement saying am opting to file as such.

Thanks

@Davidylan, Do you mind mind if we chat further about this? If you can give me your email i'll appreciate it. thanks

davidylan:
That would be fraud. You would be claiming tax breaks that are only available to residents/citizens.

@Davidylan, Is that still the case if am married to a citizen or Permanent resident?

Apologies for not be very clear with the earlier post.

@Elpieda,
Thanks for your post on taxes!! That was brilliantly written.

Do you mind answering this - What's the issue with filing as a Resident alien for tax purposes before 5 years in the US on F-1 visa? I'll really appreciate hearing more from you.

Loads of great student-life advice here. Thank you all for such contributions.

Let me add my own voice to it. If some of it sounds repetitious, it's because I skimmed over the thread and also because I feel someone will still benefit from reading it again somehow. So, here goes.

-Do all that's within your power to have a strong first year GPA.
-Visit KhanAcademy.com for a lot of free and great tutorials in maths, finance, economics, history, etc .
-Someone in the thread said, GET ATLEAST ONE SUMMER JOB. That's a very valid point that i'll like to reteirate slightly - FOR YOUR FIRST SUMMER, DO EVERYTHING YOU CAN TO GET A SUMMER INTERNSHIP, if legally possible that is and even if you don't need the money. That'll be a foundation that'll allow you to build a successful US live (in my opinion).
-If you can bring a reliable phone to the US, some wireless phone companies (T-mobile, simple mobile) have a no-phone contract that can give u unlimited talk + text rather cheaply.
-Join Studentrate.com (it's free) to search for ideas on discounts on some of your monthly bills. e.g. i was able to reduce my Tmobile bill using an idea from studentrate.
-As soon as possible, do some paying job on campus. It's an avenue to get that all important Social security or ITIN early.
-For 50 bucks or so, you can join Sam's club or Costco or similar and it'll pay back for itself in discounts on various items in less than 2 months.
-Visit dollartree or family dolar from time to time - you never know what you'll see and like for the "everything for $1 price tag".
-9ja international driving license works in the US, at least for the first 6 months in the US. Well, this might be state specific, so check your state's DMV website. So arrange for one if you still can.

, dropping some good words.

Hello all,

Does anyone have any idea where I might be able to buy dried Cocoa seeds and/or Nigerian-made powered coffee (if any) in Lagos? I urgently need them for a school coffee project!

Will appreciate any feedback at all.

Interesting,

anyone with a good idea what they each cost?

@iaabc,

Would you mind sharing how you sorted it? Thanks

@Nairalanders,

Recently, I've been a part of a number of conversations strongly advocating the lucrativeness of haulage (moving containers from Tincan and Apapa ports to Inland Container Terminals within Lagos). So, as a starting point, I decided to come to here and ask folks for their experiences and unbaised advice about the Haulage business in Lagos as a whole.

Any insights (especially the risks involved) would be very appreciated. Thanks ahead!

Emeka Samuel:
finally they decided to give me a visa yesterday. @house ,i owe u a lot , thanks everyone.

Congratulations Emeka!!!! one great way you can really say THANK YOU to the forum is to contribute to it, And we'll love you to start with gist of your interview experience.

moremi2008:
Thanks to everyone for this very helpful thread. I have an urgent question for you guys:

I am scheduled to interview on a Wednesday @ 7am. If I interview successfully, when is the earliest day I can pick-up my visa? Is it Friday or Monday? I am asking because I live far from Lagos and would like to know for how long I can expect to remain in Lagos to pick up my stamped passport. Many thanks.

@moremi2008

Right from the next day, start tracking your passport on the Track Your Application page (see link https://www.usa-vfsglobal-ng.com/applnforms/track.aspx). For me, mine was available for collection the very next day (sometimes, they are efficient like that  ) , and be ready to pick it up at Lekki before 4pm.

Cheers