just2endowed:


Best post of the year 2021. If you agree, click like

Funny thing is, all of us would read this through, applaud it, loud how intellectually challenging the write up is but none would think about it again once we exit nairaland, none of us would ponder over it at night and none of us would try to consider where we individually can use the points provided to better the country/state. That, we leaving for the government and imaginary others.

Orlaoluwayimika:
It was a funny bitter experience.

We were in 300L in the Uni then and we had a 7 AM test
TOSIN I didnt take ur fone ooo I hope the person that took it died from ur curse I just really hope so.

OAU?

Omobsky:
Please any questions you have concerning this, direct it to Omobola121. I don't know anything about this, don't ask me questions please.

She was banned for posting this earlier.

You are Omobola, Omobola is Omobsky. The fact that you tryna create a distinction between you both makes you shady... Godspeed with whatever your intent is.

emmanuelewumi:



My guy you are a natural manipulator, you don't know it, you are a gifted marketer who can sell Ice to the Eskimos.

But I can tell you she was not loyal, her purported loyalty was determined by circumstantial variables.


How dare you date when you are not financially independent to at least take care of yourself?

Financially and socially wise! Boss!!

OgogoroFreak:
Actually, you are very correct. But mine was based on my own experience.

I had no job. I dated a working class lady that was earning around 250k monthly. I lived in her house but sometimes, this babe starves me. Her money no dey drop. She doesn't come home sometimes and I dare not talk. She treated me like sh1t. Atimes, no pussy for me like a whole month. I knew it's only a matter of time before she throws me out so I had to leave.
The depression and humiliation I felt was the reason I visited brothel that year and met my olosho girlfriend.

The olosho treated me like her god. Despite she's the one providing the money, she still gives me that max respect like I never knew. She makes like 20k daily except days she didn't go out to hustle. Na me dey even keep her money for her. Babe was the definition of beauty with no brain for she to believe she found a husband.

I was not any of the people you mentioned. I was extremely broke and hungry then but I said you are correct because through her, I met the

1. Dons
2. Successful criminals
3. Master manipulators
4. Unrepentant simps with little or no experience in women matters

I knew you were guilty, I just knew!

OgogoroFreak:
He also quietly read the beer palour ashawo thread na

I was shocked when he quoted powerdcom on that thread.

Man na man o.

Sure, women the opium + bane of men and curiosity gets the best of us at times...

But I guess he once mentioned he was cold called into the conversation coz I'm a regular with an alternate on that thread and was shocked to read from his moniker that very day.

emmanuelewumi:



What is your definition of loyalty. Having a husband or a boyfriend is not the same thing as loyalty.

You are very funny sha bit**es and loyalty in the same sentence.

They have boyfriend's, their boyfriends belong to the following groups of men.

1. Dons
2. Successful criminals
3. Master manipulators
4. Unrepentant simps with little or no experience in women matters

Who would have thought?! Respect

OgogoroFreak:
But do you know most olosho do have serious boyfriends and some are even loyal to a fault to their boyfriend?

Those bitches have seen the worst part of life. Met the "strangest" men you can think of. When you really get close to these people, you will understand why they act the way they do.

You mean loyalty exempts sleeping with multiple strangers for money?

emmanuelewumi:



A gentleman and not a saint, no man or woman is a saint.

Okay, I'd rephrase... A gentleman was once a guyman. Like yoruba would say: "Arugbo s'oge ri".

emmanuelewumi:



Nothing to share, just a Lagos boy, born bred and schooled in Lagos.

Did some of the bad, good and ugly things young people did until I gave my life to Christ and I became a new creature.

Wow, nice and short. A saint was once a sinner, we hope we today sinners would one day evolve to saints.

emmanuelewumi:



I guess he was referring to Olosho.

I can tell you those b*tc*es are not loyal

Did I just read right? Swears, I had to double check the moniker, letter by letter. Seems Sir Emmanuel got an experience to share...

handsomebolanle:


Contact me if you're under EKO Elect. Distribution.... and NO you can't go with it when you move...

Hi, I would like to contact you regarding this.

Everyone got their voices now
#Dogearmy

...

darediamond:


While you are spewing trash about my Golden Offer, A Customer already shared His Positive experience about my Package.

Learn to think and ask reasoble questions before you talk and your Life will change for better.

And you decided to expose your face shey
Ordhibhest o coz I don't know what you tryna prove on a faceless forum.

@Brokerharuna, seems Chz has stopped picking BTC's calls or limited how quick she picks. Better days ahead, bro?

Adegokenath:
go and buy land or house in ur home town stop investing in treasury bills or bond Nigeria will soon collapse and for those of you that have dollar account go and withdraw and invest in real estates, only God can save this country from collapsing

So, if the country collapses, the hometown you advised to go build house is situated where?

Shellsploit:


Go..

I'm glad you took the correction though
I also hope you'd decide to seek what the phrase translates to.

Shellsploit:
In roddy ricch voice...
"I rather be judged by 12 than buried by 6"





Accept my heart felt sympathetic sympathy!

*carried

Still don't get how this relates to the topic. You mind elucidating?

Not yet I guess @Brokerharuna?

NgHotGirls:
Thank you, your Signals are always accurate.

Dimitarr:


oga dont be quick to dish out false news like that(dont take it as an insult please). I mean reading peoples idea on trading view about btc they were already postulating that this dip would occur but we were still on course for btc to keep rising. rise and make correction, rise and make correction. just dont panic. we are in full alt and bull season. slow and steady wins the game. PATIENCE is key

You were saying

Disciplinarian:


I mean WhatsApp banking, almost every bank in Naija get WhatsApp banking platform na.

Anyway, how do I transfer money to a trader that's using Kuda, I've checked up to 3 traders and they're all using Kuda. Is it compulsory to use Kuda as a means of payment on binance?

I wanted to buy USDT, I went straight to p2p trade and I clicked on an ad that's in accordance to my budget, I typed in the price and clicked on 'make payment' the next thing I saw was "Opara Neptune...00045678...Kuda bank" I thought it was a mistake and cancelled the trade and checked another ad, I still arrived at the same junction. Kuda is not a bank, it's an app. Maybe it's because I'm a still a novice hence the reason for the confusion. I don't use Kuda because I don't like the app.

Only through bank app can you access banks like Kuda and co.

emmanuelewumi:




One is rich while the other is wealthy.


If his savings can cater for his expenses for eternity, you are wealthy. If your savings is equivalent to 25 times of your active income you are good to go. At least interest on the savings will be more than his salary.


Wealth will provide for you for eternity, a rich man will continue to work or hustle to pay his bills.

You have agreed with me that we can't be wealthy without savings and Investments, these are what give passive income

This, I 100% subscribe to without an iota of disagreement. Just the flaw in the comparison of figures, I was tryna point out.

I'm a sucker for passive income also of course, "Richest man in Babylon" made it so with so much emphasis . Despite being a lil fortunate with fair monthly income, I still feed very casual, no thanks to "a certain % of my monthly income must be invested".

So, investment is key sure to passive incomes. But how much you have to invest to achieve financial freedom is another interesting side of it all.

emmanuelewumi:



Not a matter of preference just that one is rich and the other is wealthy.

The CEO is rich and the Investor is wealthy.

The wealthy one can easily absorb any shock, emergency, accident or health issues compared to the rich CEO

Exactly what I disagree with, sir. As long as the rich CEO saves, he still would be richer than the investor at the point of calamity. The only question would be for how long since the investor most likely would still be getting his dividends while the rich CEO has only his savings to manage.

Despite the above, if he got guided right or he chose right to the path of investment/business at that point, he still would get fatter dividend/profits than the older investor, former 100k earner.

A lower figure can still be used to understand my perspective. A 500k monthly earner with 250k monthly savings and 100k earner with 50k monthly investment amounting 70k dividend. The 500k earner would still always be ahead of the 100k guy so long he stayed disciplined to his saving habit.

emmanuelewumi:



The young man just dey quote figures any how and creating imaginary scenarios

emmanuelewumi:



Salaries are per annum and not monthly.

No CEO in corporate Nigeria earns N300 million per month or N3.6 billion per annum.


The highest should be about N1 billion per annum

Yea, that was some wild assumption. But I feel you got my drift

emmanuelewumi:



Savings earn interests, which is a form of passive income At 5% N3.6 billion will give an interest of N180 million per annum

Yea right. But he never invested, just dumped his cash for safekeeping. That's just my point

ojesymsym:
All these una 400million per month wen una de call, which people when de work de receive am for Nigeria. Secondly, which kind of workers also de receive am for US?

That was just to understand him better with his comment on preferring a 100m earner with passive income over your 300m CEO monthly salary.

emmanuelewumi:



N3.6 billion will earn how much in interest in a year?


When he stops working how long can he survive on the N3.6 billion, if he can survive on it till eternity he has done well for himself.


It has to do with how much you make in your sleep ie without lifting a finger and what percentage of it you spend.


And can this cash flow sustain you forever, if you can't work again due to age or ill health. Can this passive income continue to flow even when we are dead

That 3.6b is just a year savings. 15 years at a stretch should be 54b if my calculation is right. That's more than enough for him and his at least one generation to live on considering they also would grow to start working for themselves.

emmanuelewumi:



N300 million from salary does not make you a wealthy person, you are only rich unless you are using it create passive income.

If you are not making money while sleeping you are not wealthy, you are only financially okay or rich.

The difference between a rich man and a wealthy man, is that a rich man must continue to work or hustle to maintain his life style while a wealthy man will continue to maintain his life style even if he is not working and he also has freedom.

The children of the CEO that doesn't have passive income can't inherit the big salary of their father, while the children and grandchildren of the shareholder with a dividend income of over N100 million will continue to enjoy the investment income from their father's legacy

So, say for example: A earns 400m in a month with no passive income but saves 300m = 3.6b a year

B earns 100m a month, saves only 20m due to 50m investments gradually with passive return of 60m = 80m monthly inflow = 960m a year.

You'd still consider the passive income earner which is B in this case the wealthy?

You still feel B's kids would be more fortunate at both's death period if their demise coincides same time frame?