₦airaland Forum

Yuneehk:
1: An owl perching on a branch, 4: A bee , 5: A deer, 8: A tortoise

so you get sharp eye?! who would have thought so?!

Debolala:
Are you always in need of Nigerian states postal code when you want to register for something online? I know how frustrating it could be when you need it urgently and then have to visit Google or other search engines to look it up. Some of us do not even know what ZIP or postal code means. Here you have all you need;

NB: You should take note that ZIP only apply to the USA. In other countries, like ours, postal codes are widely used. Hence, when filling a form online and you are required to enter a ZIP code, you should simply enter Nigerian Postal Codes!

So, How Do I Get Postal Code For My Address In Nigeria?

==> Go to http://www.nigeriapostcodes.com

==> Select your State

==> Select a nearby town, area and street

==> Click "Get Postcode"

The Postcode will be displayed for you.

Below are some Postal codes you can use:

Abuja 900001
Lagos (Island) 101001
Lagos (Mainland) 100001
Niger 920001
Ogun 110001
Abia 440001
Sokoto 840001
Borno 600001
Delta 320001
Edo 300001
Ondo 340001
Osun 230001
Oyo 200001
Plateau 930001
Rivers 500001
Enugu 400001
Imo 460001
Jigawa 720001
Kano 700001
Kaduna 800001
Kwara 240001
Taraba 660001
Yobe 320001
Ebonyi 840001
Katsina 820001
Kebbi 860001


Source: http://www.rapportnaija.com/2016/06/are-you-looking-for-postal-or-zip-codes.html

Thanks and I hope it helps...

e no dey open o! fake web link!

24sqm:
2 weeks max depending on my usage.

the same with me! in fact I am surprised!

naijabanking:
Mobile banking refers to the use of a smartphone or other cellular device to perform online banking tasks while away from your home computer, such as monitoring account balances, transferring funds between accounts, bill payment and locating an ATM. There are two types of transactions, a push transaction, and a pull transaction.
A pull transaction is where the member initiates the transaction. One requests their balance, a funds transfer, or a transaction history request.
Mobile banking can be used anywhere you take your device. Depending on what type of device is used.

See the options available to the member vary as listed below:

A pull transaction is where the member initiates the transaction. One requests their balance, a funds transfer, or a transaction history request. The pull transaction is a two-way notification, with a request from the member and a response from the financial institution. The push transaction is a one-way notification, from the financial institution to the member.
Mobile banking can be used anywhere you take your device. Depending on what type of device is used, the options available to the member vary as listed below:

Interactive Voice Response (IVR) : This system that can be used on any phone, even if it is not a mobile phone. It is the automated system you find when dialing the bank’s phone number. You can press a certain prompt for the option you want, and it navigates the menu to arrive at the final page. There are few items that can be accessed through this feature.
Short Message Service (SMS) : Essentially, text messaging. SMS is capable of handling both push and pull transactions. It also works on almost all mobile devices and is cost effective. But a few drawbacks are limited in the number of characters in the message and are generically generated.

Wireless Application Protocol (WAP) : This is offered on smartphones and other more advanced devices. Being able to access the internet allows the user to visit the financial institution’s website. Because the screen on the device is small, the financial institution addresses that by adjusting their mobile site. That can lead to having to navigate through more clicks than what would be on a personal computer. Also, these types of devices are not enabled with anti-virus and firewall protection.

And last, there is the Mobile App. Banks create this application to be downloaded to the device in use. The application creates a reliable channel to access the accounts and perform more complex transactions. Though this option creates efficiency, the application may be only available to certain devices. And, again, the device itself is vulnerable to attack.

Online Banking:
Online banking, from a personal computer, also has its pros and cons. One con is that the personal computer is stationary. Another is that the system itself may have a virus, malware or a keylogger (a program that records the keystrokes on the system, often gaining usernames and passwords). But, ensuring that your personal computer is protected and safe, having access to the bank’s full website allows full access to the accounts.

There are many different advantages and disadvantages to both mobile and online banking. Online banking has been around a bit longer than mobile banking, and banks are constantly working on improving the options available to consumers. Consider the device you own, speak with your financial institution’s representative, and figure out which option works best for you.

Mobile Banking is a platform provided by a bank in which an Application of the concerned Bank (mobile banking Platform) is downloaded by you on your smartphone. Such platform is available for iOS, Windows based as well as Android phones. One will have to register himself/herself on that platform by opening the app and getting registered through it. In Mobile Banking you can transfer funds from your Bank Account to other bank accounts with the help of the internet, from anywhere to everywhere. However, there is some limit which is fixed by the concerned bank at which you can transfer the funds. You also get the receipt or statement of it.

In Online Banking, you directly access the Online Portal developed by the concerned Bank in a dedicated specific server maintained by the bank. In this, you can do Online transfer of funds through RTGS, NEFT, IMPS, Transfer, get your Account Statement, Transaction history, etc. There are many features which are provided in the Online Banking related to your Account. You can pay your bills online, you can pay taxes, schedule your payments, give requests for cheque book, EMI payment , standing instruction, etc. Almost all the banking services provided by banks. Through Online Banking, you can even open a fixed deposit Account.

Online Banking is a wider platform as it provides a bundle of services. Mobile Banking is a smaller concept of transferring money from one A/c to another. Online Banking has many features which are not available in Mobile Banking

naijabanking:
A Fixed Deposit is a type of short-term financial investments sold by banks to its customers. A customer invests in a fixed deposit when he deposits his money with a bank in exchange for interest for a predetermined period. Fixed deposits can often be for One Month, Three Months, 6 Months and 1 year. In return for fixing your money with the bank for a fixed period, the interest paid on fixed deposits is always higher than the interest that the bank pays on a regular deposit.

See more on characteristics and Treasury bills features:

A Fixed Deposit is a type of short-term financial investments sold by banks to its customers. A customer invests in a fixed deposit when he deposits his money with a bank in exchange for interest for a predetermined period. Fixed deposits can often be for One Month, Three Months, 6 Months and 1 year. In return for fixing your money with the bank for a fixed period, the interest paid on fixed deposits is always higher than the interest that the bank pays on a regular deposit.
Fixed deposits have the following characteristics:
a. They are for a fixed period of time
b. They are mostly sold by banks
c. The interest rate is higher than other regular deposit rates
d. The interest paid to the depositor is subject to 10% withholding tax
e. The depositor can decide to call back his cash ahead of the maturity date of the fixed deposit but loses his interest.
f. Interest rates on fixed deposits vary from bank to bank, from customer to customer and from the amount to amount.
g. The bank makes money by lending out the money you placed in the fixed deposit at a higher rate to borrowers. The difference between the interest it pays you on the fixed deposit and the interest its lenders pay is the bank’s profit.
h. Fixed deposits are sold daily by the bank to its willing customers
i. The banks pay the customer both the principal and interest upon maturity. However, a customer can request for a roll-over.
j. Fixed deposits are secured as long as the bank remains solvent.
k. If the bank goes bust, you lose your money too.
l. Fixed deposit can be used as a collateral but not accepted by all banks.
Treasury Bills is also a short term financial investment but sold by the Central Bank of Nigeria. An investor in treasury bills lends money to the CBN for a stipulated period in exchange for interest. Treasury bills are usually for a period of 91days, 182 days and 364 days.
Treasury Bills have the following characteristics:
a. Treasury Bills are sold bi-weekly or as determined by the CBN.
b. The CBN puts a limit to the amount of treasury bills it wishes to sell.
c. The CBN uses the funds from Treasury Bills to control the money supply in the economy
d. Interest rates for treasury bills are determined by an auction and can vary from investor to investor, amount to amount and tenor to tenor.
e. Interest on treasury bills is paid upfront.
f. The CBN pays an investor in treasury bills upon maturity and does not roll-over.
g. Treasury Bills can only be bought or resold at the Over The Counter Market (OTC).
g. An investor who can’t wait till maturity to cash out on the treasury bill can sell his investment at the OTC market
h.Treasury Bills are tax-free.
i. Treasury Bills is not secured by any asset but are backed by the full faith and credit of the Nigerian Government.
j. Treasury bills can be used as a collateral and are accepted by all banks.

Fozi:
Do something good with your life

if you were doing something good with your life, you will not be on this thread

Joavid:
Why is there NECO? isn't WAEC just enough

dumb comment!

FieryJustice:
na today

lol! no mind am! dearest chude, it is too late! wailers form is no longer available!

mentor21:
I changed my course to Biochemistry in unizik but checking my Jamb brochure, i saw that what is in Unizik brochure is applied biocheimstry. Are they different? i hope it will not affect my admission

no need to worry!

Quality001:
Kilishi is made from beef and it is one of the tastiest Nigerian snacks. It is also being referred to as beef jerky

You can always get in touch to Order your own[b] KILISHI[/b] at KiliBaba foods, Contact +2349037462888 or mail us on dejjit2000@gmail.com
We deliver in:
Lagos,
Ibadan,
Osun,
Ekiti,
Oyo,and
Ogun State.

where in Ibadan?

idowuolanipekun:
Kindly click on the link below and Read about how Oscar detect that the BHT cures hep B and C, an review people comments and testimony about it, BHT was not manufactured in Nigeria. BHT was Approved by FDA in U.S As antioxidant oil preservative, it was Oscar that make the world knew it cures hbv and hcv, when he used it in 1997 an it cured him, an many people have try it an it work for them as well, many people in Nigeria currently on BHT medication some clear already, some waiting to be clear, thou in U.S they used BHT as a cure for herpes simplex virus outbreak. So please read more about BHT...


https://www.earthclinic.com/mobile/cures/viral-hepatitis-treatment-by-oscar-intro.html

*yawns*

idowuolanipekun:
Smile, i have something to offer, The price N29,500 per bottle non Negotiable

smh! what is the nafdac reg no.

idowuolanipekun:
Smile, you are not in need of this medicine, The sufferer of hep B and C symptoms plead to get it...so don't disturb urself sir/ma... BHT contain 100 capsule of 250mg, usually taking on empty stomach in the morning and at bed time.

you have nothing to offer

idowuolanipekun:
Kindly pm me via WhatsApp 08025985535 or call for the price is negotiable

I won't call you unless you post the price here!

idowuolanipekun:
BHT Capsule in Nigeria
https://www.earthclinic.com/.../viral-hepatitis-treatment...

BHT capsule cures Hepatitis B and C, kindly Review the link above an see how people from different countries all over the World testify to the efficacy of BHT capsule as a cure for Hep B and C. Regardless of your viral load Level, with 2 bottles you will give a testimony and your HBsAg become Negative.... To place order in Lagos Nigeria, kindly WhatsApp 08025985535

hmmm... how much is it?!

lalasticlala! mynd44! Dominique! pls take this to front page

Investnow2017:
Please I would like your candid opinion on this. Which will yield more in the medium term. Fixed deposit or Treasury Bills?

between the devil and the deep blue sea!

don't mind me o!
treasury bills pay more (from my layman's perspective)