₦airaland Forum

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Dear sir,
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[quote author=RedBenson post=20206418]If the business was that good,

Still looking for the Chibok girls.
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Sambisa: Another set of 234 women, children freed

As the military onslaught to rid Sambisa forest of Boko Haram terrorists continue, another set of 234 women and children were rescued through the Kawuri and Konduga end of the forest on Thursday.

Read the main Story here:http://treasureroyal.com/?page_id=52

Jim Rohn said: “You are the average of the five people you spend the most time with.”
If you want to be successful? Surround yourself with successful people.

If you want to be happy? Surround yourself with happy people.

You want to be healthy? Surround yourself with healthy people.

You want to become more confident? Surround yourself with confident people.

In essence, we become more like the people we hang out with.

Read more
http://treasureroyal.com/?p=39

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Dissatisfied with the current 15 per cent loanable funds for small scale businesses in Nigeria, the federal government yesterday directed the Bank of Industry (BoI) to review the loan portfolio to operators of the sector in order to achieve rapid industrial development in the country.

Minister of Trade, Industry and Investment, Mr. Olusegun Aganga, who gave the directive while inaugurating an eight-man Board of Directors for the bank led by the chairman, Alhaji Abdulsamad Rabiu in Abuja, maintained that the range is abysmally low and therefore unacceptable.

Aganga said the need for the upward review of the loan portfolio could not be over-emphasised in view of the multiplier effects of Small, Medium Enterprises, SMEs on the nation’s industrial base, employment generation drive and its potential contribution to the growth domestic product, GDP.

He said: “The current arrangement where less than 15 per cent loanable funds is being set aside for MSMEs need is unacceptable and must be reviewed upwards having regard to the potential of the sector to create jobs and generate wealth

“The practice in China and Indonesia where significant portion of loanable funds in most cases without collateral is extended to MSMEs with close to 97 percent repayment rate should encourage you to emulate and do even more for Nigeria’s MSMEs."

In line with the administration’s quest to leverage on the nation’s new economic status to manifest on the people's lives, the minister urged the board members to brace up for working, adding that his ministry track the performance of the board on a quarterly basis.

“I expect your board to forward to me quarterly progress reports showing performance in the quarter and year to date with details of analysis of loan book by gender, by sector, impact on National Industrial revolution Plan, NIRP and National Enterprise Development Programme, NEDEP, job created and contribution to national development."

In order to achieve the desired results, Aganga charged the board to formulate good policies, set target, monitor project and programmes that would drive the operations of the bank and encourage growth in priority sectors of the economy.

The minister urged the newly constituted board to work with other sector players with a view to achieving government's vision in establishing the bank.

“The bank and its board are expected as partners, in the business sphere, to share in the common national vision towards achieving those objectives for which the bank was established.

“This should and must be done with every sense of duty to ensure striking a balance between the bank's quest for higher dividends and its social obligation to the nation," Aganga stressed.

In his remarks, Chairman of the board, Alhaji Abdulsamad Rabiu, expressed readiness of the bank to work to ensure the attainment of the nation’s technological transformation agenda through wealth and jobs creation.

Rabiu said that the bank was committed to its mandate of supporting industrialization of the nation’s economy.

Responding to questions, the new Managing Director/Chief Executive of BoI, Mr. Rasheed Adejare Olaoluwa assured that the management would work hand-in-hand with the board with a view to strengthening the bank’s operations for global competitiveness.

Olaoluwa said the task of increasing the contribution of the manufacturing sector to Nigeria’s Gross Domestic Product cannot be undertaken by BoI alone.

For the bank to effectively deliver on its mandate, he said the institution would have to work closely with other relevant stakeholders towards addressing the non-financial issues facing the manufacturing sector and Micro Small and Medium Enterprises, MSMEs.

“Urgent steps would have to be taken to improve on BoI’s service delivery to enable it meet the unemployment challenges facing the country especially in the areas of wealth and job creation”, the managing director added.

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John was 53 when the bad news hit: His department was being moved offshore. Since joining the company eight years earlier, he had worked his way up to a solid position in middle management with a decent salary and great benefits. Now, he was out of a job.
Having spent his entire adult life in corporate positions, he knew he could go job hunting. But this was the fifth time he’d had a “secure” position shot out from under him, whether through downsizing, restructuring or other reorganization. With a wife and two teenagers to clothe and feed, he was no longerwilling to trust his future to this game of corporate roulette. It was time to go into business for himself.
6 Benefits of Entrepreneurship
1. Job Security. Only a generation or two ago, going into business for yourself was considered risky, and the safest route was to get a good job in a large firm. Now, working for a traditional corporation has become the risky option. Working for yourself has become the new job security. “If I’m working for someone else, I’m trading time for money, but I’m not building any equity,” says Duncan MacPherson, co-founder and co-CEO of Pareto Systems, a consulting firm. “As an entrepreneur, I’m the master of my own destiny.
2. Freedom. People love the benefits of working for themselves and enjoy the freedom they gain from designing their own prosperity. You get to choose when you work, how you work and with whom you work. Best of all, you don’t have to make the agonizing choice between time for family and time for business.
3. Flexibility. It doesn't matter if you're in a big city or small town. Entrepreneurship is an equal-opportunity employer. E-mail, cheap teleconferencing and a new generation of Web tools make it possible to run a fully competitive business from a home desktop. As a home-based businessperson, you can expand your business to Chicago, San Francisco, Hong Kong and London—and still make the soccer game.
4. Make More Money. There is far greater opportunity to make money by building your own business than by working for someone else’s. “Everyone has heard the phrase, ‘The American Dream.’ I look at it as ‘The American Reality,’ ” says Jeffrey Gitomer, best-selling author of the Little Red Book of Selling and the Little Gold Book of YES! Attitude. “When you’re in business for yourself, you write your own history, you write your own success story, you write your own legacy and most important, you write your own paycheck. Being in business for yourself gives you the opportunity to work your heart out for something you love.”
5. A Life of Greater Impact. In the Decipher study, 84 percent of respondents said they would be more passionate about their work if they owned their own business. The No. 1 reason they gave for wanting to work for themselves: “to be more passionate about my work life.”
6. A Second Career. The nation’s 78 million baby boomers are just starting to reach retirement age, yet they’re realizing that they can’t afford to retire. What’s more, they don’t want to. Dr. Mary Furlong, author of Turning Silver into Gold, says, “Boomers are looking for ways to give back. They are taking the reins of their own futures and redefining their lives. They want work that reflects their values and identity; they want to make a difference.” A landmark study by MetLife Foundation and Civic Ventures found that 50 percent of Americans in their 50s and 60s want to do work “that matters.”

Taking the Plunge
“Leaving the rat race is not as daunting as it may seem,” says author Dan Clements in his guide to worklife balance, Escape 101. “You’ll look back in later years and marvel at how easy it was and how much you gained for so little cost.”