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Investment › Re: SEC Warns Nigerians Of The Dangers Of MMM, Calls It Fraud by mckoolcharming(op): 11:53pm On Aug 31, 2016

ochuski:
Read d post.. Dey dint outrightly say its fraud n dey dont pay people. . What dey said is dat d activities of MMM are conspicuous because dey are not dully registered and should incase your money get missing in d future, u are to blame.

wisdom scarce

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Investment › Re: SEC Warns Nigerians Of The Dangers Of MMM, Calls It Fraud by mckoolcharming(op): 11:51pm On Aug 31, 2016*

wordcat:
This is what SEC said; The venture had no tangible business
model, describing it as a Ponzi scheme, where
returns would be paid from other people’s
invested funds.

MMM IS NOT a Ponzi Scheme, cos in a Ponzi scheme, old members don't put back their money.

IN MMM, BOTH OLD AND NEW MEMBERS CONTINUOUSLY PUT IN MONEY BEFORE THEY CAN BE HELPED SUBSEQUENTLY.

I was actually waiting to see this. Not surprised!
SEC will not stop a bank from
1. Taking N65 from my account after ATM use
2. Illicit withdrawal from my accounts
3. killing depositors with high interest rate

BUT
will tell Nigerians their concerns when Nigerians are happy with a system.

Am happy, this shows that MMM is truly working. I want to make it clear here that in my view our conventional banking system is also a Ponzi scheme... Oh yes. Why Not? They take from our large pool of deposits to grant loans and in the end give us peanuts as interest but when we are the ones paying interest we pay through our nose.

If banks are not operating a ponzi scheme, what happens when all depositors assemble to withdraw our cash.

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Investment › Re: SEC Warns Nigerians Of The Dangers Of MMM, Calls It Fraud by mckoolcharming(op): 11:49pm On Aug 31, 2016*

tuniski:
Wake up it is a fraud! They collect other People's cash to pay those who are older with them, immediately new mugu are not joining they will collapse!

If only they will admit that banks are ponzi scheme, then I will agree that MMM is a ponzi scheme.

1. MMM is not an Investment program. We are helping ourselves to be financially free. The government has failed us and we have decided to help ourselves

2. MMM does not collect our money. We pay directly to other people's account.

3. Is there any law in this country forbidding us to help our brother? If there is, then you can shut us down

4. If the government begins to gives us 24hours electricity, pay a minimum wage of NGN200,000 per month, employs everyone that is unemployed, then we can consider leaving MMM

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Education › AHMADU BELLO UNIVERSITY...... Screening Exercise Released by mckoolcharming(op): 11:25pm On Aug 31, 2016

2016/2017 ONLINE ADMISSION SCREENING EXERCISE HOLDS FROM MONDAY, 5TH - SATURDAY, 17TH SEPTEMBER, 2016
This is to inform all candidates who applied for admission into AHMADU BELLO UNIVERSITY, ZARIA for the 2016/2017 Academic Session and who made the Institution their first choice that they would be screened online from Monday, 5th - Saturday 17th September, 2016
Qualification For Screening:
All candidates with UTME Score 180 and above are eligible for the screening exercise.
Procedure For Online Screening:
Details of the screening procedure is available at the site
https://putme.abu.edu.ng. Follow the instructions on the site. You can also get to this site through the Ahmadu Bello University Website https://abu.edu.ng
Applications are required to pay the sum of N2, 500 (Two thousand hundred five hundred Naira only) as screening fee. Payment should be made via Remita, using any acceptable debit card (Visa, Verve, MasterCard) or by printing the Remita Retrieval reference (RRR) slip and Proceeding to any commercial bank for payment. Candidates need not to travel to Zaria to make payment and or for screening
Candidates are to print their online screening slips carrying their passport - sized photographs as confirmation of completion of the process. Only those who completed the online screening would be considered for admission.
!!! Candidates must keep photocopies of all submissions for their own records..
Announcer:
A A Kundila
(Registrar)

1 Like

Investment › SEC Warns Nigerians Of The Dangers Of MMM, Calls It Fraud by mckoolcharming(op): 11:17pm On Aug 31, 2016

The Securities and Exchange Commission has raised the alarm over the activities of some online fraudsters, who are currently running an online investment scheme tagged ‘MMM Federal Republic of Nigeria’.

The fraudsters, according to SEC, carry out their illegitimate business via Nigeria. portal/platform, and are promising investors a monthly investment return of 30 per cent.

SEC said the venture had no tangible business model, describing it as a Ponzi scheme, where returns would be paid from other people’s invested funds.

Investopedia.com describes a Ponzi scheme as a fraudulent investing scam promising high rates of return with little risk to investors. The scheme generates returns for older investors by acquiring new investors.

SEC on its website, said, “The attention of SEC, Nigeria has been drawn to the activities of an online investment scheme tagged ‘MMM Federal Republic of Nigeria (nigeria.). The platform has embarked on an aggressive online media campaign to lure the investing public to participate in what it called ‘mutual aid financial network’ with a monthly investment return of 30 per cent.

“The commission hereby notifies the investing public that the operation of this investment scheme has no tangible business model hence it’s a Ponzi Scheme, where returns are paid from other people’s invested sum. Also, its operation is not registered by the Commission.”

SEC, therefore, advised the general public to distance themselves from the online scheme, adding, “Please note that anyone that subscribes to this illegal activity does so at their own risk.”

In a related development, SEC said its attention had been drawn to the activities of one Mrs. Oge C. Ottiwu of No. 118 Zink Avenue, Opposite Eke Market, Awka, Anambra State, allegedly engaging in capital market activities without any registration within Anambra State and its environs.

“Section 38(1) of the Investments and Securities Act, 2007 requires any person who intends to operate as a professional in the capital market or carry on securities business to be registered by the commission before engaging in such activities. It is therefore illegal to carry on any kind of capital market business without registration,” it said in a post on its website.

http://m.punchng.com/online-fraudsters-hit-capital-market-sec-warns/

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Christianity Etc › The Benefits Of Giving by mckoolcharming(op): 8:27am On May 29, 2016

A lot of people don’t like giving, including a lot of Christians. If that sounds like you, you might feel a bit uncomfortable, but please read on because I want to share an important secret with you.

If you’ve ever read the Bible with an open and honest heart, then you know it teaches us to give frequently and generously.

Jesus is very interested in what we do with our money. In fact, He spoke about money more frequently than any other subject except the Kingdom of God. He said:

“Woe to you that are rich” (Luke 6:24)
“You cannot serve God and mammon” (Luke 16:13)
“Do not store up for yourselves treasures on earth… but store up for yourselves treasure in heaven…for where your treasure is, there your heart will be also.” (Matt 6:19-21)
“It is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.” (Matt 19:24)

Most of us don’t struggle to understand Jesus’ teaching, but we struggle to obey it because we are afraid. When we let go of money, we fear we’re letting go of our security.

Perhaps you’re troubled by the story of the young man who asks Jesus, “What must I do to get eternal life?” (Matthew 19:16). When Jesus answers, “Go sell what you possess and give to the poor and you will have treasure; and come, follow me” (Matthew 19:21), the man goes away heavy-hearted because he can’t bear to give up his wealth. Did he ever truly enjoy his privileged lifestyle again or did he always wonder, “What if…?”

The good news is money can be used to enhance our relationship with God and to bless humankind. Here’s the secret benefit of giving: it’s good for us. It teaches us to find our security in our Father God and to rely on Him for all our needs. Furthermore, a giving spirit makes life with God an adventure – how will He use you today?

Giving money is a great way of showing our love to God and seeing how He uses us to bless others. As we give, our attitude is transformed. Rather than asking, “How much of my money should I give to God?” we ask “How much of God’s money should I keep for myself?”

So give with a glad and generous heart because the very act of letting go of money does something within us. It destroys the demon greed and allows generosity to grow

SOURCE : www.undilutedbiblesociety.org

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Business › Re: See Bend Down Market Like Idumota Market In The Streets Of London by mckoolcharming(m): 2:06pm On Jan 15, 2016

This is truly neat

Politics › Re: Labour Rejects Aregbsola’s Half Salaries - PUNCH by mckoolcharming(m): 8:16am On Sep 13, 2015

OSUN ADARA Ooº°˚ ˚°ºoo Ooº°˚ ˚°ºoo !!!!!!!!
Shey una children dey eat una salary for free food........

Crime › Re: Woman Burns Niece With Hot Iron For Having Sex With Landlady’s Son (graphic Pic) by mckoolcharming(m): 3:01pm On Aug 31, 2015

lalasticlala:
http://dailypost.ng/2015/08/31/woman-burns-niece-with-hot-iron-for-having-sex-with-landladys-son-in-lagos/

Na APC. Cause am........I smell. Politics

Christianity Etc › The Cracked Pot by mckoolcharming(op): 5:13am On Aug 21, 2015

THE CRACKED POT

A water bearer in India had two large pots, each hung on the end of a pole which he carried across his neck. One of the pots was perfectly made and never leaked. The other pot had a crack in it and by the time the water bearer reached his master’s house it had leaked much of its water and was only half full.

For a full two years, this went on daily, with the bearer delivering only one and a half pots full of water to his master’s house. Of course, the perfect pot was proud of its accomplishments. But the poor cracked pot was ashamed of its own imperfection, and miserable that it was able to accomplish only half of what it had been made to do.

After two years of what it perceived to be a bitter failure, it spoke to the water bearer one day by the stream. “I am ashamed of myself, and I want to apologize to you.”

“Why?” asked the bearer. “What are you ashamed of?”

“I have been able, for these past two years, to deliver only half my load because this crack in my side causes water to leak out all the way back to your master’s house. Because of my flaws, you have to do all of this work, and you don’t get full value from your efforts,” the pot said.

The water bearer felt sorry for the old cracked pot, and in his compassion he said, “As we return to the master’s house, I want you to notice the beautiful flowers along the path.”

Indeed, as they went up the hill, the old cracked pot took notice of the sun warming the beautiful wild flowers on the side of the path, and this cheered it some. But at the end of the trail, it still felt bad because it had leaked out half its load, and so again the pot apologized to the bearer for its failure.

The bearer said to the pot, “Did you notice that there were flowers only on your side of your path, but not on the other pot’s side? That’s because I have always known about your flaw, and I took advantage of it. I planted flower seeds on your side of the path, and every day while we walk back from the stream, you’ve watered them. For two years, I have been able to pick these beautiful flowers to decorate my master’s table. Without you being just the way you are, he would not have this beauty to grace his house.”

Each of us has our own unique flaws. We’re all cracked pots. But if we will allow it, God will use our flaws to grace His table. In God’s great economy, nothing goes to waste. Don’t be afraid of your flaws. Acknowledge them, and you too can be the cause of beauty. Know that in our weakness we find our strength.

Meditation: And He said to me, “My grace is sufficient for you, for My strength is made perfect in weakness.” Therefore most gladly I will rather boast in my infirmities, that the power of Christ may rest upon me. - 2 Corinthians 12:9

You will succeed in Jesus Name!

Politics › Re: Presidency Probes Death Of Tortured Inmate Over Patience Jonathan’s $3m by mckoolcharming(m): 3:51pm On Aug 15, 2015

Politics › Re: Bukola Saraki Using The Selfie Stick by mckoolcharming(m): 12:58pm On Aug 13, 2015

kennylawal:
The Senate President also celebrated the International Youth Day 2015.
Part of the activities was the Groupie he took with some youths.
First Nigerian Senate President to probably use a selfie stick :-)

Wia d youths dey cos na agbayas I dey c

Education › Re: Most Beautiful University In Northern Nigeria! What Do U Think? by mckoolcharming(m): 10:35am On Mar 19, 2015

This school fine ABU wella........our school dey landscape securities d green area Don dey turn brown.......God bless Mahdy ma VC

Politics › Re: Jonathan Rocks Fulani Attire As Fulani Farmers Make Him Their Patron (photos) by mckoolcharming(m): 10:34pm On Mar 18, 2015

For anyone who cares....

Buhari's Child Zara Is Paying Over £40,000/ # 12million Naira as School Fees Developing Her Future and Career. *Jonathan's Children Have Being Moved To London For Studies and Residence while Developing Their Career and living In Affluence..... *Atiku Abubakar's Children Are Abroad Schooling.... *Tinubu's Children Are Abroad Schooling and Living in Affluence, They Are All Developing and Investing In their Children To Continue To Rule Us After They Are Gone..... You are there As A Jobless Graduate Wearing APC and PDP Customized Vest and Polo, Chanting "Change" Holding Brooms and Carrying Umbrellas Chanting "Transformation" Killing Yourself, Fomenting Trouble and Constituting Nuisance to the Society because of Peanuts that can't make you a better person...... Even If You Have No Paying Jobs, Why Not Do Apprentice Or learn a Skill that will make You more Productive today in the Society. Why Not Do Volunteering Jobs Instead Of Looking For Big Pay Jobs!!!! Stop Being A Disgrace To Your Discipline, Stop Wearing APC Vest and Carrying PDP Umbrellas Because That is the Wish of Politicians For You... They Know If You have a Good Job, They Can't Use You As A Thug / Propagandist. If Buhari will Not Bring All His Ten Children To the Street For Campaign and Jonathan Will not Bring his Children and Blood Brothers To The Street For Campaign, Then You are a Disgrace To Your Family If You Don't Stop Masquerading Yourself As PDP and APC Agents, Because Up Till Now, I have Never Seen Buhari 's Children and Jonathan's Children On The Street Wearing APC Vest and Holding Brooms, Neither Have I seen Jonathan's Children Carrying The PDP Umbrella Even On Social Media Let Alone In the Street.... A Word Is Enough For The Wise.....

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Health › Re: 22 Side Effect Of Masturbation by mckoolcharming(m): 2:48pm On Feb 26, 2015

So many youngstars need to read dis cos its very important........⌣»̶·̵̭̌·̵̭̌✽̤̈̊ŦЂⱭ̤̥̈̊П̥̥̲̣̣̣KƧ̣̣̣̇̇̇̇✽̤̈̊·̵̭̌·̵̭̌«̶⌣ 4 †ђξ update

1 Like

Crime › Re: How I Lost A Colleague To Lagos Bus Drivers by mckoolcharming(m): 9:48am On Feb 26, 2015

nwadiuko1:
Ka allah nabata mkpuru obi nwa okorobia na udo

An igbo Mallam.......*replaces cap as I chorus amen*

Romance › Re: Ladies, How Would You React When You Catch Your Man Sniffing Your Panties? by mckoolcharming(m): 9:34am On Feb 26, 2015

missjenna:
Necrophilia- sexual attraction towards corpses

Erotophonophilia- obtaining sexual gratification from killing or watching someone die.

*faints*

Politics › Re: Fani-kayode Sponsors Protest Against Gen. Buhari In UK – APC Reveals by mckoolcharming(m): 9:26am On Feb 26, 2015

Clemzzz:
STUPIDITY is when you charge your phone with generator and later come online to type GEJ till 2019.

We get light for 3 days uninterrupted....even if Dem carry am, e Ω̴̩̩̩̥¤ d̶̲̥̅̊ε̲̣̣̣̥γ̲̣̣̥ pass 30mins! Wia una d̶̲̥̅̊ε̲̣̣̣̥γ̲̣̣̥ live?........#@ADARACITY

Education › Re: Synagogue: NANS Protest In Lagos, Demands Halt In Coroner Inquest by mckoolcharming(m): 3:39pm On Feb 25, 2015

searching4love:
There is no hell or heaven. Get that into your skull. When a man dies it's over. The hell bull-sh.its is used to keep gullible minds in check so pastors can manipulate you and make huge profits.

Animals die, humans die, plants die. Its all cycle of life

Will my Pet Dog also follow me to heaven or hell Use your brain nigga

Now I understand wia †ђξ problem started from

Education › Re: Synagogue: NANS Protest In Lagos, Demands Halt In Coroner Inquest by mckoolcharming(m): 3:37pm On Feb 25, 2015

searching4love:
Another brainwashed goon. Your life will be on the shelf soon. Your death will be miserable. Fool

MANNERS!!!!!!!!!!!!!

Education › Re: Synagogue: NANS Protest In Lagos, Demands Halt In Coroner Inquest by mckoolcharming(m): 3:36pm On Feb 25, 2015

searching4love:

IT SHALL NEVER BE WELL WITH YOU BRAINWASHED BASTARD. YOU ARE A CHRISTIAN VERSION OF BOKO HARAM. RELIGIOUS FANATICS THAT KILLS OR CURSE ANYONE WHO OPPOSES THEIR EVIL RELIGION. YOU ARE THE MOUTH PIECE OF THE GOD OF MEN RIGHTNOW YOU ARE FIGHTING FOR GOD? YOU RELIGIOUS SLAVES HAVE YOUR SENSES IN THE POCKET OF THE CON MEN. YOU HAVE BEEN HYPNOTIZED. I CANT BLAME YOU. FOOLISH GULLIBLE IDIOOTT.

I wish nairaland have smiles for morals

Education › Re: Synagogue: NANS Protest In Lagos, Demands Halt In Coroner Inquest by mckoolcharming(m): 3:30pm On Feb 25, 2015

searching4love:

T. B JOSHUA AND OYEDEPO ARE THE MOST CORRUPT AND EVILS PASTORS WE HAVE IN THIS COUNTRY. ONE IS THE GATE KEEPER OF HELL, THE OTHER IS A MASS MURDERER.

THEY BOTH ARE USING BIBLE TO SCAM GULLIBLE PEOPLE AND RIP THEM OFF THEIR HARD EARNED MONEY ALL IN THE NAME OF TITHES AND OFFERINGS.

MAY GOD PUNISH THESE EVIL MEN IN SHEEP'S CLOTHING

Any brainwashed bastard that quotes me shall die of stray bullets

T. B JOSHUA AND OYEDEPO ARE THE MOST CORRUPT AND EVILS PASTORS WE HAVE IN THIS COUNTRY. ONE IS THE GATE KEEPER OF HELL, THE OTHER IS A MASS MURDERER.

THEY BOTH ARE USING BIBLE TO SCAM GULLIBLE PEOPLE AND RIP THEM OFF THEIR HARD EARNED MONEY ALL IN THE NAME OF TITHES AND OFFERINGS.

MAY GOD PUNISH THESE EVIL MEN IN SHEEP'S CLOTHING

[/b][/i]

Any brainwashed bastard that quotes me shall die of stray bullets undecided

[/quote]T. B JOSHUA AND OYEDEPO ARE THE MOST CORRUPT AND EVILS PASTORS WE HAVE IN THIS COUNTRY. ONE IS THE GATE KEEPER OF HELL, THE OTHER IS A MASS MURDERER.

THEY BOTH ARE USING BIBLE TO SCAM GULLIBLE PEOPLE AND RIP THEM OFF THEIR HARD EARNED MONEY ALL IN THE NAME OF TITHES AND OFFERINGS.

MAY GOD PUNISH THESE EVIL MEN IN SHEEP'S CLOTHING

[/b][/i]

Any brainwashed bastard that quotes me shall die of stray bullets undecided

[/quote]U̶̲̥̅̊ need Jesus!!!..........

1 Like

Politics › Re: Nightmares On Benin-ore Road Before Goodluck's Tenure; See What GEJ Has Done! by mckoolcharming(m): 11:49am On Feb 25, 2015

2sExy1:
fvck off man.... I had videos of that road from Lagos to Benin but deleted it. If you make me vex, I will take trip on that road purposely to deflate you lies.

*gladly plugs phone charger......connects to phone* oga I d̶̲̥̅̊ε̲̣̣̣̥γ̲̣̣̥ wait. #appreciate4once

Politics › Re: Nightmares On Benin-ore Road Before Goodluck's Tenure; See What GEJ Has Done! by mckoolcharming(m): 11:34am On Feb 25, 2015

dustydee:
I have not travelled on that road for a few years now but I can imagine what it is like now given how bad it was some years ago. I saw a clip some months back and it was terrible.

I followed dat road twice dis month.....first on public transport (twas hell)....den on private car(same experience)......let's pray dat God touch †ђξ hearts of our leaders.....on roads

Politics › Re: Nightmares On Benin-ore Road Before Goodluck's Tenure; See What GEJ Has Done! by mckoolcharming(m): 11:30am On Feb 25, 2015

ochoi:
pls get ur facts rite,d dualization of lokoja-abj started 4rm d tym of obasanjo nd d wrk is sstil ongoing as we speak. Gej is nw d 3rd pressident on dt road.i knw Gej is trying bt we shldn't gv wrong facts here pls

Oga †ђξ work stop half way Ợ̇º°˚˚°ºoo ....na Jona d̶̲̥̅̊ε̲̣̣̣̥γ̲̣̣̥ complete am. I'm not his fan though..... #talktruforonce

Politics › Re: Nightmares On Benin-ore Road Before Goodluck's Tenure; See What GEJ Has Done! by mckoolcharming(m): 11:27am On Feb 25, 2015

2sExy1:
With all due respect.. Only selected portion of that road is worked on. You guys should stop spreading lies. One end on the right and another end on the left... But there are lots of pot holes at the center. Stop spreading lies

I guess U̶̲̥̅̊ live in Gabon

Politics › Re: Nightmares On Benin-ore Road Before Goodluck's Tenure; See What GEJ Has Done! by mckoolcharming(m): 11:26am On Feb 25, 2015

intergral:
I did not vote for any oF the past leaders because I started voting in 2007, so GEJ is my concern.
The way you are announcing it is like he used his money. Have you ever heard Ghan or even Niger celebrating repair of road by the government? when he brings things high speed trains that has never existed in nigeria for the first time that's when we celebrate. You better stop fooling your self vote wisely so that our children will have a changed nigeria not the one we grew up in...

Nairalanders abeg na who b dis?.....are U̶̲̥̅̊ a Nigerian?

1 Like

Politics › Re: Nightmares On Benin-ore Road Before Goodluck's Tenure; See What GEJ Has Done! by mckoolcharming(m): 11:23am On Feb 25, 2015

realGURU:
Gej is a virus that penetrated and destroy the immunity of every sector of the nigerian govt , it can no longer tackle infections like insecurity, unemployment, lack o f electricity etc. An anti virus that been tested, proven, and trusted in the late 80s ,90s and still active today has been remembered and it will be auction on 28th of next month there4 use ur PVC smartly to purchase, store it and use untill all the infection unleashed by gej is treated and no new cases reported. .

Copy A̶̲̥̅̊₪D̶̲̥̅̊ paste!!!!!!!!............wake up please. #fewwordsdoesitbetter

Politics › Re: Nightmares On Benin-ore Road Before Goodluck's Tenure; See What GEJ Has Done! by mckoolcharming(m): 11:18am On Feb 25, 2015

medamillion:
If you go through this thread and see how Nigerians have suffred under GEJ, and you still shout GEJ TILL...it means you have to go for checkup like Fayose
https://www.nairaland.com/1983293/photo-speak-events-defined-jonathan
Now you want us to vote for him.

Ysee also the Hall of Shame inductees in Jonathan's government
https://www.nairaland.com/2063233/nigerias-hall-shame-2014-inductees

As created by the new decampee

Brainwashed!!!!!!!!!!!!!!!......just take a trip from abuja to lokoja or from Benin to Lagos pls........ Can U̶̲̥̅̊ compare his faults to dat of our past leaders?....wake up dear A̶̲̥̅̊₪D̶̲̥̅̊ comment only on wat U̶̲̥̅̊ know....stop believing in write-ups....U̶̲̥̅̊ don pass dat level!

3 Likes

Politics › Re: Nightmares On Benin-ore Road Before Goodluck's Tenure; See What GEJ Has Done! by mckoolcharming(m): 11:07am On Feb 25, 2015

dustydee:
Good, waiting for Lagos-Ibadan, Bida-Mokwa-Jebba-Ilorin road as well.

M̶̲̥̅γ̲̣̣̥ broda, that road Ω̴̩̩̩̥¤ be here Ợ̇º°˚˚°ºoo. If U̶̲̥̅̊ follow that road say U̶̲̥̅̊ d̶̲̥̅̊ε̲̣̣̣̥γ̲̣̣̥ go kaduna, kano or up north, U̶̲̥̅̊ go cry for dis we Naija!!!!
We hope †ђξ govt do something about dat road Ợ̇º°˚˚°ºoo

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