₦airaland Forum

get your Mobile Phone Accessories in Abuja and its environ

https://www.abujagalleria.com/

Nigeria Stock Exchange Share Price List for 23 March ,2018

https://www.nigeriagalleria.com/Galleria_Finance/Nigeria_Stock_Market_Reports/

For up-to-date Daily Cryptocurrency Prices in USD; Bitcoin (BTC), Litecoin (LTC), Etherium (ETH), Bitcoin Cash (BCH). Please check:

https://www.nigeriagalleria.com/Galleria_Finance/Cryptocurrency-Prices-Bitcoin.html

For up-to-date Daily Cryptocurrency Prices in USD; Bitcoin (BTC), Litecoin (LTC), Etherium (ETH), Bitcoin Cash (BCH). Please check

https://www.nigeriagalleria.com/Galleria_Finance/Cryptocurrency-Prices-Bitcoin.html

How to obtain financing with a low or zero credit score

Life with no credit history or a poor credit score can be difficult. One of the first consequences that comes to mind is the reduced possibility of obtaining financing. According to the Central Bank of Nigeria (CBN), consumer loans increased by approximately 35 percent to a value of N786 billion in 2015.

The country boasts over 60 million bank account holders. However, only 25 percent of these holders have any form of credit information or score to help in the assessment of whether they qualify for financing. In 2016, bank account ownership declined to 34 percent from 37 percent in 2015. As a result, majority of Nigerians face increasing difficulties in obtaining loans or credit products for personal needs or as funding for their new business ventures.

For the majority of Nigerians with no credit history, they may be left wondering what options are available to them to obtain the financing they desire to get started on their goals whether it is starting their very own SME, paying for university or owning a home. If you are one of them or are looking for financing to rebuild a diminished credit history, take a look at these three handy tips.
Consider a Guarantor

One of the more common options is to approach someone you trust and request them to cosign your loan application as your guarantor. The good: If the person is of good standing and has a well documented and positive credit history, your loan application is highly likely to be approved. Your interest charges are also mitigated to some extent. However, should you default on your loan payments, the responsibility of the debt passes to your guarantor. It is advisable that you have a through conversation with the person you would like to act as your guarantor outlining the loan terms. This is a great way for younger adults or people with no history of borrowing to get started on building their credit file.
Explore Specialised Loans.... Read more...

https://www.businessfinanceinfo.com/obtain-financing-low-zero-credit-score/

How to obtain financing with a low or zero credit score.

Life with no credit history or a poor credit score can be difficult. One of the first consequences that comes to mind is the reduced possibility of obtaining financing. According to the Central Bank of Nigeria (CBN), consumer loans increased by approximately 35 percent to a value of N786 billion in 2015.

The country boasts over 60 million bank account holders. However, only 25 percent of these holders have any form of credit information or score to help in the assessment of whether they qualify for financing. In 2016, bank account ownership declined to 34 percent from 37 percent in 2015. As a result, majority of Nigerians face increasing difficulties in obtaining loans or credit products for personal needs or as funding for their new business ventures.

For the majority of Nigerians with no credit history, they may be left wondering what options are available to them to obtain the financing they desire to get started on their goals whether it is starting their very own SME, paying for university or owning a home. If you are one of them or are looking for financing to rebuild a diminished credit history, take a look at these three handy tips.
Consider a Guarantor

One of the more common options is to approach someone you trust and request them to cosign your loan application as your guarantor. The good: If the person is of good standing and has a well documented and positive credit history, your loan application is highly likely to be approved. Your interest charges are also mitigated to some extent. However, should you default on your loan payments, the responsibility of the debt passes to your guarantor. It is advisable that you have a through conversation with the person you would like to act as your guarantor outlining the loan terms. This is a great way for younger adults or people with no history of borrowing to get started on building their credit file.
Explore Specialised Loans

There are some loan and credit lenders that offer tailored personal loans specifically for those that may find it difficult to access traditional forms of finance. Many of those people either have non existent credit files similar to the 45 million Nigerians or are looking to rebuild their poor credit score. However, be advised that these loans normally come with much higher interest charges to compensate for what is termed riskier lending.

Documentation required includes the relevant application form, bank statement, proof of employment and address and finally, the bank may request the same from your guarantor. If you are applying for a business loan, it is also wise to have a professional business and marketing plan ready to show to your bank advisor in the interview. This will help convince them of your dedication to the intended purpose of the loan.
Get a Credit Card.... Read More....

https://www.businessfinanceinfo.com/obtain-financing-low-zero-credit-score/

Skye Bank surprises promo winners with huge cash rewards

Skye Bank Plc is making banking more interesting for its customers. The lender’s ongoing Millionaires’ Promo remains an opportunity for it to reward its loyal customers with cash and consolation prizes. The suspense that greeted the promo draw held in Ekiosa market in Benin City, the Edo State after a winner got N1 million cash prize reaffirmed the integrity of the exercise, writes COLLINS NWEZE.

For Skye Bank Plc, customer empowerment remains a priority. The lender has continued to reward its loyal customers with cash and consolation prizes running into millions of naira in the ongoing Skye Millionaire promo.

The drama and suspense that greeted the recent draw of the promo will remain evergreen in the minds of the crowd that gathered at the busy Ekiosa market in Benin City, the Edo State capital.

As the savings account number, name and phone number flashed on the giant electronic board mounted where the previous consolatory cash and other prize winners had been shown, the crowd hailed the winner, Mrs. Eunice Odubor, an Inspector with the Civil Defence Corp, from Ishan but resident in Benin City.

https://www.businessfinanceinfo.com/skye-bank-surprises-promo-winners-with-huge-cash-rewards/

School feeding programme costs N6.2b

The Federal Government has spent N6.2 billion on National Home Grown School Feeding Programme (NHGSFP) as at last August, Special Adviser to President Muhammadu Buhari on Social Protection, Mrs. Maryam Uwais, has said.

In a statement, she said the programme, which is already in 20 states, has been projected to become the largest school feeding initiative in Africa as plans were underway to cover the 36 states and the Federal Capital Territory.

She affirmed that the government’s plan is to take the NHGSFP initiative, which feeds over six million school children in 20 states, to the rest of the country within the shortest possible time.

Uwais said: “As at August, last year (2017), the Federal Government spent N6.2 billion on the school feeding programme in 14 states. This has encouraged increase in school attendance across the country as the programme is also designed to improve school enrolment and completion.

https://www.businessfinanceinfo.com/school-feeding-programme-costs-n6-2b/

How to Invest in the Money Market

Kindly check my article in the Punch newspaper on How to invest in FGN savings bond http://punchng.com/how-to-invest-in-fgn-savings-bond/

The rules has changed. You need a new strategy to invest in the money market today, especially if you are an employee or small business owner

Seminar Title: HOW TO INVEST IN THE MONEY MARKET by Usiere Uko
Date: May 1, 2017
Time: Registration 8.30AM, Seminar commences 9.00AM (Seminar ends 2.30PM)
Venue: Penthouse, 2 Tunde Ogunbiyi Street, River Valley Estate, Ojodu Berger, Lagos

There are limited seats available.

Prior registration to reserve your seat required.

Kindly visit financialfreedominspiration for more details.

http://www.financialfreedominspiration.com/seminar/how-to-invest-in-the-money-capital-market/


This seminar covers basic personal finance and money management principles, including fixed income investment through the money market, with focus on fixed deposits, treasury bills and bonds.

With the new market directives from the Debt Management Office (DMO) with effect from March 7, 2017, you require a minimum of N50Million to access primary market auctions for treasury bills and bonds. This means investors with less than N50Million can only invest in treasury bills and FGN bonds through the secondary market. How to invest in both markets will be covered in detail. Also, how to invest in the newly introduced FGN Savings Bonds will be treated in detail.

This seminar targets low, medium to high income earners. It shows how you can start your journey to financial independence no matter your income level. The issue is not how much you earn. The issue is what you do with what you are earning already.

Come and learn:

How to cultivate an effective savings habit by Paying Yourself First
Basic elements of a solid financial structure
How to build a money market portfolio
How to invest in Treasury Bills Primary and Secondary Market
How to build your financial portfolio using Treasury Bills
How to invest in FGN Bonds Bills Primary and Secondary Market
How to invest in FGN Savings Bonds
How to build your financial portfolio using FGN Bonds
How to invest in the money market mutual funds
How to invest with low income
How to manage rate risks
How to achieve financial independence
Interactive question and answer session
--------------------------------------------------------

For enquiries Please call : John (08061666968)

Registration closes Wednesday, April 26, 2017

How to Invest in the Money Market

Kindly check my article in the Punch newspaper on How to invest in FGN savings bond http://punchng.com/how-to-invest-in-fgn-savings-bond/

The rules has changed. You need a new strategy to invest in the money market today, especially if you are an employee or small business owner

Seminar Title: HOW TO INVEST IN THE MONEY MARKET by Usiere Uko
Date: May 1, 2017
Time: Registration 8.30AM, Seminar commences 9.00AM (Seminar ends 2.30PM)
Venue: Penthouse, 2 Tunde Ogunbiyi Street, River Valley Estate, Ojodu Berger, Lagos

There are limited seats available.

Prior registration to reserve your seat required.

Kindly visit financialfreedominspiration for more details.

http://www.financialfreedominspiration.com/seminar/how-to-invest-in-the-money-capital-market/


This seminar covers basic personal finance and money management principles, including fixed income investment through the money market, with focus on fixed deposits, treasury bills and bonds.

With the new market directives from the Debt Management Office (DMO) with effect from March 7, 2017, you require a minimum of N50Million to access primary market auctions for treasury bills and bonds. This means investors with less than N50Million can only invest in treasury bills and FGN bonds through the secondary market. How to invest in both markets will be covered in detail. Also, how to invest in the newly introduced FGN Savings Bonds will be treated in detail.

This seminar targets low, medium to high income earners. It shows how you can start your journey to financial independence no matter your income level. The issue is not how much you earn. The issue is what you do with what you are earning already.

Come and learn:

How to cultivate an effective savings habit by Paying Yourself First
Basic elements of a solid financial structure
How to build a money market portfolio
How to invest in Treasury Bills Primary and Secondary Market
How to build your financial portfolio using Treasury Bills
How to invest in FGN Bonds Bills Primary and Secondary Market
How to invest in FGN Savings Bonds
How to build your financial portfolio using FGN Bonds
How to invest in the money market mutual funds
How to invest with low income
How to manage rate risks
How to achieve financial independence
Interactive question and answer session
--------------------------------------------------------

For enquiries Please call : John (08061666968)

Registration closes Wednesday, April 26, 2017

How to Invest in the Money Market

The rules has changed. You need a new strategy to invest in the money market today, especially if you are an employee or small business owner

Seminar Title: HOW TO INVEST IN THE MONEY MARKET by Usiere Uko
Date: May 1, 2017
Time: Registration 8.30AM, Seminar commences 9.00AM (Seminar ends 2.30PM)
Fee: N7,500 ONLY (includes lunch and seminar materials)
Venue: Penthouse, 2 Tunde Ogunbiyi Street, River Valley Estate, Ojodu Berger, Lagos

There are limited seats available.

Prior registration to reserve your seat required.

Kindly visit financialfreedominspiration for more details.

http://www.financialfreedominspiration.com/seminar/how-to-invest-in-the-money-capital-market/


This seminar covers basic personal finance and money management principles, including fixed income investment through the money market, with focus on fixed deposits, treasury bills and bonds.

With the new market directives from the Debt Management Office (DMO) with effect from March 7, 2017, you require a minimum of N50Million to access primary market auctions for treasury bills and bonds. This means investors with less than N50Million can only invest in treasury bills and FGN bonds through the secondary market. How to invest in both markets will be covered in detail. Also, how to invest in the newly introduced FGN Savings Bonds will be treated in detail.

This seminar targets low, medium to high income earners. It shows how you can start your journey to financial independence no matter your income level. The issue is not how much you earn. The issue is what you do with what you are earning already.

Come and learn:

How to cultivate an effective savings habit by Paying Yourself First
Basic elements of a solid financial structure
How to build a money market portfolio
How to invest in Treasury Bills Primary and Secondary Market
How to build your financial portfolio using Treasury Bills
How to invest in FGN Bonds Bills Primary and Secondary Market
How to invest in FGN Savings Bonds
How to build your financial portfolio using FGN Bonds
How to invest in the money market mutual funds
How to invest with low income
How to manage rate risks
How to achieve financial independence
Interactive question and answer session
--------------------------------------------------------

For enquiries Please call : John (08061666968)

Registration closes Wednesday, April 26, 2017

How to Invest in the Money Market

The rules has changed. You need a new strategy to invest in the money market today, especially if you are an employee or small business owner

Seminar Title: HOW TO INVEST IN THE MONEY MARKET by Usiere Uko
Date: May 1, 2017
Time: Registration 8.30AM, Seminar commences 9.00AM (Seminar ends 2.30PM)
Fee: N7,500 ONLY (includes lunch and seminar materials)
Venue: Penthouse, 2 Tunde Ogunbiyi Street, River Valley Estate, Ojodu Berger, Lagos

There are limited seats available.

Prior registration to reserve your seat required.

Kindly visit financialfreedominspiration for more details.

http://www.financialfreedominspiration.com/seminar/how-to-invest-in-the-money-capital-market/


This seminar covers basic personal finance and money management principles, including fixed income investment through the money market, with focus on fixed deposits, treasury bills and bonds.

With the new market directives from the Debt Management Office (DMO) with effect from March 7, 2017, you require a minimum of N50Million to access primary market auctions for treasury bills and bonds. This means investors with less than N50Million can only invest in treasury bills and FGN bonds through the secondary market. How to invest in both markets will be covered in detail. Also, how to invest in the newly introduced FGN Savings Bonds will be treated in detail.

This seminar targets low, medium to high income earners. It shows how you can start your journey to financial independence no matter your income level. The issue is not how much you earn. The issue is what you do with what you are earning already.

Come and learn:

How to cultivate an effective savings habit by Paying Yourself First
Basic elements of a solid financial structure
How to build a money market portfolio
How to invest in Treasury Bills Primary and Secondary Market
How to build your financial portfolio using Treasury Bills
How to invest in FGN Bonds Bills Primary and Secondary Market
How to invest in FGN Savings Bonds
How to build your financial portfolio using FGN Bonds
How to invest in the money market mutual funds
How to invest with low income
How to manage rate risks
How to achieve financial independence
Interactive question and answer session
--------------------------------------------------------

For enquiries Please call : John (08061666968)

Registration closes Wednesday, April 26, 2017

How to Invest in the Money Market

The rules has changed. You need a new strategy to invest in the money market today, especially if you are an employee or small business owner

Seminar Title: HOW TO INVEST IN THE MONEY MARKET by Usiere Uko
Date: May 1, 2017
Time: Registration 8.30AM, Seminar commences 9.00AM (Seminar ends 2.30PM)
Fee: N7,500 ONLY (includes lunch and seminar materials)
Venue: Penthouse, 2 Tunde Ogunbiyi Street, River Valley Estate, Ojodu Berger, Lagos

There are limited seats available.

Prior registration to reserve your seat required.

Kindly visit financialfreedominspiration for more details.

http://www.financialfreedominspiration.com/seminar/how-to-invest-in-the-money-capital-market/


This seminar covers basic personal finance and money management principles, including fixed income investment through the money market, with focus on fixed deposits, treasury bills and bonds.

With the new market directives from the Debt Management Office (DMO) with effect from March 7, 2017, you require a minimum of N50Million to access primary market auctions for treasury bills and bonds. This means investors with less than N50Million can only invest in treasury bills and FGN bonds through the secondary market. How to invest in both markets will be covered in detail. Also, how to invest in the newly introduced FGN Savings Bonds will be treated in detail.

This seminar targets low, medium to high income earners. It shows how you can start your journey to financial independence no matter your income level. The issue is not how much you earn. The issue is what you do with what you are earning already.

Come and learn:

How to cultivate an effective savings habit by Paying Yourself First
Basic elements of a solid financial structure
How to build a money market portfolio
How to invest in Treasury Bills Primary and Secondary Market
How to build your financial portfolio using Treasury Bills
How to invest in FGN Bonds Bills Primary and Secondary Market
How to invest in FGN Savings Bonds
How to build your financial portfolio using FGN Bonds
How to invest in the money market mutual funds
How to invest with low income
How to manage rate risks
How to achieve financial independence
Interactive question and answer session
--------------------------------------------------------

For enquiries Please call : John (08061666968)

Registration closes Wednesday, April 26, 2017

How to Invest in the Money Market

The rules has changed. You need a new strategy to invest in the money market today, especially if you are an employee or small business owner

Seminar Title: HOW TO INVEST IN THE MONEY MARKET by Usiere Uko
Date: May 1, 2017
Time: Registration 8.30AM, Seminar commences 9.00AM (Seminar ends 2.30PM)
Fee: N7,500 ONLY (includes lunch and seminar materials)
Venue: Penthouse, 2 Tunde Ogunbiyi Street, River Valley Estate, Ojodu Berger, Lagos

There are limited seats available.

Prior registration to reserve your seat required.

Kindly visit financialfreedominspiration for more details.

http://www.financialfreedominspiration.com/seminar/how-to-invest-in-the-money-capital-market/


This seminar covers basic personal finance and money management principles, including fixed income investment through the money market, with focus on fixed deposits, treasury bills and bonds.

With the new market directives from the Debt Management Office (DMO) with effect from March 7, 2017, you require a minimum of N50Million to access primary market auctions for treasury bills and bonds. This means investors with less than N50Million can only invest in treasury bills and FGN bonds through the secondary market. How to invest in both markets will be covered in detail. Also, how to invest in the newly introduced FGN Savings Bonds will be treated in detail.

This seminar targets low, medium to high income earners. It shows how you can start your journey to financial independence no matter your income level. The issue is not how much you earn. The issue is what you do with what you are earning already.

Come and learn:

How to cultivate an effective savings habit by Paying Yourself First
Basic elements of a solid financial structure
How to build a money market portfolio
How to invest in Treasury Bills Primary and Secondary Market
How to build your financial portfolio using Treasury Bills
How to invest in FGN Bonds Bills Primary and Secondary Market
How to invest in FGN Savings Bonds
How to build your financial portfolio using FGN Bonds
How to invest in the money market mutual funds
How to invest with low income
How to manage rate risks
How to achieve financial independence
Interactive question and answer session
--------------------------------------------------------

For enquiries Please call : John (08061666968)

Registration closes Wednesday, April 26, 2017

How to Invest in the Money Market

The rules has changed. You need a new strategy to invest in the money market today, especially if you are an employee or small business owner

Seminar Title: HOW TO INVEST IN THE MONEY MARKET by Usiere Uko
Date: May 1, 2017
Time: Registration 8.30AM, Seminar commences 9.00AM (Seminar ends 2.30PM)
Fee: N7,500 ONLY (includes lunch and seminar materials)
Venue: Penthouse, 2 Tunde Ogunbiyi Street, River Valley Estate, Ojodu Berger, Lagos

There are limited seats available.

Prior registration to reserve your seat required.

Kindly visit financialfreedominspiration for more details.

http://www.financialfreedominspiration.com/seminar/how-to-invest-in-the-money-capital-market/


This seminar covers basic personal finance and money management principles, including fixed income investment through the money market, with focus on fixed deposits, treasury bills and bonds.

With the new market directives from the Debt Management Office (DMO) with effect from March 7, 2017, you require a minimum of N50Million to access primary market auctions for treasury bills and bonds. This means investors with less than N50Million can only invest in treasury bills and FGN bonds through the secondary market. How to invest in both markets will be covered in detail. Also, how to invest in the newly introduced FGN Savings Bonds will be treated in detail.

This seminar targets low, medium to high income earners. It shows how you can start your journey to financial independence no matter your income level. The issue is not how much you earn. The issue is what you do with what you are earning already.

Come and learn:

How to cultivate an effective savings habit by Paying Yourself First
Basic elements of a solid financial structure
How to build a money market portfolio
How to invest in Treasury Bills Primary and Secondary Market
How to build your financial portfolio using Treasury Bills
How to invest in FGN Bonds Bills Primary and Secondary Market
How to invest in FGN Savings Bonds
How to build your financial portfolio using FGN Bonds
How to invest in the money market mutual funds
How to invest with low income
How to manage rate risks
How to achieve financial independence
Interactive question and answer session
--------------------------------------------------------

For enquiries Please call : John (08061666968)

Registration closes Wednesday, April 26, 2017

Register for our next Financial Independence by Usiere Uko.

BASIC MONEY MANAGEMENT

Learn basic money management skills, so that you can leverage your current income to achieve your financial goals and aspirations.

Seminar holds as follows:

Date: November 14, 2015
Time: Registration 9.00AM, Seminar commences 9.30AM, ends 3.30PM
Registration Fee: N10,000 ONLY
Venue: Penthouse, 2 Tunde Ogunbiyi Street, River Valley Estate, Ojodu Berger, Lagos

Registration fee includes refreshments, lunch and seminar materials

You will learn:

Personal finance basics
How to define your personal & family financial management objectives
Creating a budget that supports your financial goals
Collecting and analyze information related to your personal finances
Identifying gaps and opportunities in your current financial situation
Implementing cash flow management and budgeting
Monitoring and reviewing your financial plans
How to deal with debt
The role of insurance in money management

You need to make a reservation to secure a seat at the seminar. See details below:

Payment details:

Account Name: Galleria Media Limited
Bank: Ecobank Nigeria
Account No: 1702000399
Branch: Ojodu, Lagos

Email payment details to info@financialfreedominspiration.com

For enquiries, call John on 08061666968