₦airaland Forum

Thanks to all for contribution.Self control is just the lesson to be learned here, denial just for a while is not going to kill, hunger/desire for it will come 1 Corr 7:5..............denying it and understanding it will be both consent.

Wishing us all a peaceful week ahead and lets pray for NIgeria against all the darts of the devil ranging from,

Corruption in Governemt.
Boko haram insurgency.
etc.

I woke up feeling thirsty for it but my wife was not available and it was during a fasting period, then something just pop it to my mind that is it right to engage your wife during fasting?

I am still trying to look for justification to support or otherwise.

How effective is this pump?
what guarantee is on it?
Cant it be delivered to people in ibadan and payment is made on delivery?
What is the last price?

Obasanjo one of teh causes of Nigeria present deformation? True. allowing sharia law is one of the evil he has done for personal gain and because of that the so called boko haram has grown wings. Ali sherif i Maiduguri is now a friend of the president Jonathan and he( Ali Sherif) is said to be a major sponsor of boko haram who has turned over maiduguri, i hope this would end soon and that Nothern christians would team up with the fateful Norther Muslims who are truly not in agreement with the doctrines of Bokoharam who has turned Islam the other way round.

The major problem with Nigerians is that no one is ready to front a confrotation againt Boko haram. I hope will will soon have an end to this if our Soldiers too would not be compromised to be able to defend our great nation NIGERIA.

Same rubbish some guys post on fbk is being posted here right now. who cares and want to know what food you are eating right now especially on fbk.

Smae rubbish some guys post on fbk is being posted here right now. who cares and want to know what food you are eating right now.

I Pity those Corpers that will be at the polling boots during the election period.

nvo5:
If they had died for the liberation of Nigeria, posterity
will never forget them. the children of this politicians are
abroad leaving in luxury and some silly Nigeria are killing
one another over peanut. I don't really no, how do we enlighten
this people, especially in the northern part of the country.

Many are because of greediness killing and selling their future. keep on telling them thats the only thing you can do.

It is indeed a sad story and i feel for the family of the late. I imagine what the management has to say to the direct boss he should be sacked imeediatley because he is not a gopod manager
1. someone is not at work and it was not reported for such a condition.
2. The HR claiming ignorance of such issue is outragoeus - no aaccountability or record of staff on duty.

I will say categorically that the management of SCB has really hired wrong guy fro the work of the man who has 1. delayed the fund and also did not report this to the HR and if it was reported to HR and the HR has deliberately came to the assistance of the deceased, the organistaion totally in a mess and should be question by the world human right body.

I will finally say this is personal. It is an act of cruelty.

I wil advise my fellow bankers do your best to take care of yourself first i have learnt alot of lesson.

what is it that freaks men about women with big ass,

johnterry4:
poster,
i like d fact that u dont want to give sex to every guy dat comes your way so that your punanie wont become a wide bottomless one.never knew some wise babes like u still exist.ladies shld learn from this girl

How do u know she is telling the truth alot of girls liesssssss, i have met alot of them and after confirming u meet lies.

@SA Lady, What made you fall i love with Seal? If you have seen me before you would eat me rush rush , lol

SA Its a nice palce to be sha!!!!

D blank:
Let your spouse be aware that u now,and dont say a word.
Dont shout,dont get angry,dont be offended,
But show him/her
That it isnt a good thing to cheat,
Simply by talking.
Ask wat u have done wrong
If nothing senseble comes out of it
Pls pls pls take your leave.
Someon else will cheerish u EVEN more.
The person is not worth u.
You never know what you have until u loose ittttttttttttttttttttttttttttttt.

Sincerley Speaking you have said it in christian and gentlemanly manner and i concur with you but this kind of action requires and takes the grace of God to maintain.

Thats the same question i would ask too.

oyinda.:
i guess i'll get a divorce and re-marry. hopefully the new guy won't cheat.but if he does, i'll go for third marriage. if third marriage doesn't work, i'll get married for fourth time but it would be an open marriage where cheating is allowed on both sides. lol thank God i don't live in naija.

but seriously though i pray it doesn't come to that.

@ Oyinda I guess i will like to havethe third marriage with you.lol, Why would you be thinking of that

We all need just need to act ourselves out the way we are and not pretending. BUt all these things takes and requires grace of God alone.

Honestly speaking this country has craeted a wrong image of schooling for majority of nigerians i that most are now going to school to just have the certificate and after that use it to get a job where they can just embezle money and then leave.

In over seas they have the understanding of getting a certificate beore even diving into it also they are not like we here in nigeria that an engineering student will be working as a cashier in a bank.

Sometimes i just get tired of this country but my faith has kept me going.

Dis Guy:
IF you read ajankolo's other thread about new graduates, you will see hope is almost certainly lost- all new graduates are about
pay package, Blackberry pinging, wearing corporates and chasing certificates asap!

Had a conversation recently with a family friend whose on holiday, 400l economics, Lagos she will be happy to just get a job in any bank, shes not bothered about the position as long as the pay is good- prodding further she will like to do a masters in international relation or something similar because economics has too much calculation and guess what she chose the course herself
considering we are the same age, i just didnt want to appear ignorant of the naija factor

Spyker:
When your heart tells you you are ready. You will know it, feel it, want it and whether you have all the above items you listed won't even matter.

How does one then truly follow ones heart when all these things that are physical and essential which are really needed are not available. And the heart might truly be feeling it.
Now your heart truly feel it and you have someone you definitely feel it for and your mind is made up but the person your draws towards is truly available for you but wants the things to be on raound before going deep into the real thing. what can man do then?

Someone asked me that when is the right time to be ready for marriage?
I said until when i have money, build a house and have a car and also .
The person said what if i don't have all these things? Then i thought of when i will be ready. but couldn't come up with any reason.
when do you think one should be ready for marriage?

Today is the D day for the hearing. Lets hope those guys at the helm of affairs will not be bought over by the management or that God fearing justice or magistrate do the right thing.

cecegorz:
Well,

Any comment on this now will be sub judice, since the case is already before the honorable court.

Leave judgement to the wise.

Only God can judge, what happens if both parties have caught themselves cheating on each other or both have confessed cheating on each other and have come to realisation that it is not A good thing and then one goes behind still cheating. what do you think of that?

Lerin:
The best way to react is to make him know that you are aware of it. Then keep praying and move on with your life,never allow it to weigh you down.

@Spoilt, is this what you do everyday?

spoilt:
What is it about men and killing because of adultery? Deal with it. Women deal with it everyday.

@abakeogun-If you have truly done what yuo said kudos to you --i am a guy and praying for your kind of woman. I am a straight forward person.

abakeogun:
[b][/b][i][/i][font=Lucida Sans Unicode][/font][size=8pt][/size][color=#000099][/color]what an interesting topic, it happened to me recently, when my fiance was to come and spend the night with me, we were actually together for the better part of the day and he told me he will come and spend the night with me. I left for my place to prepare for him what he will eat when he arrives. i was expecting his arrival till late around 11pm, all for him to call and tell me that he wont be able to make it down any more that he had an urgent call from his boss to be in the office tdb. i innocently believed him but his phone was off throughout the night, very early in the morning, i called him and he told me he was just entering the house from the office and he asked me when i will be coming, i told him i will call to let him know. immediately i cut off the phone, something told me to wear my clothes and go to his place, on getting there i met him about seeing off a girl out of the house, i felt cheated upon, but i tell you i did not utter a word, i only greeted them, walked past them and went into the bed room. He came to meet me inside and told me he wanted to see d girl off, i told him no problems, he went for a very long time, and before he came back i already got food ready for him, washed the bedspread they slept on and did all the home chores, when he came back, he was feeling so uncomfortable, i gave him food to eat , he could not eat well, he was forcefully playing with me, but with all these, i did not say anything. when his conscience wanted to kill him, he started confessing what i did not ask him, he told me the girl was stranded on the road, he had to help her wt a place to pass d nait and all sorts of stories and all i told him was I LOVE YOU BABY, the fact remains that for days he wasn't just himself cos he was feeling i was going to play a return match but i just asked him to promise me it wont repeat itself again, he did and ever since, we have been living happily.

The Award Best Actress in Africa not Best Actress in Nigeria. So if she is not a Nigerian and she has won th award as an african she deserve it.

tessybrown:
Stella OBJ IZ NOT DEAD@ http://ladieshood.waphall.com

Marriage in our custom favours men--you think so? Women cheat more than men cos u wont know, a lady can finish adultery now and still come back acting innocent, but a guy cannot just hide it it will always show. Had it been the womens v, a can be caliberated to know its state at every moment it would have been tug of war all over.
Men Cheat and Women Cheatsssssssssssssssss.

If this is true then i say what a loss! R.I.P. Lets live to enjoy.

If my lady cheat on me thats the end i will kill my self first them kill her, lol nobody wan die. I wil just let her be for as long as i can hold it and ill advise to stay away from me till,


You are d bomb keep it up and see where it will land you.

spikedcylinder:
Lol. Were.

AjanleKoko:
Abeg, I be layman. What is 'cheque discounting' abi cheque kitting?

Okay, I figured that out , courtesy WikiAnswers. But why would they arrest those guys, if the customer was paying the discounted cheque? Whole story sounds bizzare.

I wonder why they did arrest them too, i believe those guys have done the right thing and should see it to the end i:e if they are not in anyway involved.

@cecegorz (m)

cecegorz:
Well,

Any comment on this now will be sub judice, since the case is already before the honorable court.

Leave judgement to the wise.


Lets leave the judgment to the Just like you have said wise.

@Spoilt, , -----------------------------------------------------What is it about men and killing because of adultery? Deal with it. Women deal with it everyday.

Why would you be saying women deal with it everyday do you cheat on ur guy everyday? and if so u are in serious danger(stigmatisation)

Who Cheat most? Men or Women?

If i catch her cheating i will kill myself firsat then kill her too!!!!!!!!!! lol.

Sincerely speaking i will just know that thats her nature and let her be.

Comngrats!

Diamond Bank in staff abuse mess
Olutayo Olubi
E-mail Print

, As ex-workers seek N300m damages over fraud allegations
THE upcoming months may be tough for one of the Money Deposit Banks (MDBs) in the country, Diamond Bank Plc. This is in view of a law suit already filed at an Oyo State High Court in Ibadan by eight former staff of the bank over allegations of official mistreatment and injustice meted out to them by the bank.

The staff in question- Messrs. Utieyin Obioru, Deputy Manager; Adio Oluwasegun, Senior Banking Officer; Adesoji Adekunle, Senior Banking Officer; Alasi Oloruntobi, Banking Executive; Chukuma Kalu, Banking Officer; Ladoja Gbolahan, Management Trainee; and Tokunbo Obayemi, Management Trainee- as represented by Mr. Adebayo Adenipekun, SAN, of Chief Afe Babalola, SAN and Company, are praying that the court should declare that their employment with the bank was effectively terminated via their resignation letter dated 22 January, 2009; and that their purported dismissal via the bank's letter of 5 October 2009 was wrongful, malicious and of no effect.

These ex-staff are also praying that the court should grant them damages running into N300 million.

The issue involves transactions between Diamond Bank and a customer of Diamond Bank, Dupsob Nigeria Limited who also maintained other accounts with the bank, which were the top accounts in Diamond Bank Plc, Ibadan branch and also the entire bank as a whole as at October 2008 and had been the major income earners for the bank for over three years.

As at October 2008 total income accruing to Diamond Bank was about N60million monthly and turnover on all three accounts being operated by the customer ran into between N40 and N50billion monthly. Most of the income gotten from customer was by discounting cheques which usually run into billions of naira for the customer on a daily basis. This had been the practice for over several years. This customer was always treated as a special customer of the bank by Executive Management.

To further confirm that this customer was not the usual run of the mill customer, in September 2008, the Executive Management of Diamond Bank purchased a brand new Honda Accord Salon car worth N4.995million to say thank you to the customer for her patronage over the years and assure her of the bank's commitment to her. The car was presented to the customer with much fanfare by some members of Executive Management.
Trouble began on the 23rd of October 2008, barely a month after the presentation of the said brand new car to the bank's most outstanding customer, Mrs. Modupe Sobodu by Diamond Bank, that six members of staff of Diamond Bank Plc, Ibadan branch namely Utieyin Obioru, Adesoji Adekunle, Chukwuma Kalu, Gbolahan Ladoja, Tokunbo Obayemi and Salau Abdulazeez were arrested in full glare of customers and staff by operatives of the Economic and Financial Crimes Commission (EFCC).

On getting to the EFCC office in Lagos, the staff were shown a petition written to the commission by Diamond Bank accusing the staff of having connived with the customer Mrs. Modupe Sobodu owner of Dupsob Nigeria Limited, Mofadeb Nigeria Limited and Nukep Nigeria Limited, to fraudulently withdraw the sum of N70 million from her account.

The matter did not end there. Diamond Bank also stated in the petition that the staff were on the verge of fleeing the country over the alleged crime committed. The bank also stated in the petition that the amount involved in the alleged fraud which was N70million was siphoned through the said customer cheques amounting to about N7billion which were fraudulently discounted by the said staff of the branch on the 21st of October 2008. The bank however deliberately refused to inform the EFCC that this has been the discounting of the customer's cheques was a usual practice over the years and that the income being made by the bank over the years was through this practice and with the bank's management's consent.
The staff were granted administrative bail after spending a period ranging from four days to fourteen days in EFCC's custody.

On release from EFCC custody the staff were immediately asked to proceed on indefinite suspension without pay by Diamond Bank over issues of Cheque Kitting on the accounts of Dupsob Nigeria Limited, Mofadeb Nigeria Limited and Nukep Nigeria Limited pending when the bank concluded its investigation, curiously, no mention was made of N70 million allegation, which the bank made in its petition to EFCC.

On the 22nd of January 2009, having not heard anything from the bank, all the staff (totaling eight, as two additional staff were placed on suspension as well) all resigned their appointments with the bank stating the spurious and malicious petition written to the EFCC as their reason for resigning.

National Daily learnt that the affected staff were warned by their colleagues that from all indications the Management of the bank was bent on making them sacrificial lambs and advised them to take steps to protect themselves.
What informed the sudden decision taken by the Executive Management of Diamond Bank to stop discounting cheques for its valued customers?
National Daily investigation revealed that the reason why the Executive Management of Diamond Bank took the action was as a result of a liquidity problem in the bank, which required an urgent reduction in the outflows or loan facilities so as to boost the liquidity of the bank. Unfortunately, the customer informed the bank at that time that due to certain transactions which she had gone into, she would be unable to reduce her exposure to the bank immediately.
It was based on the customer's inability to reduce her exposure that the petition was written to the EFCC because admitting that the Executive Management of the bank had been aware of the customers transactions over the years would have been an indictment on the top management of the bank. The best option at that time was to claim ignorance of the way and manner that the customer had been running her account and to use the six staffers in the branch as sacrificial lambs.
At that material time investigations carried out by the EFCC had begun to show that the staff were indeed not involved in any fraudulent activity and that the Management of the bank could not claim to be ignorant of the customers transactions over the years. The customer had also admitted to the EFCC that the Management of the Bank had always been aware of her transactions or why else would they have given a brand new car to her.
In June 2009, the Chief Inspector of Diamond Bank in the person of Humphrey Akachukwu paid a visit to Ibadan branch and started making discrete enquiries from staff about the residential addresses of all the staff who had resigned their appointments. When the staff tried to find out the reason for this enquiry he informed them that the bank had decided to resolve the matter amicably. Instead of the issue being resolved, the Bank wrote another petition making the same allegations to the Department of State Security Service (S.S.S) as it was obvious to them that the EFCC had not found any staff to be involved in any criminality and their script was not working out as planned. The SSS invited the staff as well as the customer in question, Mrs. Modupe Sobodu for questioning. The evidence shown to the S.S.S revealed that the Executive management of Diamond Bank had always been aware of the customer's transactions. The SSS suspended its investigation when it became obvious that the allegations made by Diamond Bank against us were baseless.

Interestingly, in what could only be termed double speak and a total contradiction to its position to the EFCC, and SSS, the management Diamond Bank which claimed not being aware of the customers transactions admitted in court in a claimants statement deposed to by Mr. Moshood Adelotan on behalf of Diamond Bank at the Ikeja Judicial Division of the High court of Lagos State in a suit filed by the bank against the customer (Suit ID/563/2008 at the TBS Commercial Division) to recover some loans stated that the transactions carried out by the bank with this customer were carried out in line with prudent and normal banking practice. The question now is why Diamond Bank will in court claim that the transactions the bank carried out were done so in line with prudent and normal banking practice and then inform the security agencies that these same staff were guilty of fraud. How can the bank hold two contradictory positions on the same issue? Definitely there is a credibility issue here. It is glaring that these inconsistencies from the bank indicate that there is something to hide.

On the 6th of October 2009, the ex staff received calls from the Bank that the Head of Human Capital Mr Donald Nosiri was on his way to Ibadan to meet with them with a view to find a permanent solution to the lingering issue. However, one of the ex staff Mr Tokunbo Obayemi who arrived early at the Ibadan Lebanon branch which was the venue of the meeting was met by a Regional Security Officer Of Diamond Bank Mr Isaiah Akpan who came in from Lagos that morning.

What Mr. Tokunbo Obayemi was then given was a purported letter of dismissal dated 5th of October 2009 stating that he was being dismissed for negligence. Mr. Obayemi refused to accept the letter stating that he had resigned his appointment with the bank over seven months earlier and could not be dismissed after he had resigned. He also informed Mr. Akpan that negligence which was the reason of the bank gave for his dismissal was contrary to the accusation of fraud which the bank made against him and other colleagues. On the orders of Mr Akpan, the security men did not to allow Mr Obayemi out of the bank because of his refusal to collect the said letter of dismissal. Mr Obayemi was rescued from the bank after two hours of being locked in the banks premises by his counsel Mr Adebayo Salihu ESQ from Chief Afe Babalola (SAN) Chambers who had to race to the bank when he got a distress call from Mr Obayemi that he was being detained against his will. The letters of dismissal were subsequently sent by courier to all the ex staff stating negligence and not fraud as the reason for their dismissal.

On receipt of the court processes, the Executive Management of Diamond Bank, National Daily gathered, became quite desperate to avoid this lawsuit which is sure to dent the image which they want the public to have. Several meetings were held on how to frustrate the ex staff.
Eventually it was agreed that another petition be written to the EFCC headquarters in Abuja requesting that the case be transferred to Abuja and reinvestigated with the frivolous reason that the Bank believed that the EFCC Lagos had compromised themselves in their conduct of the investigation. The Bank also mandated the Chief Inspector Mr. Humphrey Akachukwu to ensure that this new ploy worked to the advantage of the bank at all costs.

Exactly as planned, about three weeks after Diamond Bank was served with the court processes all the ex staff were suddenly requested to report at the EFCC Office in Lagos on the 16th of March 2010. There they were informed that the EFCC Abuja had requested for the case file and that they were going to be detained and would be taken to Abuja the next day.

The next day, the staff were all bundled together in a very uncomfortable bus to the EFCC office in Abuja. At the EFCC office in Abuja they were kept in an underground cell without access to their lawyers for seven days.

When they complained about their unlawful detention, they were informed that they were being detained on orders from above. It was clear that a script written by Diamond Bank was being played out by the EFCC. When they were eventually released they were informed that they would be invited to Abuja again sometime soon. In order words the harassment is sure to continue.
The summation of the plight of the ex-staff of the bank could be summed up thus: Was there any withdrawal of N70million by the customer and staff? The answer is no; Was there any proof that the staff were about to flee the country? The answer also is no since all the staff were picked up in the office while carrying out their duties and most of the staff do not even possess International Passports; and finally, Were the staff subjected to the banks internal administrative procedures before the petition was written? The answer also is no.

National Daily learnt that no query was ever issued to any of the staff before the petition was written by the bank. In fact the query issued by the bank to the staff was issued to them over a month after the banks petition to the EFCC and this was after all the staff had been asked to proceed on indefinite suspension without pay. In order words the staff were not subjected to any hearing at all talk less of a fair hearing.

The key issues thus begging for resolution are: What made the Management of Diamond in their petition to the EFCC accused the staff of having committed fraud and further stated that they were about to flee the country. (What was the evidence the bank had showing that they wanted to run away from the country).On the other hand, the bank's official query to the staff on the customer's accounts was silent on the alleged petition/fraud committed; Why did Diamond Bank allege a fraud of N70million when indeed there was no fraud of that amount?; Management of the Bank all of a sudden claimed total ignorance of the running accounts which were the most profitable accounts in the bank in recent times. Could they really ignorant of the activities in the customer's accounts considering the turnover and income made over the years? Why did Diamond bank who claimed ignorance of the customer's transactions admitted in a court of law (not knowing that staff would get wind of the affidavit sworn to) that all transactions concerning the customer were carried out in line with prudent and normal banking practice and with the knowledge of the bank; Why didn't Diamond Bank adhere to the Money Laundering Prohibition Act 2004 as amended, stipulates that the Bank discloses in writing within seven days lodgments in excess of N5 million for Corporate Bodies to the Nigerian Financial Intelligence Unit (NFIU) of the EFCC or any transaction deemed suspicious. Why were these reports not rendered? These reports which would have shown the volume of the customers transactions were likely not sent as the bank did not want to draw attention of regulatory bodies to accounts that were earning the bank so much income; and Why has Diamond Bank refused to acknowledge the fact that these accounts were running this way well before we were transferred to that branch.

Other observations being raised are that: If the management of the bank says that customer was involved in cheque kitting it means Executive Management of the Bank actually approved the customer's involvement in cheque kitting. There are documented approvals to this effect; Furthermore, this customer was always approached by Executive Management of the bank for substantial deposits to help boost the deposit volumes of the bank during Financial Year end, every quarter, half year etc when the banks accounts were required to be published. Customer has always responded by giving the bank huge volumes of cheques which were given value the same day as directed by Management. These cheques usually in billions were from these same companies which the bank is claiming ignorance of; In appreciation of the customer's patronage and the high income gotten from customer's accounts over the years, Executive Management of Diamond bank in September 2008 bought her a brand new Honda Accord car valued at N4.995million. This car was presented to the customer by the Executive Management of the bank; Over the years, several Divisional heads, Inspectors, and Credit Review staff from the head office, management credit committee etc have regularly reviewed the customer's accounts, visited her and they have always commended the performance of the customer; Caution notices were sent on a daily basis to the Chief inspector of Diamond Bank Mr. Humphrey Akachukwu showing the volume of transactions on the customer's accounts; Executive Management of the bank approved the increase of the customers facilities in October 2007 even when she said she was not willing to give any additional collaterals for the increase and the existing collaterals did not cover the bank's exposure; Why is the bank running from one security agency to the other? and The malicious nature of the banks petition to the EFCC accusing innocent members of staff of fraud and maliciously stating that the said staff were about to flee the country when there was no proof of anybody attempting to flee the country only showed that management of the bank is hell bent on using some staff as sacrificial lambs in order to protect themselves.

The affected staff are of the belief that Diamond Bank Plc since October 2008 has been trying to push under the carpet their error of poor judgment while at the same time offering up some former middle and junior management staff up as sacrificial lambs by trying to pin at all cost a frightening allegation of fraud against these staff, all in an effort to cover itself from transactions which the bank encouraged and benefitted immensely from between 2005 and 2008 but which unfortunately has now gone bad.
Hearing is expected to commence on the 27th of April and being heard by Justice E. Esan.

There is nothing like having a very big compound where yuo are living. it even makes life living long enof.