₦airaland Forum

The Medical and Dental Council of Nigeria, MDCN, has warned Medical Doctors that practising without a full registration certificate is criminal, stating that such doctors will face the Council’s disciplinary actions.

The Registrar, MDCN, Prof. Fatima Kyari, handed down this warning at Gregory University, Uturu on Friday, on the occasion of the Extended Induction/Oath Taking ceremony of 35 medical inductees.

He said, “You may wonder, you may say, I know some people who don’t have a full registration certificate but they are still practising; that is criminal because when this PR of your registration certificate expires, and you have not gotten the full (registration), that PR, if you don’t annotate, is criminal”.

Kyari, represented by Head of Department, Medical Registration, Dr. Tijjani Mandaka added, “Please, get your certificate as soon as you finish your horsemanship. The general public, all the regulated agencies are watching what you are doing.

Therefore, any report of infamous conduct against a doctor in professional regard, will be thoroughly investigated by the council.

Omowunmi Mabel Adewusi, General Counsel and Human Resources Director at AXA Mansard Insurance Plc, has received the Lifetime Achievement Award at HR Expo Africa in recognition of her contributions to human resources development and organisational transformation.

The organisers said the award was presented in recognition of Adewusi’s sustained impact in shaping people-focused strategies, strengthening workplace culture and advancing human capital development throughout her career.

HR Expo Africa, a leading platform for human resources professionals and organisations across the continent, celebrates excellence in people management, workplace transformation and organisational leadership.

Over the years, Adewusi has played a key role in strengthening AXA Mansard’s workforce strategy through initiatives focused on employee engagement, leadership development, talent retention and organisational effectiveness.

Her leadership, according to the company, has contributed to building a workplace culture that promotes inclusion, employee well-being, growth and high performance.

Speaking on the recognition, Adewusi described the award as a reflection of the collective efforts of AXA Mansard’s leadership and employees toward building productive and people-centred organisations.

“This recognition reflects the work we are doing in creating environments where people can grow, thrive, contribute meaningfully and perform at their best. It is a shared achievement across the teams and leaders I have had the privilege to work with throughout my career,” she said.

Commenting on the award, Chief Executive Officer of AXA Mansard Insurance, Kunle Ahmed, congratulated Adewusi on the recognition, noting that her leadership has been instrumental in driving the company’s commitment to employee productivity and workplace culture.

According to him, Adewusi’s contribution has helped shape an environment that supports both performance and employee well-being, adding that the international recognition further underscores her consistency and impact in driving business success.

AXA Mansard has partnered with the Lagos State Domestic and Sexual Violence Agency (DSVA) to deepen awareness and prevention of domestic and sexual violence against children through community-based sensitisation campaigns across Lagos.

The initiative forms part of the 2026 AXA Week for Good themed, “Being A Child Shouldn’t Be A Risk,” aimed at improving public enlightenment, encouraging reporting of abuse cases and strengthening child protection mechanisms at the grassroots.

Under the partnership, employee volunteers of AXA Mansard Insurance Plc will embark on door-to-door community engagements in collaboration with the Lagos State Domestic and Sexual Violence Agency, which will provide technical support, training and guidance during the campaign.

The company said the programme builds on the success of its 2025 collaboration with the agency, which focused on school-based interventions to educate children and teachers on domestic and sexual violence.

Chief Marketing Officer of AXA Mansard, Adebola Surakat, said this year’s campaign is targeted at families, parents, caregivers and community leaders because statistics show that most abuse cases occur within homes and among people familiar to children.

According to her, over 60 per cent of domestic and sexual violence cases involving children are linked to people known to them, making community sensitisation critical in tackling the menace.
She said the initiative would cover six communities where volunteers would educate residents on identifying abuse, reporting channels and safe parenting practices.

Surakat noted that AXA Mansard has continued to invest in social advocacy against domestic and sexual violence because organisations must contribute to building safer societies where they operate.

She added that in 2025, about 96 per cent of the company’s employees dedicated at least 30 minutes of their working hours to volunteer activities focused on raising awareness against domestic and sexual violence.

Executive Secretary of the DSVA, Titilola Vivour-Adeniyi, said domestic and sexual violence thrives in silence, ignorance and fear, stressing the need for continuous public education and community engagement.

Vivour-Adeniyi commended AXA Mansard for sustaining the partnership, noting that safeguarding children requires collective action involving government, the private sector and members of the public.

She said taking advocacy directly into communities would empower parents and caregivers with the knowledge needed to identify warning signs, protect vulnerable children and report abuse cases promptly.

AXA Week for Good is the flagship programme under AXA Mansard’s employee volunteering initiative, AXA Hearts in Action, through which employees reportedly contributed over 20,000 volunteer hours in 2025.

NLPC Pension Fund Administrators Limited has reinforced its position in Nigeria’s pension industry, posting steady asset growth and improved risk management performance amid a challenging economic environment.

The pension fund administrator disclosed that its Assets Under Management (AUM) rose to ₦624.95 billion as of March 31, 2026, representing a 5.42 per cent increase from ₦592.84 billion recorded at the end of 2025. Its Retirement Savings Account (RSA) funds also climbed to ₦516.96 billion, reflecting sustained growth across its core operations.

The performance, according to the firm, is driven by a disciplined investment strategy anchored on diversification, long-term asset allocation, and resilience against market volatility.

Industry analysts say the upward trajectory underscores growing confidence in structured retirement savings, particularly as more Nigerians seek stability in uncertain economic conditions.

Beyond its traditional offerings, NLPC Pension is expanding financial inclusion through its Personal Pension Plan, which recorded significant growth within the review period.

The scheme is attracting participants from the informal sector, widening access to retirement savings for previously underserved groups.

The company’s customer-focused approach has also continued to yield results. A client service feedback assessment conducted in December 2025 showed a satisfaction rate of 93.5 per cent, with no negative feedback recorded. Benefit requests accounted for the highest level of interaction, highlighting the firm’s role in facilitating seamless access to funds for retirees and contributors.

In response to earlier concerns around risk-adjusted returns in 2025, the firm strengthened its risk management framework, introducing measures to improve portfolio efficiency. Internal performance indicators for 2026 show notable improvement, with key metrics such as Sharpe ratios trending positively across multiple funds.

The recovery is evident in fund categories that previously underperformed, many of which have rebounded from negative positions to stable or positive returns. The firm attributed this to enhanced diversification, tighter risk controls, and continuous refinement of its investment processes.

Despite short-term gains, NLPC Pension maintains that long-term value creation remains its primary objective. Its three-year rolling returns as of February 28, 2026, averaged 16.35 per cent, with some funds nearing 20 per cent, demonstrating consistent performance across asset classes.

Transparency, the firm noted, remains central to its operations. It continues to promote open access to performance data, enabling contributors to make informed decisions while fostering accountability within the system.

Operating under the regulatory oversight of the National Pension Commission, the company said it has aligned with recent policy changes, including increased capital requirements and revised investment guidelines. It has also accelerated digital adoption to improve processes such as data recapture and account management.

Analysts note that as Nigeria’s economy navigates moderate growth projections, the role of pension fund administrators in safeguarding long-term savings becomes increasingly critical.

By mobilising and investing retirement funds, firms like NLPC Pension contribute to capital formation and broader economic stability.

NLPC Pension said it would continue to deepen its investment in technology, governance, and customer engagement, maintaining that trust, transparency, and reliability remain essential to securing the financial future of Nigerian workers.

The Corporate Affairs Managers’ Committee of the Nigeria Insurers Association (CAMCONIA) has announced plans for its 2026 retreat, with a strong focus on boosting insurance penetration and improving marketing return on investment (ROI) across the industry.

‎The three-day retreat is scheduled to hold from April 9 to April 11 at Park Inn by Radisson, Abeokuta, and will convene marketing and communications professionals from Nigeria’s insurance sector under the theme: “Reimagining Insurance: Towards a Unified Narrative, Trust and National Relevance.”
‎According to the organisers, the retreat will address key challenges confronting the industry, including low public trust, limited insurance adoption, increasing regulatory demands, and the need for measurable marketing impact in a fast-evolving digital landscape.

‎Chairman of CAMCONIA, Segun Bankole, said the industry must reposition marketing and communications as strategic drivers of growth rather than support functions.

‎“Driving insurance penetration in Nigeria requires more than product innovation. It demands a unified narrative, stronger trust, and deliberate engagement with today’s consumers,” he said. “We are tasking ourselves to transition into active business enablers capable of shaping perception and influencing the national relevance of our industry.”

‎Participants are expected to gain practical skills in measuring marketing effectiveness, building consumer trust, and deploying data-driven strategies to improve insurance uptake. Sessions will also cover regulatory compliance, unified storytelling, and tools to enhance marketing performance.

‎The retreat will feature a lineup of industry experts, including Dr. Abiodun Ajiborode, Founder/CEO of Brand Management Academy; Odion Aleobua, Founder/CEO of Modion Communications; Chioma Ezechukwu, Head of Strategy and Business Transformation at Rex Insurance; and Abba Halil Inuwa, Head of Corporate Affairs at NAICOM, among others.

‎They will lead discussions on transforming marketing into a revenue-impact function, leveraging data to tackle low penetration, navigating regulatory frameworks, and building trust in a digital-first economy. The programme will include workshops, panel sessions, and case-study presentations designed to encourage practical learning and collaboration.

‎Chairman of the retreat planning committee, Olusesan Ogunyooye, who is also Head of Marketing at AXA Mansard, said the initiative reflects a shift in mindset within the industry.

‎“Our focus on ROI, penetration, and regulatory policy is a direct response to current realities. We must become strategic partners who can demonstrate value, influence business outcomes, and help shape a more compelling story for insurance in Nigeria,” he said.

‎Organisers noted that the retreat aligns with the five-point agenda of the Nigeria Insurers Association Governing Council, aimed at strengthening innovation, improving marketing accountability, and enhancing collaboration within the sector.
‎As Nigeria targets a one trillion-dollar economy, CAMCONIA said the retreat is expected to drive fresh thinking, deepen industry cooperation, and reinforce the role of insurance as a critical pillar of national economic development.

AXA Mansard grows insurance revenue by 22% to ₦160.6bn, navigates profit dip amid FX volatility

AXA Mansard Insurance Plc has reported a 22 per cent increase in insurance revenues to ₦160.56 billion for the financial year ended December 31, 2025, underlining sustained growth momentum despite a challenging macroeconomic environment marked by inflationary pressures and foreign exchange volatility.

The insurer, a member of the AXA Group, disclosed this in its audited financial results released in Lagos on Monday, showing broad-based expansion across its core business segments of Property & Casualty, Life & Savings, and Health.
Gross Written Premiums (GWP) rose by 23 per cent to ₦170.87 billion from ₦138.55 billion recorded in 2024, driven by improved customer retention, new business acquisitions, and expansion of its distribution network.

A breakdown of the performance shows that Property & Casualty revenues grew by 11 per cent to ₦68.48 billion, Life & Savings increased by 14 per cent to ₦25.77 billion, while the Health segment recorded the strongest growth, rising by 40 per cent to ₦66.32 billion.

Similarly, GWP in the Property & Casualty business climbed 20 per cent to ₦73.42 billion, while Life & Savings rose 15 per cent to ₦26.84 billion. Health premiums also expanded significantly by 31 per cent to ₦70.60 billion.

Speaking on the results, Chief Financial Officer, Ngozi Ola-Israel, said the company’s performance reflects strong execution and resilience across its diversified portfolio.

She noted that although Profit Before Tax (PBT) declined sharply by 81 per cent to ₦6.12 billion, compared to ₦31.69 billion in 2024, the drop was largely due to the absence of significant foreign exchange gains recorded in the prior year.

“In FY 2024, earnings were boosted by ₦27 billion in FX gains, compared to a ₦1 billion FX loss in 2025. Adjusting for this non-recurring impact, underlying profit would have grown by 50 per cent year-on-year,” she explained.

According to her, the Group maintained a solid financial position supported by strong premium growth, prudent capital management, and adequate liquidity buffers, even as rising claims and inflation weighed on margins.

Also commenting, Chief Executive Officer, Kunle Ahmed, said the company delivered strong topline growth and stable underlying earnings despite cost pressures and global economic uncertainties.

He added that AXA Mansard’s 2025 audited results position it to exceed the new minimum capital requirements recently introduced under Nigeria’s insurance reform framework.

“In line with the new capital thresholds, our current financial position comfortably exceeds the ₦15 billion requirement for non-life business and ₦10 billion for life operations. To further strengthen capital buffers, the board has decided not to propose dividend payments for the 2025 financial year,” Ahmed said.

Industry analysts note that AXA Mansard’s decision to retain earnings aligns with a broader trend among Nigerian insurers repositioning ahead of recapitalisation requirements expected to reshape the competitive landscape.

The firm’s Insurance Service Result rose by 9 per cent to ₦14.87 billion, supported largely by a 65 per cent surge in earnings from the Property & Casualty segment. However, performance in the Life & Savings and Health segments moderated, declining by 4 per cent and 42 per cent respectively due to higher technical reserves and increased claims severity.

Operating expenses also rose during the period, with insurance service expenses increasing by 32 per cent, reflecting elevated claims across key portfolios, particularly in general accident and aviation businesses.

Despite the pressure on profitability, AXA Mansard’s balance sheet remained robust. Total assets grew by 18 per cent to ₦227.94 billion, while shareholders’ funds rose by 11 per cent to ₦52.3 billion, reinforcing its capital strength.

However, Profit After Tax dropped significantly by 98 per cent to ₦0.62 billion, impacted not only by FX-related effects but also by changes in tax regulations, including an increase in capital gains tax from 10 per cent to 30 per cent, which led to a one-off deferred tax adjustment.

From an industry perspective, analysts say the company’s performance mirrors wider trends in Nigeria’s insurance sector, where premium growth remains strong but profitability is increasingly influenced by macroeconomic headwinds, regulatory changes, and claims inflation.

The sharp contrast between revenue growth and bottom-line performance highlights the sector’s ongoing transition under IFRS 17 reporting standards, which place greater emphasis on underwriting discipline and earnings quality rather than one-off gains.

Experts also point to the rapid expansion of the health insurance segment as a key industry driver, fueled by rising healthcare costs, increased awareness, and corporate demand for employee health coverage.

Looking ahead, AXA Mansard said it would focus on strengthening underwriting discipline, enhancing operational efficiency, and deepening digital capabilities to drive sustainable growth.

Ahmed expressed optimism that as macroeconomic conditions stabilise and FX volatility eases, the company’s underlying earnings strength will become more evident.

“With a strong balance sheet, disciplined execution, and clear strategic priorities, we are well positioned to improve profitability and deliver long-term value to shareholders,” he said.

Market watchers believe insurers that successfully balance growth with cost control, capital adequacy, and innovation will emerge stronger as the industry enters a new phase of consolidation and regulatory tightening.

The Founder of HMA Foundation and House of Representatives aspirant for Offa/Oyun/Ifelodun Federal Constituency, Hon. Moshood Adeleke, has officially commenced a comprehensive ward tour across the constituency as part of his ongoing engagement with grassroots stakeholders and community members.

The ward-to-ward visitation began yesterday in Ira Ward, where Hon. Adeleke met with party members, community leaders, youths, and other residents to discuss pressing issues affecting the people and to share his vision for effective representation at the National Assembly.

During the visit, Hon. Adeleke emphasized the importance of staying connected with the grassroots, noting that meaningful leadership begins with listening to the needs and aspirations of the people. He appreciated the warm reception he received from party faithful and residents of Ira Ward, assuring them of his unwavering commitment to the development of the constituency.

Hon. Moshood Adeleke, through his philanthropic activities under the HMA Foundation, has continued to impact lives through various empowerment and community development initiatives. His ward tour is aimed at strengthening unity within the party structure while also consulting widely with constituents on the way forward.

Political observers and stakeholders within Offa/Oyun/Ifelodun Federal Constituency have described Hon. Adeleke as a strong and serious contender for the House of Representatives seat, citing his grassroots connection, leadership capacity, and track record of service.

The ward tour is expected to continue across other wards within Offa, Oyun, and Ifelodun local government areas in the coming days, as Hon. Adeleke intensifies consultations ahead of the forthcoming political processes.

HMA Media

AXA Mansard Insurance Plc has renewed its partnership with Herconomy as a sponsor of the Herconomy Conference 2026, in a move aimed at strengthening financial inclusion and advancing economic opportunities for women across Nigeria.

The insurer will headline the conference’s Enterprise Challenge—an initiative designed to support women-led businesses with funding and exposure—further reinforcing its commitment to building sustainable pathways for female entrepreneurs.

The Herconomy Conference, an annual gathering convened by the fintech platform, has grown into one of Nigeria’s leading forums for promoting women’s financial independence and career advancement. With a community of more than 15,000 members, the platform is expected to attract over 1,000 female professionals, entrepreneurs and industry leaders at this year’s event, where discussions will centre on wealth creation, career growth and long-term economic impact.

AXA Mansard said its continued collaboration reflects a broader strategy to improve women’s financial resilience by expanding access to critical tools, knowledge and networks required to thrive in an evolving economy.
The partnership builds on the success of the 2025 edition, where standout women entrepreneurs received financial backing through a competitive pitch process. Founder of Pemnia Wellness, Opeyemi Adebisi, emerged winner with a ₦1.5 million prize, while Bilqis Idaro of Posh Meals secured ₦1 million as first runner-up. Chimdiebube Orji, founder of Springsentia, received ₦500,000 as second runner-up.

Speaking on the initiative, the Chief Marketing Officer of AXA Mansard, Adebola Surakat, said empowering women financially remains critical to inclusive and sustainable development.
She noted that creating opportunities for women to access financial knowledge and resources can unlock broader economic potential, adding that the partnership aligns with ongoing conversations around wealth creation, financial protection and long-term security.

Surakat also highlighted the company’s “AXA She Is In Charge” initiative, which provides women with access to empowerment programmes, expert-led sessions and professional networks aimed at supporting personal and financial growth.

Through its sponsorship of the Enterprise Challenge and participation in the conference, AXA Mansard said it will continue to advocate inclusive financial solutions that enable women to build resilient businesses and secure their financial futures.

In an attempt to reduce waiting time and ensure prompt access to care at its over 2,000 partner health facilities nationwide, AXA Mansard Health, Nigeria’s leading Health Management Organisation has launched its WhatsApp bot, Karis.

‎By adding Karis to their WhatsApp contact, over three hundred thousand enrollees of AXA Mansard Health will now be able to obtain treatment approvals, confirm authorizations, check their plan status, access plan benefits, purchase health plans, and get prompt assistance during medical emergencies.

‎According to Tope Adeniyi, CEO AXA Mansard Health Limited, this new solution is another way the organisation seeks to express its customer first value. “It is another way we are using to tell our customers that we deeply care about them, and we stop at nothing to ensure access to healthcare is simple, affordable and convenient”, he said.

‎Adeniyi noted that the manual process of authorization before treatment has been a pain point, which could discourage people from wanting to want to go to the hospital. He explained that with Karis, authorization can now be done via a ubiquitous platform like WhatsApp.

‎“With this new solution, our enrollees at the point of care can experience our service speed. Also, they can quickly ask Karis what their plans cover or otherwise, so we have empowered them. They can now search for hospital or specialist healthcare by interacting with Karis. It’s about making healthcare personalised for our customers”, he noted.

‎He added that Karis is not just a tool, but part of a wider vision to ensure healthcare is accessible, personalized, and stress-free for everyone:
‎The introduction of Karis is part of AXA Mansard Health’s broader strategy to harness digital innovation to enhance service delivery and improve the overall customer experience. By streamlining access to healthcare support, the chatbot empowers our enrollees to focus on their well-being rather than be discouraged by the administrative hurdles.

‎Through initiatives like this, AXA Mansard Health continues to lead in digital healthcare solutions, making it easier for more Nigerians to manage their health and access timely care with confidence. “Karis demonstrates our organisation’s commitment to leveraging technology for practical solutions that simplify lives and improve healthcare outcomes”, Adeniyi concluded.

In commemoration of International Women’s Day, AXA Mansard Investment has launched a speed-mentoring programme geared at increasing the investment and financial literacy level of young professional women across Nigeria.

‎The programme with the theme “acting for her progress”, got accomplished professional women across different spectrum to give at least two hours of their time to mentor and inspire young professional women who are seeking opportunities for financial growth.
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The women mentors include – Omolara Ismail (Executive Director, lagos &South, Jaiz Bank) Ifedayo Durosimi Etti (Founder, Herconomy) Bolu Essien, (Filmmaker, Corporate Marketing Professional), Fiona Uwagwu, (Head of Social and Content, Ogilvy UK), Omowunmi Mabel Adewusi (General Counsel & HR Director, AXA Mansard), Oluwaseyi Layade (COO Leo Burnnet Lagos), Ngozi Ola Israel (Chief Financial Officer, AXA Mansard), Jumoke Odunlami, (Chief Distribution Officer, AXA Mansard), Adebola Surakat, (Chief Marketing Officer, AXA Mansard), Abisola Nwoboshi (Head, Life Business, AXA Mansard)
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Commenting on the initiative, CEO of AXA Mansard Investment, Deji Tunde-Anjous said that the programme represents another way AXA Mansard Investment is driving and ensuring inclusive protection.
‎He commented, “the need to empower and strengthen the financial base of women is something we take very seriously. We understand that women are multipliers and the more investment we make in them, the better the society becomes. Financially represent illiteracy is a fundamental gap in the development trajectory of the society. But when you empower the women, we can close that gap faster”.

‎“At another level, this programme also represents our deep commitment to gender balance. We wanted to demystify the myth around investment and risks, and we thought the best way to do that is to provide direct access to other women of who have walked the terrain. We are excited and encouraged from the responses so far. The slot filled us faster than we imagined”, Tunde-Anjous said.
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On her part, Adebola Surakat, Chief Marketing Officer of AXA Mansard Plc, highlighted the importance of creating platforms where women can learn directly from those who have successfully navigated similar journeys.

‎“At AXA Mansard, we believe financial empowerment is one of the most powerful ways to unlock opportunities for women. Mentorship plays a critical role in that journey, allowing women to learn directly from those who have successfully built, grown, and protected wealth” she said.

‎“Through our Acting for Her Progress initiative, we are creating a platform where experienced women can give their time, insights, and encouragement so that others gain the clarity, confidence, and support needed to take bold steps in their financial and professional journeys. For us, it is not just about celebrating successful women; it is about creating pathways for more women to progress, thrive, and build lasting financial security.”
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Through initiatives like this, AXA Mansard continues to reinforce its commitment to empowering women by providing access to mentorship, knowledge, and supportive communities that encourage them to grow, lead, and thrive.

AXA Mansard Health Reaffirms Commitment to Healthcare Innovation with AMSA Conference Sponsorship

AXA Mansard Health has announced its sponsorship of the 2026 edition of the Association of Medical Students of Africa (AMSA) Conference.

‎AMSA conference is a significant event for the AMSA student, bringing together hundreds of medical students, healthcare advocates, and emerging professionals from across Africa to share ideas, explore innovations, and discuss the future of healthcare in the region.

‎According to Tope Adeniyi, CEO, AXA Mansard Health Limited, the sponsorship demonstrates the company’s commitment to advancing healthcare knowledge, encourage strong networks within the medical community, and nurturing the next generation of healthcare leaders.

‎He explained that the company believes that the healthcare space is very fertile for new innovations and to birth those solutions requires supporting knowledge platforms like AMSA. “As Africa’s healthcare landscape is evolving, so in addition to driving collaboration between providers, insurers; we must also support knowledge platforms that will midwife the next phase of development for our sector. So, after review by our team, we think the AMSA Conference holds potentials because it is a dynamic platform for young medical professionals to exchange knowledge, learn from experts, and explore how they can positively impact healthcare in their communities”.

‎“This is in consonance with our purpose of Acting for Human Progress by protecting what matters. We are convinced that the outcomes of conference like AMSA can inspire the new innovations that will improve our collective healthcare experience in Nigeria and Africa”, Adeniyi said.

‎Through this sponsorship, AXA Mansard Health seeks to inspire conversations on preventive care, patient-centred approaches, and innovative ways to make healthcare more accessible, affordable and available.

‎The conference programme includes inspiring keynote presentations, interactive panel discussions, hands-on workshops, and networking opportunities, all designed to provide participants with practical knowledge and professional contacts.

‎For AXA Mansard Health, this sponsorship forms part of a broader commitment to promote health awareness, professional growth, and innovation in healthcare. By engaging medical students and emerging professionals, the organisation aims to strengthen the focus on preventive care, patient-centred services, and long-term improvement of healthcare delivery.

‎The 2026 AMSA Conference is expected to attract participants from medical schools and healthcare institutions across Africa, positioning it as one of the continent’s premier events for aspiring healthcare professionals.

AXA Mansard Insurance Plc’s General Counsel and Human Resource Director, Omowunmi Mabel Adewusi, has urged employers across Nigeria to adopt structured change-management strategies as the country transitions into a new tax regime, stressing that organisations must go beyond regulatory compliance to successfully navigate the evolving fiscal environment.

‎Speaking during an “Advocacy Round Table” webinar organised by the Chartered Institute of Personnel Management of Nigeria (CIPM), Adewusi said businesses must deliberately manage the internal adjustments required by the new tax framework to ensure operational stability and sustained growth.
‎The session brought together industry leaders and policy stakeholders to examine the implications of the emerging tax framework on businesses, particularly its impact on the cost of doing business in Nigeria.

‎According to Adewusi, major policy shifts such as tax reforms often come with operational complexities that require proactive leadership and well-structured transition planning within organisations.
‎“There needs to be a serious change-management strategy that every employer must embark upon,” she said. “The transition to a new tax framework goes beyond regulatory compliance. Organisations must ensure that their internal systems, policies and people are aligned to adapt effectively to the new environment.”

‎She stressed that clear and transparent communication would be critical to maintaining stability within organisations during the transition period, noting that employees and other stakeholders must be properly engaged as companies adjust to the new regulatory realities.
‎“Employers need to be more open with communication, more transparent and more understanding as they move towards adopting the new tax act,” she added.

‎Adewusi noted that such engagement would help reduce uncertainty among employees and support smoother implementation of the reforms within organisations.

‎Despite the adjustment challenges, she expressed optimism about the long-term prospects of the reforms, describing the new tax framework as a potential catalyst for improving Nigeria’s economic competitiveness.

‎She also encouraged startups and emerging businesses to see the reforms as an opportunity to strengthen their operational structures and build sustainable enterprises within a more transparent regulatory system.

‎According to her, businesses that proactively align their internal processes and governance frameworks with the new tax environment will be better positioned to thrive in the evolving economic landscape.

‎Her remarks, she said, reflect the commitment of AXA Mansard Insurance Plc to contributing expert insights to policy discussions shaping Nigeria’s business environment, particularly in areas relating to governance, regulatory compliance and economic reforms.

‎Through such engagements, the company aims to support broader efforts aimed at building a more transparent, resilient and investment-friendly economy.

Written by Ahmed Balarabe Sa’id
Many of us who take public communication seriously will observe the Daniel Bwala-Al Jazeera encounter with a mixture of fascination and secondhand discomfort. It was one of those moments that reminds you why credibility and personal integrity matter, especially in a dynamic career of uphill climb, when the stakes are highest.

This is likely the highest stake interview of Daniel Bwala's entire career. It turned out to be a high-stakes embarrassment for him, and honestly, for those of us who watched a Nigerian 'presidential spokesman' unravel on global television.

Like I told colleagues afterwards, he never should have stepped onto that set. Mehdi Hasan's turf isn't a playground. The man has spent years building a reputation for doing exactly what he did to Bwala, confronting powerful people with their own contradictions, armed with clips, quotes, and dates they hoped the world had forgotten.

We've seen Hasan do this before. He reduced former Sri Lankan President Ranil Wickremesinghe to visible displeasure in a 2024 Head to Head encounter that sparked days of debate. Pakistan's Defence Minister Khawaja Asif, accustomed to friendlier exchanges, struggled through Hasan's "bouncers and yorkers" in a 2025 Zeteo interview. Mike Huckabee, now US Ambassador to Israel, had his "fabricated statistics" publicly debunked point by point. Tom Friedman was forced to explain why Iran faces nuclear sanctions while Israel doesn't. Even Richard Dawkins found himself in a tense confrontation when Hasan refused to let faith-based double standards slide. These are the receipts of a journalist who does his homework. And Hasan is one of the most exceptional.

So we were all served a rich menu of global embarrassment when Bwala walked into that studio and chose performative reductionism over honesty. Confronted with facts, their sources, quotes, and actual dates, he defaulted to denial after denial after denial. That perfunctory grandstanding, the deflection, the whataboutism, none of it found shelter on the Head to Head platform.

The militia allegation from January 2023? "I never said that." The bullion vans comment from Channels Television? "I never said that." The threats he claimed came from Tinubu's camp? "I never said that." Hasan kept the receipts, kept asking, kept pressing.

And Bwala kept denying Daniel.

When confronted with data showing over 11,000 conflict deaths in 2025 compared to about 8,700 in 2023, Bwala insisted things were not getting worse. "Context matters," he said. When Hasan asked what context could possibly make more deaths mean things aren't worsening, Bwala delivered the line that sums up the entire performance: "The context is not getting worse." He then reached for a glass of water on the set, attempting an analogy about seeing it as half full while others see it half empty.

So, here is the real context.
Bwala came head to head with his past, and had to inevitably deny Daniel. The man who once called Tinubu a "godfather of corruption" now defending the same administration, insisting facts had changed his opinion, that politics is dynamic, that opposition means oppose and government means defend. All valid points in theory. In practice, watching him disown his own recorded words was pathetic. Daniel came to judgement.

So while this appearance was a credibility test for the Nigerian government, it was more fundamentally an integrity test for Bwala's personal reputation. I believe his principal understands this well enough not to relieve him of his appointment. After all, loyalty is its own currency in this business.

But let's all join Bwala in raising our glasses, "half full or half empty", depending on your preferred metaphor.
Toast to a remarkable undoing. The man went to Doha to defend a government and ended up providing a masterclass in how not to do it.

Now I remember a popular hymn song we sang during morning assembly in secondary school...

Oh Lord, deliver Daniel...

AXA Mansard Health advocates importance of early screening at world cancer day webinar

AXA Mansard Health, Nigeria’s leading health management organization and member of the AXA Group, has reinforced its commitment to preventive healthcare through its 2026 World Cancer Day webinar, which demystified cancer screening and addressed the fears that prevent many Nigerians from seeking early diagnosis.

Themed around reducing anxiety and strengthening public confidence in screening, the webinar brought together AXA Mansard’s medical, wellness, and insurance experts to confront the myths, emotional barriers, and financial concerns that often discourage timely testing. The session discussed the persistent fears that deter individuals from early screening, despite overwhelming evidence that early detection significantly improves treatment outcomes.

Speaking about the intent of the session, Tope Adeniyi, CEO of AXA Mansard Health, emphasized AXA Mansard Health’s commitment to deepening public understanding and building confidence around preventive care:
“At AXA Mansard Health, our commitment goes beyond just providing access to quality healthcare to our customers. It includes ensuring that our customers and the public feel informed, supported, and confident enough to act on their health when required. This aligns with our purpose as an organization and our commitment to our communities and business environment. Far too many Nigerians delay or avoid cancer testing due to fear, and we believe educative sessions like this webinar are powerful tools in changing that narrative.”

Participants received clear, practical insights into modern screening procedures, emotional and psychological considerations, and how accessible health insurance reduces uncertainty and enables proactive health decisions. By integrating clinical expertise with empathetic guidance and financial clarity, the session created a supportive environment that empowered attendees to take charge of their well being.
Jadesola Idowu, COO of AXA Mansard Health, also echoed the CEO’s sentiment, highlighting the need for holistic support systems that strengthen people’s resolve to prioritize their health.

She commented, “Wellness requires a balance of emotional, mental, and financial security. Many people want to do the right thing for their health, but don’t know where to start. Through open, empathetic conversations like this, we hope to help people realize that screening is not something to fear but something to embrace.”

The webinar reinforces AXA Mansard Health’s longstanding commitment to promoting preventive healthcare and building a healthier, better informed society by empowering Nigerians with credible information, accessible tools, and emotional reassurance. The organization continues to strengthen public trust and champion early action as a critical step in the fight against cancer.

Life and Health Insurance customers of AXA Mansard have commended the company for going beyond just transactions to support and excite them during the Valentine’s season. The praises came on the hills of the organization’s Valentine’s Day campaign, where AXA Mansard, in partnership with Uzor Arukwe, paid surprise visits to some of its customers.

According to Mrs. Ojamomi, the gesture doesn’t just make her feel seen; it makes her feel heard and cared for. She commented, “AXA Mansard came around to show me this much love. I feel like someone sees me, someone cares for me, so thank you so much”.

On her part, Mrs. Akinyele, a beneficiary of the company’s Life Insurance, noted that the gesture is a reminder that she is not alone, thanking AXA Mansard for being a thoughtful and humane brand.
Another customer, Mrs. Mfonobong, couldn’t hold her excitement. On sighting the AXA Mansard and Odogwu team, she exclaimed, “AXA Mansard, you are the best!”

Torrents of commendations have also poured in on social media, with people acknowledging AXA Mansard for introducing another perspective on Valentine's. According to Your Abuja Doctor on X, he wrote, “As a medical doctor, I can honestly say that AXA Mansard HMO is not just an HMO, it’s the only HMO that cares about its clients.

Kudos to them for being patient centered”.
Another X user, Frank Cutex, wrote: “This video of AXA Mansard teaming up with a Nollywood actor to surprise their customers is easily the best thing you will watch today. The emotions are so real, and I could literally feel the love. That’s what a partner for life feels like”.

Thanking the customers for their commitment and patronage, Adebola Surakat, Chief Marketing Officer, AXA Mansard, said the company is most grateful for the incredible partnership they have enjoyed. She added, “For us, this is more than just an initiative, it is another way we want to show that real people benefit from insurance, and AXA Mansard is not just an insurer who pays when life happens, but an insurance that’s thoughtful and partnering with you every step of life’s journey”.

Valentine’s Day took on a deeper meaning at AXA Mansard Insurance Plc, as the insurer stepped beyond traditional celebrations to deliver practical support and emotional connection to selected customers.

In a series of surprise visits, the company presented care packages, free health insurance coverage and personalised gestures to customers across Lagos, reinforcing its message that love extends beyond romance to protection and wellbeing.

Adding a touch of celebrity excitement, Nollywood actor Uzor Arukwe, popularly known as “Odogwu,” joined the initiative, engaging customers and sharing in moments that ranged from joyful to deeply personal.

Among those visited were two new mothers adjusting to early parenthood and a customer navigating a sensitive personal season. According to the company, the initiative was designed to demonstrate that care and protection remain central to its brand promise.

AXA Mansard said the outreach reflects its broader commitment to meeting customers at critical life moments, providing not only insurance solutions but tangible reassurance.

Beyond the Valentine engagement, the company also relaunched its “She Is In Charge” platform for the year, a community-driven initiative focused on empowering women to balance ambition, personal growth, and relationships.

The February edition centred on the theme of intentional living, encouraging women to pursue career goals, financial independence, and personal well-being without compromising on love and family aspirations.

As part of the storytelling segment, the platform featured a personal account from a female entrepreneur who navigated pressures within her marriage while scaling her business.

The story highlighted themes of communication, restructuring, and self-advocacy, underscoring the message that women do not have to choose between professional ambition and family life.

AXA Mansard said the combined initiatives reflect its evolving customer engagement strategy, one that blends financial protection with social impact and community building.

Founded as part of the global AXA Group, AXA Mansard provides life, health, and general insurance solutions, as well as investment management services, to individuals and businesse

AXA Mansard Partners ‘Odogwu’ Uzor Arukwe for Its #PartnerForLife Valentine’s Day Campaign.

AXA Mansard, has partnered with one of Nollywood’s rave of the moment, Uzor Arukwe, to excite and show love to its customers during the valentine’s day season.

The collaboration, according to Tope Adeniyi, CEO of AXA Mansard Health Limited, is another way AXA Mansard is demonstrating its unwavering commitment to its promise of moving from a payer to a partner.

According to the CEO, the theme of the campaign, #PartnerForLife, is deliberate. It is to remind our customers and stakeholders that we are not a transactional organization. “We love to build meaningful and enduring relationships. So, valentine’s day presents us a perfect opportunity put our word to action, assuring our dear customers that we will always be by their sides through life’s milestones, challenges, and moments that truly matter”, he said.

Speaking on the choice of partner for the campaign, Adebola Surakat, Chief Marketing Officer, AXA Mansard, said that the choice of Uzor is not just symbolic, it is entrenched in the shared values of courage and customer first. “Uzor is an embodiment of love, empathy, and care; but more important for us is the value of customers first. We are convinced that he cherishes his audience and puts them first, that is the reason every time he has the opportunity, he puts in his best to ensure that he entertains and inspires. So, to demonstrate our commitment to the same value and show our customers that they are valued, appreciated, and celebrated, this Valentine’s season and always, we found a worthy partner in Uzor for this season”.

As part of the campaign, AXA Mansard is inviting customers to participate in a social media challenge. Participants are encouraged to tag their ‘safe space’ and the people who make life special by just being in it, with entries receiving the highest engagement eligible to win exclusive health insurance packages.
For three years, AXA Mansard has been connecting with thousands of Nigerians to reshape narrative around protection, demonstrating that it is more than a oneoff transaction, but a longterm commitment with significant benefits.

PUBLIC STATEMENT BY THE MEDICAL AND DENTAL COUNCIL OF NIGERIA (MDCN) ON MISINTERPRETATION OF HOUSEMANSHIP PLACEMENT FIGURES

The Medical and Dental Council of Nigeria (MDCN) wishes to address and clarify recent media reports suggesting that 2,000 house officers are stranded without job placement each year. This assertion is incorrect and is based on a misinterpretation of information presented during the Council’s recent budget defence before the Senate Committee on Health at the National Assembly.

For clarity, the MDCN informed the distinguished Committee that approximately 4,000 house officers are currently enrolled under the centralised housemanship scheme, which operates across 48 Federal Government hospitals. In addition to these, there are 81 other accredited hospitals comprising State Government, Military, and Private hospitals, that also provide housemanship training. These 81 hospitals operate outside the federal centralised scheme but remain fully accredited by the MDCN and continue to offer housemanship placements.

It is therefore inaccurate to suggest that doctors outside the federal centralised scheme are “stranded.” Accreditation by the MDCN ensures that these hospitals meet the required standards for training, and housemanship positions are available across these institutions nationwide.

Indeed, if a newly qualified doctor wishes to commence housemanship immediately, placement opportunities exist across 129 accredited hospitals in the country. Any delay experienced is typically related to individual preference for specific locations or institutions, particularly those under the federal centralised scheme, rather than a lack of available training positions.

During the budget defence, the MDCN advocated for the expansion of the centralised housemanship scheme to include accredited non-federal hospitals. This recommendation was made to improve equity in remuneration and access, by enabling more house officers in accredited institutions, especially in State, Military, and Private hospitals, to benefit from the federal funding framework that currently applies to federal hospitals.

The MDCN remains fully committed to ensuring that all eligible medical and dental graduates have access to quality housemanship training in accredited institutions across Nigeria. We also remain committed to transparency, accuracy, and the continued strengthening of Nigeria’s medical training and regulatory systems.

We urge the public and stakeholders to rely on verified information from the MDCN and to disregard misleading interpretations that do not reflect the realities of housemanship training and placement in Nigeria.

Signed
Management

AXA Mansard Grows Insurance Revenue by 22% to ₦160.6bn in FY’25, Health Segment Leads Expansion
‎
‎AXA Mansard Insurance Plc has sustained its growth momentum in the 2025 financial year, recording a 22 per cent increase in gross insurance revenues to ₦160.56 billion, driven by strong renewals and broad-based expansion across its key business segments, particularly health insurance.

‎In its unaudited financial results for the year ended December 31, 2025, the Group reported solid top-line performance across Property and Casualty, Life and Savings, and Health businesses, reflecting the resilience of its operating model amid a challenging macroeconomic environment.

‎A breakdown of performance showed that Property and Casualty insurance revenue rose by 11 per cent to ₦68.48 billion from ₦61.88 billion in FY’24, while Life and Savings grew by 14 per cent to ₦25.77 billion from ₦22.56 billion. The Health segment recorded the strongest growth, expanding by 40 per cent to ₦66.32 billion, compared with ₦47.23 billion in the previous year.

‎Despite the strong revenue growth, Profit Before Tax (PBT) declined sharply by 81 per cent to ₦6.12 billion from ₦31.69 billion in FY’24. However, the company noted that the decline was largely due to foreign exchange effects recorded in the prior year.

‎Commenting on the results, the Chief Financial Officer, Mrs. Ngozi Ola-Israel, explained that FY’24 earnings benefited from a one-off foreign exchange gain of ₦27 billion, compared with a ₦0.9 billion foreign exchange loss in FY’25. “Excluding this non-recurring FX impact, underlying profitability improved significantly, with adjusted profit before tax rising by 46 per cent year-on-year to ₦6.98 billion,” she said.

‎According to her, the performance reflects disciplined underwriting, sound risk management, and continued improvements in operational efficiency, despite elevated claims severity and frequency in the Property and Casualty and Health portfolios.

‎Also commenting, the Chief Executive Officer, AXA Mansard Insurance Plc, Mr. Kunle Ahmed, said the Group maintained a strong financial position during the year, supported by robust premium growth, prudent capital management, and adequate liquidity. He added that while inflationary pressures and higher claims affected margins, the company’s balance sheet and cash generation remained resilient.

‎On regulatory compliance, Ahmed noted that the Group’s unaudited FY’25 numbers position it to exceed the new minimum capital requirements under the NIIRA, with over ₦15 billion for non-life business and ₦10 billion for life business.

‎Looking ahead to FY’26, management said its focus would be on accelerating profitable growth, strengthening underwriting and claims discipline, deepening cost efficiency, and investing further in digital and data capabilities to enhance customer outcomes and long-term shareholder value.

English Premier League Match Week 24 Preview (Baloo and ND) on Sports Toriy

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UCL Playoff Preview on Sports Toriy

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AXA Mansard Insurance, a member of the AXA Group, has announced the launch of its digital motor insurance inspection process in Nigeria. The solution, powered by Curacel, allows customers to complete required vehicle inspections by submitting photographs of their vehicles through their smartphones.

The process applies to the initiation of comprehensive motor insurance policies, policy renewals, and claims assessments.

‎This new feature further demonstrates AXA’s continued commitment to make the insurance process easy and personalized through digitization. The digital inspection system receives images submitted by customers, scans them through an automated review process, and generates inspection reports that are used within AXA Mansard’s existing underwriting and claims workflow

‎Commenting on the tool, Chizuru Nwankwonta, Chief Technology Officer, AXA Mansard Insurance, said: “At AXA Mansard, we continue to introduce solutions that make insurance processes easier and faster. This digital inspection option reduces the need for physical assessments and offers customers more flexibility in how they complete key steps in their motor insurance journey.”

‎The digital inspection system was developed in collaboration with Curacel, an insurance technology provider whose platform supports image submission, automated screening, and documentation processing. The integration is part of AXA Mansard’s approach to working with external technology partners on specific operational modules.

‎The digital inspection process is currently available nationwide. Customers will be able to access the feature through designated digital channels, including AXA Mansard’s customer platforms and links made available during motor insurance onboarding.

Beyond the trivial political argument it may seem, the furore over Reno Omokri’s proposed ambassadorial consideration tests Nigeria’s collective memory, our understanding of statecraft, and the fragile architecture of national credibility in a world where trust is measurable and reputational history is unforgiving. The diplomatic ecosystem is built on continuity, coherence, and character.

Omokri's likely confirmation is weak in its optics.

Yes, in recent months, President Tinubu has undertaken a series of reconciliatory gestures that can be widely praised as statesmanlike. Public sentiment polling from NOI between July and September showed a 14% rise in perceptions of the President as “accommodating and inclusive.” Many see this as evidence of a leader mature enough to rise above past antagonisms. But magnanimity carries strategic risks when pushed beyond the boundaries of prudence. Nowhere is that risk more palpable than in elevating a man whose digital footprint reads like a manifesto of reputational sabotage.

Reno was not a regular critic offering principled dissent, which some sense of logic might accommodate. Here is a man who built an entire online offensive, 24/7, algorithm-driven, and turbocharged by nearly 2 million followers dedicated to labelling a sitting President an “identity thief,” a “certificate forger,” and the architect of a stolen presidency. During the 2023 electoral cycle alone, Omokri’s posts on Tinubu averaged between 11,000 and 18,000 impressions per attack, with hashtags like #TinubuTheIdentityThief trending at least six times globally. In diplomacy, this is not “past political banter” but a hostile narrative construction. Yet, diplomats are expected to be the President’s cleanest mirrors, not authors of his deepest smears.

No doubt, the President reserves his prerogative to appoint anyone he so wishes.

Tick this: foreign ministries do not forget. They archive. They index. They brief. Imagine dispatching an envoy whose most viral digital artefact is an accusation of criminality against the very President he represents. Omokri’s own words would shadow him into every negotiation room. Unfortunately, once he is confirmed, it is no longer about him. For Nigeria, the embarrassment would be measurable, perhaps even weaponizable, especially in capitals where the country already struggles to reinforce confidence in its electoral and institutional integrity.

Even more troubling is the documented fluidity of Omokri's moral compass. Between 2018 and 2022, he published over 420 posts alleging ethnic persecution and near-genocidal violence under Buhari. Yet, within months of Tinubu taking office, while attacks in the Middle Belt rose by 9.7% in the same period (ACLED data); he dismissed similar narratives as “opposition exaggeration.” Such selective activism is a clear reputational volatility. And in diplomacy, volatility is a national liability.

Ambassadors are chosen not merely for eloquence or visibility, but for steadiness. Their words can move markets, strain alliances, or shift a country’s risk perception index. Nigeria, currently ranked 95th on the Global Soft Power Index, cannot afford a representative whose public persona is built on provocation, confrontation, and digital grandstanding. Soft power is cumulative, rooted in trust. That very commodity Omokri has repeatedly torched in pursuit of political patronage.

You cannot verbally immolate a Presidency for years and then suddenly claim the moral posture to embody it abroad. Trust is not an emotional sentiment; it is a strategic asset. Once broken publicly and repeatedly, it does not return by decree of appointment.

President Tinubu may have forgiven Omokri. Nigerians may tolerate him. Some even adore his tactics. But foreign governments will remember his footprints. They will Google him. And the digital trail they find would not elevate Nigeria; it would invite ridicule, suspicion, and needless diplomatic vulnerabilities.

Appointing Reno Omokri as an ambassador would not only undermine the dignity of the Presidency; it would paint Nigeria as a nation comfortable exporting contradiction, rewarding inflammatory rhetoric, and discarding the fundamental currency of international relations: credibility.

At a time when Nigeria needs its global voice to be clear, credible, and coherent, this is one gamble the nation cannot afford in a world driven by data, where memory and context are hard to ignore.

AXA Mansard urges businesses to adopt sustainable models to tackle rising climate risks

Nigeria’s leading insurance firm, AXA Mansard, has called on businesses to adopt sustainable business models as an effective response to the growing threats of climate change. Speaking at the inaugural AXA Mansard Sustainability Symposium held in Lagos, the company’s Chief Executive Officer, Kunle Ahmed, urged corporate leaders to shift their focus from “risk to resilience” by embedding environmental and social sustainability into their operations.

‎The call comes as Nigeria and other West African countries face worsening climate challenges. According to the United Nations Office for the Coordination of Humanitarian Affairs (UNOCHA), heavy rains and flooding affected about 6.9 million people across West and Central Africa in 2024, with Nigeria accounting for approximately 1.3 million of those impacted. Lagos alone now experiences annual flooding that disrupts lives and businesses. “These statistics are not just numbers; they represent families, communities, and enterprises. They demonstrate that climate risk is a business risk,” Ahmed said.

‎Highlighting the company’s commitment to sustainability, Ahmed disclosed that AXA Mansard has assessed more than ₦14.5 billion worth of assets for climate risk exposure over the past three years. Within the same period, the firm reduced petrol-related emissions by 46 %, electricity-related emissions by 34 %, diesel emissions by 12 %, and water consumption by 39 %. He added that employees have contributed more than 30,000 hours of volunteering, positively impacting over 10,000 lives. “For us, sustainability is not a buzzword; it is the reason our business will continue to serve Nigerians,” he said.

‎The insurer is also driving innovation to shield communities from climate shocks. In collaboration with the Insurance Development Forum, UNDP, AXA Climate, and Swiss Re, AXA Mansard helped design a parametric flood insurance solution for Lagos State. Using satellite-based flood triggers, the product enables rapid payouts and is projected to protect up to four million people, offering coverage of up to US$7.5 million during a catastrophic flood event. “This initiative demonstrates how insurance can close the protection gap and strengthen community resilience,” Ahmed noted.

‎He further encouraged Nigerian businesses to view sustainability as a competitive advantage rather than an expense, citing the AXA Future Risks Report 2025, which ranks climate change among the top three global threats to enterprises. “Adopting sustainable practices reduces operational risks, protects cash flows, opens new markets, and attracts investors. It’s not just the right thing to do; it’s smart business,” he affirmed.

‎Ahmed reiterated AXA Mansard’s commitment to working with its customers in advancing a low-carbon, inclusive economy. “Nigeria has enormous potential to build a green economy. With your collaboration and our expertise, we can transform risk into resilience and create shared value for all,” he concluded.

AXA Mansard Health, Nigeria’s leading health insurance company and member of the AXA Group, has called on organisations to treat employee wellbeing as a strategic investment that drives productivity and business growth, rather than a financial burden.

‎The company’s Chief Executive Officer, Mr. Tope Adeniyi, made the call during a breakfast meeting with senior human resources (HR) and business leaders in Lagos, where discussions centred on the escalating cost of healthcare and its impact on workforce wellbeing.

‎Adeniyi noted that while rising operational costs remain a reality for many organisations, prioritising employee wellness yields measurable returns in performance and cost management.
‎“Every business leader knows the pressure of cost containment,” he said. “But we have learned, from more than a decade of serving thousands of employees across Nigeria’s most demanding sectors, that companies which treat wellbeing as a performance driver not a cost centre are the ones that thrive.”

‎He added that data from AXA Mansard Health’s portfolio show a clear link between proactive investment in employee wellbeing and reduced claims costs per employee. “Cutting health or wellness budgets to ‘save’ money often backfires,” he said. “When employees are stressed or unwell, they may show up physically but be mentally and emotionally absent.”

‎Adeniyi emphasised that supporting staff health should be viewed as sound business strategy, not corporate social responsibility. “Taking care of our employees is not a sentimental choice it’s good business,” he affirmed.
‎Other participants at the session, comprising HR heads and business executives, discussed the challenges of balancing rising healthcare expenses with meaningful employee support. They also stressed the importance of embedding wellbeing into leadership culture, noting that executives who model healthy practices foster loyalty and enhance productivity

‎AXA Mansard Health showcased its wellness platform, which provides employees access to over 2,000 hospitals nationwide, telemedicine consultations, health education programmes, and lifestyle management tools. By focusing on preventive care and real-time health management, the insurer said it helps organisations reduce costs while improving health outcomes.

‎Reaffirming its commitment to holistic employee wellbeing, the company pledged continued partnership with employers to address the dual challenge of rising healthcare costs and workforce performance. Adeniyi concluded that AXA Mansard Health remains dedicated to equipping businesses with data-driven insights and practical tools to sustain a healthy, productive workforce.

As part of its commitment to youth empowerment and community development, AXA Mansard Investments, a member of the AXA Group, has extended its financial literacy initiative to four public primary schools in Lagos, equipping pupils with basic money management and soft skills.

The initiative, carried out under the company’s flagship employee volunteering platform, AXA Hearts in Action (AHIA), saw staff of the firm engage pupils of Victoria Island Primary School, Awoyaya Primary School, Federal Housing Estate Primary School, and Ansar-Ud-Deen Primary School in interactive sessions on financial literacy, saving habits, and digital awareness.
Speaking during the outreach, Deji Tunde-Anjous, Chief Executive Officer of AXA Mansard Investments, said the initiative was designed to instill the principles of responsible financial behaviour from an early age, while also inspiring confidence, curiosity, and a growth mindset among young learners.

“At AXA Mansard Investments, we believe that the earlier young people are introduced to financial literacy, the better equipped they will be to make smart money decisions in the future,” Tunde-Anjous said. “Through our AXA Hearts in Action programme, our employees are taking meaningful steps to build a financially aware generation.”
He explained that the outreach was part of the company’s broader vision of creating lasting social impact through education and empowerment, adding that by introducing financial concepts early, children can grow into adults who are both financially responsible and forward-thinking.

Beyond classroom engagement, AXA Mansard volunteers also donated stationery and learning materials to the participating pupils — a gesture that underscores the company’s sustained commitment to supporting education and lifelong learning.

The exercise forms part of AXA Mansard’s purpose of “Acting for Human Progress by Protecting What Matters,” a philosophy that highlights its belief in empowering young minds as a pathway to building stronger, more sustainable communities.

According to the company, the AXA Hearts in Action initiative has already impacted more than 5,000 people this year alone, with over 900 AXA Mansard employees participating in at least one volunteering activity across the country.
Through such engagements, AXA Mansard Investments continues to demonstrate that corporate responsibility extends beyond business operations it involves shaping the future by investing in the education and empowerment of the next generation.

Fresh revelations have emerged suggesting that the Academic Staff Union of Universities (ASUU) may be sabotaging the Federal Government’s renewed efforts to reform and resolve long-standing issues that often lead to strikes in Nigeria’s tertiary institutions.

Contrary to the widespread belief that the government failed to act, exclusive inside information shows that the FG had engaged ASUU in active discussions up until last Friday, just days before the union publicly declared its strike.

According to credible insider sources, the crucial meeting, which lasted several hours, was attended by the FG negotiating negotiating negotiating team led by Senator Lanre Tejuosho, Deputy Chairman of the FG Negotiating Team with key ASUU leaders on the other hand. The talks were described as frank and constructive.

At the end of the meeting, ASUU reportedly assured the government delegation that it would revert with feedback after consulting its members.

However, sources from the FG negotiation team told this news agency that ASUU never did. “They promised to get back after the meeting, but they didn’t. The next thing we saw was their public announcement of a nationwide strike,” a senior government source revealed.

It would be recalled that many Nigerians have often said that strikes could be avoided if the Federal Government was more responsive. But this time, insiders insist that the government had shown sufficient responsiveness holding meetings and opening dialogue within the two-week notice period given by the union.

Interestingly, a source from within ASUU’s own camp confirmed that after the Friday meeting, the union did not respond to calls from the FG seeking their position.

But a government source said “They only got back on Sunday, after they had already gone public with the strike,” the source said, adding that ASUU has yet to commit to another meeting date.

This new development has left observers wondering: is ASUU genuinely pursuing resolution, or has the union taken a hardline position that undermines ongoing reforms and national interest?

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AXA Mansard, one of Nigeria’s leading insurance and financial services providers, has announced the opening of applications for the 2025 edition of its Innovation Exchange Program, a 12-week accelerator designed to discover, refine, and scale breakthrough insurance solutions from startups across the country.
‎Targeted at startups from the MVP stage to scale-up, the program offers innovators the chance to test and validate their products within AXA’s live business ecosystem. Participants will also benefit from mentorship, access to industry experts, and hands-on learning through masterclasses, office hours, and co-creation sessions. In some cases, AXA may even engage as an early paying client for standout solutions.
‎This year’s edition will focus on three key innovation areas:
‎1. New Insurance Models and Products – including parametric or index-based covers, usage-based offerings, and IoT-driven solutions.
‎2. Distribution – solutions expanding insurance access to underserved segments such as SMEs, the creative industry, and gig workers, while improving intermediary recruitment and retention.
‎3. Underwriting and Process Efficiency – AI-powered predictive underwriting, prescriptive risk assessments, and tools that drive operational efficiency.
‎Applications are open until August 25, 2025. From the submissions, five startups will be selected to join the accelerator, which will culminate in a Demo Day scheduled for November 6–7, 2025, where founders will present their solutions to AXA leaders, investors, and industry stakeholders.
‎Speaking on the initiative, Ngozi Ola-Israel, Chief Financial Officer of AXA Mansard, said:
‎ “The Innovation Exchange Program demonstrates AXA Mansard’s commitment to building a thriving insurance ecosystem in Nigeria. By collaborating with startups, we are not only solving real market challenges but also redefining the future of insurance. The program creates a platform for innovations that enhance customer value and drive industry-wide growth.”
‎The program builds on the success of previous cohorts that have supported startups such as Curacel, GeroCare, Clafiya, Chekker, LegitCar, MyItura, and Inocul8—helping them refine their business models and scale across the industry.
‎Interested innovators can apply through the AXA Mansard Innovation Exchange portal and submit their pitch decks to innovation@axamansard.com before the August 25 deadline.

A new era begins for Nigerian examinations

02.09.2025

Today, the Honourable Minister of Education, Dr. Tunji Alausa, CON, announced a historic milestone in Nigeria’s education sector — the official transition of the West African Senior School Certificate Examination (WASSCE) to Computer-Based Testing (CBT). This reform will strengthen the integrity of examinations, drastically reduce malpractice, and ensure Nigeria’s assessment system meets global standards.

For over 73 years, WAEC has remained a dependable partner in advancing education across West Africa. With innovations such as the Digital Examiners’ Mark Sheet, WAEC Konnect, the e-Learning platform, and the Digital Certificate Platform, the Council has consistently demonstrated its commitment to technological progress.

Under the leadership of President Bola Ahmed Tinubu, GCFR, the Renewed Hope Agenda is transforming education at every level. From restructuring the national basic and senior secondary education curriculum and upgrading classrooms with modern tools, to reforming federal technical colleges, tertiary institutions, and medical education, the administration is laying strong and sustainable foundations that will outlive us.

The adoption of computer-based examinations is a deliberate step to safeguard the credibility of certificates and empower the Nigerian child with the skills needed for a knowledge-driven economy. The Honourable Minister reaffirmed his commitment to ensuring that every Nigerian child has access to quality learning and the opportunity to fulfil their potential.

To parents, teachers, and students: the Federal Ministry of Education will work closely with schools to ensure learners are adequately prepared for this transition. Together, this reform will mark a smooth, successful, and transformative step forward.

Education is the greatest legacy we can give our children and together, we are securing its future.

Mojoyinoluwa Adebajo
Special Assistant on Digital Communications & E-Learning
to the Honourable Minister of Education
Federal Ministry of Education

AXA Mansard’s CCO, Adebisi, urges insurers to match NIIRA 2025 with execution excellence

The Chief Client Officer (CCO) of AXA Mansard Insurance Plc, Rashidat Adebisi, called on Nigeria’s insurance operators to match the landmark Nigerian Insurance Industry Reform Act (NIIRA) 2025 with disciplined execution, noting that the credibility of Nigeria’s insurance industry will not be judged by the size of its balance sheets alone but by how many Nigerians it protects.

‎Speaking on BusinessDay TV’s Morning Show, Adebisi said recapitalisation and risk-based capital standards represent an historic opportunity to reposition the sector but stressed that capitalisation or digitization reform without execution excellence will not change the customer’s experience nor boost investors’ confidence.

‎While acknowledging the steep compliance requirements of the reform law, Adebisi drew parallels to Nigeria’s banking recapitalisation in 2004, which cut the number of banks from 89 to 25 but tripled industry capitalisation and deepened customer trust.

‎“We must replicate that trajectory in insurance as well. The NIIRA presents before our industry an opportunity to play a major role in Nigeria’s ambitious $1tr economy because this is a reform that addresses issues around demand, supply and our operations dynamics. It’s empowering us to do more and seeks to bolster customers’ confidence and trust in our industry,” she said.

‎On the introduction of a risk-based capital framework, Adebisi described it as “a customer protection tool first, and a regulatory tool second.” By aligning capital buffers with actual underwriting risks, insurers will have to pay extra attention to product design, pricing discipline, and invest prudently.

“Policyholders can now have greater confidence that their insurer is not biting off more than it can chew,” she said.
‎Addressing fears that consolidation could squeeze out smaller firms, Adebisi explained that mergers and acquisitions are a natural path to stronger, more stable players. “Consolidation should not be seen as loss, but as rebirth for a stronger industry. We will see fewer but stronger insurers with the scale to invest in technology, improve claims turnaround, expand distribution, and compete regionally.”

‎“Insurance penetration in South Africa is around 17% of GDP, in Kenya about 3%, and in Ghana close to 2%. Nigeria sits at less than 1%. If NIIRA is executed well, insurance could unlock long-term funds for infrastructure, provide risk cover for MSMEs, which make up more than 90% of Nigeria’s businesses, and strengthen investor confidence in the financial system”.

‎“Regulators have given us the framework. Now it is on us, the operators, to rebuild trust with our customers, invest in digitisation, and deliver inclusive products,” she concluded.