₦airaland Forum

Beyond the trivial political argument it may seem, the furore over Reno Omokri’s proposed ambassadorial consideration tests Nigeria’s collective memory, our understanding of statecraft, and the fragile architecture of national credibility in a world where trust is measurable and reputational history is unforgiving. The diplomatic ecosystem is built on continuity, coherence, and character.

Omokri's likely confirmation is weak in its optics.

Yes, in recent months, President Tinubu has undertaken a series of reconciliatory gestures that can be widely praised as statesmanlike. Public sentiment polling from NOI between July and September showed a 14% rise in perceptions of the President as “accommodating and inclusive.” Many see this as evidence of a leader mature enough to rise above past antagonisms. But magnanimity carries strategic risks when pushed beyond the boundaries of prudence. Nowhere is that risk more palpable than in elevating a man whose digital footprint reads like a manifesto of reputational sabotage.

Reno was not a regular critic offering principled dissent, which some sense of logic might accommodate. Here is a man who built an entire online offensive, 24/7, algorithm-driven, and turbocharged by nearly 2 million followers dedicated to labelling a sitting President an “identity thief,” a “certificate forger,” and the architect of a stolen presidency. During the 2023 electoral cycle alone, Omokri’s posts on Tinubu averaged between 11,000 and 18,000 impressions per attack, with hashtags like #TinubuTheIdentityThief trending at least six times globally. In diplomacy, this is not “past political banter” but a hostile narrative construction. Yet, diplomats are expected to be the President’s cleanest mirrors, not authors of his deepest smears.

No doubt, the President reserves his prerogative to appoint anyone he so wishes.

Tick this: foreign ministries do not forget. They archive. They index. They brief. Imagine dispatching an envoy whose most viral digital artefact is an accusation of criminality against the very President he represents. Omokri’s own words would shadow him into every negotiation room. Unfortunately, once he is confirmed, it is no longer about him. For Nigeria, the embarrassment would be measurable, perhaps even weaponizable, especially in capitals where the country already struggles to reinforce confidence in its electoral and institutional integrity.

Even more troubling is the documented fluidity of Omokri's moral compass. Between 2018 and 2022, he published over 420 posts alleging ethnic persecution and near-genocidal violence under Buhari. Yet, within months of Tinubu taking office, while attacks in the Middle Belt rose by 9.7% in the same period (ACLED data); he dismissed similar narratives as “opposition exaggeration.” Such selective activism is a clear reputational volatility. And in diplomacy, volatility is a national liability.

Ambassadors are chosen not merely for eloquence or visibility, but for steadiness. Their words can move markets, strain alliances, or shift a country’s risk perception index. Nigeria, currently ranked 95th on the Global Soft Power Index, cannot afford a representative whose public persona is built on provocation, confrontation, and digital grandstanding. Soft power is cumulative, rooted in trust. That very commodity Omokri has repeatedly torched in pursuit of political patronage.

You cannot verbally immolate a Presidency for years and then suddenly claim the moral posture to embody it abroad. Trust is not an emotional sentiment; it is a strategic asset. Once broken publicly and repeatedly, it does not return by decree of appointment.

President Tinubu may have forgiven Omokri. Nigerians may tolerate him. Some even adore his tactics. But foreign governments will remember his footprints. They will Google him. And the digital trail they find would not elevate Nigeria; it would invite ridicule, suspicion, and needless diplomatic vulnerabilities.

Appointing Reno Omokri as an ambassador would not only undermine the dignity of the Presidency; it would paint Nigeria as a nation comfortable exporting contradiction, rewarding inflammatory rhetoric, and discarding the fundamental currency of international relations: credibility.

At a time when Nigeria needs its global voice to be clear, credible, and coherent, this is one gamble the nation cannot afford in a world driven by data, where memory and context are hard to ignore.

AXA Mansard urges businesses to adopt sustainable models to tackle rising climate risks

Nigeria’s leading insurance firm, AXA Mansard, has called on businesses to adopt sustainable business models as an effective response to the growing threats of climate change. Speaking at the inaugural AXA Mansard Sustainability Symposium held in Lagos, the company’s Chief Executive Officer, Kunle Ahmed, urged corporate leaders to shift their focus from “risk to resilience” by embedding environmental and social sustainability into their operations.

‎The call comes as Nigeria and other West African countries face worsening climate challenges. According to the United Nations Office for the Coordination of Humanitarian Affairs (UNOCHA), heavy rains and flooding affected about 6.9 million people across West and Central Africa in 2024, with Nigeria accounting for approximately 1.3 million of those impacted. Lagos alone now experiences annual flooding that disrupts lives and businesses. “These statistics are not just numbers; they represent families, communities, and enterprises. They demonstrate that climate risk is a business risk,” Ahmed said.

‎Highlighting the company’s commitment to sustainability, Ahmed disclosed that AXA Mansard has assessed more than ₦14.5 billion worth of assets for climate risk exposure over the past three years. Within the same period, the firm reduced petrol-related emissions by 46 %, electricity-related emissions by 34 %, diesel emissions by 12 %, and water consumption by 39 %. He added that employees have contributed more than 30,000 hours of volunteering, positively impacting over 10,000 lives. “For us, sustainability is not a buzzword; it is the reason our business will continue to serve Nigerians,” he said.

‎The insurer is also driving innovation to shield communities from climate shocks. In collaboration with the Insurance Development Forum, UNDP, AXA Climate, and Swiss Re, AXA Mansard helped design a parametric flood insurance solution for Lagos State. Using satellite-based flood triggers, the product enables rapid payouts and is projected to protect up to four million people, offering coverage of up to US$7.5 million during a catastrophic flood event. “This initiative demonstrates how insurance can close the protection gap and strengthen community resilience,” Ahmed noted.

‎He further encouraged Nigerian businesses to view sustainability as a competitive advantage rather than an expense, citing the AXA Future Risks Report 2025, which ranks climate change among the top three global threats to enterprises. “Adopting sustainable practices reduces operational risks, protects cash flows, opens new markets, and attracts investors. It’s not just the right thing to do; it’s smart business,” he affirmed.

‎Ahmed reiterated AXA Mansard’s commitment to working with its customers in advancing a low-carbon, inclusive economy. “Nigeria has enormous potential to build a green economy. With your collaboration and our expertise, we can transform risk into resilience and create shared value for all,” he concluded.

AXA Mansard Health, Nigeria’s leading health insurance company and member of the AXA Group, has called on organisations to treat employee wellbeing as a strategic investment that drives productivity and business growth, rather than a financial burden.

‎The company’s Chief Executive Officer, Mr. Tope Adeniyi, made the call during a breakfast meeting with senior human resources (HR) and business leaders in Lagos, where discussions centred on the escalating cost of healthcare and its impact on workforce wellbeing.

‎Adeniyi noted that while rising operational costs remain a reality for many organisations, prioritising employee wellness yields measurable returns in performance and cost management.
‎“Every business leader knows the pressure of cost containment,” he said. “But we have learned, from more than a decade of serving thousands of employees across Nigeria’s most demanding sectors, that companies which treat wellbeing as a performance driver not a cost centre are the ones that thrive.”

‎He added that data from AXA Mansard Health’s portfolio show a clear link between proactive investment in employee wellbeing and reduced claims costs per employee. “Cutting health or wellness budgets to ‘save’ money often backfires,” he said. “When employees are stressed or unwell, they may show up physically but be mentally and emotionally absent.”

‎Adeniyi emphasised that supporting staff health should be viewed as sound business strategy, not corporate social responsibility. “Taking care of our employees is not a sentimental choice it’s good business,” he affirmed.
‎Other participants at the session, comprising HR heads and business executives, discussed the challenges of balancing rising healthcare expenses with meaningful employee support. They also stressed the importance of embedding wellbeing into leadership culture, noting that executives who model healthy practices foster loyalty and enhance productivity

‎AXA Mansard Health showcased its wellness platform, which provides employees access to over 2,000 hospitals nationwide, telemedicine consultations, health education programmes, and lifestyle management tools. By focusing on preventive care and real-time health management, the insurer said it helps organisations reduce costs while improving health outcomes.

‎Reaffirming its commitment to holistic employee wellbeing, the company pledged continued partnership with employers to address the dual challenge of rising healthcare costs and workforce performance. Adeniyi concluded that AXA Mansard Health remains dedicated to equipping businesses with data-driven insights and practical tools to sustain a healthy, productive workforce.

As part of its commitment to youth empowerment and community development, AXA Mansard Investments, a member of the AXA Group, has extended its financial literacy initiative to four public primary schools in Lagos, equipping pupils with basic money management and soft skills.

The initiative, carried out under the company’s flagship employee volunteering platform, AXA Hearts in Action (AHIA), saw staff of the firm engage pupils of Victoria Island Primary School, Awoyaya Primary School, Federal Housing Estate Primary School, and Ansar-Ud-Deen Primary School in interactive sessions on financial literacy, saving habits, and digital awareness.
Speaking during the outreach, Deji Tunde-Anjous, Chief Executive Officer of AXA Mansard Investments, said the initiative was designed to instill the principles of responsible financial behaviour from an early age, while also inspiring confidence, curiosity, and a growth mindset among young learners.

“At AXA Mansard Investments, we believe that the earlier young people are introduced to financial literacy, the better equipped they will be to make smart money decisions in the future,” Tunde-Anjous said. “Through our AXA Hearts in Action programme, our employees are taking meaningful steps to build a financially aware generation.”
He explained that the outreach was part of the company’s broader vision of creating lasting social impact through education and empowerment, adding that by introducing financial concepts early, children can grow into adults who are both financially responsible and forward-thinking.

Beyond classroom engagement, AXA Mansard volunteers also donated stationery and learning materials to the participating pupils — a gesture that underscores the company’s sustained commitment to supporting education and lifelong learning.

The exercise forms part of AXA Mansard’s purpose of “Acting for Human Progress by Protecting What Matters,” a philosophy that highlights its belief in empowering young minds as a pathway to building stronger, more sustainable communities.

According to the company, the AXA Hearts in Action initiative has already impacted more than 5,000 people this year alone, with over 900 AXA Mansard employees participating in at least one volunteering activity across the country.
Through such engagements, AXA Mansard Investments continues to demonstrate that corporate responsibility extends beyond business operations it involves shaping the future by investing in the education and empowerment of the next generation.

Fresh revelations have emerged suggesting that the Academic Staff Union of Universities (ASUU) may be sabotaging the Federal Government’s renewed efforts to reform and resolve long-standing issues that often lead to strikes in Nigeria’s tertiary institutions.

Contrary to the widespread belief that the government failed to act, exclusive inside information shows that the FG had engaged ASUU in active discussions up until last Friday, just days before the union publicly declared its strike.

According to credible insider sources, the crucial meeting, which lasted several hours, was attended by the FG negotiating negotiating negotiating team led by Senator Lanre Tejuosho, Deputy Chairman of the FG Negotiating Team with key ASUU leaders on the other hand. The talks were described as frank and constructive.

At the end of the meeting, ASUU reportedly assured the government delegation that it would revert with feedback after consulting its members.

However, sources from the FG negotiation team told this news agency that ASUU never did. “They promised to get back after the meeting, but they didn’t. The next thing we saw was their public announcement of a nationwide strike,” a senior government source revealed.

It would be recalled that many Nigerians have often said that strikes could be avoided if the Federal Government was more responsive. But this time, insiders insist that the government had shown sufficient responsiveness holding meetings and opening dialogue within the two-week notice period given by the union.

Interestingly, a source from within ASUU’s own camp confirmed that after the Friday meeting, the union did not respond to calls from the FG seeking their position.

But a government source said “They only got back on Sunday, after they had already gone public with the strike,” the source said, adding that ASUU has yet to commit to another meeting date.

This new development has left observers wondering: is ASUU genuinely pursuing resolution, or has the union taken a hardline position that undermines ongoing reforms and national interest?

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AXA Mansard, one of Nigeria’s leading insurance and financial services providers, has announced the opening of applications for the 2025 edition of its Innovation Exchange Program, a 12-week accelerator designed to discover, refine, and scale breakthrough insurance solutions from startups across the country.
‎Targeted at startups from the MVP stage to scale-up, the program offers innovators the chance to test and validate their products within AXA’s live business ecosystem. Participants will also benefit from mentorship, access to industry experts, and hands-on learning through masterclasses, office hours, and co-creation sessions. In some cases, AXA may even engage as an early paying client for standout solutions.
‎This year’s edition will focus on three key innovation areas:
‎1. New Insurance Models and Products – including parametric or index-based covers, usage-based offerings, and IoT-driven solutions.
‎2. Distribution – solutions expanding insurance access to underserved segments such as SMEs, the creative industry, and gig workers, while improving intermediary recruitment and retention.
‎3. Underwriting and Process Efficiency – AI-powered predictive underwriting, prescriptive risk assessments, and tools that drive operational efficiency.
‎Applications are open until August 25, 2025. From the submissions, five startups will be selected to join the accelerator, which will culminate in a Demo Day scheduled for November 6–7, 2025, where founders will present their solutions to AXA leaders, investors, and industry stakeholders.
‎Speaking on the initiative, Ngozi Ola-Israel, Chief Financial Officer of AXA Mansard, said:
‎ “The Innovation Exchange Program demonstrates AXA Mansard’s commitment to building a thriving insurance ecosystem in Nigeria. By collaborating with startups, we are not only solving real market challenges but also redefining the future of insurance. The program creates a platform for innovations that enhance customer value and drive industry-wide growth.”
‎The program builds on the success of previous cohorts that have supported startups such as Curacel, GeroCare, Clafiya, Chekker, LegitCar, MyItura, and Inocul8—helping them refine their business models and scale across the industry.
‎Interested innovators can apply through the AXA Mansard Innovation Exchange portal and submit their pitch decks to innovation@axamansard.com before the August 25 deadline.

A new era begins for Nigerian examinations

02.09.2025

Today, the Honourable Minister of Education, Dr. Tunji Alausa, CON, announced a historic milestone in Nigeria’s education sector — the official transition of the West African Senior School Certificate Examination (WASSCE) to Computer-Based Testing (CBT). This reform will strengthen the integrity of examinations, drastically reduce malpractice, and ensure Nigeria’s assessment system meets global standards.

For over 73 years, WAEC has remained a dependable partner in advancing education across West Africa. With innovations such as the Digital Examiners’ Mark Sheet, WAEC Konnect, the e-Learning platform, and the Digital Certificate Platform, the Council has consistently demonstrated its commitment to technological progress.

Under the leadership of President Bola Ahmed Tinubu, GCFR, the Renewed Hope Agenda is transforming education at every level. From restructuring the national basic and senior secondary education curriculum and upgrading classrooms with modern tools, to reforming federal technical colleges, tertiary institutions, and medical education, the administration is laying strong and sustainable foundations that will outlive us.

The adoption of computer-based examinations is a deliberate step to safeguard the credibility of certificates and empower the Nigerian child with the skills needed for a knowledge-driven economy. The Honourable Minister reaffirmed his commitment to ensuring that every Nigerian child has access to quality learning and the opportunity to fulfil their potential.

To parents, teachers, and students: the Federal Ministry of Education will work closely with schools to ensure learners are adequately prepared for this transition. Together, this reform will mark a smooth, successful, and transformative step forward.

Education is the greatest legacy we can give our children and together, we are securing its future.

Mojoyinoluwa Adebajo
Special Assistant on Digital Communications & E-Learning
to the Honourable Minister of Education
Federal Ministry of Education

AXA Mansard’s CCO, Adebisi, urges insurers to match NIIRA 2025 with execution excellence

The Chief Client Officer (CCO) of AXA Mansard Insurance Plc, Rashidat Adebisi, called on Nigeria’s insurance operators to match the landmark Nigerian Insurance Industry Reform Act (NIIRA) 2025 with disciplined execution, noting that the credibility of Nigeria’s insurance industry will not be judged by the size of its balance sheets alone but by how many Nigerians it protects.

‎Speaking on BusinessDay TV’s Morning Show, Adebisi said recapitalisation and risk-based capital standards represent an historic opportunity to reposition the sector but stressed that capitalisation or digitization reform without execution excellence will not change the customer’s experience nor boost investors’ confidence.

‎While acknowledging the steep compliance requirements of the reform law, Adebisi drew parallels to Nigeria’s banking recapitalisation in 2004, which cut the number of banks from 89 to 25 but tripled industry capitalisation and deepened customer trust.

‎“We must replicate that trajectory in insurance as well. The NIIRA presents before our industry an opportunity to play a major role in Nigeria’s ambitious $1tr economy because this is a reform that addresses issues around demand, supply and our operations dynamics. It’s empowering us to do more and seeks to bolster customers’ confidence and trust in our industry,” she said.

‎On the introduction of a risk-based capital framework, Adebisi described it as “a customer protection tool first, and a regulatory tool second.” By aligning capital buffers with actual underwriting risks, insurers will have to pay extra attention to product design, pricing discipline, and invest prudently.

“Policyholders can now have greater confidence that their insurer is not biting off more than it can chew,” she said.
‎Addressing fears that consolidation could squeeze out smaller firms, Adebisi explained that mergers and acquisitions are a natural path to stronger, more stable players. “Consolidation should not be seen as loss, but as rebirth for a stronger industry. We will see fewer but stronger insurers with the scale to invest in technology, improve claims turnaround, expand distribution, and compete regionally.”

‎“Insurance penetration in South Africa is around 17% of GDP, in Kenya about 3%, and in Ghana close to 2%. Nigeria sits at less than 1%. If NIIRA is executed well, insurance could unlock long-term funds for infrastructure, provide risk cover for MSMEs, which make up more than 90% of Nigeria’s businesses, and strengthen investor confidence in the financial system”.

‎“Regulators have given us the framework. Now it is on us, the operators, to rebuild trust with our customers, invest in digitisation, and deliver inclusive products,” she concluded.

AXA Mansard sustains growth momentum with 24% surge in insurance revenues for HY 2025

AXA Mansard Insurance Plc, a member of the global AXA Group, has announced a strong financial performance for the half-year ended June 30, 2025, posting a 24 per cent year-on-year growth in insurance revenues to ₦81.15 billion under the new IFRS 17 reporting standards.

The company’s latest figures reflect broad-based growth across its three major business segments. Revenues from its Property & Casualty portfolio rose by 10% to ₦35.43 billion, Life & Savings climbed by 17% to ₦14.15 billion, while the Health segment recorded a remarkable 48% growth, reaching ₦31.58 billion.

Similarly, Gross Written Premiums (GWPs) grew by 23% to ₦115.31 billion, supported by double-digit expansion across all verticals. Property & Casualty premiums increased by 11% to ₦52.60 billion, Life & Savings grew by 18% to ₦16.78 billion, and Health premiums soared by 41% to ₦45.93 billion, underscoring strong demand for healthcare-related insurance solutions amid rising awareness and healthcare costs.

Speaking on the financial results, Mrs. Ngozi Ola-Israel, Chief Financial Officer of AXA Mansard, noted that the company’s topline growth was driven by strong renewal rates and consistent traction from new business across key product lines.

“In HY 2025, we recorded a 24% year-on-year growth in insurance revenues, reinforced by strong renewal ratios and consistent traction from new businesses across our strategic product lines. This topline performance showcases the effectiveness of our distribution channels and the sustained relevance of our product suite in a dynamic operating business environment,” she said.

Despite the strong revenue performance, profit before tax came in at ₦7.73 billion, representing a 73% decline compared to the same period in 2024. The company attributed this decline to the non-recurrence of significant foreign exchange gains recorded in the prior year. However, when adjusted for the one-off FX impact, the underlying profit before tax would have shown a 72% growth, driven by disciplined underwriting and effective cost management.

Kunle Ahmed, Chief Executive Officer of AXA Mansard Insurance, described the first-half results as a reflection of the insurer’s operational resilience and commitment to sustainable growth.

“We delivered a solid revenue performance in the first half of the year, a clear reflection of the strength of our core business. As we move into the second half of the year, we are committed to preserving margin resilience while positioning the business to capture emerging value-accretive opportunities across our markets,” Ahmed said.
He added that the company will continue to focus on quality growth, prudent risk management, and capital efficiency to navigate market challenges and deliver long-term value to shareholders.

“We remain confident in the fundamentals of our business and the growth potential within our market. By leveraging our technical expertise, advancing our digital agenda, and harnessing the collective efforts of our people, partners, and brokers, we are well-positioned to strengthen returns and deliver sustainable value to our shareholders,” he added.
The results reaffirm AXA Mansard’s position as one of Nigeria’s leading composite insurers and signal a continuation of its strategic priorities to expand market share, innovate product offerings, and deepen insurance penetration in Nigeria.

Viktor Gyokeres is in the starting lineup for Arsenal first pre-season friendly at Emirates Stadium.

Our summer signing came on as a late substitute against Tottenham Hotspur in Hong Kong last week, and takes his place up front against Villarreal to make his first start.

Christian Norgaard is the other new arrival in the starting lineup, while Noni Madueke is in the matchday squad for the first time, among the substitutes.

Jurrien Timber and Gabriel Magalhaes are also both on the bench, having not featured at all during the Asia Tour matches.

Kepa Arrizabalaga, Martin Zubimendi and Cristhian Mosquera are also in the squad, as is 15 year old talent Max Dowman.

The back four is unchanged from our last run out - with David Raya starting behind Ben White, William Saliba, Jakub Kiwior and Myles Lewis-Skelly. Norgaard is in midfield with Mikel Merino and Ethan Nwaneri with Bukayo Saka and Gabriel Martinelli either side of Gyokeres up front.

AXA Mansard’s Chief Financial Officer, Ngozi Ola-Israel, has been named CFO of the Year by the prestigious Women Tabloid Awards.The Women Tabloid Awards celebrate trailblazing women who are redefining success and challenging stereotypes across industries and geographies.

According to Rashidat Adebisi, Chief Client Officer, AXA Mansard Insurance Plc, the recognition of Ngozi is another testament to the remarkable role she and her team continue to play in the company’s success, despite the challenges of the dynamic operating environment.

“On behalf of the board and management, I congratulate our dear CFO. This is a well-deserved recognition. Under her leadership, we have achieved sustained financial growth, strengthened our market positioning, and enhanced corporate governance. Her visionary leadership was instrumental in the successful implementation of IFRS 17, reinforcing our commitment to transparency and global best practices," Adebisi added.

Reacting to the award, Ola-Israel expressed her gratitude to Women Tabloid for the honour. She praised the organisers for going above and beyond to spotlight the incredible work and impact of women across sectors.

“My emergence as the 2025 CFO of the Year is further proof of AXA’s commitment to inclusive protection and to creating an environment where people are empowered to care and dare,” she said.

“I am incredibly grateful for the people I work with. Their collaboration and dedication have shaped this journey, culminating in this award. Recognition like this only happens when you’re surrounded by people who challenge you to be your best and support you through it all. This honour will fuel my resolve to continue giving my best, mentoring others, and creating opportunities that elevate women, the finance profession, and impactful leadership".

With over a decade of dedicated service at AXA Mansard, Ngozi Ola-Israel began her journey as Group Head of Financial Control and rose to the position of CFO in 2017. Under her leadership, the company surpassed its 2024 revenue targets by 32 percent and recorded a nearly 50 percent increase in share price.
She also served as Chief Data Officer from 2019 to 2024, leading enterprise-wide data transformation and strategy. Her influence extends to board-level roles as a Non-Executive Director at AXA Mansard Investments and APD, where she contributes to governance and performance oversight.

Ngozi has led several transformative initiatives, including the development of KPI and premium financing dashboards, a car valuation model that improved claims integrity, a remote vehicle inspection tool, and a comprehensive value chain analysis that enhanced operational efficiency and customer experience.

Beyond finance, she is a passionate mentor and advocate for gender equity. She founded the Finance Community at AXA Mansard to promote continuous learning and mentor aspiring women board members through WIMBIZ. She also plays a key role in AXA Mansard's sustainability agenda, embedding ESG strategies into operations and strategic planning.

Recognised as one of the Top 50 CFOs in Africa in 2024 and a member of the Harvard Business Review Advisory Council, Ngozi is a respected voice in the finance community. She has spoken at major industry events, including the 2024 International Conference for Women in Insurance.

AXA Mansard named insurance company of the year at 2025 Nairametrics capital Market choice awards

AXA Mansard Insurance Plc, Nigeria’s leading provider of innovative insurance and financial solutions, has won the Insurance Company of the Year award at the prestigious Nairametrics Capital Market Choice Awards 2025.

This recognition, bestowed by one of Nigeria’s foremost financial media platforms, Nairametrics, “underscores our unwavering commitment to our value of customer-first, excellence, resilience, and culture of innovation, even amid economic uncertainties”, said Kunle Ahmed, Chief Executive Officer, AXA Mansard Insurance Plc.

Organized by Nairametrics, an authority in business and financial reporting, the Capital Market Choice Awards celebrate organizations that demonstrate outstanding performance, integrity, and industry leadership. With rigorous analysis and deep insight into Nigeria’s financial markets, Nairametrics has established itself as a leading voice in business intelligence, making this award a distinguished benchmark of excellence within the business ecosystem in Nigeria.

Despite a challenging economic landscape in 2024, AXA Mansard exhibited remarkable resilience, achieving significant milestones in customer service, financial strength, and digital innovation. The company strengthened its market position through strategic investments, enhanced product offerings, and a steadfast commitment to protecting the financial security of Nigerians.

Commenting further, Kunle Ahmed expressed his gratitude and reaffirmed the company’s dedication to its stakeholders, saying "We are honored to be recognized as the Insurance Company of the Year by Nairametrics, an institution renowned for its analytical rigor and industry expertise”.

“This award is a testament to the hard work and commitment of our entire team, as well as the trust reposed in us by our customers, partners, brokers and other market stakeholders. In the face of economic uncertainties, AXA Mansard remains resilient, innovative, and deeply committed to delivering insurance solutions that empower Nigerians to secure their futures."

“As we continue to navigate the evolving financial landscape, the award present to us another reason to remains disciplined, focused on strengthening our operational efficiencies, fostering our digital transformations, and delivering exceptional value to our esteemed customers”, he concluded.

Some time late last year, a short video clip made the rounds among many Lokoja/Koton-Karfe constituents, stirring feverish excitement among those who watched it, and it’s not hard to see why. It was a rare moment of courage speaking truth to power. In the five-minute video, Hon. Danladi Suleiman Aguye, the Member representing the “good and fantastic” (as he would typically say) people of Lokoja/Koton-Karfe Constituency, was seen directly calling out the management of Dangote Cement.

The scene was from an oversight visit by the House of Representatives Committee on Solid Minerals. Hon. Aguye, as the host representative, was invited to respond to the company’s earlier presentation. As the clip opens, he launches into a pointed rhetorical question: “I’m beginning to ask myself if I am not from this area at all.” I will return to the video shortly; but first, some background.

When people seek clarity, they often learn that truth follows falsehood, just as light follows darkness.
When Hon. Danladi Aguye first stepped into mainstream politics, contesting for a seat in the State Assembly, those who had known him for years harbored concerns. These concerns weren’t about his popularity among the people he hoped to represent, nor about his competence. Rather, there were two main questions: would he dare to challenge the status quo, and would his supporters be aligned with his vision of redefining governance?

The true test came with his appointment as Special Assistant on Job Creation and SMEs Development by then-Governor Yahaya Adoza Bello. Known for his youth-centric approach to allocating human capacity for governance, Governor Bello saw in Aguye an untapped potential. An asset capable of pioneering change in marginalized political spaces like Lokoja/Koton-Karfe, long plagued by neglect.

As Special Assistant, Aguye quickly earned the goodwill of his people. A native of the Karara backwaters, his rise was not meteoric, but steady, rooted in honesty, dedication, and deliberate choices. His journey from entrepreneur to public servant was one of genuine impact.

Those who had known him before politics may have placed a quiet vote of confidence in him. Yet, in a political space thick with entrenched interests, skeptics remained: some believing he was simply a beneficiary of political patronage. Aguye understood both perceptions as real, but knew he had to earn his legitimacy. And he did.

He took on the immense challenge of building trust in a system long eroded by poor governance. With a youthful governor and an election around the corner, the burden on appointees was clear: rally public support and deliver tangible results. Fortunately, Aguye’s years of community service, funding small businesses, creating employment, supporting the vulnerable, laid the groundwork for a groundswell of support.

It was no surprise then that his political base delivered one of the highest valid vote counts in the governorship election, significantly boosting his party’s victory. This was a textbook case of what happens when disruptive innovation is allowed to flourish, when the marginalized are given a chance to lead.
The Glass Cliff theory illustrates this well. Rooted in the 2004 research of Michelle Ryan and Alexander Haslam, the theory explores how minorities are often elevated to leadership positions in moments of crisis, when failure is likely. Their pioneer study, initially focused on gender, found that under such pressure, these individuals often performed remarkably well. This is what Governor Bello demonstrated by giving a Karara boy a seat at the table.

Now, back to the video.
Hon. Aguye’s rhetorical question, whether he was even from the area in question, was a piercing rebuke of the claims made by Dangote Cement. The company had asserted that it spent over ₦2.7 billion on community development through Corporate Social Responsibility (CSR). Aguye wasn’t having it. There was too little to show as real impact.

Drawing on facts and personal observation, he cited his recent visit to Dakar, Senegal, where the same company was engaging host communities far more meaningfully. He contrasted that with the reality in his constituency, places like Oshokoshoko, Owara, Apata, and the cliffs of Agbaja, where road infrastructure was abysmal and opportunities for locals were few, despite the immense resource extraction.

According to Hon. Aguye, there was potential for over 45,000 permanent jobs for locals, yet the company had not delivered. He challenged their claims, noting that what appeared to be CSR projects, like some roadworks, were actually tied to tax concessions, not benevolence. He pointed to Felele, Jakura, and Agbaja roads as examples and called attention to the dilapidated state of local primary healthcare centers.
In that five-minute clip, Aguye did more than criticize. He challenged the company with evidence and demanded accountability. He cited ongoing rehabilitation projects he has initiated as benchmarks, in his capacity as the people's representative, like the Agbaja road and drainage project, and called on Dangote Cement to work with local stakeholders, including the Oworo Development Association and the over-60-year-old Oworo Students Union to deepen synergy and ownership.

But that clip was only a snapshot of his broader vision and commitment. Since assuming office in June 2023, Hon. Aguye has been deliberate in bridging the gap between urban and rural development. In a move to enhance safety and nighttime activity, he facilitated the installation of over 200 solar-powered streetlights across different communities. In locations long plagued by power outages, such as Adankolo, Felele, Tanahu, and Okumi, he ensured transformer installations and rural electrification efforts reached them, restoring light and dignity to areas previously overlooked.

In the education sector, his interventions have been bold and inclusive. He launched free summer school programs and provided scholarships and bursaries to over 80 students, many of whom benefited from full coverage of their admission, tuition, and accommodation costs. To complement this, he oversaw the completion and full furnishing of a six-block model classroom in Gegu-Beki and supplied vital materials during critical examination periods in public schools.

His leadership has also been visible in the humanitarian space. Aguye coordinated the provision of free medical outreaches, and during periods of disaster, he responded swiftly with relief packages for flood and fire victims in Jamata, Lokoja, and GSM Village, providing not just aid, but reassurance that the people were not forgotten.

On economic empowerment, his approach has been robust and responsive. He empowered over 1,000 constituents with starter kits and financial support for poultry, livestock, and fish farming, with each beneficiary receiving a ₦50,000 seed grant. To support the productivity of local farmers, he distributed fertilizers, herbicides, and other agro-inputs across two farming seasons, ensuring no one was left behind in the quest for sustainable livelihoods.

In terms of national legislative work, Aguye has shown no less commitment. He has sponsored seven bills, each with national importance and local benefit. Among them are bills for the establishment of the Federal College of Technical and Vocational Training in Karara, and the National Research Institute of Cassava Bio-Ethanol in Jamata, institutions with the potential to transform his constituency into an innovation and productivity hub. He has also moved critical motions on road safety, River Niger dredging, and reforms in the movement of trailers and heavy-duty trucks, pressing matters that directly affect lives and livelihoods in Lokoja/Koton-Karfe.

In that moment captured on video, Hon. Aguye did more than speak. He embodied the voice of a people long unheard. It was a bold call to corporate responsibility grounded in community development. With clarity, conviction, and calm defiance, he challenged a powerful institution, not out of anger, but out of duty; not for applause, but for impact.
His message was unmistakable: true development is not charity. It is partnership. Teach the people to fish, don’t just toss them fish.

In doing so, he redefined what it means to lead with empathy, with evidence, and with the courage to demand better. That brief video clip was not just an act of accountability; it was a declaration of purpose, and a reminder that leadership is most powerful when it speaks with the voice of the people it serves.

SA’ID, a Communications Strategist and Senior Special Assistant to Hon. Aguye, writes from Abuja.


https://www.youtube.com/watch?v=XILYPvyLKsg?si=Kdv-T2RR5W-tb0M0

More than 900 employees of Nigeria's leading Insurance Company, AXA Mansard, have volunteered for different activities to combat the scourge of domestic and sexual violence against children across the country.

In commemoration of its annual social responsibility week, AXA Week for Good, hundreds of the company's employees visited various schools across Lagos, Abuja, and Port Harcourt, educating students and teachers on the identification, prevention, and reporting of sexual and domestic violence.

AXA Week for Good is the flagship volunteering programme of AXA Hearts In Action (AHIA), a programme through which AXA encourages its employees to contribute to positive societal and environmental impacts through volunteering, expertise, related financial support, and in-kind donations.

"Through the AHIA, our employees do not just give time to great causes; we work together for a better future. We share our knowledge and expertise as a people with a shared purpose of acting for human progress by protecting what matters by helping vulnerable communities and people around us," said Rashidat Adebisi, Chief Client Officer, AXA Mansard.

Under the theme "Being a Girl Shouldn't Be A Risk," AXA Mansard employees participated in awareness walks to sensitize the public about the danger of domestic and sexual violence on children and the nation's future.

According to Adebisi, this theme presents the organization with an opportunity to demonstrate the social, economic, and ethical benefits of protecting the girl child. She said Nigeria’s 105 million children and adolescents aged 0–17 years represent about half of the country’s population.

“For a country betting its economic growth on the strength and human capital of its young population, the alarming rate and spate of Violence Against Children (VAC) threatens the future not just of our country, but of the African continent."

She noted that the staggering reality that 60% of Nigerian children experience one or more forms of violence before age 18 is a call to action for everyone, and “our employees are responding to this clarion call so that the thousand of Nigerian girls who go through physical, emotional, sexual and psychological violence can find safe places to get help; but most important, we can rid our society of perpetrators," she furthered.

In 2024, more than 50% of AXA Mansard employees, through various volunteering activities under the AHIA, clocked over 23,000 volunteering hours. Their dedication underscores the company’s deep-rooted belief that real impact begins with people. As they continue to lead by example, AXA Mansard remains committed to championing initiatives that protect the most vulnerable in society. By empowering its employees to take meaningful action, the company continues to demonstrate that corporate responsibility goes beyond business it is about building a safer, more inclusive future for all.

FCT PRIMARY SCHOOL STRIKE DISPUTE: MINISTRY CALLS FOR DIALOGUE, UNITY, AND SWIFT RESOLUTION

FEDERAL MINISTRY OF EDUCATION

PRESS RELEASE

30/6/25

FCT PRIMARY SCHOOL STRIKE DISPUTE: MINISTRY CALLS FOR DIALOGUE, UNITY, AND SWIFT RESOLUTION

The Federal Ministry of Education has reviewed with concern the communiqué issued by the Nigeria Union of Teachers (NUT), FCT Wing, following its Emergency State Wing Standing Committee (SWSC) meeting held on March 22, 2025, in Gwagwalada, Abuja.

The Honourable Minister of Education, Dr. Maruf Tunji Alausa CON, acknowledges the concerns raised by the Union regarding the implementation of the New National Minimum Wage for primary school teachers in the Federal Capital Territory. The Ministry deeply values the unwavering commitment of Nigerian teachers, who remain the backbone of our foundational education system.

While the administration of LEA Primary Schools in the FCT falls under the purview of the six Area Councils and their respective Local Education Authorities (LEAs), the Federal Ministry of Education reaffirms its commitment to the welfare, dignity, and professional development of teachers at all levels.

The Honourable Minister of the FCT, Barr. Nyesom Wike, CON, the Honourable Minister of Education, the Universal Basic Education Commission (UBEC), and other key agencies will continue to engage on this matter and encourage the Area Council Chairmen to do the same, with a view to settling the issue amicably.

In line with the principles of cooperative governance and shared responsibility, the Ministry will sustain its mediation efforts among stakeholders to foster constructive dialogue and prevent any disruption to children’s education arising from unresolved administrative challenges.

Under the Renewed Hope Agenda of President Bola Ahmed Tinubu, GCFR, the Ministry is leading far-reaching reforms in basic education—covering infrastructure, digital learning, curriculum modernization, and teacher development. These national gains must be complemented by fairness, equity, and responsiveness to the needs of educators.

The Ministry, therefore, calls on all parties—Unions, Area Councils, and Education Administrators—to act in good faith and prioritize dialogue, transparency, and shared responsibility. The integrity of Nigeria’s basic education must be safeguarded against avoidable disruptions.

Signed
Boriowo Folasade
Director, Press and Public Relations

In a major step toward expanding healthcare access in Nigeria, AXA Mansard Health Limited has enhanced its digital health insurance offering by introducing flexible monthly payment options.

The upgraded solution now allows customers to spread their premiums over up to 10 months, replacing the traditional one-time annual payment and making health coverage more affordable and accessible for millions of Nigerians.

This game-changing product is fully digital, designed to meet Nigerians where they are. It aims to remove the financial and procedural barriers that have historically prevented many from accessing quality healthcare.

"Health insurance shouldn’t be a luxury, it should be a lifeline ," said Mrs. Adebola Surakat, Chief Marketing Officer at AXA Mansard. "With our extendedsolution, we’ve simplified the journey. Nigerians can now get the protection they need and deserve, without the pressure of a one-time annual payment. It’s affordable, flexible, and, most importantly, accessible anytime, anywhere, digitally.

Through this product, AXA Mansard Health is addressing a key challenge in Nigeria’s healthcare system: low health insurance penetration due to affordability and accessibility issues. By introducing monthly instalment payments and removing paperwork with an entirely digital onboarding process, the company is bringing a much-needed innovation to the market.

“This isn’t just another health insurance product, it’s a gateway to quality health care that everyone can afford,” Mrs. Surakat added. “We have designed it for the average Nigerian students, artisans, young families, and professionals who want healthcare with peace of mind without breaking the bank. Customers can choose from flexible plans that suit their income and health needs. The platform is intuitive, mobile-friendly, and powered by cutting-edge digital infrastructure that ensures a fast and seamless experience.”

The new health insurance solution is available online. Nigerians can explore and sign up for a plan in just a few minutes by visiting https://www.axamansard.com/health/plans-details.

In an age where faith in public service is often battered by empty rhetoric and grandstanding, Hon. Danladi Suleiman Aguye, Member representing Lokoja/Koton-Karfe Federal Constituency, is scripting a quiet revolution, one not proclaimed with fanfare, but written in the language of impact, integrity, and inclusive leadership.

A self-described village boy, Aguye’s brand of leadership wears no crown of spectacle, yet it reigns in the hearts of his people. His is a governance that does not shout from podiums but whispers hope into the lives of the forgotten. Like a farmer of faith, he tills not just the soil but the soul of his constituency, planting trust, cultivating dignity, and harvesting transformation.

A Steward With Soil on His Boots

To Aguye, representation is no lofty ideal buried in bureaucracy. It is lived experience. Mud on the shoes, sweat on the brow, and sunlight pouring into homes long trapped in generational dusk.

With over 25 communities now illuminated through solar-powered projects, his leadership is more than a power solution. It is a metaphor for a vision that uplifts without blinding.

Where erosion once devoured land and livelihoods in Rimi, today stands a bulwark- his legacy cast in concrete and care. In Gegu-Beki, where children once learned beneath rustling trees and leaking roofs, classrooms now rise like cathedrals of learning. From fresh boreholes to rehabilitated roads, from scholarships to farming tools, Aguye has translated the abstract machinery of government into a living, breathing presence.

From Motions to Movement

A legislator’s voice is his power, and Aguye’s voice does not echo in vain. On the floor of the House, he has carried the burdens of his people not with outrage, but with purpose. His motion for the expansion of the Lokoja–Abuja expressway was not just a plea. It was a blueprint for safety, commerce, and connectivity. His advocacy for the dredging of the Lower Niger River was not mere noise. It was a call to action, to awaken the sleeping economic arteries of the region.

His seven sponsored bills do not merely decorate the legislative records; they chart a map to the future. From the proposed Institute of Agribusiness and Technology to the National Research Institute for Bioethanol, Aguye is not just solving today’s problems. He is engineering tomorrow’s prosperity. With the raw potential of Kogi as his canvas, he is painting a future of jobs, innovation, and generational wealth.

Empowerment, Not Just Aid

Where others distribute palliatives as political punctuation marks, Aguye builds empowerment as a lasting sentence of change. His initiative to train and fund 1,000 youths in agribusiness is not charity. It is legacy. His fingerprints are on civil service employments, police intakes, health agency recruitments, and federal placements, clear signals of a man lifting people into purpose, not just into payroll.

From shoemaking to leatherwork, from vocational start-ups to festive outreach, he has fused compassion with capacity-building. These are not random acts of generosity; they are rituals of proximity, a proof that leadership, at its best, listens, learns, and loves.

A Harvest of Trust in Just Two Years

Two years may seem a brief chapter in the volume of political tenure, yet in Aguye’s hands, they unfold like a parable of fulfilled prophecy. His name, in the streets of Lokoja and the hamlets of Koton-Karfe, is not just spoken. It is respected. It does not travel with the wind of empty promises, but with the weight of proven delivery.

Across the constituency, solar lights now burn like stars sown into the fabric of once-forgotten nights. Roads are not just paved. They are pathways of hope. Boreholes do not just bring water. They draw dignity from the deep. This is not a story of handouts. It is a symphony of stewardship.

The Road Ahead

And yet, this is only the prologue.
With new road projects underway, more communities being lit, and policies still unfolding, Hon. Danladi Suleiman Aguye is not resting on his laurels: he is redefining them. His is a legacy under construction, built not on the scaffolding of noise, but on the pillars of nationhood, dignity, and faith.

As we mark this milestone in his journey, we turn to the timeless words of the Qur’an:
"And say, ‘Work, for Allah will see your deeds, and so will His Messenger and the believers…’” (Qur’an 9:105).

Indeed, the believers have seen.

May Allah continue to strengthen his hands with purpose, his heart with compassion, and his path with peace. And may the light he has kindled across his constituency never dim, but blaze a trail for generations to come.

SA'ID is a Strategic Communication Specialist and writes from Abuja.

AXA Mansard Investments sponsors ‘The Mum Fund’ event to empower 200 working class mothers

AXA Mansard Investments Limited, a leading asset management company committed to shaping a financially empowered Nigeria, is proud to announce its sponsorship of the upcoming ‘The Mum Fund’ Event, an intimate and impactful gathering designed to help Nigerian mothers take charge of their financial futures with clarity and confidence.

‘The Mum Fund’ Event will take place on June 7, 2025, bringing together a vibrant community of contemporary mums interested in financial empowerment. Designed to foster community, spark mindset shifts, and provide practical financial tools, ‘The Mum Fund’ Event will feature candid conversations, expert guidance, and the support of like-minded women on a journey to build generational wealth.

“Financial education is not a luxury, it’s a necessity, especially for women who manage the heart of the home and influence generations,” said Adebola Surakat, Chief Marketing Officer at AXA Mansard. “Our decision to sponsor this event reflects our commitment to bridge the financial literacy gap and provide tools that empower everyday Nigerians to make sound financial decisions.”

Surakat furthered; “We are truly excited about the transformative potential of ‘The Mum Fund’ event. We are convinced that bringing mothers together in a safe, empowering space, environment can spark meaningful change, not just in how women manage money, but in how our society builds and sustain prosperity. The ripple effects of this kind of empowerment are far-reaching, and we’re proud to be a part of it.”

As a long-standing advocate of financial literacy, AXA Mansard Investments continues to invest in platforms and partnerships that help the Nigerian, particularly women, achieve financial well-being and long-term wealth creation.

The Mum Fund is organised by MoneyStart, an award-winning personal finance education and coaching platform, and Swaddle, an AI-powered digital companion built to support mothers by helping them stay organized, find local trusted recommendations and connect with other mothers.

AXA Mansard, Nigeria’s leading insurance company and the Lagos State Domestic and Sexual Violence Agency (DSVA) has announced partnership to raise awareness and increase education about the menace of Domestic and Sexual Violence, especially against girl child in the country.

The partnership, coming on the backdrop of the 2025 AXA Week for Good will feature a range of activities from both entities. The Lagos DSVA will be providing technical and expert support in leading employee training, public awareness and guiding the various school activations which will be carried out by employee volunteers of AXA Mansard.

Speaking after the partnership meeting at the office of the DSVA, Head of Marketing AXA Mansard Insurance Plc, Olusesan Ogunyooye, said that they are impressed about the works and proactiveness of the DSVA and sees this edition of the company’s annual volunteering and CSR initiative as a way to support and contribute to what the DSVA is doing.

“For us at AXA Mansard, our posture is that the future shouldn’t be at risk. And if we have to protect the future, then we must protect the children. So, building on our works against sexual and gender-based violence, we thought it fit to work with the DSVA during this edition of our annual global CSR week, AXA Week for Good”.

“We note the remarkable works that DSVA is doing in combating domestic and sexual violence in Lagos and sees this partnership as an opportunity to let them know there work is appreciated, but more importantly is working with them around this shared interest to rid our society of violence”.

Commenting on the partnership, the Executive Secretary, DSVA, Mrs. Titilola Vivour-Adeniyi, expressed her pleasure at the collaboration, describing it as a step towards the right direction in tackling domestic and sexual violence against girls in Lagos State. She noted that partnerships with the private sector, such as this are critical in amplifying the zero tolerance stance of the Lagos State Government against all forms of Sexual and Gender Based Violence. She added that DSVA remains committed to providing expert guidance and resources to ensure that the initiatives under the AXA Week for Good create a meaningful impact and contribute to the broader goal of fostering a safer and more inclusive society for all.

With the theme, “Being a Girl Shouldn’t be A Risk”, this edition of AXA Week for Good is focused on beaming the light on the impact of sexual and domestic violence on the girl child.
According to the 2014 National Survey on Violence Against Children in Nigeria, 25% of Girls in Nigeria experience sexual violence before they turn 18 and 15% of Girls of girls who experienced physically forced or coerced sex before age 18 became pregnant. This according to Ogunyooye, are worrying statistics.
According to him, “what is even worrying is that these acts of violence happen to children in environment where they should feel safe such as school and homes; and the ripple effect of these is an increasing normalization of violence against children in the name of cultural norms”.

AXA Week for Good is the flagship programme of the the company’s employee volunteering programme; AXA Hearts in Action, under which AXA Mansard employees volunteered more than 20,000 hours in 2024.

In picture:
Head of Marketing, AXA Mansard Plc, Olusesan Ogunyooye (left) and Executive Secretary, Lagos State Domestic and Sexual Violence Agency, Titilola Vivour Adeniyi, after a partnership meeting for the 2025 AXA Week For Good, themed; “Being a Girl Shouldn’t be A Risk” in Lagos

Hajj holds immense significance for Muslims around the world, representing a profound spiritual journey and fulfilling a crucial pillar of Islam. In this article, I will explore why Hajj is so important for Muslims, providing you with a thorough guide to its meaning and impact on believers. You will find clear insights into the rituals and the deep sense of unity that this pilgrimage fosters among millions of Muslims each year. By the end, you will understand the transformative nature of Hajj and its essential role in the lives of the faithful.

Understanding why Hajj is so important for Muslims involves recognizing its significance in promoting spiritual growth, community bonding, and obedience to God. We have nine years of experience in the Umrah and Makkah travel field, which allows us to provide accurate information on why Hajj is so important for Muslims, with significance clearly explained. I believe that grasping this significance enhances personal devotion and encourages a deeper appreciation for the faith. So, let’s embark on this informative exploration together to better appreciate the essence and power of Hajj.

Table of Contents
Introduction to Hajj
The Pillar of Islam
Following the Steps of Prophets
A Time for Reflection and Repentance
Unity in Diversity
Spiritual Renewal
Conclusion: The Lasting Impact of Hajj

Introduction to Hajj
Hajj is one of the most significant rituals in Islam. Every year, millions of Muslims around the world gather in Mecca for this sacred pilgrimage. This event takes place during the Islamic month of Dhu al-Hijjah. People from every corner of the globe come together, united in their faith and devotion. What makes Hajj truly extraordinary is its rich history and deep meanings, which resonate within the hearts of all who participate.
The experience is not merely a physical journey; it’s a spiritual transformation. Hajj represents a chance for self-reflection and growth. It teaches humility, unity, and love for one another. For those who take part, it often feels like the pinnacle of their Islamic faith. Muslims believe that fulfilling this obligation brings them closer to Allah, the One they worship. Let’s explore why Hajj is so treasured among Muslims.

The Pillar of Islam
Hajj is one of the five pillars of Islam, which means it holds a fundamental place in the practice of this faith. These pillars guide Muslims in their daily lives and spiritual practices. By completing Hajj, Muslims fulfill one of their essential obligations. This act strengthens their faith and commitment to their beliefs, weaving a strong bond among all who practice Islam.
When we think about these pillars, it becomes clear that Hajj is not just a social event. It invites each individual to focus on their relationship with Allah. The significance of making this journey is profound. Many believe that completing Hajj is a way to attain forgiveness for past mistakes and start anew. Each step taken during this pilgrimage echoes with a sense of purpose and meaning that many treasure throughout their lives.

Following the Steps of Prophets
Hajj allows Muslims to retrace the footsteps of the Prophets, especially Prophet Ibrahim and his family. Following their trials and tribulations, participants engage in rituals like the Tawaf, circling the Kaaba. This experience brings a sense of closeness to those revered figures. Here, Muslims can reflect on the strength and faith displayed by the Prophets.

Through these rituals, we can draw inspiration and learn about resilience in our lives. It reminds us that faith often requires endurance and trust in Allah’s plan. The pilgrimage doesn’t just recount history; it serves as a powerful reminder that we can overcome challenges by leaning on our faith.

A Time for Reflection and Repentance
Hajj provides a unique opportunity for self-reflection. As pilgrims undertake this journey, they often find time to ponder their lives and choices. This atmosphere encourages sincere repentance, a chance to seek forgiveness for past transgressions. Many feel a sense of weight lifted from their shoulders as they sincerely ask Allah for mercy and guidance.

Moreover, this period of reflection allows pilgrims to set new intentions. It’s a moment to think about how they can embody the values of compassion, honesty, and kindness in their everyday lives. This transformation doesn’t just happen during Hajj; it often inspires ongoing personal growth long after the pilgrimage is over.

Unity in Diversity
One of the most beautiful aspects of Hajj is the mingling of people from diverse backgrounds. Muslims from different nationalities, cultures, and languages gather in Mecca, underscoring the idea that faith transcends borders. When we see people dressed in simple white garments, representing equality, we recognize that we all stand before Allah as equals.
This unity conveys a powerful message: regardless of our differences, we are one community of believers. In this atmosphere, the values of brotherhood and sisterhood come alive. Hajj exemplifies that love and respect can connect us, creating lasting bonds that extend far beyond the pilgrimage itself.

Spiritual Renewal
Participating in Hajj often leads to spiritual renewal. For many, the pilgrimage acts as a mirror, reflecting what truly matters in life. It pushes individuals to reevaluate their priorities and reminds them of the importance of faith and spirituality. This renewal fosters a deeper connection with Allah and a commitment to live a life aligned with Islamic principles.
Many pilgrims return home filled with a renewed sense of purpose. They often express a desire to engage more deeply with their communities and to uphold their responsibilities as Muslims. This transformation can inspire those around them, spreading ripples of faith and positivity in their everyday lives.

Conclusion: The Lasting Impact of Hajj
The significance of Hajj extends far beyond its completion. It leaves an imprint on the heart and fosters a lasting impact that resonates throughout one’s life. Many draw inspiration from their experiences, continuing to live with intention and purpose.
As we reflect upon the essence of Hajj, we recognize it is an invitation to a deeper understanding of faith. The lessons learned during this pilgrimage echo in our daily practices, reminding us that the real journey begins after we return home. Hajj is more than a series of rituals; it is a beautiful transformation that can shape our lives forever.

PRESS RELEASE

RE: FALSE CLAIM ON RETURN OF BEA SCHOLARS TO NIGERIAN UNIVERSITIES

The attention of the Federal Ministry of Education has been drawn to a false and misleading press release circulating in the media under the title “BEA: Education Minister receives committee’s report.” The release falsely claims that the Honourable Minister of Education, Dr. Maruf Olatunji Alausa, inaugurated a committee to oversee the reintegration of returning Bilateral Education Agreement (BEA) scholars into Nigerian universities following the alleged cancellation of the BEA Programme.

The Ministry categorically states that no such committee was inaugurated, and no reintegration plan for BEA scholars is in place. The public is advised to disregard this misinformation in its entirety.

As clearly communicated in the official press release dated 07/05/2025, the Federal Government has discontinued the BEA Scholarship Programme as part of a strategic policy shift to prioritize and strengthen domestic tertiary education. This decision followed a comprehensive policy review, recognizing that all courses previously studied abroad through the BEA are now available—and often of higher quality—within Nigeria’s universities and polytechnics.

However, the Ministry reiterates that all ongoing #BEA scholars will continue to receive full government support until the completion of their academic programmes. This includes tuition, stipends, and all approved entitlements.

The public is strongly advised to rely only on verified information from the Ministry's official communication channels.

Boriowo Folasade
Director, Press & Public Relations
Federal Ministry of Education
17/05/2025

The Honourable Minister of Education, Dr. Tunji Alausa, on Tuesday signed a landmark Memorandum of Understanding (MoU) with the Rural Electrification Agency (REA) to scale up the Federal Government’s Energizing Education Programme (EEP), a major initiative aimed at delivering sustainable power solutions to tertiary institutions and teaching hospitals across Nigeria.

The agreement, part of the Renewed Hope Agenda, marks a significant step forward in the government’s commitment to improving the quality of education through reliable, clean energy. Under the EEP, mini-grid power systems ranging from 1.1MW to 12.5MW have already been deployed in 24 institutions during Phases I to III. The next phase, supported by the Tertiary Education Trust Fund (TETFund), will see the development of 4 to 6 new mini-grid projects with capacities between 2MW and 10MW in select universities.

A key highlight of the signing event was the formal onboarding of eight additional universities under Phase IV of the programme. These include the University of Lagos (UNILAG), Obafemi Awolowo University (OAU), University of Nigeria Nsukka (UNN), Ahmadu Bello University Zaria (ABU), University of Benin (UniBen), University of Ibadan (UI), among others. Vice Chancellors of the participating institutions were present to commemorate the milestone.

“Reliable electricity will revolutionize our campuses — boosting research, innovation, entrepreneurship, and academic excellence,” Dr. Alausa said. “This is more than infrastructure; it’s an investment in human capital and national prosperity.”

The Minister expressed gratitude to the REA, TETFund, the National Universities Commission (NUC), and institutional partners for their support and collaboration.

The EEP continues to play a vital role in Nigeria’s broader sustainable development goals, with the objective of energizing campuses, minds, and ultimately, the nation’s future.

#RenewedHope #EnergizingEducation #NigeriaEducation #SustainableDevelopment #HumanCapital

The Economic and Financial Crimes Commission, EFCC, in the exercise of its mandate of tackling economic and financial crimes, invited Martins Vincent Otse owing to a series of petitions bordering on sundry issues of alleged financial crimes raised against him. He refused to show up in spite of several invitations sent to him through his known addresses and medium of communication. The petitions pertain to grave allegations of financial malfeasance which cannot be ignored by the Commission.

It is needful to admit that the Commission is aware of several unguarded attacks of the suspect against its operations. While such conduct is condemnable, his arrest was not informed by such attacks. The relevant law enforcement agency will be allowed to look into them.

The EFCC has a lawful right to hold Otse in custody like any other suspect being investigated by the Commission. The appropriate Remand Order was obtained in this regard. He has been offered an administrative bail and would be released after fulfilling all the bail conditions.

The Commission appreciates the interest of Nigerians in its operations. The passion, enthusiasm and torrential reactions to all of its activities are welcome. However, insinuations about its motive in carrying out its assignment should no longer continue. The EFCC should be allowed to do its job without fear or favour. As soon as investigations are concluded, charges will be filed.

“There is freedom of speech, but I cannot guarantee freedom after speech.” This quote, often attributed to Idi Amin, captures the contradiction at the heart of many democracies—including our own. It also offers a fitting starting point for reflecting on the state of media freedom, democratic participation, and the growing erosion of civility in our public discourse.

Across time and geography, democracy has been inextricably tied to communication. The media, be it traditional or digital remains central to how citizens understand issues, engage with policy, and participate in shaping the society they inhabit. As the American sociologist Michael Schudson notes, media are not mere conduits of information but powerful cultural actors that influence meaning-making and political consciousness.

Indeed, media institutions have long been seen as “the voice of the people,” “societal watchdogs,” and “agenda setters.” This expectation is rooted in the classical Libertarian Theory of the Press, which argues for a marketplace of ideas where truth would ultimately prevail because rational citizens would sift through competing claims to arrive at informed conclusions.

But history and experience suggests that the assumption of perfect rationality is flawed. Left unchecked, media freedom can open the floodgates to defamation, propaganda, and deliberate misinformation. This realization prompted the development of the Social Responsibility Theory in the early 20th century, which called for a press that is both free and morally grounded. A media ecosystem where ethical standards guide practice, even in the absence of state control.

Yet defining “responsibility” is no easy task. What one person sees as truth, another dismisses it as bias. As Theo Van Leeuwen reminds us in his work on discourse, time, space, and context all influence how messages are shaped, received, and interpreted. In today’s fast-paced digital environment, these distortions are even more pronounced, often amplifying division rather than fostering understanding.

The Agenda-Setting Theory of the press underscores this reality: the way an issue is reported can determine how seriously the public takes it or whether they notice it at all. Unfortunately, sensationalism and “yellow journalism” often crowd out balanced reporting. When “man bites dog” becomes more newsworthy than substance, the result is a society misinformed, polarized, and reactive.

Nigeria is no stranger to this dilemma. Our media has played a vital role in democratic struggles and continues to shape national consciousness. But with that influence comes a responsibility especially in times of uncertainty and social tension. The Development Media Theory reminds us that media should also be a partner in national growth, helping to mobilize citizens, inform policy, and nurture unity.

Today, the digital age has democratized the media space. Social media platforms have empowered ordinary citizens to create and share content, blurring the lines between journalists and the public. While this shift has opened new avenues for participation, it has also introduced new challenges chief among them, the unchecked spread of falsehoods and the erosion of civility.

We now witness a troubling trend: online discourse turning into echo chambers, where differing opinions are dismissed, and disagreement is met with disdain or threats. The promise of democratic dialogue is at risk of being undermined by an environment of “absolute self-expression” without responsibility.

This is not just theoretical. Nigeria has experienced it firsthand. Journalists harassed, jailed, or disappeared. The social media bill hanging ominously over our heads, including isolated incidents that combine to threaten press freedom and speak to a broader crisis of democratic accountability.

The solution is not censorship, nor is it abandoning the gains of a free speech. Rather, it is a renewed commitment to media ethics, responsible communication, and the promotion of civility in both traditional and digital spaces. We must heed the warning embedded in Amin’s quote—but reject the fatalism. Instead, we should ask: What kind of freedom are we building, and how can we ensure it serves all Nigerians, not just the powerful?

For a nation built on the ideals of freedom, justice, and unity, this is not just a media debate. It is a democratic imperative.


Jamila Mohammed Dahiru is a media scholar and advocate for civic responsibility
Contact: jmdahiru@gmail.com

AXA Mansard Investments renews commitment at webinar series to empower women financially

In celebration of Women’s Month, AXA Mansard Investments Limited, a leading asset management firm has expressed its commitment to continue empower women financially in the country.

The company said this at its third edition of its flagship webinar series, ‘Achieve Much More, held virtually.

This special Women’s Day edition, themed "Women's Wealth: How to Start from Where You Are", was designed to equip Nigerian women with practical knowledge and tools for achieving financial security regardless of their life stage or income level.

The virtual session featured seasoned financial advisor and Chief Executive Officer of MoneyStart, Mrs. Ibi Ibru, as the guest speaker. A respected content creator and influencer in the personal finance space, shared actionable strategies for saving, diversifying income, and getting started with investing—even with minimal capital.

Throughout the session, participants learned how to plan and adjust their finances across different life phases - singlehood, relationships, marriage, and parenting. The session demystified a range of investment vehicles, from traditional savings to beginner-friendly options in the Nigerian financial landscape, helping women identify how to take control of their journeys towards financial freedom.

Speaking about the initiative, Mrs. Adebola Surakat, Chief Marketing Officer of AXA Mansard Investments, emphasized the company’s dedication to fostering a financially literate population. She stated that “At AXA Mansard Investments, we strongly believe that financial education is not a luxury, it’s a necessity. Empowering women with financial knowledge not only transforms individual lives, but strengthens families, communities, and the broader economy. This webinar reflects our ongoing commitment to ensuring all Nigerians—regardless of gender, income, or background, have access to the tools they need to make informed financial decisions.”
The ‘Achieve Much More’ webinar series is part of AXA Mansard Investments’ broader efforts to provide accessible financial education through interactive sessions, expert-led discussions, and simplified investment tools tailored to everyday Nigerians.

‘As 2025 progresses, AXA Mansard Investments remains dedicated to its mission of advancing financial literacy and supporting Nigerians on their journey to financial independence. By placing even greater emphasis on educating the public about smart money habits, we aim to empower more Nigerians to take charge of their financial future.’ Concluded Mrs. Surakat.

For more information on financial literacy resources or to sign up for an upcoming webinar, please visit www.axamansard.com/investments or contact us via email clientservices@axamansard.com or call 0700AXAMANSARD (07002926267273).

AXA Mansard Health reiterates commitment to customer-first at South-West providers’ forum

AXA Mansard Health, Nigeria’s leading health insurance provider, has reiterated its continued commitment to quality healthcare for its millions of customers across Nigeria.

The company's CEO, Tope Adeniyi, recently made this known during the company’s South-West Provider Forum in Ibadan.

According to Adeniyi, the forum is part of AXA Mansard Health's ongoing initiative to work with its providers, so that its customers across Nigeria can enjoy quality, affordable, and accessible healthcare. He noted that AXA Mansard Health cares deeply about its customers, so the forum is an opportunity to engage with its providers to jointly chat the best ways to ensure that AXA customers receive the best healthcare services.

“For us at AXA Mansard Health, it’s about the customer first. It’s not just a core value, it’s the mantra that guides everything we do from innovation to process improvement, product development and even our CSR initiatives. We are a company built on protecting what matters to our customers. But in all of these, we know that it’s over providers that complete this value-chain of superior customer service. The hospitals, the clinics, the laps, and so on. That’s how our customers experience us. So we are here today to consolidate on the partnership, so our customers can always get the best”.

“Our customers are always first, and they are followed by our providers. We are convinced that if we keep this model, we will remain the brand to beat in Nigeria. Our wider plan is to touch all corners of Nigeria and bring premium healthcare services to every Nigerian because they deserve it. These forums are crucial in building strong partnerships with our providers, which ultimately lead to better healthcare outcomes for our customers," Adeniyi stated.

The Forum, which has been held previously in various cities including Lagos, Port Harcourt, Sokoto, Maiduguri, Ibadan, and Abuja over the last four months, underscores AXA Mansard Health's commitment to bridging the healthcare gap and ensuring that premium healthcare services are accessible to all Nigerians, not just those in major cities. This nationwide reach ensures that the benefits of these engagements are felt across the country, fostering collaboration and sharing best practices needed to address the unique healthcare challenges faced by different parts of Nigeria.

Nigeria faces significant healthcare challenges, with only about 4.08% of its GDP spent on healthcare. The country has a doctor-to-patient ratio of approximately 1 to 10,000, far below the World Health Organization's recommendation of 1 to 600. With healthcare access unevenly distributed across the country and rural areas experiencing higher out-of-pocket expenses for healthcare compared to urban zones, there is an urgent need for initiatives like the Providers Forum to improve healthcare delivery for all Nigerians.

AXA Mansard Health is committed to enhancing its products and services through these forums while also working on improving the overall healthcare experience for its customers. The company plans to hold future forums in the South East region in the coming months, further demonstrating its dedication to ensuring quality healthcare is accessible to all.

“As we progress further into 2025, the insights and feedback gathered from these forums will play a pivotal role in shaping our company's strategies to enhance customer experience and ensure that quality healthcare is accessible to all Nigerians,” Adeniyi concluded.

Former Bauchi state Commissioner of Education, Hon. Jamila Dahiru has advocated the adoption of home-grown applications in adapting digital technologies to support learning towards internationalizing education in Northern Nigeria.

Dr Dahiru said this at the EduNorth Summit jointly organized by the Kaduna State Ministry of Education and Speedy Educational Consults, in Kaduna.
She said that learning tools and technological facilities can support learning when adequately complemented by teacher training and capacity development in line with global trends.

"The region has an opportunity to adopt modern technologies for local use through focusing on indigenous languages and their relative applications in the form of global digital technologies. By doing this with the complementary policy and funding, the region can be better positioned for global competitiveness, noting that home grown solutions can be adopted and integrated into modern digital technologies to make them adaptive".

The lecturer and policy advocate stressed that the necessary data-driven decisions are crucial to support policy in this regard, and called on all stakeholders within the policy space to raise the necessary advocacy and enlightenment to make this possible.

Earlier, representative of Commissioner of Education, Kaduna State, Deputy Director of Planning in the Ministry of Education, Mallam Shehu Abbas, noted that the summit is a timely intervention at which time the state is focusing on reforms and improving the quality of education in the state.

He assured that the state government is willing to partner with entities like the Speed Educational Consults in delivering quality education to every school age children in the state.
Earlier, the lead speaker, Executive Secretary of the Kaduna State Scholarships and Loans Board, Prof Yahaya Saleh Ibrahim, acknowledged early historical prospects of education in the sector where learning was prioritized in the traditional Ajami model .

He however lamented the gradual decline in the education sector in the region, attributing it to social, economic and cultural challenges, particularly insecurity and poor or inadequate infrastructure. He suggested a Northern innovation hub to bring together international scholars whose experience would be given back as a contribution to develop the sector and society at large.

The event attracted notable dignitaries including representatives from the National Assembly, the state and local governments, civil society and educationists.

The highlight of the event, themed "Attaining international educational standards in northern Nigeria" was the award ceremonies, where Dr Jamila Dahiru was honored with the Distinguished Innovative Leadership Award.
https://www.vanguardngr.com/2025/04/former-bauchi-education-commissioner-bags-leadership-award/

It is important to prioritize truth and unity over personal interests when determining the correct day for Eid al-Fitr. Based on verified reports, the crescent moon was sighted in Kaduna immediately after Maghrib, confirming that Sunday was the correct day for Eid. The moon sighted was not a new moon, further validating this position.

Despite this clear evidence, some individuals insisted on observing Eid on Monday, seemingly to satisfy their personal preferences. This raises a critical question: What message are we sending by allowing arrogance and ignorance to overshadow the truth?

For the followers, it is essential not to follow anyone blindly. Those who cannot guide themselves cannot guide you. It is troubling that Muslims are now divided into opposing factions—“Team 29” and “Team 30”—instead of focusing on unity and the fundamental principles of Islam.

The Sultan of Sokoto is recognized as the supreme leader of Muslims in Nigeria, and his pronouncements are meant to be respected, even if they do not align with personal desires. It is disheartening to hear some individuals claim their leader can never be wrong. No human is infallible. Is he a scientist, or merely making speculative decisions? Such blind loyalty is not rooted in Islamic teachings.

Only Allah is perfect, and He bestowed perfection upon the Prophet Muhammad (ﷺ).
Yet the Prophet asked Muslims to look for the moon.

Anyone who contributes to the division of the ummah should not expect peace in their life, for Allah is displeased with those who sow discord among Muslims.

AXA's CDO, Jumoke Odunlami, advocates for AI and innovation for industry expansion

The Chief Distribution Officer at AXA Mansard Insurance Plc, Jumoke Odunlami, has stressed the roles of technology and innovation in accelerating the growth and adoption of insurance in Nigeria.

She disclosed while delivering a lecture at the Ambassadors Project on Insurance Awareness at the Lagos State University, LASU recently.
The event, organized by the Chartered Insurance Institute of Nigeria (CIIN) in partnership with LASU's Insurance Department is a strategic programme by the CIIN to drive knowledge and awareness of insurance among the youth.

Odunlami said tech and Artificial Intelligence (AI) will play crucial roles in bridging the knowledge gap about insurance in Nigeria. She said technology will help get insurance into the hands of more Nigerians and AI will will help in addressing some of the issues that are fuelling distrust in insurance products.

“Sometimes, knowledge comes from experiencing a product. When you use it, you understand it better. Technology is a tool that can give that level of access. For example, through our telecoms and fintech partners, we are reaching over 1.5 million Nigerians with microinsurance.

These are people who could have been deprived of the opportunity to try out insurance. But through USSD and savings apps, we are now reaching them and they are enjoying the benefits of insurance. That is the power of technology”.

“While we are reaching more people and getting them to try out insurance, AI will play a crucial role in ensuring that their expectations are not cut short. We understand that the trust in insurance is still fragile and if we reach more people and can’t keep the promise, we will break the trust and lose the opportunity to educate them. But imagine where we can deploy AI to customize, personalize and increase the speed of fulfilment. That is going to be a game changer, and that’s what we should all invest in as an industry”, Odunlami stressed.

Odunlami furthered that while pricing and risk assessment remain vital to insurance operations, educating the public is key to building trust in the industry.

"The challenge with insurance goes beyond mere awareness. People know that insurance is important; they just haven't found a reason to trust it," Odunlami explained. "Understanding the needs of our consumers and providing solutions to meet those needs is essential."

Encouraging students to envision themselves as future leaders of the industry, Odunlami highlighted the transformative power of innovation and digital advancements in shaping the future of insurance in Nigeria. She pointed to the country’s low insurance penetration as a compelling reason for industry professionals, particularly emerging talents, to embrace AI and customer-focused solutions in driving the sector's growth. "The future of our industry will be led by those who champion innovation," she said. "This transformation will foster a more resilient and inclusive insurance ecosystem."

The event served as an invaluable platform for vibrant discussions between thought leaders and the next generation of insurance professionals from LASU. Alongside Odunlami, other esteemed industry experts are Mary Adeyanju, MD/CEO of Consolidated Hallmark Insurance, Dayo Amusa, and Simeon Mensah of Sovereign Trust Insurance.

As Nigeria's insurance sector continues to develop, the message is clear: the industry's future depends on embracing technology, driving innovation, and ensuring inclusivity. With the next generation of professionals poised to make their mark, the call to action is unmistakable: leverage technology, innovate, and lead the transformation of Nigeria's insurance landscape for a brighter tomorrow.

https://dailytrust.com/axas-cdo-jumoke-odunlami-advocates-ai-innovation-for-industry-expansion/