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Music/Radio / What's Your Best Song/video Of The Year 2012 And Why? by mydearfrancis(m): 7:38am On Dec 03, 2012 |
As this year 2012 gradually wraps up, with so many hit song released dis year. I thought of knowing ur best song of the year and why! With many song on my mind i choose the song SUPERSTAR NO1- FRANK EDWARD! Nice lyrics, great beat that moves my body! ;DAs this year 2013 gradually wraps up, with so many hit song released dis year. I thought of knowing ur best song of the year and why! With many song on my mind i choose the song SUPERSTAR NO1- FRANK EDWARD! Nice lyrics, great beat that moves my body! Dancing Alingo.... |
Business / 4 Questions You Need To Answer Before Investing Your Own Money? by mydearfrancis(m): 12:56am On Aug 02, 2012 |
Approach a financial advisor with the same question and you will probably get a very different response. Rather than looking to someone with something to sell for advice, investors should take time for introspection before deciding to manage their own investments. Here are four questions to ask yourself: Do I have (1) the desire, (2) the time, (3) the knowledge and (4) the temperament to do it? Answer “NO” to any of these questions, and you may as well shift your focus to finding the right professional advisor. Let’s survey each of these topics. DESIRE Having the time and ability to manage your own money effectively is of no use if you lack the desire. Motivation can come from many sources but is largely a function of interest in investing and incentive. There is no better incentive than the cost savings potential. An investor with a #1 million naira portfolio, often pays #10,000-#12,000 per year to an advisor, such as a fee-based broker or Registered Investment Adviser. At #3 million, the cost of professional management rises to about #25,000-#30,000 per year. These annual costs continue to rise as your portfolio grows. Over the course of your lifetime, the cost of professional management can amount to a small fortune. Before you start spending this new found money, recognize that your desire to manage your own portfolio should be sustainable. Without the dedication to maintaining diligence over your investments, good intentions can go awry and the harm to your portfolio can exceed the fee savings. TIME Investing your own portfolio is not a full time job once you are up and running. It may, however, require a substantial time commitment at the outset. How much time, depends on your prior level of knowledge and experience, along with the complexity of your chosen investment approach. Whether or not you can find someone to help you develop a strategy may be another factor. Be prepared to invest a significant amount of time upfront and be patient through the process. have the time for the initial research but anticipate having limited time for ongoing management, it is critical that you develop an investment approach that is simple to maintain. Recognize that even professional advisors have had great success with simple, well conceived investment processes that can be adopted by do-it- yourself investors. KNOWLEDGE Successful investing does not require a PhD degree in finance. What is most relevant about an investor’s knowledge level is aligning your investment approach with your knowledge level. Many day traders during the internet bubble quit their day jobs to invest full time through their discount broker. What got most of them in trouble was a lack of knowledge about their chosen strategy. To start, read some books or consider taking an investments course. The Candor Resources Library contains some recommended reading and videos to explore. TEMPERAMENT “Success in investing doesn’t correlate with I.Q.,” Warren Buffett once said. “What you need is the temperament to control the urges that get other people into trouble in investing.” What gets people into trouble? Their brains. As Jason Zweig notes in his book “Your Money & Your Brain” investors are like dieters that jump from diet to diet and end up at least as heavy as they started. Investors are habitually their own worst enemies. Everyone knows they should buy low and sell high, yet very often, investors do the opposite. If you have a history of reacting emotionally to market volatility, then you may not have the temperament to manage your own portfolio. As you consider these questions, remember these words of wisdom from Clint Eastwood as “Dirty” Harry Callahan in the movie Magnum Force as he surveys the flaming wreckage that engulfed his adversary. “A man has got to know his limitations.” The same goes for talking babies. |
Nairaland / General / Re: Why My Threads Has Never Made Front Page On Nairaland? by mydearfrancis(m): 2:15pm On Jul 28, 2012 |
Dondbuzor:one i will hit d front page |
Romance / I Thought I Needed A Girlfriend Now I Found One, But... by mydearfrancis(m): 2:10pm On Jul 28, 2012 |
Truly, relationships are like attachment! U give it ur time, care and money if not it will smell. When i didn't have a girlfriend many looked at me strange. Now i have found one and many. They say am a womanizer. The fact is am tired of girls worries. They frequent calls&sms... They frequent presence... The hi&halo's. But what do i do now... Should i quit this ladies game? |
Career / How To Manage Pressure And Increase Performance. by mydearfrancis(m): 9:59pm On Jun 10, 2012 |
To succeed in life and work; have a healthy long life, you must ensure you manage challenges that come your way, no matter how difficult it may seem. These challenges are most of the times called “pressure”. Now if you do not learn how to manage “pressure”, it will impair your health and make you unproductive, reducing your ability to perform at expected level. * * *WHAT IS PRESSURE?* This is simply defined as a forcible influence that causes anxiety and difficulty. There is no need to really be anxious for anything as we will always experience pressure. The earlier you learn how to manage it the better for you and all those that care about you. * * *TYPES OF PRESSURE* * * You may ask “does pressure have types?” the answer is yes, it does and the moment you discover and determine the kind of pressure you frequently have, the straightway you have discovered to dealing with and enjoying your work and life generally. Some kinds of pressure are the following: - Work pressure - Family pressure (marital) - Financial pressure - Relationship *Work pressure* comes especially when you have an urgent demand to meet with a need within a very short period of time. What happens to you is that you lose focus of all other issues at hand, channeling your energy to the need that has a high level if attention and most times become very irritable. *WHAT IS PERFORMANCE?* This is the ability to use your skills to do work or accomplish a task, meeting all the requirements associated with the task or work. *THE STEPS BELOW ARE SOME WAYS YOU CAN MANAGE PRESSURE* * * 1. Relax and clear your mind when you feel you are under pressure. Do not react or jump into action immediately. 2. When calm, think on the issue to identify the source of the problem 3. Think of solutions to the problem that is putting you under pressure and pick the best option 4. Prioritize your activities so that you can have time for each and every one of your activities. This gives you a sense of direction. 5. Solve each problem, one at a time 6. If possible, delegate some activities. This gives you time to focus on the more serious issues. 7. Collate results after preparing them and go through them to ensure you are satisfied with them before implementation to avoid repeating the process all over again. Pressure affects performance but it is your ability to handle it that determines the extent to which it affects your performance. It is imperative that you find your own way or style of dealing with or managing pressure whenever they occur in the work place. When pressure is not managed at all or is not effectively managed, your performance at work is greatly affected and is evident in ways like: 1. Your output is greatly reduced because you are under stress as a result of the pressure 2. You are unable to think clearly to provide useful and effective solutions 3. You become frustrated 4. You become unorganized and unable to focus on your duties and tasks given to you When challenges come with pressure, do not panic and try to solve it at the same time, this only makes the situation worse and makes your performance poor. Deal with the pressure by being calm and then acting right. |
Nairaland / General / Why My Threads Has Never Made Front Page On Nairaland? by mydearfrancis(m): 12:23pm On May 26, 2012 |
Recently, i observed that most of the front page discussions are usually not educating. It's amazin why important issues don't make headlines especially religious issues. Admin take note. |
Jokes Etc / Ibo Boys And Market. Lol by mydearfrancis(m): 12:14pm On May 26, 2012 |
DURING THE CHAMPIONS LEAGUE FINAL AN IGBO MAN WHO WAS BUSY SELLING CHELSEA JERSEY AS THE MATCH WAS GOING ON BECAME THE FIRST MAN IN THEIR LANE TO SELL THE MATCH VIDEO CDs THE NEXT MORNING. A MATCH THAT HE DIDN'T WATCH. AS BLUES FANS WERE CELEBRATING HE WAS SAYING E' NWERE M D CD FOR STORE... lol! IBO BOIZ AND MARKET. |
Politics / Which Part Of Nigeria Is Getting Better And Which Part Needs Attention ? by mydearfrancis(m): 2:51pm On Apr 25, 2012 |
To me i think our sports needs immediate attention. I thinks the govt leader pocket are getting better. Pls share yours. |
Forum Games / How Do U Silence A Fan Of 50,000 Crowd In A Stadium? by mydearfrancis(m): 2:42am On Apr 20, 2012 |
if you 've ever thought of it pls share ur answer. |
Religion / The Difference Between Righteousness And Holiness. by mydearfrancis(m): 11:05am On Apr 15, 2012 |
Many has misinterpreted righteousness to sinlessness. They ask the different between righteousness and holiness. Rigteousness is the nature of God impacted into d human spirit that gives him the ability to stand b4 God without any sense of guilt or inferiority complex. It means if a righteous man sins he is still remains righteous. Because it is his NATURE! Righteousness is a gift from God. Eg: the nature of goat doesn't change because he swimmed in an overwhelmed ocean. His still a goat; even if he dies. Now holiness is a place of God's dwelling. We are holy cos christ lives inside us. U know after God stood on mountain sinai to give moses commandment. It was later called a holy mountain. So we are holy cos God lives in us. 1 Like |
European Football (EPL, UEFA, La Liga) / Re: Real Madrid Vs Athletico Madrid Tonight By 9pm by mydearfrancis(m): 11:42pm On Apr 11, 2012 |
are they still asking who the best is? |
Religion / Re: Why Do People Squeeze/fold Their Offerring In Church ? by mydearfrancis(m): 7:20am On Apr 11, 2012 |
why should i give envelop to someone to put in #50 inside. It funny to say that one envelop is worth #300 or more. |
European Football (EPL, UEFA, La Liga) / Real Madrid Vs Athletico Madrid Tonight By 9pm by mydearfrancis(m): 7:14am On Apr 11, 2012 |
Today derby is a must win for madrid. Predict your scores. |
Religion / Why Do People Squeeze/fold Their Offerring In Church ? by mydearfrancis(m): 12:14pm On Apr 07, 2012 |
have u noticed that so many hide their offerring in church by squeezing or folding it. Especially wen is a small denomination! But when is big they stretch it forth with proudness! |
Romance / Men Are Too Dangerous. I Wonder Why One Girl Should Date Many? by mydearfrancis(m): 1:34pm On Mar 27, 2012 |
Men are too dangerous! Why should one date many? Girls are too manY! Why should one be a gay? Think abt it and add urs.... Include ur views |
Business / The Mystery Behind Money! by mydearfrancis(m): 1:22pm On Mar 27, 2012 |
I wondered why dead men faces are imprinted on every cash all over the world. Pls I need a convincing explanation to make me believe that money is not a spirit. D more u keep it d more u don't see it. What a mystery! |
Phones / Re: What's The Best Nokia Phone? by mydearfrancis(m): 11:46am On Mar 25, 2012 |
Go for nokia N97 is where relaxed for now. It has excel, browse wide, and very good for official purpose. |
Sports / What If Barcelona Doesn't Win Any Trophy This Season. by mydearfrancis(m): 5:24pm On Mar 24, 2012 |
is just a thought. I wish it comes true. |
Politics / For How Long Will Nigeria Remain Like This ? by mydearfrancis(m): 12:29am On Mar 20, 2012 |
who's fault is anyway? The state of dis nation amaze me. Whats the way forward? |
Education / Must Everybody Go To School? by mydearfrancis(m): 12:29am On Mar 19, 2012 |
when i hear stories of how people go the extra mile just to get into university. Some even give their body,money,etc. It makes me wonder about those who left school and yet have nothing to show. D richest men in the world today most of them didn't go to school. |
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