thesicilian: There are civilians and monarchs who have taken more lives than these well known dictators but because they did it under the guise of "colonization" on one mentions their names
I agree with you. I will do some research and see what ones to highlight
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Thanks for your contribution. I really didn't know it was possible to get a discount on a new build. I'd always thought the best case scenario was a discount or some incentives as I understand that accepting a lower value may influence the valuation of other properties in the development. Would be useful to hear from others as well, so future buyers go into the market better armed and batter equipped with useful insight
1. Most builders would close their quaterly or annual financial books at certain times in the year. The period before this is when they look to get certain deals over the line to boost numbers they give to their shareholders. They are most ammenable to discounts in good time before this period esp if they've had low sales.
2. A trick I learned from trading. When bidding, I tend to go between whole numbers. I believe most buyers and developers would have a minimum or maximum. If another bids 200 and you bid 201, all things being equal, you're more likely to be accepted. Same also, a dev set not to go below 250 might accept 247 as it doesn't make sense to lose such a sale for 3k
3. Market and individual factors. Certain times (e.g last year) in the market are much better to undercut sellers . With rising rates + doom and gloom, most became desperate. Also, if a property has been fully built and unsold, the devs are itchy to sell as first too many empty houses doesn't look good to other prospective buyers and the devs also pay council tax on uninhabited properties. The caveat is that sometimes the built properties sitting unsold could be due to certain factors e.g garage, driveway e.t.c
I'd give an example with my purchase. Was in the market last year. After looking around, settled for a 3 bed detached and later new build. Surveyed new builds in my area. Many were built in the usual monotonous and clumped up fashion but one stood out. It was by a local dev, smaller site, well built and spaced but came at a good price prenium. Property type I had in mind was on the market for £395k. I wanted certain other essentials e.g flat garden which wasn't north facing e.t.c. and narrowed down on 3. 1st quarter of last yr, all other devs reduced their prices but these folks didn't. The max I could go was 350 and I felt it was worth that (had been searching for over a yr). When I came, it was clear they weren't selling as much as a good number were almost build complete. They soon cut price down to 375k (+ 10k cash deposit contribution). Around same time, BOE raised rates by 0.5 (highest jump over the last hike period) and panic hit the market. I put a bid of 350k (plus contribution) . They declined offering either 370 with nothing else or 375 with a lower flooring package. Within a week of the reduction, 2 out of 3 houses I had my eye on had been snapped up. I thought of a 355 bid (my max was 360) but due to point 2, decided to make it 358 and requested they add a better flooring plan and garden turf. Made it sound like it was my final offer. It was accepted. It's worth nothing that after a while, they finally reduced the selling price of other 3 beds to 350k (without contribution i.e 360k) but that was for a few left with some 'issues' e g separate garage, next to HA/Council properties e.t.c. I would have paid the prenium to be in my current place even if I had known.
Hi all. For everyone who has completed on a new build, can you share what freebies you were able to snatch up. I am aware that developers can be quite generous if you ask, but not everyone is even aware that you can get some extras for free. It would be good if you can share from your experience what was added on top as a reference point for others who may be towing the same path. Sorry if this has been covered before.
Pearlyfaze: We have 11 months left on our visa and the contract was exchanged yesterday. We clocked two years in the UK in December 2023. For Barclays, as long as you are on a skilled worker visa and have been two years in the UK, Just bring 10% and collect House.
It was a 5 yrs fixed. I mean 2 years stay in the UK.
The first AIP was 5.6% for 5 years and 6.2% for 2years but got 5.4% for 5 years on the second AIP.
It took a lot of back and forth before going with 5 years though.
Congratulations to you on your new home. Please I'd like to know if the brokers consider the number of years left on the visa. I have been advised to wait until my visa is renewed before obtaining an AIP by some friends, as I would have 1 year left upon attaining the 2 year mark in the UK, so thought to find out if this is really a thing.
Hi. My wife is a social worker, and after reading your story, she suggests you take the child back to Nigeria, as there is a significant likelihood that you will be subjected to parental assessments or potentially lose the child to the government.
So I moved here for my masters with my daughter, she is 11 now, will be 12 in December.
Straight to the point, I leave her for some hours alone at home when I am working. Sometimes I drop her off at a friend who doesn’t work. If I am going out for the night and returning same day I leave her alone till I return. For example a friends birthday starting 8pm and finishing 12 am. I have a camera in my flat that I monitor her with and prompt her on what to do like wee and go to bed. She doesn’t cook when I am not around, she only microwaves cooked meals. This is how we have lived our lives for about a year. Now my neighbor on my right is a Nigerian family with two young kids while the flat on my left is sometimes used as Airbnb. The camera is quite loud so I suppose the neighbors can hear me. There is a CCTV in front of the apartment for safety reasons I believe is monitored by the letting agent. The people who live downstairs don’t even know me. So one night I went out with course-mates to have a drink around and got back same night. On Monday of that week my letting agent said police came looking for me and asked if I was in any trouble. I wasn’t home, my daughter was in school I said everything was fine I believe. The next day while I was home they came again, got into my flat and said they got an anonymous call that it seems I left my daughter alone at home. They checked my bathroom, my fridge, was asking what my daughter eats and how much I cook for her. So I told them the truth that I was out for few hours. They said I can only leave her alone when she is 14. They asked to speak with my daughter when she gets back from school. They came back later to speak with her in private and they asked that I excuse them.
After some minutes they came up to me saying my daughter seems happy and well looked after and she seems to have a good relationship with me. They asked that I shouldn’t leave her home alone and contact them if I needed help. To be honest it’s not easy for me asking for help in a place I don’t have relatives. So Sunday I was out for few hours and they checked in this Monday again saying they needed my details to pass it to social welfare. I asked the police if everything was okay they said yes but they have to refer to social services.
I really don’t understand or know what to do. Is anyone monitoring my movements or am I been watched from the CCTV outside my apartment? I am thinking if this is what I cannot cope with then I might have to send her to my mum in December then she returns to the UK when she is 14 years ( if I am still in the UK) I don’t have extra cash to pay for child minders, I have a minimum wage job and sometimes the people who help are not always available.
Hi everyone, been a silent follower on the thread, and appreciate everyone's helpful attitude. Please I need recommendation on a reliable shipping company that can ship items from UK to Lagos or Abuja. I already bought the items, and live in the Bristol area. Happy to consider any shipping companies outside this area as well. Thanks and cheers.
I have been driving for sometime now and haven't really taken time to inspect driver's license until today. I noticed that I have a Class D driver's license while my sister had a Class B driver's license. When we asked the driving school that helped process the driver's license, they responded that men get class D while women get Class B. I have since then confirmrd from my friends and it seems to check so far.
The question now is, what is the reason for the segregation?
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Used redmi 4x (2gb/16gb) available for sale. Phone is very neat and is working perfectly. Comes with a free case. Price is N25k (slightly negotiable). Location is Lagos
Nemie: Used redmi 4x (2gb/16gb) available for sale. Phone is very neat and is working perfectly. Comes with a free case. Price is N25k (slightly negotiable). Location is Lagos
Used redmi 4x (2gb/16gb) available for sale. Phone is very neat and is working perfectly. Comes with a free case. Price is N25k (slightly negotiable). Location is Lagos
It's not the easiest thing to reach out to someone to ask for help. There is always a consideration on whether to make an effort to break out of your circumstances or whether to remain alienated. I wish seeking new people were the solution to the problem, I really wished. But every time you ask me to go out more, make new friends and stuff like that, it doesn't really encourage me to do these things, it only tips the consideration towards remaining alienated.
When we see someone who has been marred so much by depression and negative thinking that they decided to kill themselves, it's not because they never wanted to be better, it's just at some point, some people might have made them feel like the world is better off without them trying to shove their problems down anyone's throat. So technically it's not like they even decided to die, but by our actions or rather inactions, we hand them a death sentence.
When you are fighting a battle that is tipped against you and you realise that there's no way you can win by yourself, when you decide to reach out to the few people around you whom you believed actually cared about you, when you share your deepest darkest and untold secrets with them, when these people reject you, death's appeal begins to increase, until the day comes when you are convinced that you must carry out the sentence that has been passed against you.
No-one knows which conversation will be the last effort to try, no-one knows which conversations will be the determining blow, no-one knows when their kind words will actually save a life. But if it's easier for you to cry and mourn after they are gone, then I can understand why you chose to be unkind.
I am legit surprised at the level of moral decadence in some of the responses, and this is a typical reflection of our society. This is exactly how people have minded their business until someone became a rapist, minded their business until people became prostitutes, minded their business until lives are ruined. Where has all of our minding of business led us to? Very few of us are really our brother's keeper. The OP has accepted that what he did was wrong in snooping on her privacy, but does that change the fact of what he discovered? A lot will be different in our society if we actually treated others like our brothers and sisters. We are told that we can't put new wine in old wine skin, yet we expect a world with no rapist or feminist or patriarchists and other dysfunctional behaviour we see in society without changing the behaviour and attitudes that created such things. God will help us all.
OP I agree with every one who says you should speak to her, this may be the turning point in her life which in a few years she can reflect on as when her life really changed for good. All these people saying you should mind your business will go and type rip if she ends up dying, don't listen to them. You and your wife have the opportunity to correct in love and model the kind of behaviour Jesus would have wanted. Please speak with her in a loving manner and try to help her see reason, her past mistakes are not a death sentence, but staying in them might be. Cheers and all the best
OritaIbadan: I employed this 21years old lady last year as a sales rep. At resumption to work she appeard so decent and godly always With her Bible and Sunday school manual. I was really impressed by her spiritual and respectful nature. This made me treat her different from others. I buy her things and sometimes gives her money and always discuss her good life style with my wife. But what amazed me was that my wife was so indifferent about her each time I discuss her my wife will quickly change the topic. I thought, well woman with their naughty behavior towards other women.
Fast forward to June first this year her phone was stolen and I have a phone in office that I allow them access to incase their phone is off I can easily reach them through it. This faithful day, I tried to access my Facebook account using the office phone and found out that this same lady had used it but forget to logout. Well, I knew it was wrong to check her inbox but all the same I did.
After checking her inbox I couldn't sleep all night. I found out that she is having unprotected sex with 5 guys each guy per Sunday and she just did an abortion March this year the very day she told me that she was sick and can't make it to work and she wasn't sure who among the guys that impregnated her. I also found out that she had missed her period again and trying to hang it on one of the boys. The amazing thing is that non of these guys suspects her, they all believe she is a faithful girl friend.
I have thought of relieving her of her job, but my wife is asking me what should I give as reasons. But the truth is that I had never winessed such a wayward life before. If I pretend as though I know nothing she will eventually commit another abortion and continue with such life which is very dangerous at her age. What if she is my own daughter?
Please I want the mode to push this to the front page. I want to seek others opnion about it
Everything you have said is brilliant, and for the religious ones who need proof from scripture, in Matthew 5 Vs 28, Jesus says whoever looks at a woman lustfully has committed adultery in his heart. See how the responsibility is on the man to control himself, regardless of what the woman is wearing, or where she is, or what she has done. Men should be responsible! Say no to rape
safarigirl: Since 1973 to 2020, of the thousands of rape cases that have occurred and been reported in Nigeria, only 65 have led to convictions.
This thread is something I have been thinking of since yesterday that I've been reading on the horrible things done to women in this country, but seeing that Genevieve thread and the responses on Nairaland, from the same men that hide and support these rapists amongst them, I am now moved to start the thread.
NIGERIAN MEN, CALL YOURSELVES TO ORDER.
It is bad enough that most of you are totally ignorant of the ingredients that constitute rape, but the fact that the few educated ones stay silent, thereby encouraging these fiends, is even more disturbing.
WOMEN LIVE IN FEAR OF MEN. Women cannot go out at night, because of fear of being raped. Women cannot walk down a street filled with men, without the fear of being molested, women cannot go into a car filled with men, for fear of being kidnapped or being molested. A woman goes into a room filled with men, and the entire time, she is on edge, looking for other women. Women cannot go to clubs, unless they are in groups, and they still have to look out for eachother. You can not go and have fun, without thinking of worst case scenario as a woman.
Men, CAN YOU RELATE?
CAN YOU RELATE TO LIVING IN PARANOIA FOR MOST OF YOUR LIFE? CAN YOU?
DO YOU FEEL FEAR WHEN YOU WALK INTO A ROOM FULL OF WOMEN? DO YOU SEE A BUS OR CAR FILLED WITH WOMEN AND DECIDE TO WAIT FOR ANOTHER ONE? DO YOU CROSS THE ROAD WHEN YOU SEE A GROUP OF WOMEN AHEAD OF YOU?
There is NO AGE of women that do not feel this fear. You are not too young or too old for a man to rape you. From one day old to 101 years old, rape can meet you anywhere.
At HOME, you are raped At SCHOOL, rape At your job, rape Even In CHURCH, RAPE.
Where is our sanctuary? When does it stop? Does being a woman mean a life of constant fear? Did we choose this? Who trained these men?
WHAT IS WRONG WITH ALL OF YOU?
Then, when women say they live in fear of men, you lot come with the usual trash:
"Not All Men" "Some of us are good" And my personal favorite, "Plus your father and brothers"
Is it not fathers and brothers of people, raping others?
How do we know who is and who isn't a rapist?
If a SARS or Police officer stops you on the road as a man, do you know who is dangerous and who isn't? When you call for the END of SARS, do you care which of them is good and who is bad? Why not say "Some SARS officials?" Why not say "Not all Police officers?"
That is what Genevieve and many women mean. Not all men arerapists, but are we supposed to wait and find out who is dangerous?
AS WOMEN, WE LIVE IN CONSTANT FEAR OF MEN.
Rape happens to all genders and either gender can be the aggressor, but if you did a survey today and asked 10 Men and 10 Women, if they had been molested or raped, more women will have faced these things than men.
If you walk down ANY street and ask MEN, "WHO IS MORE LIKELY TO BE A VICTIM OF RAPE BETWEEN A MAN AND A WOMAN?" YOU, the same men, will admit that WOMEN are more likely to be victims.
Why do you think so?
DON'T BE AN INSENSITIVE TW#T, DON'T TELL US MEN ALSO GET RAPED. THAT IS EQUAL TO WHEN BLACKS ARE PROTESTING THAT BLACK LIVES MATTER, ONLY TO BE TOLD ALL LIVES MATTER.
We are not saying men do not get raped, we are saying, in this moment, the topic is women. STICK TO THE TOPIC
It is convenient, that men will never bring up the abuse of other men, unless women want to talk about women getting abused.
We Are Fighting One Cause At A Time. Do not distract from one cause, or reduce the weight of it, by bringing up your own. THIS IS NOT SUFFERHEAD OLYMPICS. YOU WILL NOT GET A MEDAL FOR BEING THE MOST RAPED GENDER.
Men, CALL YOURSELVES TO ORDER. REFLECT ON YOURSELVES. YOU KNOW RAPISTS.
That your friend that drugs women when you go out- RAPIST The one that threatens unwilling women to have sex with him- RAPIST The jokes about "If she chop my money, I go chop her"- RAPIST " She spent the night in my house, she dey mad wey I no go smash?"- RAPIST "Wetin carry her go there?"- RAPIST " Dress well and you will not ksgfjsozndoxn"- RAPIST.
AS A MAN THINKETH, SO IS HE
It's all fun and games in Nigeria, until you need to travel abroad and someone brings up your Rapey posts from the internet.
DON'T WORRY, YOUR RAPIST FRIEND WILL NOT GO TO JAIL, THE NUMBER OF CONVICTIONS IS ON THEIR SIDE, JUST TELL US, CALL THEM OUT, LET US KNOW AND AVOID THEM. DON'T SIT BY AND ALLOW WOMEN JUMP BLINDLY INTO DANGER.
NIGERIAN MEN, CALL YOURSELVES TO ORDER
MODIFIED:
We Appreciate All The Sensible Men That Are Standing With Us In These Times. We Appreciate All The Men That Are Not Quick To Pick Offense And Attack Us For Speaking Out. Plenty May Be Useless, But There Will Always Be Those Who Have Sense.
Casserole: i had to quote @dehiro comment he explained it all. 6 months personal statement of account is also a requirement and i think adding it will show my ties to the company through the salary isn't that a plus?
That will only apply when u are just going on regular vacation. When the company is sponsoring you, then you don't need any personal statements.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by Nemie: 12:22pm On Aug 26, 2024
