obembet: My dear Nairalanders, kindly save me from this loan Marchant. I was deceived by Thier agent.
Please ignore my typing errors.
According to Otijah
I have been borrowing from this app for sometime now until I decided to stop due to the one week duration they do give and the high interest rate during this interval
After 2days an agent of them chatted me up and told me about the increment in my loan to 50k and and extended duration of 1 month, I told him if its not what he said then I will wait he said no problem. He even said I should carry him along while doing it.
I went to the app clicked on it and saw 55k to pay 66k and after I did it I received an alert of 38k in my account instead of the 55k and a one week duration at that to pay 66k.
I chatted that agent to tell him about the outcome but he ignored me, I called him up he refused to answer, I told him I want to refund the money because I don't need it, as I did tell him initially yet he was ignoring me.
After three days I contacted another agent of theirs and told him about the incident he later gave me an account number to refund the principal, which I did immediately
Fast forward to one week later these people started threatening the hell of my life that I must pay those interest, that is non of their business. One even openly told me that they are trained to Deceive their customers and tell them lies do at to attract them.
Even till today am still receiving threatening messages from them
please I need an appropriate place to channel this. thanks
Report them with the evidence, consumer protection something, can't remember their names
This guy saw my product on jiji, placed an order, I sent via redstar payment on delivery, he called me and told me redstar told him to come to their office to pick up the item, that I should send transport money, that he has only the product money gave me a fake redstar staff, gave me a fake address, i just knew something was not adding up, once he discover that this one knows their game plan he blocked me.
CBN discloses eligible businesses, those ineligible to apply for N75 billion Youth Investment Fund The CBN has revealed businesses and applicants that are either eligible or ineligible to apply for the Nigeria Youth Investment Fund.
The Central Bank of Nigeria (CBN), has disclosed businesses and activities that are eligible to benefit from the Nigeria Youth Investment Fund (NYIF), which was recently launched by the Federal Government. The apex bank also pointed out the applicants that are not eligible to apply to benefit from the funds.
This was disclosed in the framework for the implementation of the Nigeria Youth Investment Fund, published by the Central Bank of Nigeria and signed by its Director, Development Finance Department.
Those Ineligible to apply In the publication, applicants who are ineligible to apply for the funds, which is an initiative of the Federal Ministry of Youth and Sports Development are:
Applicants that are currently enjoying NIRSAL Microfinance Bank (NMFB) loans – which includes Targeted Credit Facility (TCF) and Agribusiness/Small and Medium Enterprises Investment Scheme (AgSMEIS) loans, that remains unpaid. In addition, beneficiaries of other government loan schemes that remain unpaid are also not eligible to participate in this scheme.
Eligible Businesses/Activities The CBN also outlined in the framework, the businesses and activities that are legally allowed to be eligible in the scheme. These include;
Technology/Innovation Agriculture and related value chain Green Economy and Renewable energy sector Manufacturing Hospitality/Tourism Construction Logistics and supply chain Healthcare value chain Creative sector Trading and services Others as may be determined by NYIF/CBN from time to time.
The CBN, however, states that preference shall be given to enterprises that will support the growth of priority sectors, specifically those identified by the Economic and Recovery Growth Plan (ERGP) and the Nigerian Youth Employment Action Plan.
The Federal Ministry of Youth and Sports Development is expected to collaborate with relevant stakeholders to identify potential youths for training and mentoring. The youths that are duly screened (and undergo the mandatory training where applicable) shall be advised to log on to the portal provided by the NIRSAL Microfinance Bank (NMFB) to apply for the facility.
What you should know The N75 billion Nigerian Youth Investment Fund was set up by the Federal Government to invest in the innovative ideas, skills, and talents of Nigerian Youth and to institutionally provide the Nigerian youth with a special window for accessing much-needed funds, finances, business management skills, and other inputs critical for sustainable enterprise development.
The Federal Ministry of Youth and Sports Development is the lead implementation entity and is responsible for budgetary provisions and for funds mobilization.
Lordsonn: Greetings to you all. I want to go straight to the point. I opened this account because of my marital problems.
From the day I met my wife, she was after marriage. In less than two weeks of meeting her, she started pressurizing me to meet her family members which I succumbed to.
These are what she told me at the beginning of the relationship:
1) She had HND from Kaduna Polytechnics 2) She has Diploma in Computer Science 3) She is a professional cake baker 4) She was three months pregnant 5) That she was 27 years
My discoveries after marriage:
1) She doesn’t have any HND, infact no good WAEC result 2) She cannot even connect laptop to printer and print. She don’t know much about computer at all. 3) She doesn’t know how to bake cake. I discovered that the cake I asked her to bake for me, she gave the contract to her friend. 4) She was never pregnant. She had fibroid and that made her tummy big 5) She was 33 years.
NOTE: the reasons why I believed all she told me at the beginning was because she was a prophetess in her church. She speaks in tongues and prophesy many times and most of the prophecies came to pass.
I was even surprised that in less than two weeks of our relationship, she made move for sex and we started having sex. I did not even think of pre-marital sex because I thought she was a holy woman.
The problems after marriage: several people began to beg me to forgive her and continue with the marriage. I find it difficult but she was still living in my house. I was just being forced my her family and her family members persuaded some of my family members to beg me too. I tried to love her but hatred for her was just building in my heart.
The fibroid surgery was successfully done and she got pregnant and gave birth to a baby boy. I thought the coming of the child may make me to forgive her but I could not recover from her betrayal. I even hate her more.
She wrote WAEC last session and got nine credits but the memory of her betrayal is giving me a lot of psychological trauma. I love an educated woman and cannot see myself glued to an illiterate woman in the name of marriage.
Major problems that made me sent her out:
1) She refused to go to my church. She always want to go to her church and even want me to join her there which I refused. 2) She doesn’t like education at all. She hate going to school and will never carry book to read. 3) Anytime I have disagreement with her, she will call her elder brother. And they will come and talk to me, sometimes in a very condescending manner 4) She is not submissive, very arrogant and talks with anger, authoritatively. 5) She is a societal woman, she loves joining several associations of women and be going to meetings every sunday which I don't like. 6) She value clothes more than human being. She can use any money from the family purse to buy Hollandis, lase, George etc just to dress to her church for show off. I am introvert but she is extremely extrovert.
I sent her out of my house three weeks ago. She is trying to come back in the disguise that she doesn’t want her child to be only one, that it will make the child suffer in the future but I told her I cannot allow her to my house again. I love my little child and I cannot live with such a woman who is full of lies and pretense. I just have hatred for such kind of people. What do you think I should do?
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