₦airaland Forum

At Chuks9000 - I totally agree. There is nothing of such, Its either a Credit Card or a Debit card.
World Market Credit Card is a Credit Card while GTB Naira Master card is a Debit Card

Do we really have credit cards here? What we have are debit cards! take a look for example at overseas, they have credit cards for everything! including Tire maintenance like the Tire Rama card

Easy. A Credit Card gives you Credits to use and pay later just like the BDO credit card.

A Debit card, on the other hand, you FUND the card to use it anytime you need it - Just like d GTB DEBIT MasterCard

Most credit cards don't charge annual fees, unlike most Debit cards.

Simple. A credit card works as an extension of your credit line.
Ok, in simple terms, it's like using your FUTURE funds NOW. Services are delivered to you and you pay with your Creditworthiness.

Now, one credit card does not foot all your credit needs.

You have different credit cards for different uses.
E.g - A Jeep Card for your Car Tire needs, a Firestone credit card for your total car maintenance

Now, You have some cards that are only accepted in Shopping Malls while some are strictly for Students.

As a matter of fact, some cards are strictly for Pilots!

Unlike in this part of the world where you use DEBIT CARDS (Which you need to fund before using), A CREDIT CARD can be USED before funded - Thats call CREDIT.

I hope that's simple enough.

The Admission list will be displayed on their official portal https://www.nigeriaschoolnews.ng/umyu-admission-list/

I hope that helps.