₦airaland Forum

Please where is the evidence

lol

It is often the little things that go a long way in keeping your finances in fine fettle. While so far we have discussed different ways in which you could reduce your loan burden, you may also need to make some lifestyle adjustments to accommodate your loan repayments and ensure you have enough money to pay higher EMIs. A lifestyle change is needed until all debts are repaid. This means cutting down on luxuries and unwanted spending. Go slow on movie shows, dining out and weekend getaways. Keep the credit card locked up when you go to the mall and try to make purchases with cash. This will automatically curb your propensity to spend. “Put everything else on the backburner. Your planned vacation or home refurnishing can wait. Focus on reducing your debt first,” insists Sadagopan.

In extreme cases, you could also get your credit card company to lower your spending limit. Most importantly, cut down on taking fresh loans unless these are taken to prepay existing, costlier loans. Automatically debit your repayment dues to your bank account. In this way, you eliminate the possibility of missing the payment by mistake. Remember, paying after the due date attracts late fee and impacts your credit score negatively.

Lastly, do not feel shy to cry out for help. If you are unable to figure out a way out of your debt hole, approach a debt counselling centre, such as ICICI Bank’s Disha and Bank of India’s Abhay, which offer free advice, or institutions like Credit Vidya and Credit Sudhaar, which charge a fee for their services. These are actively engaged in helping borrowers facing problems with their loan repayment by offering credible advice.

Na only to dey do building competition, who else has better ideas that can bring sustainable development and sucor to the poor

Migo 25%

Branch 25%

The list is on, plus sending defamatory messages to your contacts is bad

Many Nigerians can relate to the topic if this writeup and I am only here to speak my mind and what I belive is on the mind of many Nigerian LOAN APP users.

Disadvantages of LOAN Apps

Many of these Apps offer 25% for loans, imagine taking a loan of 10,000 and you are asked to pay 12,500 in less 1 week, no and the same app will ask you to invest at 15% per annum.


Many of the Apps when you default will call all your important contacts and also send messages that you are a criminal and don't deserve to be walking free on the roads of Nigeria despite the fact that they most have added the default fee to amount borrowed.

Many Nigerians are not trapped inside the loan trap BORROW FROM ONE LOAN APP TO PAY ANOTHER, this is fast becoming the issue with loan takers leading to depression.

Loan Apps have become the necessary evil and they are cashing in on the poor economic situation of the country and have turned many Nigerians into slaves, because they have ruined their credit scores by reporting to the credit bureau.

What's your take on these loan Apps.

What are your experiences and what do you think is the best way out.

Nigeria now a failed state

A must watch

https://youtube.com/shorts/wNHi7GV-hCI?feature=share

R.i.p to the dead

Na APC cause am

And what's the Government doing about it

Ma guy

This is what I just saw on Reno's page

Nice one, let's put an end to this racism �

For the sake of peace DSS must not kill that man

Nice one �

This topic must get to the Front page so please lets make our voices heard, with these questions add yours.

1. Why was it easy to find and block the source of the funding for #ENDSARS protesters, and till date The CBN cant find and block accounts of Unknown Gun Men, Boko Haram, Fulani Killers, Bandicts etc

2. How come our borders up north are so free for criminal Migrants from Mali, Chad, Niger and other African Countries to freely walk-in and kill our people, I.S.W.A.P and other terrorist organizations, have used these entrance to come into Nigeria to enslave our people/

3. Why is Tinubu silent about the killing of innocent people in the South West but was so vocal when Jonathan and PDP were ruling

Olodo president and OLODO APC

olodo president and olodo APC

Also post these details on facebook, post it everywhere until he becomes Popular, since he has chosen to be a thief, do free advert for him

Manual or Automatic
Engine v4 or v6
Contact please

If you have a clean one, Nigerian Used drop picture and price and I will holla u, please please serious buyer

Thieves everywhere

Trust no one

Nonsense

BREAKING: Kidnapping, banditry not federal offences in Nigeria - Buhari govt - Daily Post Nigeria

The Many lies of out Nigerian Political class, kindly follow the shameful tweet from Adamu Garba, claiming false victory over the fight against Boko Haram, despite the fact he later came to say its a mistake, imagine all the people who must have been misinformed

Everyday new policy
No continuity

Social media has done more harm to this generation

What is your take on these Fulani people causing a major unrest in various parts of Nigeria, I think the president must come out publicly and address these issues, warn them to stop the killing and let them know that if they want the country to go get back on the right track, the Fulanis must play their part in Nigeria

nonsense no disturb us with your personal problem