Do you know you don't need to visit Gotv outlets just to subcribe your Gotv decoder?
You can now subcribe your Gotv decoder from the comfort your home in 2020 and beyond using the following steps I will cover in this article.

Before I dive into the options available to renew and reactivate your Gotv subscription I will like to briefly discuss why most Nigerian prefer using Gotv than other tv channels broadcaster.
Many Nigerian prefer Gotv to DStv because it provide African channels in the highest digital quality that you will undoubtedly appreciate and it doesn't use satellites on-like DStv which makes Gotv subscription packages cheap and readily affordable by most home in Nigeria.

Available Gotv Packages for Nigeria customers:
GOtv is a product of Multichoice nigeria renders you access to both African and international channels, such as Nickelodeon, CNN or BBC, Al Jazeera supersport and others. However, the majority of options consists of African home broadcasting like AFRO Music, eTV Africa or AfricaMagic. The available numbers of channels you can view depends on which package and subscription plan you have chosen.
These packages includes:
•Gotv Max
•Gotv Plus
°Gotv Jolli
•Gotv Lite
•Gotv Value
•Gotv Jinja

How to activate and renew Gotv subscription
There are two ways to subscribe Gotv and renew your package, subscription can either be done offline in Gotv retail outlet or online with your your mobile device. The advantage of online method which is most preferable method over the offline method it that you don't have to undergo any stress of visiting GOtv outlet and standing on the queue just to subscribe Gotv. But with your mobile device and good internet connection you can subscribe your Gotv from the comfort of your home using the following online payment method.
Namely:
•Quickteller.
•GOtv Self Service.
•Gtbank Mobile Banking.

Details Explanation

Step by step guide to subscribe Gotv using Gotv eazy self service

Self-service allows you to resolve issues yourself on the company’s website without the help of a customer service agent.

With GoTv self service, you can find a dealer, activate your decoder, recharge your account, fix errors and contact customer care.
With this platform, you can pay for your own subscription, pay for someone else and even pay from outside the country.

• To get started, Visit Gotv eazy selfservice payment page (http://eazy.gotvafrica.com/en/ng/pay) but first make sure your decoder is switch on.
• Enter your decoder IUC Number.
• Select country.
• Enter the correct captcha code in the provided box.
• Tap/Click on Verify button.
• Enter your debit card details and complete the payment.

Step by step guide on how to subscribe Gotv using quick teller.

Quickteller is one of the trusted and most used payment platform in Nigeria. It is a subsidiary of interswitch (also parent company for Verve).
Before you can access the full function of this platform, you need to open and register account with them which can be done easily by visiting their link (https://www.quickteller.com/Account/Register).
Let assume you have open your account with quick teller and you want to make Gotv package subscription then follow the steps before, but always to switch on your decoder when making online payment to avoid delay and errors.
Visit quickteller subscription page (https://www.quickteller.com/gotv) for gotv using your phone or pc browser.

Select the GoTv package or subscription plan you want to subscribe to from the drop down menu.

• Input your gotv decoder IUC number. It is on the red sticker under the decoder.
• Enter your email address, mobile phone number and click/tap on Continue.
• You will then be redirected to a secure billing page.
• Select your debit card type (Visa, Master or Verve) and fill in your card details.
Finally, click on the Pay button.

Your GoTv account will be credited and subscription will be renewed in few minutes.
Alternatively, this can be done using the quick teller app with the following steps:
To get started, Download quick teller app powered by interswitch limited from app store.

• Launch the app and sign in or register.
• Once you are in, tap on the Categories tab.
• Tap on Pay bills.
• Select cable tv bills from the available options.
• Tap on GoTv and select the subscription plan you want to pay for. There are currently 5 (Gotv lite, value, plus, mobile access and Max).
• Enter your decoder IUC number and tap on Next. The price and your email address has already been auto-filled.
• Input your card details and tap on the pay button to complete the transaction.

Step by step guide on how to subscribe Gotv using Gtbank App

You can also renew and subcribe gotv using Gtbank mobile app with the following steps only for Gtbank customers

• Download Gtbank mobile App and ensure your decoder is on
• Launch any of the gtbank app on your phone and sign in.
• Tap on Payment and then on Cable Tv.
• Select account to be debited if you have more than one account.
• Under category, select GoTv.
• Then under product, select the gotv bouquet you want to subscribe into.
• Price and charges of this bouquet will be auto-filled.
• Enter your decoder IUC number and tap on continue.
• Complete the payment with your transaction Pin or Token.

Alternatively, you can use Gtbank USSD code to renew your package - just dial the USSD code: *737*37*AMOUNT*GOTV IUC NUMBER#.
Ensure you specify the amount correctly and your Decoder IUC number printed at the back of the GoTV decoder before you press the SEND button. 

First Bank Gotv Payment Code.

If you have a bank account with First Bank, I will show you how to subscribe GoTV with First Bank shortcode (USSD). The process is just for you to grab your mobile phone and dial: *894*AMOUNT*IUC NUMBER#. Remember, if you experience any issue while using this First Bank GoTV USSD code, without delay, quickly contact first bank customer care for immediate support.



Congratulations! you can now subcribe your Gotv with your mobile phone easily from the comfort of your home. If you have any challenges making this payment, use the comment box below.

Source: https://okfiscal.com/how-to-subcribe-your-gotv-made-easy-step-by-step-guide/

ttobizz:
Poorly written, you wrote over 400 words explaining how to register on N-power without adding the official N-power registration site

Link spamming is not allowed here that why you can find link to N-Power portal but you can access the full information with relevant link by clicking on the url link above

Good news for coppers as N-power Batch C application for recruitment exercise scheduled to commence on the 26th of June 2020 is now open for registration.

In this article I will be discuss the required documents for online registration of interested applicants. But before I list the necessary documents I will like to briefly define what is N-power and how it works.

What is N-power?
N-power is a economic program under the federal government initiated to addresses the challenge of youth unemployment by providing a structure for large scale and relevant work skills acquisition and development while linking its core and outcomes to fixing inadequate public services and stimulating the larger economy. 
How N-power programme works
The N-Power programmes are broadly categorized into two major categories, N-Power Graduate Categories and N-Power Non-Graduate Categories.
Detail explanation
N-power Graduate Categories.

The N-Power Graduate category also known as N-Power Volunteer Corps is the post-tertiary engagement initiative for Nigerians between 18 and 35. It is a paid volunteering programme of a 2-year duration. The graduates will undertake their primary tasks in identified public services within their proximate communities.

All N-Power Volunteers are entitled to computing devices that will contain information necessary for their specific engagement, as well as information for their continuous training and development. N-Power volunteers will provide teaching, instructional, and advisory solutions in 4 key areas which include;

N-power Agro: N-Power Agro Volunteers will provide advisory services to farmers across the country. They will disseminate the knowledge that has been aggregated by the Federal Ministry of Agriculture and Rural Development in the area of extension services.

N-power Health: N-Power Health Volunteers will help improve and promote preventive healthcare in their communities to vulnerable members of the society including pregnant women and children and to families and individuals.

N-power Teach: N-Power Teach Volunteers will help improve basic education delivery in Nigeria. N-Power Teach Volunteers will be deployed as teacher assistants in primary schools around Nigeria.

N-power Tax: N-Power volunteers will be selected to work as Community Tax Liaison Officers to work in their states of residence with the state’s tax authorities. The N-Power community tax liaison officers will have responsibilities which will include answering online inquiries, customer management, creating awareness of tax compliance.

REQUIREMENTS FOR N-Power BATCH C REGISTRATION 2020.

One of the major requirements for N-power recruitment 2020 will include National ID in order to stand as a proof of your identity and your BVN to curb out disengaged beneficiaries of the Batch A And Batch B. With these two, you can proceed with your N-power batch c registration.
Other required documents includes:

Degree certificate.
NYSC discharge certificate.
NYSC number.
Curriculum vitae (CV).
Valid Email address.
Passport photograph.
In addition to the document listed above applicants are also required to possess the following character:
willingness to push yourself beyond your comfort zone.
Ability to show a flair to develop all the skills you need to be the best you can be.
Pass relevant test.

HOW TO APPLY FOR N-power BATCH C REGISTRATION 2020.

To get started, ensure you have a printout or accurate details of your Bank Verification Number or BVN and a recent passport photograph.
Login to N-Power portal then click on “Apply for N-Power Volunteer Corps”.
Once you get on the application portal, you will be required to read the terms and conditions of the N-Power Programme and accept that all the information you will provide must be truthful and accurate.

Fill in your 11-digit BVN; then fill in your surname, first name, and middle name in identical terms to your BVN information; followed by details of your active bank account;

If your BVN details are inaccurate, you will not be permitted to go past this interface. If the BVN details are accurate, you will be allowed to proceed to the application portal to fill in all the personal information required and your academic qualification. You will receive a unique N-Power identification number;

Ensure to provide your own telephone number and email so that you can be reached directly;

You will also need to upload your passport photograph in either JPEG or PNG files in no more than 25 kilo bytes.

Before you complete your application, you will be assessed on your knowledge of grammar, general knowledge, and for N-Power VAIDS, basic numerical concepts.

Am sure, with this piece of content you can now apply for N-power Batch C recruitment exercise registration on your own easily from the comfort of your home.

Need any help on how to apply please use the comment box.

SOURCE:[url] https://okfiscal.com/everything-to-know-about-how-to-apply-for-n-power-batch-c-2020/ [/url]

CC: lalasticlala

If you miss the previous N-power Batch A and Batch B programme or you are new to the programme. There is a good news as N-power Batch C application for recruitment exercise is schedule to commence on the 26th of June 2020.
In this article I will be discuss the required documents for online registration of interested applicants. But before I list the necessary documents I will like to briefly define what is N-power and how it works.

What is N-power?
N-power is a economic program under the federal government initiated to addresses the challenge of youth unemployment by providing a structure for large scale and relevant work skills acquisition and development while linking its core and outcomes to fixing inadequate public services and stimulating the larger economy. 
How N-power programme works
The N-Power programmes are broadly categorized into two major categories, N-Power Graduate Categories and N-Power Non-Graduate Categories.
Detail explanation
N-power Graduate Categories.

The N-Power Graduate category also known as N-Power Volunteer Corps is the post-tertiary engagement initiative for Nigerians between 18 and 35. It is a paid volunteering programme of a 2-year duration. The graduates will undertake their primary tasks in identified public services within their proximate communities.

All N-Power Volunteers are entitled to computing devices that will contain information necessary for their specific engagement, as well as information for their continuous training and development. N-Power volunteers will provide teaching, instructional, and advisory solutions in 4 key areas which include;

N-power Agro: N-Power Agro Volunteers will provide advisory services to farmers across the country. They will disseminate the knowledge that has been aggregated by the Federal Ministry of Agriculture and Rural Development in the area of extension services.

N-power Health: N-Power Health Volunteers will help improve and promote preventive healthcare in their communities to vulnerable members of the society including pregnant women and children and to families and individuals.

N-power Teach: N-Power Teach Volunteers will help improve basic education delivery in Nigeria. N-Power Teach Volunteers will be deployed as teacher assistants in primary schools around Nigeria.

N-power Tax: N-Power volunteers will be selected to work as Community Tax Liaison Officers to work in their states of residence with the state’s tax authorities. The N-Power community tax liaison officers will have responsibilities which will include answering online inquiries, customer management, creating awareness of tax compliance.


N-power Non-graduate Categories.

The N-Power Non-Graduate category is designed to train and empower non-graduates with skills that they can use for the betterment of themselves and the economy at large. The programme offers training and certification programme for all successful candidates.

The N-Power Non-Graduate category will provide training and certifications in 2 key areas which include;

N-power Knowledge: The N-Power Knowledge programme is the Federal Government’s first step towards diversifying to a knowledge economy. This programme will work alongside the planned eight innovation hubs across the country to provide incubation and acceleration of the technology and creative industries. The programme is a ‘Training to Jobs’ initiative, essentially ensuring that participants can get engaged in the marketplace in an outsourcing capacity, as freelancers, as employees, and as entrepreneurs.

N-power Build: N-Power Build is an accelerated training and certification (Skills to Job) programme that will engage and train 75,000 young unemployed Nigerians in order to build a new crop of a skilled and highly competent workforce of technicians, artisans and service professionals.

REQUIREMENTS FOR N-Power BATCH C REGISTRATION 2020.
One of the major requirements for N-power recruitment 2020 will include National ID in order to stand as a proof of your identity and your BVN to curb out disengaged beneficiaries of the Batch A And Batch B. With these two, you can proceed with your N-power batch c registration.
Other required documents includes:
Degree certificate.
NYSC discharge certificate.
NYSC number.
Curriculum vitae (CV).
Valid Email address.
Passport photograph.
In addition to the document listed above applicants are also required to possess the following character:
willingness to push yourself beyond your comfort zone.
Ability to show a flair to develop all the skills you need to be the best you can be.
Pass relevant test.

HOW TO APPLY FOR N-power BATCH C REGISTRATION 2020.

To get started, ensure you have a printout or accurate details of your Bank Verification Number or BVN and a recent passport photograph.
Login to N-Power portal then click on “Apply for N-Power Volunteer Corps”.
Once you get on the application portal, you will be required to read the terms and conditions of the N-Power Programme and accept that all the information you will provide must be truthful and accurate.

Fill in your 11-digit BVN; then fill in your surname, first name, and middle name in identical terms to your BVN information; followed by details of your active bank account;

If your BVN details are inaccurate, you will not be permitted to go past this interface. If the BVN details are accurate, you will be allowed to proceed to the application portal to fill in all the personal information required and your academic qualification. You will receive a unique N-Power identification number;

Ensure to provide your own telephone number and email so that you can be reached directly;

You will also need to upload your passport photograph in either JPEG or PNG files in no more than 25 kilo bytes.

Before you complete your application, you will be assessed on your knowledge of grammar, general knowledge, and for N-Power VAIDS, basic numerical concepts.

Am sure, with this piece of content you can now apply for N-power Batch C recruitment exercise registration on your own easily from the comfort of your home.

Source: [url]https://okfiscal.com/everything-to-know-about-how-to-apply-for-n-power-batch-c-2020/ [/url]

CC: lalasticlala

many people have been complaining about their money missing on western union. so i decided to do this article on how you can track your on western union money with or without MTCN
First what is MTCN? MTCN (money transfer control number) is a 10 digit code that is being assigned to every single money transfer you purchase,

An MTCN will be generated regardless of what Western Union service you’re using to transfer money. Whether you’re sending money online internationally to a bank account or from one of our agent locations to send cash to family and friends it’s important to keep your tracking number (MTCN).

You’ll need to tell your receiver the tracking number (MTCN) so they can pick up their money at one of our many agent locations. They’ll need to provide an approved form of ID along with the MTCN to prove that they are the legitimate receiver of the funds

However, if you misplaced or you can’t retrieve your money transfer control number (MTCN) which is a 10 digit code that is being assigned to every single money transfer you purchase, worry not because this article covers step by step guide on how to go aboit it. Stay clam your hard earned money has not disappear, so there’s nothing to worry about. Just follow through this article till the end.

What is Western Union? Like most people will ask

Western Union company is an American worldwide financial services and communications company, located in meridian, colorado, USA. It has been in the financial hub for more than 165 years with the sole aim of helping people to send and receive funds (money) all over the globe, pay bills,track your transfers online and many other things. They boast of being the most reliable and trusted medium to send and receive money worldwide at a faster rate.

Although, many people who have been scammed by sending money to the wrong people or to a internet fraudsters through Western Union channel
So this is a strict warning from Western Union

SOME POINT TO NOTE IN ORDER TO AVOID BEEN SCAMMED:

Western Union money transfer service is a great way to send money to people you know and trust
✓Never send money to a stranger using a money transfer service

✓ Don’t use money transfer service to pay for things like online auction purchases

✓ Never send money to pay for taxes or fees on foreign lottery winnings

✓Never send a money transfer in the name of a friend or relative in order to delay payment of the transaction to someone you have not met personally
✓ Never send a money transfer in the name of a friend or relative with the intention of changing the name to someone you have not met personally

If you think you are a victim of fraud please call 1-800-448-1492 for your assistance.

Now let’s discuss how to track money on western union

STEPS ON HOW TO TRACK YOUR MONEY ON WESTERN UNION WITH MTCN

Login to their official site at https://www.westernunion.com/global-service/track-transfer with your internet connected devices.
Go to “track a transfer” and a tab with where you have to track a transfer with your tracking number (MTCN) will open

2. Type in your transfer code (MTCN) a 10 digit reference code which is attached to the receipt of the task performed. Then click on “track a transfer or continue”. Now get ready to receive the whole information about your money transfer.

STEPS ON HOW TO TRACK YOUR MONEY ON WESTERN UNION TRACKING WITHOUT MTCN

Follow these steps by step guide to track Western Union money without your MTCN number.

Kindly be informed that you can track your Western Union fund without MTCN in two different ways namely: tracking of Western Union with phone number and tracking of Western Union by name

1. To track western union without MTCN with phone number click Here to take you to Western Union money transfer official site and then Identify if you are the sender of the money or receiver, then click on “don’t know the MTCN” tab as shown below


Screenshot
A new tab with two different options will open where you need to either select a track with phone number or tracking with a name

2. choose “transfer with a phone number” and type in your sender’s phone number, receivers country, amount sent and received and click on “continue”.


Screenshot
4. immediately you correctly filled in the correct information provided and click on continue, the details of your transactions or payment will appear on your screen.

Western Union Tracking By Name

For this methods, choose “sender and receiver name” and fill in the sender’s first and last name, receivers first and last name, receivers country and amount sent/received and type in “continue” as shown below


The details of your transactions or payment will appear.

To obtain better results with both of the aforementioned options, ensure that you enter the date of the transfer in the indicated spaces at the bottom of the “track a transfer page”. And if the option is unavailable for you, click on the + sign close to the add transfer date option provided.

You can also track bill payment with Western Union by clicking on the “bill payment” tab on the “track a transfer” page.

Fill in the sender’s country, phone number and amount to track the payment.

You will also be asked to provide the transfer data for good results.


How To Detect If A Western Union Money Order Was Cashed

In order to track your money successfully, you need to follow this step by step guide by

1: Call the Western Union automated help line or simply known as customer care on 1-800-999-9660

2: Pay attention to the automated menu prompts and select the option to check the status of a money order

3: Enter the 11-digit number on your money order when the need arrives. The number is located in the upper right corner of the Western Union money order record stub or above the barcode

4: Once you’ve successfully entered your 11 digit number, you will receive the date the money order was cashed

How to download the Western Union app

With an internet connected device, log on to https://corporate.westernunion.com/consumer-services. Scroll down to a box were you will see “download our app” under via WU app and click on the box to download.

Having read this article till the end, am sure you can now perform task on western union without fear of missing fund.

Source: https://okfiscal.com/western-union-track-your-money-with-or-without-mtcn/

cc: lalasticlala

With just few months to Christmas celebration those people who likes to celebrate their Christmas abroad will be searching for the – cheap flight ticket from Nigeria to USA.
In this article I’ll help you find the cost price of flight ticket from Nigeria to USA of some notable airline that transmit from Nigeria to USA.
Getting and booking flights ticket is not a hard thing to do as people always think. Once you have your Visa settled and ready you can book your flight ticket anywhere even in your rest room provided you have access to smart phone or laptop with strong internet connection. Booking of flights tickets is never a problem the main issue is what is the cost price of these flight tickets?
Owing to the fact that they are many airline running from Nigerian to united state of American, you are provided with various options of flight tickets from different airline.

Now let’s find out the cost price of flight tickets for both business and economy tickets from different airline transmitting between Nigeria and United States of America

Flight Ticket Prices From Nigeria To USA
The price of flight tickets is never stable, always fluctuating. You will be surprise something by the differences in price of two different flight tickets booked almost in the same space of time.

Most of the time, the variation is due to the time and period the flight is booked and day and time the flight is scheduled to take off.

For instance, flights before 8am are usually cheaper than the ones slatted between 8am and say, 6pm. The period also plays an important part of determining how much tickets go for. Flight tickets are usually more expensive during festive periods, vacations and towards the end of the year. Tickets have also been noticed to be on the high during national holidays when people are believed to travel in number out of the country to the United States.

Another factor that determine the differences in price of flights is the type of flight type – that is difference between one way ticket and return ticket. One way ticket involve only a flight from Nigeria to the United States of America while return ticket includes flight from Nigeria to the USA and back to Nigeria.

Usually, for return ticket, the number of days involved is a determining factor of how cheap or expensive the ticket will be. Air fare in the weekends is often higher than the air fares in the other days of the week, although not in all cases.

List of Nigeria airline and their flight tickets prices

1.Royal Air Marok flight ticket price
Economy: N550, 000 – N700, 000
Business class: N800, 000 – N1, 000, 000

2.Etihad Airways flight ticket price
Economy: N600, 000 – N800, 000
Business class: N1, 000, 000 – N1, 300, 000

3.Delta Airlines flight ticket price
Economy: N500, 000 – N700, 000
Business class: N1, 000, 000 – N2, 000, 000

4.British Airways flight ticket price
Economy: N900, 000 – N1, 000, 000
Business class: N800, 000 – N2, 000, 000

5.Ethiopian Air flight ticket price
Economy: N1, 000, 000 – N1, 200, 000

6.United Airlines flight ticket price
Economy: N800, 000 – N1, 100, 000
Business class: N1, 600, 000 – N2, 100, 000

7.KLM Royal Dutches flight ticket price
Economy: N900, 000 – N1, 100, 000
Business class: N1, 000, 000 – N1, 500, 000

8.Qatar Airways flight ticket price
Economy: N700, 000 – N880, 000
Business class: N1, 000, 000 – N1, 380, 000

9.Air France flight ticket price
Economy: N800, 000 – N1, 100, 000
Business class: N1, 300, 000 – N1, 750, 000

The list above are not in any particular order, but is should noted the price of flight ticket from Nigeria to USA listed are liable to change at any time. As I have said earlier flight tickets price are never stable. These might be as a result in fuel price, currency exchange rate in the country at the time of booking.

Things You Should Know About Flight from Nigeria to USA
Since the recognition of USA as the centre of the world, the country as become the most visted place along with France and Dubai for both business trip and vacations.
But it worthwhile to know some certain things before traveling to USA – things like:

• Accommodation price
• Climate condition
• Culture
• Transportation price
• Flight ticket price.

In conclusion, Prices of flight tickets from Nigeria to the United States vary. Usually, flight tickets can be expensive but with proper planning and enquiries, it is very possible to get cheap and exciting deals on air tickets.

However, you can find information about cheap airlines online provided by authentic travel agencies. You can get cheap flight tickets through online system. After checking cheap air fares to USA, book the cheap flight online through authorized travel agents and get the best rate.

Source: https://okfiscal.com/tourism-and-holidayprice-of-flight-tickets-from-nigeria-to-usa/

What are the documents required for address verification

Please what are the documents needed for address verification?

With just few months to Christmas celebration those people who likes to celebrate their Christmas abroad will be searching for the – cheap flight ticket from Nigeria to USA.

In this article I’ll help you find the cost price of flight ticket from Nigeria to USA of some notable airline that transmit from Nigeria to USA.
Getting and booking flights ticket is not a hard thing to do as people always think. Once you have your Visa settled and ready you can book your flight ticket anywhere even in your rest room provided you have access to smart phone or laptop with strong internet connection. Booking of flights tickets is never a problem the main issue is what is the cost price of these flight tickets?

Owing to the fact that they are many airline running from Nigerian to united state of American, you are provided with various options of flight tickets from different airline.

Now let’s find out the cost price of flight tickets for both business and economy tickets from different airline transmitting between Nigeria and United States of America

Flight Ticket Prices From Nigeria To USA
The price of flight tickets is never stable, always fluctuating. You will be surprise something by the differences in price of two different flight tickets booked almost in the same space of time.

Most of the time, the variation is due to the time and period the flight is booked and day and time the flight is scheduled to take off.

For instance, flights before 8am are usually cheaper than the ones slatted between 8am and say, 6pm. The period also plays an important part of determining how much tickets go for. Flight tickets are usually more expensive during festive periods, vacations and towards the end of the year. Tickets have also been noticed to be on the high during national holidays when people are believed to travel in number out of the country to the United States.

Another factor that determine the differences in price of flights is the type of flight type – that is difference between one way ticket and return ticket. One way ticket involve only a flight from Nigeria to the United States of America while return ticket includes flight from Nigeria to the USA and back to Nigeria.

Usually, for return ticket, the number of days involved is a determining factor of how cheap or expensive the ticket will be. Air fare in the weekends is often higher than the air fares in the other days of the week, although not in all cases.

flight tickets prices
1.Royal Air Marok flight ticket price
Economy: N550, 000 – N700, 000
Business class: N800, 000 – N1, 000, 000

2.Etihad Airways flight ticket price
Economy: N600, 000 – N800, 000
Business class: N1, 000, 000 – N1, 300, 000

3.Delta Airlines flight ticket price
Economy: N500, 000 – N700, 000
Business class: N1, 000, 000 – N2, 000, 000

4.British Airways flight ticket price
Economy: N900, 000 – N1, 000, 000
Business class: N800, 000 – N2, 000, 000

5.Ethiopian Air flight ticket price
Economy: N1, 000, 000 – N1, 200, 000

6.United Airlines flight ticket price
Economy: N800, 000 – N1, 100, 000
Business class: N1, 600, 000 – N2, 100, 000

7.KLM Royal Dutches flight ticket price
Economy: N900, 000 – N1, 100, 000
Business class: N1, 000, 000 – N1, 500, 000

8.Qatar Airways flight ticket price
Economy: N700, 000 – N880, 000
Business class: N1, 000, 000 – N1, 380, 000

9.Air France flight ticket price
Economy: N800, 000 – N1, 100, 000
Business class: N1, 300, 000 – N1, 750, 000

The list above are not in any particular order, but is should noted the price of flight ticket from Nigeria to USA listed are liable to change at any time. As I have said earlier flight tickets price are never stable. These might be as a result in fuel price, currency exchange rate in the country at the time of booking.

Things You Should Know About Flight from Nigeria to USA
Since the recognition of USA as the centre of the world, the country as become the most visted place along with France and Dubai for both business trip and vacations.
But it worthwhile to know some certain things before traveling to USA – things like:
√ Accommodation price
√ Climate condition
√ Culture
√ Transportation price
✓ Flight ticket price.

In conclusion, Prices of flight tickets from Nigeria to the United States vary. Usually, flight tickets can be expensive but with proper planning and enquiries, it is very possible to get cheap and exciting deals on air tickets.

However, you can find information about cheap airlines online provided by authentic travel agencies. You can get cheap flight tickets through online system. After checking cheap air fares to USA, book the cheap flight online through authorized travel agents and get the best rate.

Source:https://okfiscal.com/tourism-and-holidayprice-of-flight-tickets-from-nigeria-to-usa/

c

Base on the recent closure of Nigeria Borders by the administration of president buhari muhammadu, the price of foriengn price found in the country has skyrocketed into somewhat unbearable.

Rice which is popular food many can’t do with in Nigeria and even in the world wide owing to the fact that rice can be easily prepared. Biologically rice belong of the family of cereal crops and it’s the famous member of the family, rice is harvested as a seed of the grass species scientifically known as oryza sativa.In Nigeria many believe and prefer rice as a must serve food in ceremonies such as marriage,burial, naming and birthday celebrations.

Rice can be prepared and served neither as a Jollof rice, Coconut rice, Fried rice, Banga rice and white rice- which requires you to prepare a very delicious stew which will give it a great taste whenever you are eating.

However, these rice comes in different sizes packages ranging from 5kg to 50k which are sold for different prices and are dependent on the brand, color and quality of the produce.
Having discuss little about value and size of rice,let now discuss the lastest price of rice in Nigeria.

Lastest Price Of Rice
The price of rice in Nigeria has never been stable. It is always fluctuating, these fluctuation can be seasonal or can be as a result of exchange rates (at the time Nigeria was still a major importer of rice). For example in 2017 50kg of rice was sold for about #30,000 naira(Thirty Thousand Naira) which later drop to #16,000(Sixteen Thousand Naira) you can see the variation!

However, the quest of the present government administration to promote locally made product by placing embargo on importation of foreign rice. Has resulted in the readily and evenly availability of locally rice throughout the country.
Despite the availability of locally made rice in the country at low price not everybody likes to eat locally made rice, people still crave for foriengn rice.

Below are list of foreign rice which somehow are still available in Nigeria market:

PRICES OF MAMA GOLD RICE IN NIGERIA
Mama Gold rice produces in Thailand which has dominanted Nigeria market is a popular brand of rice in the country. Many people prefer Mama gold rice because it is doesn’t require much time to be cooked and it also contains low starch percent which make it healthy to human body. Mama gold rice comes in different sizes and prices accordingly. This rice is available in several markets across the country, including the popular Daleko market in Lagos.

Mama gold rice price according to package size;
Mama Gold 50kg Rice – N26,000 to N28,000 (depending on the market).

Mama Gold 25kg Rice – N13,500 to N14,500 (depending on the market)

Mama Gold 10kg Rice – N4,500 to N5,000 (depending on the market).

PRICES OF ROYAL STALLION RICE IN NIGERIA
Royal stallion rice is a well sought-after rice brand due to the quality and neatness of it’s grains. Marketed by stallion group of companies, these company also have good reputation in marketing of other products such as automobile and household items. Royal stallion rice dominate country such as Thailand, Vietnam, India, Brazil and the United States of America.
Price of Royal stallion rice accord to packages size
Royal Stallion 50kg Rice – N26,500 to N27,500 (depending on the market)

Royal Stallion 25kg Rice – N13,000 to N14,000 (depending on the market)

Royal Stallion 10kg Rice – N4,000 to N4,500 (depending on the market).

PRICE OF RICE MASTER RICE IN NIGERIA

Rice Master rice, these rice really concur to it’s brand name because it’s great taste and unique grain color. These rice really dominated nigeria market for some time. Master rice is readily available in nigeria market for affordable price not until embargo was placed on importation of foriengn rice.

Price of master price according to packages size
Rice Master 50kg Rice = N26,000 — N27,000
Rice Master 25kg Rice = N13,000 — N13,500

PRICE OF CAPRICE RICE IN NIGERIA

Caprice rice is arguably the cheapest rice in the country. Despite its low cost, its quality is on the increase while its delicious taste continues to wow Nigerians.

In fact, Caprice rice is one of the most sought-after brands in many states of the federation.
Caprice price according to packages size
Caprice 50kg Rice = N25,000 — N27,000

Caprice 25kg Rice = N12,500 — N13,000.

PRICE OF FALCON RICE
Falcon rice is produces in the United States, comes in various grain size- medium, long and whole grain rice. Although the rice is not a commonly eaten specie but is growing in popularity, especially among Nigerians who have spent some time in the United States of America
Unlike other rice product falcon rice only comes in 25kg package size.
Price (25kg) – N13,000 to N14,000.

PRICE OF BASMATI RICE
Basmati Rice isn’t that popular but it fast gaining attention from many people who believe the rice is good for fat people because the rice contains low sugar content. It also have wonderful taste and attractive look. It has just one size pack which is the 5kg.

It is mainly seen in Super markets, however, handful of its pack could be found in local markets in some part of the country. It is sold at the rate of N 5,500 or N6,200


CURRENT PRICE OF LOCALLY MADE RICE IN NIGERIA.
PRICE OF TOMATO CITY RICE
Tomato city rice is certified by the nafeda agency of federal republic of nigeria, the rice has a unique brown color which make more attractive if prepared as a jollof rice.
Price of tomato city rice 50kg# 17,000.


PRICE OF OFADA RICE
Ofada rice is locally-made product, Ofada Rice is produced and packaged in Ogun state — Southwest region of the country. Similar to Ofada rice can be found in some rice producing state in the north (kebbi state) and the southeast(ebonyi state)and in some other states.

Ofada rice which is named after Ofada town in Ogun state, is an affordable brand of rice which give an average Nigerian the opportunity to eat rice anytime he/she feels like.
Ofada rice is the most common rice average people living in the country[url][/url] eat. though, the elites also find pleasure in consuming Ofada rice in restaurants and fast-food joints.
Price of ofada rice according to packages size
5kg size of Ofada rice is sold between N2,500 and N3,000.

Source;https://okfiscal.com/lastest-price-of-bag-of-rice-in-nigeria/

Comment below on the current price of rice in your location

The generation we are now is a global world, where almost everything is available to us on the internet, and we have multiple pampamered shoppers who buy anything they come across at a flash both the one they need and those they don’t need. Statistics have it that we no longer use items to their maximum life. We buy, throw, and replace things very fast. This way we end up wasting our hard earned money and polluting the environment. Aside that, we all know the level of economy reccession in the country now. Would it not be better to use money judiciously? Buy quality products and buy according to use. How, you ask? Try buying used or second-hand products. There is no point paying full-price when you can get the same quality and at better deals (BELGIUM USED)

Below are list of items you can buy used and maintain your savings:

1.Household Appliances for Rented Homes

I love the idea of new appliances but when you move a lot like I do, it makes no sense to spend a lot of money on them. With each move, things wear out. Few bumps and scratches are inevitable. And technology changes fast. Also, we all have this fantasy and taste of decorating our home with the lastest products. Then why waste money now? Save till you move into your own home. Microwaves, ACs, TV, Washing Machines are a few items that can easily be bought on the internet. Try jumia, konga. etc

2.Designer Products
It is no fact that designer product are very very expensive – the likes of apple laptop, iPhone,hermes product, original Gucci product. I have found out that those who really want it, buy it second-hand. What a great idea this is! Designers products are ridiculously overpriced. If someone wants to own a bag, watch, or dress, and can’t afford it on full-price, buying second-hand is a great way to fulfill your desire without burning a hole in your pocket. There are many legitimate websites that sell second-hand designer stuff and they certify it on request.

3.Plastic Toys for Children
Almost every child like toys, toys is just something children can do without. However,children grow fast and tend to change their toys, just as they grow out of clothes too. They learn and lose interest. They want a brand new toy every now and then. As we all know toys are very expensive, buying second-hand makes much more sense. Tricycles, plastic toys, Lego sets are a few that we can be bought used.

4.Textbooks, if Syllabus has Not Changed

Textbooks cost a lot. With fees and other expenses at the beginning of the school year, it’s advisable to get second-hand textbooks and handout from our seniors. In case you know someone who is a year senior to you or your child, ask them. And don’t forget to keep yours in good shape and donate them. It saves money and protects the environment too.

5.Car for New Drivers
We all know the value of car reduces by 20% the moment we take it out of the dealership store. Then why pay the high price when you are a new driver? As a new driver, few scratches here and there are a given. Personally, I would make a mistake on the road if I’m more worried about my car than following traffic rules. For new drivers, it’s good to have a second-hand car. Buy a used car from an authorized dealer. This way you pay less money and have the best quality. Do the same for two wheelers for your growing children. You can also check out sites like ijamautos

You Also like Things to know before buying used cars in nigeria

6.One-time Use Items

I follow this principle – I never invest in a product that I would use once or I am not sure I would use again deal. There is a textbook I bought for my entrance examination which I never used again. something I can easily go and borrow for community library. Ask yourself – if you don’t intend to use a product in the next 6 months, don’t buy it from the store. Search for a second-hand online deal or renting instead.

Is there anything you would recommend buying used? Please share in comments below.

Source: https://okfiscal.com/6-things-that-are-better-buying-second-hand-or-used-to-maintain-good-savings/

The generation we are now is a global world, where almost everything is available to us on the internet, and we have multiple pampamered shoppers who buy anything they come across at a flash both the one they need and those they don’t need. Statistics have it that we no longer use items to their maximum life. We buy, throw, and replace things very fast. This way we end up wasting our hard earned money and polluting the environment. Aside that, we all know the level of economy reccession in the country now. Would it not be better to use money judiciously? Buy quality products and buy according to use. How, you ask? Try buying used or second-hand products. There is no point paying full-price when you can get the same quality and at better deals (BELGIUM USED)

Below are list of items you can buy used and maintain your savings:

1.Household Appliances for Rented Homes

I love the idea of new appliances but when you move a lot like I do, it makes no sense to spend a lot of money on them. With each move, things wear out. Few bumps and scratches are inevitable. And technology changes fast. Also, we all have this fantasy and taste of decorating our home with the lastest products. Then why waste money now? Save till you move into your own home. Microwaves, ACs, TV, Washing Machines are a few items that can easily be bought on the internet. Try jumia, konga. etc

2.Designer Products
It is no fact that designer product are very very expensive – the likes of apple laptop, iPhone,hermes product, original Gucci product. I have found out that those who really want it, buy it second-hand. What a great idea this is! Designers products are ridiculously overpriced. If someone wants to own a bag, watch, or dress, and can’t afford it on full-price, buying second-hand is a great way to fulfill your desire without burning a hole in your pocket. There are many legitimate websites that sell second-hand designer stuff and they certify it on request.

3.Plastic Toys for Children
Almost every child like toys, toys is just something children can do without. However,children grow fast and tend to change their toys, just as they grow out of clothes too. They learn and lose interest. They want a brand new toy every now and then. As we all know toys are very expensive, buying second-hand makes much more sense. Tricycles, plastic toys, Lego sets are a few that we can be bought used.

4.Textbooks, if Syllabus has Not Changed

Textbooks cost a lot. With fees and other expenses at the beginning of the school year, it’s advisable to get second-hand textbooks and handout from our seniors. In case you know someone who is a year senior to you or your child, ask them. And don’t forget to keep yours in good shape and donate them. It saves money and protects the environment too.

5.Car for New Drivers
We all know the value of car reduces by 20% the moment we take it out of the dealership store. Then why pay the high price when you are a new driver? As a new driver, few scratches here and there are a given. Personally, I would make a mistake on the road if I’m more worried about my car than following traffic rules. For new drivers, it’s good to have a second-hand car. Buy a used car from an authorized dealer. This way you pay less money and have the best quality. Do the same for two wheelers for your growing children.



6.One-time Use Items

I follow this principle – I never invest in a product that I would use once or I am not sure I would use again deal. There is a textbook I bought for my entrance examination which I never used again. something I can easily go and borrow for community library. Ask yourself – if you don’t intend to use a product in the next 6 months, don’t buy it from the store. Search for a second-hand online deal or renting instead.

Is there anything you would recommend buying used? Please share in comments below.
Source: https://okfiscal.com/6-things-that-are-better-buying-second-hand-or-used-to-maintain-good-savings/
Cc: lalasticlala

The President of the Trade Union Congress, Quadri Olaleye, has said that the organised labour is still open to dialogue even as it has given the Federal Government a two-week ultimatum to conclude negotiations on consequential adjustment of salaries of workers between grades 7 and 14.

He declared this on a Yoruba programme on a private radio station in Lagos. The telephone interview programme was monitored by our correspondent on Thursday.

Olaleye, however, said even if the government invited the labour to any other meeting in order to avert strike, the labour would not bulge on its demand on the national minimum wage.

He said, “We are open to dialogue. If the government wants to hold another meeting with us, we are available. The only thing I would say is that we will have nothing short of the consequential adjustment of salaries of workers between grades 7 and 14.

“I don’t see any reason for another presidential committee after the first one.”

Labour leaders have given the President Muhammadu Buhari-led government an ultimatum to conclude negotiations on consequential adjustment of salaries of workers between grades 7 and 14.

They also rejected the presidential committee set up to further deliberate on the issue.

This was the outcome of a meeting that had in attendance leaders of the Nigeria Labour Congress and the TUC in Abuja on Wednesday.

The unions said the Joint National Public Service Negotiating Council must complete its assignment within one week.

A joint statement after the meeting insisted on the “29 per cent and not 11 per cent increment to the salaries of workers on grades 7 to 14 and the 6.5 per cent for those between 15 and 17 will subsist.”

We may not guarantee industrial peace and harmony in the country if our demands are not met at the close of work on Wednesday, 16 October,” it added.

Source: https://okfiscal.com/labour-open-to-dialogue-over-minimum-wage/

Cc lalasticlala

The third floor of the 10-storey head office building of Unity Bank Plc on Victoria Island, Lagos, was on Monday engulfed in flames.

It was learnt that the fire, which raged between 6am and 7am, did not extend to other floors of the building as the personnel of the Lagos State Fire Service extinguished it on time.

An employee of the bank, who spoke on condition of anonymity, told our correspondent that he got to the office while the inferno was still raging

He added that some of the workers, especially the security guards, tried to extinguish the fire but their efforts did not yield any result as the inferno was rising in intensity.

According to him, the fire did not affect the banking hall, noting that everything on the first floor was intact.

He stated that the bank’s head office was not handling regular banking transactions, but administrative functions.

The source added that the smoke seen in viral footage did not mean that the fire spread to the other floors.

He added that the smoke emanating from the concentrated third floor needed different outlets to escape.

The employee said, “I saw the third floor on fire before I even stepped on the premises. Security personnel initially tried to save the situation, but when the fire continued to rage, they could only look.

It wrote, “We regret to inform the public that there was a fire incident on one of the floors of our head office building early this morning.

“The cause of the fire incident is yet to be ascertained but the fire service has intervened and has brought the situation under control.”

It indicated that there was no casualty.

The bank stated, “While the extent of damage is being assessed, we are happy to note that there was no casualty or loss of life as a result of the incident. From current observations, however, the banking hall and other strategic business areas were not affected.

“We are grateful to all the agencies and volunteers that supported in bringing the incident under control. Further developments regarding the incident will be communicated as they unfold.”

In a statement to the Nigerian Stock Exchange, Unity Bank said, “We wish to inform The Exchange, our esteemed stakeholders and the general public that there was a fire incident on one of the floors of our head office building early on Monday. The fire, which started from the third floor of the building occupied by a tenant, has been fully extinguished. Preliminary investigations show that the damage is localised to the floor.

“Consistent with our business continuity framework, critical staff members have been relocated to approved offsite locations and our operations are not in any way affected. Consequently, customers have unfettered access to their accounts through our electronic channels and branches.”

It was also gathered that there were two other fire incidents at a warehouse on Rufus Giwa Street by Adebayo Doherty Street, Lekki, and Baruwa in the Ipaja area of the state.

A fire officer, who spoke on condition of anonymity, said men of the state fire service were still battling to extinguish the inferno at Baruwa.

The Public Relations Officer, Lagos State Fire Service, Mrs Abiodun Ahmed, said firefighters were on the ground to extinguish the inferno at Baruwa.

Asked if there was any casualty, she said the true picture of things would emerge after those in the fields file in their reports.

The PRO advised Nigerians to be safety conscious, especially as the dry season would soon set in.

Ahmed urged residents to get fire extinguishers for their homes, adding that the fire extinguishers were not one-time purchased items as they needed to be serviced every six months.

SOURCE: https://okfiscal.com/fire-outbreak-in-lagos-guts-bank-and-close-building/

cc: lalasticlala

The Federal Government is currently in talks with the World Bank for a fresh $2.5bn loan.

World Bank Vice President for Africa, Hafez Ghanem, disclosed this in an interview in Abuja on Wednesday, Bloomberg reported.

Nigeria received $2.4bn from the World Bank in the past year, according to Ghanem.

“We are talking about a new set of programmes of about the same amount, it should be around $2.5bn,” he said.

“It is important to resolve the problems of the power sector in Nigeria to bring in more investments because you need to bring down the cost of power to make the economy more competitive for the development of industries,” Ghanem added.

Nigeria’s domestic debt is $55.6bn, while foreign loans stands at $25.6bn.

Minister of Finance, Budget and National Planning, Zainab Ahmed, recently said Nigeria did not have a debt problem, despite misgivings amongst economists over the country’s rising debt profile.

Rather than debt, the minister said the country’s problem was revenue, and accused those criticising the foreign loans taken by the President Muhammadu Buhari administration of ‘insensitivity’.

Ahmed had said, “There is a lot of insensitivity around the level of our debt. I want to restate that our debt is not too high; what we have is a revenue problem.

“Our debt is still very much within a reasonable fiscal limit. In fact, amongst our comparative countries, we are the least in terms of borrowing.”

But she also warned that Nigeria would suffer if the current revenue performance was not improved.

The minister noted that the Federal Government hoped to raise its revenue performance from the 55 per cent that was attained in 2018 to 85 per cent in the next four years.

SOURCE: https://okfiscal.com/fg-seeks-for-another-2-5bn-loan-from-world-bank/

cc: lalasticlala

Selling a product doesn’t have to be complicated. At its most basic level a sale program is defines principally by what you sell, who you sell it to and how you sell it. Beyond that, sales involves staying focused on the details of your product and customers. As a sale program continues you will want to keep paying attention to changing trends and the needs or desires of your customers. By observing these change you will be able to adjust your program and keep your sales strong.

However, when its comes to selling of products and services there are three(3) basic secrets which are to be consider before starting a sale campaign.

Below are the three secrets;

1.people don’t buy products because of logic, people buy because of emotion and justifies the product with logic.

for instance, have you have ask yourself these questions;why do you want to buy this new dress? Why do you want to own this apartment? Why do you want to buy this property?. If you think deeper, you might come out with answers like; if I don’t buy this dress I will look out fashioned or if l don’t own this apartment I look foolish or may be because of fear that if you don’t buy this item you will miss out and you don’t want to miss out. Whatever your answers are they all boils down to your emotional reasoning. Thence, people buy products because of emotion and justifies it with logic. So think about these when you selling a product to somebody are you just talking about the features and benefits? Or are you pushing the emotional hard buttons

2.people don’t buy their way into something. They buy their out of something.

this mean people often buy something because they problem they want to solve. So before putting your product and services out for sell you have to analyze and understand what is the problem you are out to solve

The amount of money you make is in direct proportional to how well you understand your market place pain”.

3.people don’t buy product and services, people buy stories.

stories are very important when it comes to selling if product, because there are thousands of products both on online and stores. But with stories your product will have a stand in competitive market because helps to add emotions to your product. Thence, think about how to inject well organized stories into everything you do,it may be a personal story or that of your customers.

Always remember this FACT TELLS STORY SELLS

SOURCE: https://okfiscal.com/secrets-on-how-to-sell-a-product/

cc: lalasticlala

The chief excutive officer(CEO) of Invictus Group, Obinwanne Okeke who was arrested by the Federal Bureau of Investigation (FBI) over $11 million wire fraud has been indicted by a federal grand jury in the United States.

He was indicted in the initial process before the commencement of a trial usually filed after the conclusion of a grand jury investigation. 

Okeke risks the forfeiture of at least $11 million in cash and asset if found guilty of the charges as recommended by the jury. The jury also ruled that an emerald cut engagement ring found on him when he was arrested should be forfeited. 

This recommendation came after the conclusion of a series of investigationsof the U.S. Department of Justice conducted by the Federal Bureau of Investigation (FBI).  

What you should know:
 Okeke was indicted on September 9 by the grand jury while in custody of the U.S. Marshals Service. A grand jury typically consists of 23 people who may not necessarily be lawyers or have law enforcement backgrounds.

Source https://okfiscal.com/penalties-on-obinwanne-okeke-11-million-diamond-ring-cases-fbi/

CC:lalasticlala

Seyi one of the strong competitor for the 60 million prize of the ongoing bb naija season 4 pepper dem gang has won a set of bedmate furniture and a exclusive dinner in a private jet in a tough puzzle game in the game arena.

Congrat Seyi!!!


cc: lalasticlala

Justice A.T. Mohammed of the Federal High Court sitting in Port Harcourt, Rivers State has convicted and sentenced Gagiyouwe ThankGod to six months imprisonment for internet fraud.
ThankGod, a 25-year-old popular entertainer in Port-Harcourt, with the stage name “Tuesday Cruise” was arraigned on July 24, 2019, by the Uyo Zonal Office of the Economic and Financial Crimes Commission, EFCC, on a one-count charge.
The charge reads: “That you, Gagiyouwe Pal Thankgod (alias Chris Henry) on or about the 11th day of July 2019, in Nigeria within the jurisdiction of this honorable Court, fraudulently impersonated one Chris Henry by using his email addresscchrishenry560@gmail.comwith the intent to obtain money, property or any advantage from one John Smith and other unsuspecting persons, the pretence you knew to be false and thereby committed an offence contrary to Section 22 (2 ) (b) (ii) & (iii) of Cyber Crimes (provision, prevention, etc) Act, 2015 and punishable under Section 22 (2) (b) (iv) of the same Act.”

He pleaded “guilty” to the charge, and in view of his plea, counsel for the EFCC, Adebayo Soares prayed the court to convict and sentence him accordingly.
Justice Mohammed, thereafter, convicted and sentenced him to six months imprisonment with an option of fine of N200,000 (Two Hundred Thousand Naira) only.
According to Tony Orilade, EFCC spokesman, the musician’s journey to prison began on July 11, 2019, when he was arrested along Edet Akpan Avenue (Four Lanes) in Uyo by operatives of the Commission, following intelligence report.
At the time of his arrest, a laptop was found on him and a forensic analysis of it led to the retrieval of various scam documents, which the convict admitted to have sent out to mainly female foreign nationals with the aim of fleecing them of their hard-earned money under various disguise.

cc: lalasticlala

Saudi Arabia one of the strong hold of OPEC shares fallof at the start of trading Sunday, the recent attack on tqo major oil facilities in the country has resulted to falloff of more than half the OPEC kingpin’s production.

The Tadawul All-Shares Index, which tracks the Arab world’s largest capital market, sank three per cent, shedding some 200 points in the first few minutes before regaining some of the losses.

Just under one hour into the session, TASI was down 1.50 per cent at 7,715 points.
The key energy sector plunged 4.7 per cent, while the telecom and banking sectors each slid three per cent.

Other bourses in the Gulf also dropped. Dubai Financial Market was down 1.1 per cent, Abu Dhabi and Qatar markets declined 0.4 per cent each, while Kuwait shares sank 0.8 per cent and Bahrain’s bourse slid 0.9 per cent.

Oman’s shares were flat.

Explosives-laden drones struck the processing plants at Abqaiq and Khurais in the Eastern Province early on Saturday morning, knocking out some 5.7 million barrels per day of crude oil production and around two billion cubic feet of natural gas output.

The Abqaiq plant handles some seven million bpd of crude oil and billions of cubic feet of natural gas.

State-owned energy giant Aramco in March acquired 70 per cent of SABIC, the largest capitalised firm on the Saudi market, for $69.1 billion.

Source: https://okfiscal.com/saudi-stock-exchange-falloff-after-drone-attacks-on-oil-facility/

When it comes to personal finance, anything can happen, good or bad. Which is why having financial goals and plans for the future is necessary and of such plan is to have an emergency saving for uncertainties and unforseen events.
There are some things we don’t bargain for in life that just happen, this is why it is very necessary to have an emergency fund.
In this article i will be focusing on how to build emergency fund savings which can be used to resolve events that happens unaware and unexpected

What is emergency fund?

An emergency fund is an account for funds set aside in case of the event of a personal financial dilemma, such as the loss of a job, a debilitating illness, or a major repair to your home. The purpose of the fund is to improve financial security by creating a safety net of funds that can be used to meet emergency expenses as well as reduce the need to draw from high-interest debt options.
This savings are majorly kept to tackle unexpected events which demands spending of money.

Note:
No financial institutions such as bank, co operative and other financial institute have account labeled or tag emergency funds. Rather, the task falls on an individual to set up this type of account and earmark it as capital reserved for personal financial crises.

According to most financial planner, an emergency fund should contain enough money to cover at least three months your income.

How to build emergency fund

Below are step to build an emergency fund savings the major factor is starting early, if you start building your emergency fund early in no distance time you will build a comfortable savings against any emergencies that might rise later in life.
The step to build emergency fund are not complex. Here some step to been taken in building emergency fund savings:

1.Understand your income vs your expenses.

Take your time to analyze how much you make monthly and how much spend on monthly basis. Having understanding of these will help determine how much really need emergency fund and the amount you can put on its monthly.
This amount should be calculated keeping an eventual goal for savings that will contribute to your fund. As you move up (or down) through your career, you can revise this figure. Once the fund is built up to the level you need, invest extra savings for the long term or for other goals, such as buying a new apartment.

2.Set a target

Ideally, an emergency fund should have an accumulated sum of at least four to six months of a person’s monthly income to make fund easily accessible. Set a target for yourself to achieve this goal.
Decide how long it will take you to get to your target based on how you save monthly.
Also, come up with a plan to commence your saving process. Having a plan and setting goals is a perfect combination to have a functioning emergency fund.
For example, A married couple who earns N2m annually after taxes should set aside a readily accessible minimum of 400k (three months) to 800k (six months) to address unexpected financial surprises. The funds should be highly
liquid, remaining in savings accounts. These vehicles allow quick access to cash for satisfying household expenses during an emergency situation

3.Create account where you can easily access your fund:
A savings account is the best place to put an emergency fund. So you won’t have any problem when you need the money.
You need to also make saving into an emergency savings account automatic. Plan regular payments every month from your salary account to your emergency fund, using your bank’s automatic transfer payment plans. It makes it easier to save for emergency when you actually forget to do so at the end of every month.
These are simple ways you should use to start building an emergency fund to resolve financial surprises at anytime anywhere.
Key note;

An emergency fund is a financial security for future mishaps and/or unexpected expenses.

Financial planners recommend that emergency funds should typically have 3 to 6 months’ worth of income in very liquid form so that it is instantly accessible.
Use tax refunds and other windfalls to build up your fund.

In conclusion, i believe we all have a plan to financial freedom, and i also believe that after reading this article your have added emergency fund savings plan to your already made plans, now the bigger task is to follow through with all your plans and strike balance between them because it is the hardest part of achieving financial goals.

Source; https://okfiscal.com/__trashed/

CC: lalasticlala

Now that you’ ve save some emergency fund, but the rate your locate bank is paying is too small – then you need a high savings interest account.
When it comes to savings, you should consider the best options offered by Nigerian banks.you have to understand what savings account is and how it can help you earn a great interest on your money. There are many different types of accounts you can use:

√Call deposit
√Fixed deposit
√High-interest deposit.

It is smart to choose the high-interest savings option that pays interest to you. Such accounts offer the flexibility you’ll love. You can perform the following actions without worrying about losing your interest:

Withdraw cash when you need it
Make online payments
Enjoy different services that do not affect your savings account.
Savings accounts allow bank customers keep their money in the bank and earn several percents per year on top of the original amount.
Factor to examine when looking for high interest savings account
If this is your first time looking for a high-interest savings account, skipping through these options can be dangerous. When you choose a bank, you’ll want to know a few things:

How much you have to deposit in your account.
The startup cost for opening an account
How much APY[annul percentage per year] the bank is paying
Any monthly maintenance fees
The minimum you need to keep in your account to get the best rates
How long it will take to transfer your funds to another account
What to expect from customer service
find banks with high interest rate in Nigeria.
Note: The interest rates these banks are paying is as of the time of this writing. Please search for “[bank name]” + “savings interest rate” to get up-to-date rates or contact the bank you are interested in and make updated enquires
Although, Savings account offers you interest rates on your deposits with 2% being the minimum interest rates and 6% the highest interest rate a bank offers.
Now let look at 5 banks that offers high interest rates to their customers:

1.Diamond HIDA 2-6%

This financial institution has an interesting proposition called High Interest Deposit Account. If you planning to save for a special project like a wedding, buying a house or investing in a business or are you simply looking to keep away some funds for rainy days? HIDA is a special deposit account that will perfectly suit your goals and at the same time offer full credit interest on your savings. Simply put, the more you save, the more interest you earn on your deposits.For those who have not mastered the art of saving money, Diamond HIDA is a great way to start because the account does not come with a debit card so you will not be tempted to make unnecessary withdrawals. You can also enjoy 2 free withdrawals and still maintain credit interest on available balance. Below are a breakdown of interest rate earned on available balance
Less than N 100,000: 2% interest rate per Annum.
N 100,000 and N 999,999: 4.5% per annum
N 1,000,000 and N 4,999,999:5% per annum
N 5 million and above: 6.0% per annum

2.Savings Account DiamondXtra

The HIDA option offered by Diamond bank is not suitable for all Nigerians. Those of you who need a savings account with a small amount of money at the beginning can look at the DiamondXtra savings account that starts with just 1,000 Naira.

As one of the top banks in Nigeria, Diamond bank allows all interested individuals to earn interest on their saving accounts. Here are the main benefits of this offer:
An account can be opened with only 1,000 Naira on it.
There is no minimum amount you’ll have to keep on the account.
The card you’ll get is free to use at all local ATMs.
You are allowed making 3 free withdrawals within a month.
One odd fact about diamondxtra, you loose your interest onces you make 4 withdrawals in the same month.

3.Zenith Bank Account

Depending on your expectations or what suits your needs, Zenith bank offers savings account packages to suit your goals

Individual savings account: if you have a specific goal to meet up with or simply want to start setting money aside, this account is recommended for you. No money is required to open this account and you are offered interests on your fund whatever your goal for opening this account may be. You get emails or SMS alerts or even both, a debit card, master card or visa card
EazySaveClassic Account: this is specially designed for individuals with minimal forms of identification/ it has a zero account opening balance, maximum single deposit N 50,000 maximum cumulative account balance N300,000

4.GTMax Savings Account 2-3%

GTbank offers an option called GTMax. It is an account that allows Nigerians save their money and earn some interest that depends on the amount of their current funds. This savings possibility is not available to everyone because there is a minimum amount required for opening and maintaining your account.
GTMax offers these interest rates per year:
2 percent – account is opened with at least 150,000 Naira
2.75 percent – you need the minimum of 500,000 Naira to earn this interest
3 percent – for people who have at least 1 million Naira to save
All three options require a minimum balance of 100,000-500,000 Naira depending on the account type and percentage earned per annum.
The account can be interesting to businesspersons and companies who need to save money and multiply them. The good thing is that the interest can be earned as long as the minimum balance is preserved. Besides, you are allowed making only up to 5 withdrawals per month, otherwise, you’ll have to pay the fee of 2 Naira per each transaction made during the month.

5.Savings at FCMB premiun account -3.3%

Do you prefer using the First City Monument Bank? It also has a savings option for customers who need to save their money for something important or make the funds working and earning some interest. Learn more about the Premium Savings option offered here.
While the financial organization doesn’t require you to keep a minimum amount on your account you still have to add at least 100,000 Naira in order to open your savings account. Still, if you wish to earn the biggest annual interest rate (it is 3.3 percent) you need to make sure your average balance per day is at least 100,000 Naira. If the balance becomes lower than, your earnings will reduce significantly.
Just like many similar savings options, you can’t make more than 3 withdrawals per month or you will lose your monthly interest earning.

In conclusion, it is smart to save in high interest savings account because your savings capacity and interest generated determines the level of your success.

SOURCE:https://okfiscal.com/5-banks-in-nigeria-with-high-savings-interest-rate/

Thanks.
I Also do copywriting that sale for business
If you need one for your business contact 08142710714

Looking for ways to increase your business sale and income? Take a look at these 10 proven methods, then used them effectively to boost your business.

This is practical and down to earth guide on how to can increase your shop sale on daily, monthly or yearly basis.

Below are the methods needed for your sales increment:

1. Sales promotion is a great sales booster

Sales promotion is a short term promotional technique design to increase sales.this far the most effective method to increase your sales because it easy to set up and the results are likely to show immediately.

Customer likes sales promotion as they feel they’re getting a better deal, and you make more money till end of the day, it’s a win-win situation.

These are some popular sales promotion offers:

BOGOF- Buy one and one free

Buy one get one half price

Discounts, for example 50% Off price. Make it time limited offer “discounts expires in the next two weeks” to add sense of urgency.

2. Point Of Sale Displays

Point of sales displays can act as an extra sales person in your shop, you see them everywhere in supermarket and bookshops.they come in different shapes and sizes from custom made cardboard shelving units showing the best selling products, to wobbling sings hanging from the ceiling promoting benefits f the products.

They don’t need to be supplied by the products manufacturer, with little imagination you can create you own. The point is they make one particular product stand out from the crowd and help push sales.

3. Move Your Stock Around

Few weeks ago, my supermarket moved their eva soap shelf from the left side to the back end of right side of the store. While I was busy looking or my favorite soap, l stumbled upon a new soap bar that look nice. And I bought them, the supermarket has tricked me into buying a new product by changing their stock booster.
Your customer knows exactly where you stock the bolt and nuts, or the latest games on board, so make sure you move stock around frequently, you will be surprised at how a seemingly old product become popular again just because they’re have been move into a new shelf.

4. Make sure everything is price tagged

Everything in your shop must be clearly labelled for easy identification and purchase. Can you imagine the chaos in supermarket if they didn’t bother to labelled any of their product? Customers would not bother to ask for the price of all the stuff they want and simply go elsewhere. Same applicable to your shop.

5. Have A Good Marketing Plan To Drive Long Term Business

If you haven’t got a good marketing plan to drive your business , I suggest you start working one. There are plenty of books in the library that will talk your through the process of making a marketing plan that fits into your business.

The key factor here, is to create a measurable, achievable and time objectives plan, and come up with a low cost plan that help you reach them.

6. Include social media media plan for your business (e-commerce)

The world is now a global place with social media you can reach out to thousands of people. In fact social media is business field nowadays, and its low cost channels that help you build your brand and drive sales.
In essence, your marketing plan should outlines the objectives of including social media to your marketing mix. Then you need to create a publishing schedule and stick to it.

7. Build A Customer Email List

Ask your customers if they’d like sign up their Email on your list and use it wisely. You don’t need to send multiple sales messages to your customers, but everyone appreciates monthly newsletter from their favorite shop.

8. staff training

Never assume that your staff knows as much about your products as you do. Also, never assume they care about increasing your sale, after all they get paid of there services anyway, no no no never think like that. So what’s in for your staff?

Send them to receive sales course, tell them about your weekly and monthly figures, and explain if its better than or worse than last year sale. Ask them what they think you should do to increase sales. Get they involved and reward them when sales are up.

SOURCE:https://okfiscal.com/8-method-on-how-to-increase-your-business-sales-and-income/

CC: lalasticlala

A Russian ice hockey player has been awarded an unusual prize for his man-of-the-match performance - an AK-47 automatic rifle.

The head coach of Izhstal, a club in the second tier of Russian hockey, told the team it was a fitting choice for a team from Izhevsk.

The city is known for producing one of the world's most recognisable rifles.

"Lads, today we too are introducing a tradition," head coach Ramil Saifullin told the squad, cocking the gun.

"As we live in an arms manufacturing city, the city of the Kalashnikov, every match you will for yourselves name the best player, and the previous [recipient] will hand it over to him," he said inviting the captain to name the first recipient.

"Can we fire it?" the captain joked, before awarding it to the goalkeeper Savely Kononov to applause from team-mates.

"Congratulations on the win, but if we play poorly we will be shot with it," Kononov said to more applause and laughter from players.

"How do we take it to away matches?" one asked.

"We will figure it out. We will carry a wooden model," the coach replied.

CC: lalasticlala

I think Interest is not the only thing you pay for loans. There are other hidden costs. In fact your effort to submit the paperwork and get approval, It’s more sweat and money than you actually count. So before you apply for personal loan online , ask yourself some questions. Spend some time to debate each one of them.
Quickly let’s dive into questions should ask and answer before taking personal loan

1.How much should I borrow?
There is always a maximum amount restriction on personal loan. It’s the amount you can borrow as a personal loan. It depends on your financial standing. Arrive at a concrete figure of loan you need is very important. Your chance of getting the loan approved is dependent on it. Start with how much money you want. Don’t be tempted to have extra cash in hand just because it’s available. Say you want to change the living room furniture with your personal loan, research on what you want to buy, the cost of it and nothing more. Note when you borrow 50 thousand, you return more, remember that. So its worthwhile to be very calculating while arriving at the figure.

2.What do I need the loan for?
People often take personal loan online because it is easily available without definition of what they want to use the loan for, forgetting its a loan and you ‘ve to pay back with interest. I think personal loan normally taken to finance an emergency, such as to pay off debt or for home improvements. The lender asks for a reason. However, the decision on your application to some extent are not dependent on it. Still, be clear as to why you need the loan? Arriving at the reason would help you debate on whether you truly need it or not. Remember It’s a loan, and you have to pay more money than you’ve borrowed. Be clear with its objective.

3.what is the extra costs attached to it?
Think beyond interest rate. Interest rate is the main price you pay when you take a loan. But there are other costs attached to the loan. There are processing fees, administrative fees, penalty on early repayment of the loan etc. Understand the total cost of the loan before arriving at a decision to borrow. Plus, there is always the opportunity cost. What would you have done in that extra money you are paying as interest? Is your loan worth all of it? Think.

4.How much can I afford to repay?
The tenure of repayment for a personal loan is less than that for some other type of loans and the equated monthly installments are higher. Calculate your monthly expenses, subtract them from your monthly income – this residual is the maximum amount of money you can afford to repay as the loan installment. Remember to factor in emergencies or seasonal expenses that you may have to take care of. Never think of using all that residual income to pay off the EMIs. Best practice would be to keep the EMI figure between 60-70% of your residual income after expenses. Always leave room for the unexpected.

5.How long will you be paying the loan back?
The time space of repayment is a very important factor to consider. How long will you be paying the loan? Because you can’t take an additional loan until you pay this one off. Personal loan which offers zero percent interest rate often comes with a defined repayment tenure. It’s generally of lower duration than the other loans. Ask yourself how many years you will be paying this loan? Do you see any source of income which would help you to pay it off early? Generally, the longer the tenure, the greater the rate of interest, i.e., the cost. Answer all these questions to arrive at a calculated and conclusive decision.

6.What kind of personal loan do I need?
To know and understand your exact need is the first step to take a decision you won’t regret. There are many types of personal loans in Nigeria – wedding loan, holiday loan, loan for renovation, etc. Narrowing down the type of loan would help in getting the paperwork sorted. It would also help in understanding the legitimacy of your needs and the amount of loan you need to take. This may sound repetitive in nature as we have already talked about ‘what do you need the loan for’ earlier. This is different as it would help you to narrow down the bank or App which is offering the most competitive interest rate and conditions. Think from that perspective.Research Compare and Shop.

7.Where should I get the loan from?
There are numbers of banks, credit card companies or your own employer who would extend you a personal loan. Generally, the best terms of the loan are offered by your employer. Pick him over other sources. In case you are going to a credit card company, make sure to review the hidden costs. Shop around to pick a bank or App. Negotiate. Some may waive off the processing fees to get a customer. Don’t ignore the reviews online. Also, you can apply for personal loan online with play later. Download the app to know more.
More personal loan App:

•Paylater
•Renmoney
•Aella Credit
•Kwik Cash (Mines)
•Rosabon Finance Quick Loan
•Zedvance
•Page Financials
•FINT Loan

8.Are there any other alternatives than to take the loan?
I think it worthwhile to give it a second, third and fourth thought –ask yourself again and again Is the loan absolutely necessary? Think of ‘what if’ scenarios. What if you don’t take the loan – Is there any other alternative to finance? Think hard. What if there is another emergency, would you have room to finance it? Ask yourself these questions to know that it’s absolutely necessary to get a loan.
Ask all of these questions or debate them with your family before applying for a loan. It would help you to arrive at a calculated and conclusive decision.

SOURCE:https://okfiscal.com/8-questions-you-should-ask-and-answer-before-taking-personal-loan/

[url=okfiscal.com]SOURCE[/url]

zenith bank plc one among Nigeria’s leading financial institution, is set to light up the social and entertainment scene this month with the announcement of the Bank’s - Aspire Music Festival

tagged, as the most anticipated entertainment event of the year, which schedule to holds on Saturday, September 21, 2019, by 8.00pm at the Harbour Point Event Centre, Victoria Island, Lagos. The breathtaking festival promises to be a night to remember, as it will feature captivating and thrilling musical performances by some of Nigeria’s biggest artistes including Olamide, Flavour, Phyno, Niniola, Mayorkun and Rema.

The Aspire Musical Festival, which is a must-attend event for music lovers, tourists and fun-seekers, is one of a series of events lined up by Zenith Bank to usher in “Style By Zenith 2.0”, the bank’s annual lifestyle fair which will take place towards the end of the year.

Note, the attendance to this music festival is originally reserved for Zenith Bank customers. However, non-Zenith customers can still participate by simply opening a Zenith Bank account and registering to attend at zenithbank.com/style.

SOURCE:https://okfiscal.com/zenith-to-host-aspire-music-festival-2019/