₦airaland Forum

MrsF:
@olowoB so i am the scapegoat ok oooooo lollll

elope:
thamks very much. has anyone done this at any point?

elope:
. z
so pls how can one get the rate of the day one started counting?

MrsF:
As i was filling the form noticed the schools license number wasnt on the CAS so i hv to wait till monday to gt anor one and i also needed it for the form so till monday as at friday i was 182 naira short dunno how much it wd be by monday

MrsDaniels:
So @olowoB u mean one cant use the printout of the oanda rate page for the first day money is deposited just as justwise told me to do? Pls @justwise dont be angry am just scared cos of the crazy way the rate is fluctuating. But now am relieved.

justwise:
We have argued this far too many times here before but surprisingly people still ask the same question.

Since I started contributing here..getting to 7 years now I haven't seen a single person who was refused because of exchange rate fluctuations.

You can't control the market and you can't keep topping up and restarting counting the 28days. The important thing here is to pay the required amount from day one and start counting then print the oanda rate of the day you deposited the amount and the printed the bank statement for submission.

umarwy:
I just thought of something for those that are yet to aplly for visa because of the fluctuations in fx.

I think it would be best to buy dollars/pounds from BDC and deposit in a dorm account instead of topping your account in naira. Then you can start counting 28 days again.

It's not necessary to convert the full amount. One just need to have about 1000-2000 USD or GBP to

Because the fluctuation has affected even those that deposited 400-410 per pound and the projection for tomorrow is 426

I think topping account in fx should make the account more stable to fluctuation

Cheers

MrsDaniels:
One more thing should the arrangement of how am going to input naira to pounds be like dis? Cos its naira i have @Justwise

MrsDaniels:
@Justwise and @olowob pls justwise said i shud print both the day i deposit my tuition and maintainance money in acc for 28 and the day i am going to print my balance i shud print the oanda exchange rate. Pls what if the rate has fluctuated by d end of 28days? And @justwise pls explain more why u said i shud print the last day oanda rate too.

umarwy:
I see your question has been answered. I only suggested multiple accounts to mrsf because she only needed 182 naira as top up. And I assumed she has another account that has fuffield the 28 days with 182 naira . I hope it helps

yomiselmer:
You can actually use 2 accounts, but they 2 accounts must have fufilled the 28 days rules, and they will use the amount on the closing date of one account and add it to the balance of the 2nd account on that same day.

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yomiselmer:
You can actually use 2 accounts, but they 2 accounts must have fufilled the 28 days rules, and they will use the amount on the closing date of one account and add it to the balance of the 2nd account on that same day.

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muami:
For the records, the Tier 4 Policy Guidance allows the use of as many accounts as possible as long as they are in the name of the applicant or the applicant's parent in appropriate cases.


"195. Where evidence from two or more accounts is submitted, we will assess the funds available to you as being:
• the closing balance of one account, plus
• any additional money available to you on the date of that closing balance, for which you have provided the required evidence."

umarwy:
OwoloB can you send the link to the site you are referring to. because in the tier 4 policy guidance document there is no mention to number of accounts

umarwy:
I dont know about the Max accounts that can be used. But you are required to show prove of funds in your account or that of a legal guardian.
i guess as long as you can show prove of funds is what they are after

elope:
yh they do. that was what i used for application for my visa and was given. they look at the summary

umarwy:
Mrsf said the difference is just 182 naira. That's why I suggested such. It won't work If the difference is much.
Thanks

umarwy:
No ukvi accept multiple accounts. They take the sum

MrsF:
Its for my sons child student visa they dont require your statement also i have been given my CAS reference number alrdy. Plus the more money i pay the worse the situation is all i need is the rate to drop to abt N1.50 then the money in my acct is sufficient

Whatamidoinghere:
You mean for the maintenance fee or Visa payment

MrsF:
My 28days is complete now and the pound has risen up to 410 which makes me about N3000 short do i go ahead and apply today or whats the next step becos theres no guarantee it will drop or add money and strt counting all over again?? Suggestions pls
Do i also hv to print my statement before making the online application or after or it doesnt matter either way
Thanks

umarwy:
I think tha way the point base system works, you are giving 10 point if you have full maintenance and nothing if you don't have sufficient money.

The best way to handle it is if you have another account in your name(even if it was a dormant one) you should use both statement

Whatamidoinghere:
I still don't get this selling and buying thing you guys are talking about, can you please explain clearly.

Bolustic:
To those who think God doesn't exist, why don't you satisfy your curiosity by attending and giving a trial, if he then doesn't convince you, you can stick to your belief.

fizzile:
As in the normal rate and not the buying selling whatever. Am I right? Just like spikesc stated. Is that it?

WILLIAMS10:
Thanks for all the advice and suggestions..I've been able to secure the complete tuition..pls has anyone paid for visa and health insurance? What's d best bank for such transaction;at what rate? Also,can I fill the online visa application and book an appointment the same week?(that's after the 28days)

spikesC:
Oanda actually makes it easier for you with the title of the fields. Currency I have (NGN) and Currency I want (GBP)
That should clear things up

elope:
woow. i have over two weeks to go for the 28day count. and i budgeted 400naira per pound for maintenance and twas around 370 by then

Bourne007:
It's a tricky one really. I honestly don't know. When I applied for my Tier 4 though, I just used that day's rate (which happens to be equivalent to the selling rate) to convert to pounds and entered the details in the form.

If you think of it this way, you are basically selling your Naira to buy Pounds (tuition fees, accommodation).

seunakin231:
I disagree with number two... the interviewer wants you to convince him/her on ur skills and experiences to carry out the job, throwing the question back is like him answering for u, u just tried to b smart dodging the question...